Ua luhi ʻoe i ka mālama ʻana i kahi liʻiliʻi ma kāu waihona waihona?
Ua luhi ʻoe i ka uku ʻana i nā hoʻopaʻi no ka mālama ʻole ʻana i kēlā koena?
ʻAʻole naʻe ʻoe hoʻokahi. He nui ka poʻe India e hakakā nei e loaʻa ka liʻiliʻi liʻiliʻi i kā lākou waihona kālā, akā me ka puka ʻana mai o nā waihona waihona kālā zero-balance, ʻaʻole kēia he pilikia.
E hele ana kēia pou ma waena o nā waihona waihona kālā ʻeiwa nui loa ma India, a me kā lākou mau hiʻohiʻona a pehea lākou e kōkua ai iā ʻoe. Ua uhi mākou i nā mea āpau mai nā panakō aupuni a i nā panakō kalepa. ʻO kahi waihona panakō zero-balance kahi koho maikaʻi loa no ka poʻe e hoʻāʻo nei mālama i ke kālā, inā he haumāna ʻoe, he mea nona ka ʻoihana liʻiliʻi, a i ʻole kekahi mea e ʻimi nei e mālama kālā.
No laila, e noho i hope, e hoʻomaha, a e hoʻomaka kākou i ka ʻimi ʻana i ka waihona waihona kālā zero-balance maikaʻi loa no ʻoe!
ʻO ka waihona kālā mālama kālā Equitas Bank
Mai kona hoʻokumu ʻia ʻana i ka makahiki 2007, ua hāʻawi ʻo Equitas Bank i kāna mau mea kūʻai aku i nā koho panakō. ʻO kā lākou Digital Savings Account kekahi o ia koho, he mea kūpono ia no ka poʻe makemake i ka maʻalahi o ka hana ʻana i kā lākou waihona kālā mai ka home. He maʻalahi kēia moʻokāki e hoʻonohonoho a ʻaʻohe koena liʻiliʻi; ʻO kāu kāleka PAN a me Aadhaar wale nō āu e makemake ai.
Eia hou, ʻaʻohe pono e kipa kino aku i nā lālā no ka mea ʻo ka mooolelo he kikohoʻe. Ma o ka polokalamu kelepona o ka panakō, e hana pū ana me iOS a me nā polokalamu Android, hiki iā ʻoe ke hoʻokele i kāu moʻokāki.
Hoʻopaʻa pū ka panakō i nā moʻokāki manuahi a me ka hoʻokō KYC piha no kēlā me kēia moʻokāki. ʻO ia ka koho kūpono no ka poʻe i hoʻopaʻa ʻia i ka manawa e mahalo i ka hōʻoluʻolu a me ka maʻalahi.
- Koi ʻia ke koena liʻiliʻi:- Nil
- Nā uku a me nā uku:- Nil (ʻAʻohe uku huna)
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana: - ʻO ka Equitas Bank Digital Savings Account he moʻokāki kikohoʻe piha i hiki ke wehe maʻalahi ma ka pūnaewele me ka hoʻohana ʻana i kāu kāleka PAN a me Aadhaar wale nō. ʻAʻole pono e kipa i kahi lālā.
- Ka uku panee:- Hāʻawi ʻia ka ukupanee i kēlā me kēia hapahā. Eia na uku panee.
A hiki i ₹ 1 lakh 3.50% ₹ 1 lakh – ₹ 5 lakhs 5.25% Ma luna o ₹ 5 lakhs 7.00% - Hoʻihoʻi kālā ATM:- manuahi no kā lākou mau ATM ponoʻī. No nā ATM ʻē aʻe, ʻae ʻia nā hana 3 a me 5 i nā kūlanakauhale metro a me nā kūlanakauhale ʻole.
- Kāleka hōʻaiʻē:- Loaʻa nā ʻano kāleka hōʻaiʻē 5 (Visa Classic, Visa Gold, Visa Platinum, Visa Signature)(Ua ʻokoʻa nā uku)
- Buke Koke:- ʻO kahi puke leka hoʻokahi me ka uku ʻole i ka makahiki.
- Nā lawelawe panakō kikohoʻe:- ʻO nā kālepa NEFT/IMPS/RTGS kūʻokoʻa me ka waihona kālā, akā hiki ke uku ʻia nā uku no nā kālepa lālā.
- Nā Palekana Pono
- Ma luna o 18 mau makahiki
- kamaaina Inia
- Pono ke kāleka PAN a me Aadhaar
- Loaʻa hou nā pōmaikaʻi
- Mea hana o ka mooolelo hui
- Hoʻihoʻi kālā maʻalahi
- Hoʻolilo kaulike
- Nā palapala pepa liʻiliʻi
- ʻOi aku ke kumukūʻai hana
AU Small Finance Bank Digtal Account
Ua hana ʻo AU Small Finance Bank i kahi inoa nona iho ma ke kikowaena waihona kālā ma o ka hoʻolaha ʻana i kahi ākea o nā moʻokāki kikohoʻe e mālama ana i nā pono o nā mea kūʻai aku. Hāʻawi ʻia ka helu helu kikohoʻe zero balance o ka panakō, i kapa ʻia ʻo AU Digital, i kahi ala kūpono a maʻalahi no nā mea kūʻai aku e hana i kā lākou hana pili kālā a me ke kālā ma o nā kelepona wikiō.
'O ia ho'i, hiki i nā mea kū'ai ke ho'oholo i kā lākou mau nīnau e kekahi limahana panakō e ola ana, me ka 'ole e kipa i kahi lālā.
Eia kekahi, ua hoʻolauna pū ka panakō i nā koho moʻokāki digital e like me Platinum a me Royale, kēlā me kēia mea e mālama i nā pono kikoʻī a hāʻawi i nā pono kūʻokoʻa i nā mea kūʻai aku. Me nā moʻokāki kikohoʻe a AU Small Finance Bank, hiki i nā mea kūʻai ke hauʻoli i ka ʻoluʻolu o ka waihona kālā mai ka hōʻoluʻolu o ko lākou mau home ponoʻī.
- Koi ʻia ke koena liʻiliʻi: - ʻAʻole
- Uku a me na uku:- Nil
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana: - Hiki ke wehe ʻia kēia moʻokāki a pau ma o ke kelepona wikiō me nā luna panakō, me ka hoʻohana ʻana i kāu kāleka PAN a me Aadhaar ʻo ia wale nō nā palapala i koi ʻia.
- Ka uku panee:- Hāʻawi ʻia ka ukupanee i kēlā me kēia mahina, ma nā kumukūʻai penei:
- Hoʻihoʻi kālā kālā ATM:-ʻO nā hana kūʻai manuahi ʻole ma AU Small Finance Bank ATM a me nā ATM panakō ʻē aʻe.
- Kāleka hōʻaiʻē:- Kāleka ʻaiʻē ʻo Rupay Platinum. Hoʻopuka a me ka uku makahiki o Rs. 150+ GST
- Buke Koke:- Hāʻawi ʻia nā lau 25 me ka uku ʻole i ka makahiki.
- Nā lawelawe panakō kikohoʻe:-Hoʻokaʻaʻike manuahi ʻo NEFT/IMPS/RTGS ma o ka waihona kālā a i ʻole kelepona wikiō.
- Nā Palekana Pono
- Ma luna o 18 mau makahiki
- kamaaina Inia
- Pono ke kāleka PAN a me Aadhaar
- Loaʻa hou nā pōmaikaʻi
- Loaʻa i ka lumi hoʻomaha hoʻomaha mokulele - ʻelua kipa i kēlā me kēia hapaha.
- Nā lawelawe waihona kālā wikiō a me nā kālepa.
- 24 × 7 komo i ke kālā ma o ka polokalamu kelepona a me ka puka waihona waihona pūnaewele.
- Nui nā huahana me nā locker, Demat, kākoʻo kālā, hōʻaiʻē, a me ka ʻinikua.
- Ka ʻike panakō pepa ʻole.
SBI waihona waihona waihona
ʻO State Bank of India, i kekahi manawa i kapa ʻia ʻo SBI, kahi inoa e pili pono ana i ka hilinaʻi a me ka hilinaʻi. Ua puni ʻo SBI ma mua o 200 mau makahiki a ua hoʻomanawanui ʻo ia e lilo i kekahi o nā panakō kaulana loa o ka lāhui. ʻO ka Basic Savings Bank Deposit Account, i kapa ʻia ʻo PM Jan Dhan Yojana account, ʻo ia kekahi o nā huahana kaulana loa o ka panakō. ʻAʻohe koena o kēia waihona mālama maʻalahi a ua manaʻo ʻia no ka poʻe makemake i kahi koho waihona maʻalahi.
Kuhi ʻia kēia papahana kākoʻo aupuni i nā hui haʻahaʻa i loko o ke kaiāulu i ka hoʻoikaika ʻana e hoʻoikaika i ka mālama kālā ma waena o lākou me ka ʻole o ka hopohopo e pili ana i nā hoʻopaʻi kaulike liʻiliʻi. Hiki ke wehe ʻia ka moʻokāki ma kēlā me kēia waihona SBI, aia ma mua o 22,000 mau wahi ma India. He kūpono ka moʻokāki no ka poʻe makemake e mālama pololei i kā lākou kālā a hoʻonohonoho maikaʻi ʻia a makemake paha e hoʻomaka i ka mālama kālā no ka wā e hiki mai ana.
- Koi ʻia ke koena liʻiliʻi:- ʻO Nil.
- Nā uku a me nā uku:- Nil
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana: - No ka wehe ʻana i kahi moʻokāki, pono nā mea kūʻai aku e hoʻopiha i kahi palapala noi a hāʻawi i nā palapala ʻike pono a me ka helu ʻana, e like me
- Kāleka Aadhaar, Kāleka ID koho, Kāleka PAN, a i ʻole ka laikini kaʻa.
- Pono pū ʻia nā kiʻi ʻelua i ka nui o ka passport.
- Ka uku panee:- Loaʻa i nā mea kūʻai me ke koena o ka liʻiliʻi he 1 lakh rupees ka uku paneʻe o 3.25%, aʻo ka poʻe me ka liʻiliʻi loaʻa he 3.50%.
- Hoʻihoʻi kālā kālā ATM:- Loaʻa i ka poʻe kūʻai ke kuleana i ka wehe ʻana i ka ATM manuahi ʻole 4 i kēlā me kēia mahina, me ka hoʻihoʻi ʻana mai nā SBI a me nā ATM panakō ʻē aʻe. Ua ʻōlelo ʻo TʻO nā hoʻopiʻi ma waho o ka palena manuahi e loaʻa ka uku o INR 20 a me 18% GST.
- Kāleka hōʻaiʻē:- Hiki i nā mea kūʻai ke noi no kahi kāleka hōʻaiʻē RuPay manuahi ʻaʻohe AMC (Ka uku mālama makahiki).
- Buke Koke:- ʻAʻole e loaʻa
- Nā lawelawe panakō kikohoʻe:- Hoʻohana manuahi nā lawelawe hoʻoili kālā uila e like me NEFT a me RTGS.
- Nā Koina Kuleana:-Hiki i kēlā me kēia kamaʻāina India me nā palapala KYC pono, e like me kahi kāleka PAN a i ʻole kāleka Aadhaar, hiki ke wehe i kahi moʻokāki.
- Nā ʻōlelo a me nā kūlana:- ʻAʻole hiki i nā mea kūʻai ke hoʻopaʻa i kahi waihona mālama kālā ʻē aʻe me ka panakō ke loaʻa iā lākou kahi waihona waihona waihona waihona mālama kālā. Inā loaʻa iā lākou kahi waihona mālama kālā, pono lākou e pani i loko o 30 mau lā ma hope o ka wehe ʻana i kā lākou moʻokāki BSBD.
Fi Dala
- Koi ʻia ke koena liʻiliʻi:– ʻAʻole
- Nā uku a me nā uku:- ʻAʻohe uku keu e hopohopo ai. Eia naʻe, he uku liʻiliʻi o 2.5% a i ʻole Rs. 10 (ʻoi aku ka nui) e hoʻohana ʻia ma nā hale ʻaila.
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana:- No ka wehe ʻana i kahi moʻokāki mālama kālā ʻole me Fi, ʻo ka mea wale nō āu e hana ai ʻo ka hoʻoiho ʻana i ka app ma kāu kelepona Android a i ʻole IOS. No ka mea ua hoʻolālā kūikawā ʻia ka app no nā limahana hana, e mālama ʻia kahi kaʻina hana maʻalahi e hōʻoia i kāu kūlana hana, ʻaʻole pono e ʻoi aku ma mua o 5 mau minuke.
- Nā helu uku paneʻe:- 2.4% no nā koena ma lalo o 5 crore
- Hoʻihoʻi kālā ATM: - ʻAʻole uku ʻia nā unuhi ʻana ma Federal Bank ATM. Ma nā ATM ʻē aʻe, hiki iā ʻoe ke hana i ʻelima mau hana manuahi i kēlā me kēia mahina, a laila e hoʻopili ʻia kahi uku o₹20 no kēlā me kēia kālepa.
- kaʻaoʻaoʻai e kāleka: - Ke wehe ʻoe i kahi moʻokāki Fi Savings, e loaʻa iā ʻoe kahi VISA Platinum Debit Card me ka ʻole o ka hoʻopuka ʻana a i ʻole nā uku mālama makahiki a ʻaʻohe uku kālepa honua.
- Buke Hoike:- E loaʻa iā ʻoe ʻelua puke nānā i loaʻa nā lau ʻelima, hāʻawi ʻia i kou ʻīpuka i kēlā me kēia mahina ʻeono me ka uku ʻole.
- Nā lawelawe waihona kālā kikohoʻe:- Loaʻa nā hana NEFT a me RTGS ma ka pūnaewele me ka uku ʻole.
- Nā Koina Kuleana:- No ka wehe ʻana i kahi waihona mālama kālā FI, pono ʻoe e hāʻawi i kēia mau palapala:
- 2 mau kiʻi paʻi passport
- ʻO ka hōʻoia o ka helu wahi (Kaleka Aadhaar, Kāleka ID o ka mea koho, ka laikini kaʻa kūpono, passport, kāleka hana NREGA i kau inoa ʻia e kahi luna aupuni)
- Loaʻa hou nā pōmaikaʻi
- E hauʻoli i ka ʻoluʻolu o nā lālā kino a i ʻole nā palapala lōʻihi,
- he hoʻolālā maʻalahi e hoʻohana,
- a me nā mea hoʻoikaika e like me nā kālā Fi, hiki ke kūʻai ʻia ma nā hale kūʻai koho.
- E hāʻawi ʻia ʻoe i kahi kōkua pilikino e kōkua iā ʻoe me kāu moʻokāki.
Kotak 811 Moʻokāki Bank Digital
ʻO Kotak Mahindra Bank, he inoa kaulana i ka ʻoihana panakō India, hāʻawi i kahi ʻōnaehana waihona kālā kūʻokoʻa me kā lākou Kotak 811 Digital Bank Account. Loaʻa kēia moʻohelu hou i ʻekolu mau ʻano like ʻole, kēlā me kēia mea e hoʻokō i nā pono kikoʻī o kāna mea kūʻai. ʻOkoʻa ka pae o ka hōʻoia ʻike i kāu mea kūʻai aku (KYC) i koi ʻia no kēlā me kēia ʻano like ʻole, me ka hōʻoia ikaika e alakaʻi ana i ke komo ʻana i nā lawelawe hou aku.
ʻO ka ʻokoʻa KYC holoʻokoʻa o ka moʻokāki Kotak 811 he mea koʻikoʻi loa ia, ʻoiai ʻo ia kahi moʻokāki zero-balance e hāʻawi ana i nā mea kūʻai aku i ka nui o nā pono a me nā lawelawe ʻoiai ʻaʻole koi i kahi kaulike liʻiliʻi. Hoʻolālā ʻia kēia moʻokāki no ka poʻe e ʻimi nei i kahi ʻike waihona kālā kūpono a me ka pilikia ʻole. Me ka ʻokoʻa KYC piha o Kotak 811, hiki i nā mea kūʻai ke hauʻoli i ka hui piha o nā lawelawe waihona kālā ʻoiai ke hoʻopaʻa ʻia kā lākou kālā a hiki i kahi palena e like me nā lula RBI.
- Koi ʻia ke koena liʻiliʻi:– ʻAʻole
- Nā uku a me nā uku:- No huna uku
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana:- Ke kaʻina hana wikiwiki a maʻalahi e wehe i kahi moʻokāki Kotak 811 me ka ʻole o nā lālā kino a i ʻole nā pepa pepa nui.
- Nā helu uku paneʻe:-Ka uku panee hoihoi o 3.5% no nā waihona a hiki i 50 lahks a me 4% no nā waihona ma luna o kēlā nui
- Hoʻihoʻi kālā ATM:- ʻAʻohe uku no ka unuhi kālā
- kaʻaoʻaoʻai e kāleka: - Loaʻa ke kāleka prepaid virtual, a me ke koho e hoʻohui i kahi kāleka hōʻaiʻē kino me ka uku makahiki o INR 299 (me ka GST)
- Buke Koke:- INR 3 no ka lau lau
- Nā lawelawe panakō kikohoʻe:- Loaʻa nā kālepa pūnaewele maʻalahi me NEFT/RTGS/IMPS me ke kumu kūʻai ʻole
- Nā Koina Kuleana:- No ke koho ʻana i kahi moʻokāki Kotak 811, pono ʻoe:
- 18 mau makahiki aʻoi aʻe paha
- Loaʻa i kahi kāleka Aadhaar a me PAN
- He kamaʻāina ma India me kahi ʻōlelo India
- ʻAʻole paʻa i kēia manawa kahi pilina ma mua me Kotak Mahindra Bank
- Loaʻa hou nā pōmaikaʻi
- Loaʻa 24/7 i kāu moʻokāki ma o ka pūnaewele a me ka waihona kālā kelepona
- Ma luna o 180 mau hiʻohiʻona e pili ana i ka uku bila, nā koho hoʻopukapuka, a me nā mea hou aku
- Hoʻopaʻa i ka polokalamu me ka hōʻoia ʻelua kumu a me kahi mea hoʻohana
Indus Digi-Start: He moʻokāki mālama kālā
He moʻolelo lōʻihi ko IndusInd Bank no ka hoʻolako ʻana i nā hoʻonā panakō hou e mālama ana i nā pono like ʻole o kāna mau mea kūʻai. ʻO kekahi o ia ʻano hāʻawi ʻo ia ka IndusInd Bank Savings Account, e hāʻawi ana i kahi ākea o nā koho e koho ai, no ka nohona kiʻekiʻe a i ʻole no ka holo ʻana i kahi ʻoihana.
Me ka IndusInd Bank Savings Account, hiki i nā mea kūʻai ke leʻaleʻa i ka maʻalahi a me ka ʻoluʻolu o ka waihona kālā me kekahi o nā waihona pilikino koʻikoʻi o India. Mai nā pono e like me 24/7 ke komo ʻana i ka panakō, nā mana pili pili, a me nā hāʻawi kūʻokoʻa, ʻo IndusInd Bank Savings Account ka koho kūpono loa no ka poʻe e ʻimi nei i kahi ʻike panakō piha.
- Koi ʻia ke koena liʻiliʻi:- Pono ka waihona mua o INR 20,000 e wehe i kahi waihona mālama kālā hoʻomaka Indus digi.
- Nā uku a me nā uku:- E hauʻoli i nā pono āpau o kēia moʻokāki me ka ʻole o ka mālama mālama ʻole ma hope o ka waiho mua ʻana
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana:- Wehe i kahi waihona mālama kālā me ka IndusInd Bank me ka ʻole e heʻe wāwae i kahi lālā kino. E hoʻopiha wale i kahi palapala noi pūnaewele a loaʻa kāu kāleka Aadhaar a me PAN.
- Nā helu uku paneʻe:- Loaʻa iā 3.50% ukupanee ma nā koena a hiki i INR 1 lakh
- Hoʻihoʻi kālā ATM: - Wehe i ke kālā no ka manuahi ma kekahi ATM ma India me ka hoʻohana ʻana i kāu kāleka hōʻaiʻē IndusInd Bank
- kaʻaoʻaoʻai e kāleka: - Loaʻa i kahi kāleka hōʻaiʻē titanium no INR 249 + GST. Hoʻokomo pū ʻia ke kāleka i ka uhi kuleana o INR 1 lakh a me ka pale kūʻai ʻana o INR 50,000
- Buke Koke:- Hoʻokomo pū ʻia ka puke helu manuahi me ka moʻokāki
- Nā lawelawe panakō kikohoʻe:- E hoʻohana i ka IndusInd Bank ʻO QuickPay no ka hoʻoili kālā maʻalahi a me ka wikiwiki ma o ka SMS, leka uila, a i ʻole nā pahu kaiapili me ka ʻole o ka pono o ka ʻike waihona kālā o ka mea hoʻokipa
- Nā Koina Kuleana:- No ka wehe ʻana i kahi waihona mālama kālā Indus digi-start, pono ʻoe:
- He helu Aadhaar kūpono i pili i kāu helu kelepona
- He kope kino o kāu kāleka PAN
- He pahupaʻikiʻi ma kāu kelepona paʻalima a i ʻole ka pākaukau
- Loaʻa hou nā pōmaikaʻi
- Cashback: INR 500 ma nā hana like ʻole e like me ka recharges a me ka hoʻopaʻa kaʻa
- Kūʻai kūikawā: Hāʻawi i ka huakaʻi, ka lole, a me ke kūʻai ʻana i kēlā me kēia manawa
- ʻO ke koho e koho i kāu helu moʻokāki ponoʻī, inā ʻo kāu helu kelepona, lā hānau, a i ʻole kahi helu laki o kāu koho!
Moʻokāki Bank Savings DBS Digi
Hāʻawi ʻo DBS Bank alakaʻi i kahi waihona kālā mālama kālā i hana ʻia no ka hoʻokō ʻana i nā koi o ka poʻe akamai i kēia mau lā. ʻAʻohe koi koena liʻiliʻi e hana a mālama i ka DBS Digi Savings Bank Account no ka mea he helu kaulike ʻole ia. Hiki ke kiʻi ʻia kēia moʻokāki me ka hoʻohana ʻana i nā kaha kikohoʻe o ka panakō, me ka panakō mobile a me ka panakō pūnaewele, a maʻalahi ka wehe ʻana me ka ʻole o ka pono o nā pepa. Hiki iā ʻoe ke hana maʻalahi i nā hana me ka waiho ʻana, ka wehe ʻana, a me ka hoʻoili kālā ʻana me ka hoʻohana ʻana i ka DBS Digi Savings Bank Account.
Hele mai ka mooolelo me kahi kāleka hōʻaiʻē manuahi a me ka passbook i hiki iā ʻoe ke hoʻohana no kāu pono waihona kālā i kēlā me kēia lā. Eia hou, hiki i nā mea kūʻai ke hauʻoli i nā pōmaikaʻi o ka DBS 'International Platinum Debit Card, e hāʻawi ana i nā makana a me nā pōmaikaʻi ma waena o Asia, me ka hoʻihoʻi kālā ma nā hoʻolimalima āpau, nā kuʻikahi kūʻokoʻa no ke kūʻai ʻana, huakaʻi, a me ka leʻaleʻa, hoʻihoʻi kiʻekiʻe a me nā palena hoʻolimalima, a hoʻokūkū kūʻai kūʻai haole.
- Koi ʻia ke koena liʻiliʻi:– ʻAʻole
- Nā uku a me nā uku:- ʻAʻohe uku no ka wehe ʻana a mālama ʻana paha
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana:- E wehe maʻalahi i kahi waihona mālama kālā me DBS Bank ma ke kipa ʻana i ka pūnaewele a i ʻole ka hoʻohana ʻana i ka polokalamu kelepona. E hōʻoia ʻoe i kāu kāleka PAN, ID, a me nā palapala hōʻoia o ka helu wahi i mākaukau no kahi kaʻina hana ʻole.
- Nā helu uku paneʻe:- Eʻoliʻoli i ka uku paneʻe o 3.25% ma nā waihona a hiki i ka INR 1 lakh, me ka uku uku i uku ʻia ma ka hapahā a i ʻole nā kumu ʻē aʻe e like me ka hoʻoholo ʻana e ka panakō.
- Hoʻihoʻi kālā ATM: - Hoʻihoʻi manuahi ʻole ma o nā ATM a me nā ala ʻē aʻe.
- kaʻaoʻaoʻai e kāleka:- E loaʻa i kahi DBS International Platinum Debit Card me kāu moʻokāki
- Buke Koke:- Hāʻawi ʻia ka puke leka manuahi me kāu moʻokāki
- Nā lawelawe panakō kikohoʻe:- E hauʻoli i nā lawelawe hoʻoili kālā pūnaewele manuahi me RTGS, IMPS, a me NEFT.
- Nā Koina Kuleana:- Hiki i kēlā me kēia kanaka he Indian kamaʻāina, NRI, Hindu Udivided Family, a i ʻole ʻāina ʻē ke wehe i kahi waihona mālama kālā me DBS Bank. Pono ʻoe e hāʻawi i ka hōʻoia o ka ʻike a me ka helu wahi e like me nā koi KYC.
- Loaʻa hou nā pōmaikaʻi
- ʻAʻole hiki ke waiho kālā i kēlā me kēia mahina
- Free passbook no ka huli mooolelo maalahi
- E hoʻohana i kāu moʻokāki no nā hana i kēlā me kēia lā, e like me ka waiho ʻana, withdrawals, a me ka hoʻouna ʻana.
- ʻO nā huaʻōlelo mahina manuahi
- Hoʻololi i ke kāleka i nalowale, ʻaihue, a i ʻole ka pōʻino me ka uku ʻole
He waihona waihona waihona HDFC
ʻO kekahi o nā panakō kūʻokoʻa kiʻekiʻe ma India, ʻo HDFC Bank, hāʻawi i kahi waihona waihona waihona waihona waihona waihona waihona (BSBDA) i manaʻo ʻia e hoʻokō i nā koi kumu waihona kālā o ka poʻe. Wehe ʻia kēia moʻokāki i nā ʻano mea kūʻai aku no ka mea ʻaʻohe koi kaulike liʻiliʻi.
Hiki i nā mea kūʻai ke komo i kahi ʻano o nā lawelawe panakō, e komo pū me ka waihona kālā a me nā kālepa ATM, ma nā lālā he nui a me nā wahi āpau ma India me kahi moʻokāki BSBDA. Hiki i nā mea kūʻai ke hilinaʻi i ka palekana o kā lākou kālā i kēia moʻokāki no ka mea he kaulana ʻo HDFC Bank no ka hilinaʻi a me ka palekana. He kūpono kēia moʻolelo no ka poʻe e ʻimi nei i kahi ala pololei a kūpono hoʻi e mālama i kā lākou kālā.
- Koi ʻia ke koena liʻiliʻi:– ʻAʻole
- Nā uku a me nā uku:- ʻAʻohe uku e pili ana i ka wehe ʻana i kahi waihona waihona waihona waihona mālama kālā me HDFC Bank. Eia hou, e hāʻawi ʻia kahi kāleka hōʻaiʻē iā ʻoe me ka uku ʻole.
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana
- Hiki iā ʻoe ke koho e wehe i kāu moʻokāki ma kahi lālā HDFC Bank a loaʻa ke kōkua mai kahi limahana i koho ʻia.
- ʻO kahi koho, hiki iā ʻoe ke wehe i kāu moʻokāki ma ka pūnaewele ma ka hāʻawi ʻana i kāu helu kelepona a hoʻouka i kāu palapala a me nā palapala e pono ai.
- Nā helu uku paneʻe:- Loaʻa i ka 3% uku panee ma nā koena a hiki i 50 lakhs
- Hoʻihoʻi kālā ATM:- ʻEhā hoʻihoʻi kālā i kēlā me kēia mahina ma o kekahi ʻano me ka unuhi kālā ma kahi lālā a i ʻole ATM, NEFT, RTGS, IMPS, Clearing, DD/MC hoʻopuka, etc.
- kaʻaoʻaoʻai e kāleka: - E komo i kāu moʻokāki me kahi Kāleka Rupay
- Buke Koke:- He 25 mau palapala hoʻokuʻu kālā i kēlā me kēia makahiki kālā. Hiki ke kūʻai ʻia nā puke kikoʻī hou aku no nā lau 25 ma ke kumu kūʻai o Rs 100/- (Rs.75 no nā kamaʻāina makua)
- Nā Koina Kuleana:-
- Kanaka Noho (hoʻokahi a hui pū paha)
- Na Ohana Mahele Hinedu
- ʻAʻole pono e loaʻa kahi moʻokāki BSBD me nā waihona ʻē aʻe
- ʻAʻole pono e loaʻa kahi waihona mālama kālā ʻē aʻe me HDFC Bank
- Hiki i nā poʻe liʻiliʻi ma luna o 10 mau makahiki ke wehe i nā waihona liʻiliʻi i hoʻohana ponoʻia a loaʻa i kahi kāleka ATM / Debit
- Loaʻa hou nā pōmaikaʻi
- Loaʻa nā keʻena Safe Deposit Locker a me Super Saver
- Hāʻawi manuahi manuahi no ka poʻe paʻa moʻokāki pākahi
- Hāʻawi kālā kālā ma nā lālā a me nā ATM
- ʻO ke ola BillPay me ka uku ʻole
- Nā ʻōlelo leka uila manuahi no ke koena moʻokāki, ka uku ʻana i nā bila pono, a i ʻole ka hoʻōki ʻana i nā uku hōʻoia ma o SMS
moʻokāki kumu maʻamau
Mai kona hoʻokumu ʻia ʻana i ka makahiki 1853, he moʻolelo lōʻihi a kaulana ʻo Standard Chartered Bank no ka hāʻawi ʻana i nā lawelawe kālā i nā poʻe a me nā hui. Hōʻike ʻia ka hoʻolaʻa ʻana o ka panakō i ka hana maʻalahi a loaʻa i nā poʻe āpau ma o ka Basic Account, kahi koho mālama kālā ʻole. ʻO kēia moʻokāki ke koho kūpono no ka poʻe e ʻimi nei i kahi ala maʻalahi e hoʻokele i kā lākou kālā no ka mea ʻaʻohe palena palena iki.
ʻO ka moʻokāki kumu mai Standard Chartered ka koho maikaʻi loa inā ʻoe e hoʻomaka wale nei a i ʻole e ʻimi ana i kahi moʻokāki hilinaʻi e hoʻokele i kāu mau hana maʻamau. ʻO ka mea e ʻimi nei i kahi ʻike panakō pilikia ʻole e makemake i ka maʻalahi o ka wehe ʻana a me ka hoʻokele.
- Koi ʻia ke koena liʻiliʻi:– ʻAʻole
- Nā uku a me nā uku:- ʻO nā uku no ka wehe ʻana a me ka mālama ʻana i kahi waihona mālama kālā Standard Chartered.
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana:- No ka wehe ʻana i kahi moʻokāki me Standard Chartered, e kipa i kekahi o kā lākou mau lālā a hoʻopiha i kahi palapala noi me kāu ʻike pilikino a waiho i nā palapala i koi ʻia.
- Nā helu uku paneʻe:- 2.75% ma ke koena a hiki i 50 lakh
- Hoʻihoʻi kālā ATM: - E hauʻoli i ka hoʻihoʻi ʻole ʻole ʻana mai kekahi ATM ma ka ʻāina.
- kaʻaoʻaoʻai e kāleka:- E kiʻi i kahi kāleka hōʻaiʻē hoʻomaikaʻi no ke komo maʻalahi i kāu kālā a no ke kūʻai ʻana.
- Buke Koke:- E kiʻi i kahi puke helu helu lehulehu no kou ʻoluʻolu.
- Nā lawelawe panakō kikohoʻe:- Hoʻololi koke i ke kālā me ka ʻole o nā uku hou me ka hoʻohana ʻana iā NEFT, IMPS, a me RTGS.
- Nā Palekana Pono
(i) kanaka noho
(ii) ʻO nā ʻano ʻike a me ka hōʻoia o ka helu wahi i ʻae ʻia:
- Puka ʻana
- Laikini hoʻokele
- ʻO ka hōʻoia o ka loaʻa ʻana o ka helu Aadhaar
- Kāleka ʻIke koho i hoʻopuka ʻia e ke Kōmike Koho o India
- Kāleka hana i hoʻopuka ʻia e NREGA
- ʻO ka leka i hoʻopuka ʻia e ka National Population Register me nā kikoʻī o ka inoa a me ka helu wahi.
- Loaʻa hou nā pōmaikaʻi
- Loaʻa ʻole ʻia i kekahi lālā Standard Chartered ma India me ka uku ʻole.
- 24/7 kelepona a me nā lawelawe panakō pūnaewele no ke kōkua me nā pilikia.
- Loaʻa i nā ʻano hoʻonā uku wikiwiki e pili ana iā UPI, Bharat QR, Bharat bill payment solutions, a me Samsung Pay.
ICICI Kumu Waihona Puke
Hāʻawi ʻo ICICI Bank, kekahi o nā ʻoihana pilikino koʻikoʻi o India, i kahi waihona mālama kālā kumu i nā mea kūʻai aku e ʻimi nei i kahi ala maʻalahi a hiki ke hoʻokele i kā lākou kālā. Hoʻokumu ʻia ma 1994 a he keʻena nui ma Mumbai, ʻo ka ICICI Bank he ākea ākea o nā lālā a me nā ATM a puni ka ʻāina.
Me ka hoʻokomo ʻana o Pradhan Mantri Jan Dhan Yojana (PMJDY), ua maʻalahi ka ICICI Bank i nā poʻe mai nā ʻano āpau o ke ola e wehe i kahi waihona mālama kālā, me ka ʻole o kā lākou kūlana kālā. ʻO kēia hoʻolālā, i hoʻokumu ʻia e ke aupuni India, e manaʻo e hāʻawi i ka hoʻokomo kālā a me ka loaʻa ʻana o ka hōʻaiʻē no nā ʻāpana i hoʻokaʻawale ʻia ma mua o ke kaiāulu, a ʻo ka waihona mālama kālā kumu o ka ICICI Bank kahi mea nui o kēia hana.
- Koi ʻia ke koena liʻiliʻi:– ʻAʻole
- Nā uku a me nā uku:-ʻAʻole pono ka waiho kālā no ka wehe ʻana i kahi moʻokāki
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana
- Hiki iā ʻoe ke noi no ICICI Basic savings account ma ke kipa ʻana i kā lākou pūnaewele a i ʻole ke kelepona ʻana i kā lākou lawelawe mālama mea kūʻai aku.
- Hiki iā ʻoe ke kipa i ka lālā panakō ICICI kokoke loa a noi e wehe i kahi moʻokāki.
- Nā helu uku paneʻe:- 3% no ke koena ma lalo o 50 lakhs. E uku ʻia ka ukupanee i kēlā me kēia hapaha.
- Hoʻihoʻi kālā ATM:- ʻAʻole uku ʻia nā hana mua 5. ʻO kēlā me kēia haʻalele ʻana ma hope o ia mea e uku ʻia ʻoe iā Rs 20.
- kaʻaoʻaoʻai e kāleka:- Loaʻa iā ʻoe kahi Kāleka Kūʻai ʻo Rupay manuahi me ka uku ʻole makahiki. ʻO ka palena hoʻolimalima / wehe i kēlā me kēia lā he INR 10,000.
- Buke Koke:- Hāʻawi ʻia hoʻokahi puke kikoʻī me ka uku ʻole. ʻO kēlā me kēia puke helu hou e uku iā ʻoe i Rs 20
- Nā lawelawe panakō kikohoʻe:- Hoʻololi manuahi o nā kālā me ka hoʻohana ʻana iā NEFT & RTGS
- Nā Palekana Pono
- Pono ʻoe he kamaʻāina India ma luna o 18 mau makahiki.
- ʻAʻole ʻae ʻia nā NRI e wehe i kēia moʻokāki.
- ʻAʻole ʻoe e paʻa i kahi waihona mālama kālā ʻē aʻe, me kahi BSBDA me ka panakō ICICI
- Ke noi nei ʻoe i ka moʻokāki ma kāu ʻano ponoʻī a ʻaʻole ma ke ʻano he Karta o Hindu Udivided Family (HUF)
- Loaʻa hou nā pōmaikaʻi
- Loaʻa iā ʻoe nā waihona kālā manuahi
- Loaʻa ka waihona Passbook no ka Pūnaewele Pūnaewele manuahi
- Loaʻa ka Mobile Banking ma ke noi
- Hāʻawi i kahi ʻano paʻa hoʻokahi a hui pū paha
- Loaʻa i ka 15000+ ATM ma India
ʻO ka waihona mālama mālama kumu ʻo RBL
ʻO ka Ratnakar Bank Limited, i ʻike pinepine ʻia ʻo RBL, he hui hanohano i kōkua i ka poʻe India ma mua o 70 mau makahiki. Mai kona hoʻokumu ʻana i ka makahiki 1943, ua hoʻonui ʻia ka panakō e hoʻokomo i nā lālā a me nā keʻena ʻoi aku ma mua o 300 ma nā kūlanakauhale koʻikoʻi a puni ka ʻāina.
Ua kaulana ʻo RBL iā ia iho ma ka ʻoihana panakō ma ke kau ʻana i ka manaʻo nui i ka hoʻoponopono ʻana i nā koi kālā o nā ʻano mea kūʻai like ʻole, ʻo ia hoʻi nā wahine, nā poʻe ʻelemakule, a me nā mea hana. ʻO ka Basic Savings Account, kekahi o kā lākou mau huahana, he koho maʻalahi no ka poʻe makemake e hoʻomaka e mālama a mālama i kā lākou kālā.
- Koi ʻia ke koena liʻiliʻi:– ʻAʻole
- Nā uku a me nā uku:- ʻAʻohe uku uku
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana:- E wehe i kahi waihona mālama kālā RBL Bank me ka maʻalahi ma ke kipa ʻana i ka pūnaewele RBL Bank a me ka hahai ʻana i kekahi mau hana maʻalahi. ʻO kahi koho ʻē aʻe e hāʻawi i kahi kelepona ʻole ma 9355-71-9355 e hoʻomaka koke i kāu waihona mālama kālā.
- Nā helu uku paneʻe:- 4.25% pa ma nā koena a hiki i Rs. 1 Lac, i helu ʻia i kēlā me kēia lā
- Hoʻihoʻi kālā ATM: - E hauʻoli i nā kālepa manuahi ʻole ma RBL Bank ATM. Hoʻonohonoho ʻia nā palena haʻalele i 50,000 rupees no nā ATM a me 30,000 rupees no POS.
- kaʻaoʻaoʻai e kāleka:- E kiʻi i kahi Kāleka RyPay me ke kumu kūʻai ʻole
- Buke Koke:- E loaʻa iā 2 uku uku ʻia ma nā helu pā i kēlā me kēia makahiki, me 40 mau lau i kēlā me kēia puke
- Nā lawelawe panakō kikohoʻe:- Hoʻololi i nā kālā no ka manuahi me ka hoʻohana ʻana iā NEFT & RTGS
- Nā Koina Kuleana:- No ke noi ʻana i kahi waihona mālama kālā RBL Bank, pono ka mea noi he India kamaʻāina a he 18 mau makahiki a ʻoi paha. Pono ka moʻokāki Executive Plus i ka uku uku haʻahaʻa o Rs.50,000 i kēlā me kēia mahina
- Loaʻa hou nā pōmaikaʻi
- Waihona kelepona
- Mobile hui panakō
- SMS Banking & Alakai
- Nā Palapala E
- Pūnaewele Pūnaewele
- Nā lawelawe uku pila ma ka pūnaewele
- Loaʻa i kekahi lālā RBL ma India
- Hoʻololi manuahi i nā kāleka pohō
- Hoʻonui ʻia nā kumukūʻai FD no nā mea paʻa moʻokāki RBL
Axis Basic Savings Account
ʻO kekahi o nā waihona ʻoihana pilikino kiʻekiʻe ma India, ʻo Axis Bank, ʻike ʻia no ka hāʻawi ʻana i kāna mau mea kūʻai aku i nā lawelawe kālā maikaʻi loa. Mai kona hoʻokumu ʻia ʻana ma 1993, ua ulu ka panakō i kekahi o nā hui kālā kaulana a mahalo nui ʻia i ka lāhui. ʻO ka waihona mālama kālā kumu o ka panakō, kahi e hiki ai i nā mea hoʻohana ke hoʻohana pono i nā lawelawe ʻoi loa me ka ʻole o ka mālama ʻana i ka liʻiliʻi liʻiliʻi, ʻo ia kekahi o kāna mau huahana makemake nui ʻia. Hiki i nā mea kūʻai ke hoʻokumu i kahi waihona waihona waihona kumu me Axis Bank ma o ka hana ʻana i kahi kamaʻilio wikiō maʻalahi me kahi ʻelele ma muli o ka hoʻolaʻa ʻana o ka panakō i ka hana hou a me ka ʻenehana.
- Koi ʻia ke koena liʻiliʻi:– ʻAʻole
- Nā uku a me nā uku:- ʻAʻohe koina keu. INR 500 ma ke ʻano he uku pani moʻokāki
- ʻO ka maʻalahi o ka wehe ʻana a me ka mālama ʻana:-E wehe koke i kahi moʻokāki ma ke noi ʻana ma ka pūnaewele a hoʻopau i kahi hōʻoia kelepona wikiō me nā luna panakō. ʻAʻohe pepa e koi ʻia, e lawe wale mai i kāu kāleka PAN a me Aadhaar.
- Nā helu uku paneʻe:- Ua helu ʻia ka ukupanee i kēlā me kēia lā a hāʻawi ʻia i ka moʻokāki i kēlā me kēia hapaha. Hoʻololi ka helu ma muli o ke koena moʻokāki a i kēia manawa ma waena o 3% a me 3.5%
- Hoʻihoʻi kālā ATM: - Ka palena hoʻihoʻi i kēlā me kēia lā o INR 40,000 me 4 mau haʻalele manuahi i kēlā me kēia mahina
- kaʻaoʻaoʻai e kāleka:- Kāleka ʻaiʻē RuPay manuahi ʻole me ka hoʻopuka ʻole a i ʻole nā uku makahiki
- Buke Koke:- 1 puke kikoʻī i kēlā me kēia hapaha. Nā loiloi hou ma INR 4 no ka lau
- Nā lawelawe panakō kikohoʻe:- Hoʻololi wikiwiki i nā kālā ma ka pūnaewele me NEFT/RTGS/IMPS me ka uku ʻole
- Nā Koina Kuleana:- ʻO nā mea noi kūpono he poʻe kamaʻāina India me ka ʻole o kahi waihona mālama kālā ma Axis Bank a pono lākou e hāʻawi i ʻelua mau kiʻi nui o ka passport, a me ka hōʻoia o ka ʻike a me ka helu wahi.
- Loaʻa hou nā pōmaikaʻi
- Nā waihona kālā manuahi
- ʻO ka waihona kālā maʻalahi me ke komo ʻana i nā lālā he nui a me nā ATM ma India
- Pūnaewele a me nā lawelawe Banking Mobile
- ʻO nā ʻōlelo leka uila, nā leka SMS, a me kahi passbook no ka hoʻokele moʻokāki maʻalahi
Ma India, ʻoi aku ka maikaʻi o ka loaʻa ʻana o kahi waihona kālā me ka ʻole o ke koena palena liʻiliʻi, ʻoi aku ka maikaʻi no nā poʻe e ʻimi nei i kahi moʻokāki me ka ʻole o ka palena haʻahaʻa.
ʻO kēia mau moʻokāki e ʻoi aku ka maʻalahi a me ka maʻalahi o ka waihona kālā ma o ka hāʻawi ʻana i nā kāleka hōʻaiʻē manuahi, ka wehe ʻana i ka ATM manuahi, ka hoʻonohonoho moʻokāki pūnaewele, nā lawelawe waihona kālā, a me nā mea hou aku. Hāʻawi pū lākou i nā manawa kūpono no ka poʻe e mālama i ke kālā no ka mea ʻaʻole lākou hopohopo e pili ana i ka uku ʻana i nā uku no ka mālama ʻana i nā koena haʻahaʻa.
Ma ke ʻano holoʻokoʻa, pono e noʻonoʻo ka mea makemake e hana i kahi waihona waihona kālā hou a i ʻole ka hoʻololi ʻana i kahi mea hoʻolako waihona kālā ʻoi aku ka maikaʻi.
Waiho i ka Reply