Katin Credit Coral Bank ICICI shine mafi shahara kuma mai araha katin kiredit a cikin kewayon katunan Gemstone wanda bankin ICICI ke bayarwa.
Bankin ICICI yana daya daga cikin manyan bankunan kamfanoni masu zaman kansu na Indiya kuma a halin yanzu yana da hanyar sadarwa sama da rassa 5000 a Indiya.
Bugu da kari ga wannan tartsatsin isar, bankin ya kuma samar da babbar hanyar sadarwa ta kayayyaki da ayyuka na kudi. Wannan yana tabbatar da cewa samfuran kuɗi masu ƙima kamar katunan kuɗi suna da fa'ida isa ga ƙananan birane da ƙananan garuruwa na Indiya, yana ba su fa'idodin adanawa yayin ciyarwa.
Tare da ƙarancin kulawa na shekara-shekara da tarin fa'idodi akan tafiye-tafiye, abinci da nishaɗi, wannan katin yana zuwa a cikin gasa mai wuyan wuya na ƙananan katunan kulawa na zamani, musamman SBI Kawai Danna Katin Kiredit da HDFC MoneyBack Credit Card.
Bari mu ga yadda wannan kati ya bambanta da na zamani kuma wane nau'in kashe kuɗi ne zai fi lada akan wannan katin.
Katin Coral Bank ICICI ya zo cikin bambance-bambancen MasterCard da Visa.
Fa'idodin Katin Kiredit na Bankin Coral na ICICI
BARKA DA AMFANA
Babu fa'idodin maraba da aka kara akan wannan katin.
AMFANIN ZAUREN RAILWAY
A ƙarshe, na al'ada katin bashi (saɓanin ƙayyadaddun katunan kiredit na balaguro) waɗanda ke ba da fa'idodin falon layin dogo. Ga mai son balaguron jirgin ƙasa kamar ni, fa'idodin kan tafiye-tafiyen jirgin ƙasa koyaushe babban ƙari ne a cikin wani katin bashi.
ICICI Bank Coral Credit Card yana bayarwa 1 damar kyauta don zaɓar wuraren kwana na layin dogo na cikin gida kowace kwata. Don haka, kuna da damar zaɓar wuraren kwana na jirgin ƙasa sau 4 a cikin shekara.
FA'IDODIN ZAUREN JIRGIN SAMA
Katin yayi 1 na kyauta don zaɓar wuraren kwana na filin jirgin sama a kowace kwata akan mafi ƙarancin kashe Rs. 5000 a cikin kwata na baya. A takaice, kun cancanci filin shakatawa na filin jirgin sama kawai idan kuna kashe Rs. 5000 da sama a cikin watanni 3 da suka gabata.
Falo mai yawa? Duba fa'idodin falon filin jirgin sama mai ban mamaki da aka bayar ICICI Bank Sapphiro Credit Card.
LITTAFI MAI TSARKI DA INOX AMFANIN
Kuna iya amfani da rangwame 25% har zuwa Rs. 100 akan mafi ƙarancin siyan tikitin fim 2 ta BookMyShow da INOX. Ana amfani da wannan fa'idar sau biyu a wata.
FA'IDAR FARUWA FUEL
Kashi 1% akan ƙarin kuɗin mai akan mafi ƙarancin kashe Rs. 4000 kowace ciniki a duk tashoshin mai na HPCL.
FA'IDOJIN MULKI
A kashe Rs. 2 lakh a shekara, kuna karɓar maki 2000 PAYBACK. Bayan haka a kan kowane lakh 1 da aka kashe (Rs. 3 lakh gaba), kuna karɓar maki 1000 BAYA BAKI. Kuna iya samun matsakaicin maki 10,000 PAYBACK a cikin shekara guda.
SAURAN BAYANSA
- Ta hanyar ICICI Bank Abincin Abinci gata, kuna karɓar tayi na musamman da rangwame akan cin abinci.
- Bambancin Visa na Bank Coral Credit Card Visa na bankin ICICI yana haɓaka tayi da rangwame akan otal-otal, wuraren shakatawa da cin abinci mai kyau a cikin ƙasa da waje.
- Bambancin MasterCard yana ba da dama ga tashar 'MasterCard Moments'. Tashar tashar Moments tana ba da rangwame da ciniki akan tafiye-tafiye, cin abinci, nishaɗi da wasanni da kuma siyayya.
Abin sha'awa, bankin ya fitar da ginshiƙi wanda ke nuna kusan Rs. 11000+ darajar tanadi akan salon rayuwa da siyayya a cikin shekara guda. An taƙaita ginshiƙi a nan don ku duba. Zato sun dogara ne akan kashe Rs 3,60,000 na shekara-shekara.
25% rangwame akan tikitin fim tare da BookMyShow da INOX | Rs. 2,400 |
Kyautar kuɗi akan kashe Rs 3,00,000 na shekara-shekara | Rs. 1,425 |
Mahimmin lada akan kashe Rs 3,00,000 | Rs. 750 |
Samun damar zuwa filin jirgin sama na MasterCard ko Visa Airport | Rs. 4,000 |
Kashi 1% na ƙarin kuɗin man fetur akan Rs 5,000 da ake kashewa kowane wata akan mai | Rs. 600 |
Samun kyauta zuwa Railway Lounge a Indiya | Rs. 2,000 |
Lada/BIYA BACK Points na ICICI Bank Coral Credit Card
Bankin ICICI babban abokin tarayya ne na PAYBACK, babban shirin aminci mai nau'in iri na Indiya, kuma yana ba da maki lada ta hanyar maki PAYBACK. Wannan yana nufin cewa za a iya fanshi maki lada don samfura da tayi daga kundin PAYBACK.
Babban fa'idar maki PAYBACK azaman maki lada shine fa'idar maki biyu.
Don siye ta amfani da Katin Kuɗi na Bankin Coral na ICICI, zaku iya samun maki daga sauran abokan haɗin gwiwar PAYBACK, duka kan layi da kuma cikin kantin sayar da kayayyaki. Wasu sanannun samfuran waɗanda abokan haɗin gwiwar PAYBACK ne Big Bazaar. HPCL, Masana'antar Brand, Amazon, Flipkart, Myntra, Dominos, Swiggy, Lenskart da sauran shagunan da yawa.
Hakanan, abin lura shine cewa kundin PAYBACK yana da samfuran samfura da yawa da tayin zaɓi daga ciki. Jin dadin mai siyayya zan ce.
Tsarin PAYBACK shine kamar haka:
- Ma'anar BAYA 1 akan kowane Rs. An kashe 100 akan Kuɗin Utility da kuma abubuwan da suka danganci Inshora.
- Makin BAYA 2 akan kowane Rs. 100 a kan kowane ciyarwa, face mai.
Abin da ya fi lada shi ne cewa za ku iya saka maki PAYBACK ɗin ku ma!
4 maki BAYYANA = Re. 1
A TAKAICE, ANA IYA SAMUN MAGANAR BAYA
- Kayan ciniki daga Kas ɗin Lada na PAYBACK.
- Baucoci da E-Bauchi na samfuran kayayyaki masu yawa a abinci, kayan kwalliya, kayan lantarki, kayan abinci, nishaɗi da ƙari mai yawa.
- Sayayya a PAYBACK In-store da abokan haɗin kan layi.
- Air Miles.
- Cashback
Kudade & Kudade
KUDIN SHIGA
Kudin shiga shine Rs. 500 + haraji.
KUDI NA SHEKARA/KUDA SANARWA
Kudin shekara shine Rs. Haraji 500 +, an cire shi akan kashe sama da Rs. 1,50,000 a cikin shekarar da ta gabata.
CIGABAN CIGABA DA KUDI
2.5% na adadin ci gaba ko Rs. 300, duk wanda ya fi girma.
CIGABA DA CARAR KUDI
Rs 100 a kowace karba.
SAKE FITAR DA KATIN ɓatacce, SACE, KO LABARI
Rs. 100.
KUJERAR DAWOWAR BAYANI
Rs 100 kowanne don dawo da bayanan da suka wuce watanni 3.
CAJIN BIYAWA
Daidaiton Bayani | Ladan Biyan Kuɗi |
Kasa da Rs. 100 | Babu cajin |
Rs.100 - Rs.500 | Rs. 100 |
Rs.501 - Rs.10,000 | Rs. 500 |
Rs 10,000 zuwa sama | Rs. 750 |
AKAN KUDI IYAKA
3.40% na ƙarin darajar kuɗi.
KUDIN KARBAR FANSA
Don tushen Katalogi akan fansa akan BIYA BACK: Rs. 99.
Don Kasuwancin kan layi da na kantuna a PAYBACK: Rs. 25.
KUDIN MAYARWA KUDI
Rs 100 kowace ciniki.
KYAUTA BOOKING DIN Jirgin kasa
1.80% na adadin ma'amala don ajiyar tikitin kan layi da 2.50% don ajiyar tikitin counter.
SAURAN KUDI MASU BANBANCI
Rubutun | 3% na adadin daftarin ko Rs. 300, duk wanda ya fi girma. |
Komawa rajistan | 2% na jimlar adadin da aka biya ko Rs. 450, duk wanda ya fi girma. |
Kudin sarrafawa na waje | 1% na adadin cak ko Rs. 100, duk wanda ya fi girma. |
Buƙatar zamewar caji | Rs 100 akan kowane zati. |
Mu'amalar kudin waje | 3.5% alamar alama |
Cancantar Katin Kiredit na Bankin Coral na ICICI
Bankin ICICI bai fayyace ka'idojin cancanta don samun katin ba. Dangane da yawan kuɗin shiga ku, tarihin kiredit, tarihin biyan kuɗi, shekaru da wurin zama, bankin ya yanke shawarar cancantar katin.
Koyaya, la'akari da kashe kuɗin da ake buƙata don karɓar fa'idodi masu mahimmanci, wurin zama da kuma kuɗin sabuntawa, ƙiyasin mu shine samun kuɗin shiga na shekara na aƙalla Rs. 3 lakh zuwa sama za a buƙaci don la'akari da cancanta.
Daga gwaninta, zan iya cewa tarihin kashe kuɗi mai kyau ko kyakkyawan ƙimar bashi yana da nisa wajen siyan katin kiredit daga bankuna masu zaman kansu.
Don neman katin bashi na ICICI Bank Coral, da fatan za a ziyarci shafin yanar gizon hukuma nan.
Hukuncin mu akan Katin Kiredit na Bankin Coral na ICICI
ICICI Bank Coral Credit Card na iya zama cikakkiyar katin kiredit ɗin ku na farko. Fa'idodin da aka ambata kuma sun sa ya zama kati kyawawa ga wanda ya kashe ƙayyadaddun adadin kuɗin shigarsa don kula da salon rayuwa. Wannan katin na ku ne idan kun:
- Suna neman ƙaramin katin kiredit na kulawa.
- Ƙaunar ciyar da makonni biyu a kowane wata don kallon fina-finai da cin abinci.
- Yi balaguro kaɗan sau a shekara.
- Samun manyan buƙatun siyayya daga samfuran kasuwancin haɗin gwiwar PAYBACK.
Amfanin mai na katin bashi da amfani ga wanda ke da karancin man fetur saboda akwai babban adadin Rs. 4000.
ICICI Coral Card shima ba shine mafi kyawu ba ta fuskar biyan kuɗaɗen amfani. A bayyane yake, mafi kyawun kati ga wanda ke da ƙwazo don rayuwa mai daɗi ba tare da kashe kuɗi da yawa akan kuɗin sabuntawa ba.
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