Katin da muke bita a yau shine Katin Kiredit na Standard Chartered Super Value Titanium. Abin sha'awa, an tallata katin akan shafin yanar gizon hukuma a matsayin "mafi kyawun kati don biyan kuɗin ku".
Bankin Standard Chartered ya fara aikinsa a Indiya a cikin 1858 kuma yana ci gaba da ƙarfi tun daga lokacin.
Tare da gadon da ke gudana sama da shekaru 150+, Bankin Standard Chartered tsohon soja ne wajen ba da sabis na kuɗi ga Indiya mai ci gaba.
Standard Chartered Super Value Titanium Credit Card Cashback + Katin Sakamako ne. Da farko katin Cashback ne saboda fa'idodin sa sun fi dacewa don samun tsabar kuɗi. Kuna iya samun kashi na tsabar kudi akan wasu nau'ikan kashewa kamar kuɗin waya da man fetur, da sauransu. Ga duk sauran nau'ikan kashewa, zaku sami maki lada waɗanda za a iya amfani da su don siyan kaya daga tashar kasida ta banki mai suna 360° Rewards .
Bari mu dubi fa'idodi da mafi kyawun ayyuka da Katin Kiredit na Super Value Titanium ke bayarwa kuma mu yi wa kanmu hukunci idan da gaske ya tabbatar da alamar "mafi kyawun katin" dangane da biyan kuɗi. Bari kuma mu ga ko da gaske yana ceton mu ₹ 6000 a kowace shekara akan biyan kuɗi kamar yadda aka yi talla a shafin yanar gizon hukuma.
Fa'idodin Cashback da Lada na Katin Kiredit na Standard Chartered Super Value Titanium
BARKA DA AMFANA
Katin ba ya bayar da fa'idodin maraba. Yana yin, duk da haka, tayin tsabar kudi 100% har zuwa ₹ 1500 akan kashe mai a cikin watanni 3 na farko (kwanaki 90).
AMFANIN CASHBACK AKAN KUDIN MAN FETUR
Akwai 5% cashback na har zuwa ₹200 kowane wata akan kashe mai. Wannan yana aiki akan ma'amaloli na ₹ 2000 da ƙasa, kuma a duk tashoshin mai a Indiya. Matsakaicin iyaka akan kowace ciniki shine Rs. 100 watau akan kowace ciniki, zaku iya samun matsakaicin tsabar kudi na ₹ 100, kuma mafi girman ₹ 200 cashback kowane wata.
AMFANIN CASHBACK AKAN KUDIN WAYA
Katin yana ba da tsabar kuɗi 5% akan lissafin waya na ₹ 750 da sama. Matsakaicin kuɗin dawowa shine ₹ 200 kowace wata. Dole ne a biya lissafin wayar ta hanyar Billpay portal na Standard Chartered Bank don cin gajiyar tsabar kuɗi.
AMFANIN CASHBACK AKAN KUDI NA AMFANI
Sami tsabar kuɗi 5% akan lissafin kayan aiki mai ƙimar ciniki na ₹ 750 da sama. Lissafin wutar lantarki, lissafin ruwa, lissafin gas, da wasu 'yan wasu takardun kudi suna zuwa ƙarƙashin takardar biyan kuɗi. Matsakaicin tsabar kudi na wata-wata akan lissafin kayan aiki shine ₹ 100. Za'a iya amfani da tsabar kuɗi kawai lokacin da aka biya kuɗin amfani ta hanyar Billpay portal na banki.
BAYANIN LADA AKAN DUK SAURAN KUDI
Kuna samun Maki 1 akan kowane ₹ 150 da aka kashe don duk wasu kuɗaɗen ta hanyar Katin Kiredit na Standard Chartered Super Value Titanium.
Don karɓar lada, kuna buƙatar mafi ƙarancin maki 500 da aka tara a asusunku.
Za'a iya karɓar maki lada ta kan samfura ko bauchi/sabis da ake samu a tashar 360° Lada.
FA'IDOJIN MULKI
A kan kashe ₹ 90,000 da sama a cikin shekara, an cire kuɗin sabuntawa na shekara-shekara na ₹ 750.
SAURAN BAYANSA
- Kuna iya samun rangwame da tayi akan nau'ikan samfura da ayyuka da yawa, da kan cin abinci da tafiya ta Tsarin Rayuwa Mai Kyau.
- Kuna iya amfani da ƙarin katunan kuɗi na rayuwa kyauta ga danginku kai tsaye masu shekaru 18 zuwa sama (iyaye, ƴan uwa, mata, yara).
- Standard Chartered Super Value Titanium Credit Card katin bashi ne mai lamba, yana sa amfani da shi ya fi aminci a lokutan bala'in cutar.
- Ta Kuch Bhi akan gata na EMI, zaku iya canza siyan katin kiredit ɗin ku zuwa cikin sauƙi kowane wata.
- Kuna iya cin nasarar lamuni har zuwa ₹.7,50,000 ba tare da wani takaddun shaida ba a ƙarƙashin gatan Dial-a-Loan.
- Za'a iya canza ma'auni na sauran katunan kiredit ɗin ku zuwa Katin Kiredit ɗin Standard Chartered Super Value Titanium a ƙananan ƙimar riba.
- Hakanan zaka iya canza fitaccen adadin zagayowar bayanin ku na wata-wata zuwa EMI a ƙananan ƙimar riba.
- Tun daga watan Satumba na 2020, akwai tayin rangwame nan take na ₹ 200 akan sayayya na gaba a Grofers akan mafi ƙarancin ma'amala na ₹ 2,000.
- Kamar yadda aka ƙayyade a cikin Sharuɗɗan da Sharuɗɗa na katin, Standard Chartered zai "ba da tsabar kudi daga lokaci zuwa lokaci da kuma ba da maki lada akan Katin Kiredit na Titanium Super Value inda Asusun Katin ya kasance na yau da kullun kuma ba tare da ɓata lokaci ba."
Kudade & Kudade
- KUDIN SHIGA
₹ 750 + haraji - KUDI NA SHEKARA/KUDA SANARWA
₹ 750, an yi watsi da kashe kuɗin shekara na Rs 90,000. - CIGABAN ATM
3% na adadin da aka cire ko ₹ 300, duk wanda ya fi girma. - KUDIN MAYARWA KUDI
₹ 299 za a biya don biyan kuɗi takardar kudi. Adadin yana nunawa a cikin lissafin tsarin biyan kuɗi na gaba. - CIGABA DA HANYAR RASHIN KASA
₹ 25 ko 2.5% na adadin ma'amala, duk wanda ya fi girma, za a sanya shi akan hada-hadar titin Railway. - AKAN KUDI IYAKA
₹ 500 ko 2.5% na Ƙimar iyaka za a caje shi azaman kuɗin kan iyaka. - FATAR FETUR
₹ 10 ko 1% na adadin kuɗin ciniki, duk wanda ya fi girma, za a sanya shi a kan cinikin mai. Adadin ƙarin cajin na iya bambanta dangane da bankin da yake samu. - CAJIN BIYAWA
Ƙididdigan kuɗin biyan kuɗi, aika kwanakin 50 na rashin riba kamar haka (wanda ya dace da Satumba 2020):
Daidaiton Bayani | Ladan Biyan Kuɗi |
₹ 100 da ƙasa | Babu cajin |
₹ 101 - ₹ 500 | 100 |
₹ 501 - ₹ 5,000 | 500 |
₹ 5,001 - ₹ 15,000 | 700 |
₹ 15,001 da sama | 800 |
Cancantar Katin Kiredit na Standard Chartered Super Value Titanium
Age
21 - shekaru 65
KUDI NA SHEKARA
Mutane Masu Albashi Da Masu Aikata Kai tare da tsayayyen kudin shiga na iya neman Katin Kiredit na Standard Chartered Super Value Titanium. Shafin yanar gizon hukuma na katin bai ƙayyadadden adadin kuɗin shiga na shekara-shekara ba. Ana iya kammalawa cikin aminci cewa yuwuwar samun kudin shiga na mutum tare da makin kiredit za su tantance cancantarsa ga wannan katin.
WURIN ZAMA
Dangane da jerin zaɓuka na fom ɗin aikace-aikacen kan layi don katin, an fi son mazaunan wurare masu zuwa a Indiya:
Ahmedabad | Hyderabad/Secunderabad |
Baroda | Indore |
Bengaluru | Jaipur |
Bhopal | Kolkata |
Chandigarh | Mumbai/Navi Mumbai/Thane |
Chennai | Nagpur |
Cochin | New Delhi |
Coimbatore | Noida/Mafi Girma Noida |
Faridabad | sa |
Ghaziabad | Rajkot |
Gurgaon | Surat |
SAURAN CANCANCI
Samun Standard Chartered Super Value Titanium Credit Card ya zama mai sauƙi idan kun riga kuna da katin kiredit daga Standard Chartered ko wani banki.
Hukunce-hukuncen mu akan Katin Kiredit ɗin Titanium Super Value Standard Chartered
Standard Chartered Super Value Titanium Credit Card cikakke ne a gare ku idan kun:
– Yi naku tafiye-tafiye kuma ku sami kayyade kuɗin mai kowane wata
- suna da alhakin biyan kuɗin amfani na gida
- Yi amfani da tarho mai yawa ta hanyar layi ko wayar hannu
Idan aka yi la’akari da ƙarancin kuɗin kira na wayoyin hannu, da yadda mutane ke ƙara dogaro ga VoIP ko kira na tushen intanet don yin kira mai nisa, ɓangaren mai amfani da tarho na katin kiredit bai dace ba sosai. Yawancin layukan gida suma suna da ƙarancin farashi na wata-wata a kwanakin nan saboda saurin yin digitization. Tare da ₹ 750 a matsayin mafi ƙarancin ciniki (na ma'amala guda ɗaya) don wadatar ₹ 200 cashback, amfanin 5% cashback akan lissafin wayar za'a iya amfani dashi sau ɗaya cikin kwata na watanni.
Tsarin sakamako na maki 1 kowane ₹ 150 da aka kashe ba shine mafi kyau a kasuwa ba.
Don biyan kuɗin man fetur da kuɗin amfani, wannan kati ne mai kyau. Zai tabbatar da cewa kuna adana aƙalla ₹ 250 - ₹ 300 kowane wata. Wannan yana adana mafi ƙarancin jimlar kusan ₹ 3000- ₹ 3,600 kowace shekara. Ƙara masa fa'idodin lada da tayi da rangwamen da ake bayarwa lokaci zuwa lokaci, kuma wannan katin kusan ya zama dole.
Ba mu ba da shawarar wannan katin azaman katin kiredit na farko ba. Amma wannan katin yana da kyau ga mai gida wanda ke da alhakin biyan kuɗin gida kuma ya mallaki nasa ko nata. Idan kun dace da wannan rukunin, ku tafi don shi, ba zai ba ku kunya ba.
Don neman katin kiredit na Standard Chartered Super Value Titanium ta gidan yanar gizon Standard Chartered Bank, danna nan.
Akwai tambayoyi? Tambaye su a cikin sashin sharhin da ke ƙasa.
Leave a Reply