Hiki iā ʻoe ke lawe i nā hōʻaiʻē e kūʻē i kāu mau palekana i hoʻopaʻa ʻia ma o nā panakō nui a me nā NBFC, e like me:
- ICICI palekana
- Nā palekana HDFC
- ʻO Aditya Birla Capital
- Motilal Oswal
- ʻO Bajaj Waiwai
Akā ʻo kēia mau panakō, ʻo NBFC, ʻaʻole ia ke ala maikaʻi loa e loaʻa ai kahi hōʻaiʻē e kūʻē i kāu hoʻopukapuka kālā, ʻoiai inā he mea hoʻomaka ʻoe. He lōʻihi mau ke kaʻina hana. Pono ʻoe e kamaʻilio me nā luna, e kūkākūkā a loaʻa i ka nui o nā pepa.
No laila, aia ma lalo kekahi o nā paepae ʻē aʻe āu e nānā ai no ka loaʻa ʻana o ka uku ukupanee maikaʻi, kākoʻo mea kūʻai aku, a me ka ʻike ʻoi aku ka maikaʻi. Hoʻohālikelike ʻia me nā panakō.
MoneyJar
ʻO MoneyJar paha ke ala maʻalahi loa e loaʻa ai kahi hōʻaiʻē kūʻē i kāu hoʻopukapuka kālā. Eia nō naʻe, aia hoʻokahi pauku koi:
- Pono ʻoe i kahi waihona waihona HDFC ikaika.
- ʻO CAMS wale nō i lawelawe kākoʻo kālā pili no na aie.
Me MoneyJar, hiki iā ʻoe ke loaʻa i kahi hōʻaiʻē kūʻē i nā hoʻopukapuka me kekahi AMC i loaʻa iā CAMS kona RTA, e like me ICICI, Aditya Birla, HDFC, DSP a me nā mea hou aku.
Eia naʻe, ʻaʻole ʻae ʻia nā AMC e like me Axis Mutual Fund e kiʻi i kahi hōʻaiʻē ma o MoneyJar no ka mea ʻo Kfintech kāna RTA, i kapa ʻia ʻo Karvy.
ʻO kēia ke kahua maikaʻi loa e kiʻi ai i kahi hōʻaiʻē overdraft waihona kālā inā he hou ʻoe i kēia a makemake ʻoe e maʻalahi i nā mea āpau. ʻAʻole ʻoe e hopohopo e pili ana i ka nui o nā pepa, kelepona a i ʻole ke hele ʻana i kahi kaʻina hana lōʻihi. He maʻalahi e like me ka loaʻa me MoneyJar.
Pono ʻoe e hoʻopiha i kahi palapala noi, e nānā i kou ʻae ʻia, a e hele aku nā loea MoneyJar iā ʻoe i ka wā e hana ʻia ai kāu noi. He kikohoʻe piha, ʻaʻohe kaʻina hana pepa a ʻaʻole e lawe i nā hebedoma e hoʻoponopono ai.
Ke kau ʻia kāu palena overdraft, hiki iā ʻoe ke koho i ka manawa a me ka nui o ka nui overdraft i hoʻokaʻawale ʻia āu e makemake ai e hoʻoili i kāu waihona waihona HDFC. Hoʻopili wale ka ukupanee i ka nui āu e hoʻohana ai mai ka palena overdraft. ʻAʻole ma ke kālā hōʻaiʻē holoʻokoʻa i hāʻawi ʻia iā ʻoe. ʻEhia ka nui o ka palena overdraft āu e hoʻohana ai iā ʻoe.
- Inā he mea hoʻomaka ʻoe, ʻo MoneyJar ka wahi maikaʻi loa e loaʻa ai kahi hōʻaiʻē i kāu kālā hui.
INDmoney
ʻO ka mea nui, ʻo INDmoney kahi palapala hoʻokolo kālā/hoʻokomo kālā. Eia naʻe, hāʻawi lākou i nā lawelawe keʻena ʻohana, no laila ua manaʻo wau e hoʻokomo iā lākou i kēia papa inoa.
Me INDmoney, hiki iā ʻoe ke loaʻa i kahi hōʻaiʻē e kūʻē i kāu kālā hui i kahi kaʻina hana ʻoi aku ka lōʻihi a lōʻihi hoʻi i hoʻohālikelike ʻia me MoneyJar.
A ʻoi aku ka nui o ke kumu kūʻai iā ʻoe.
ʻO ka mea mua, pono ʻoe e kau inoa i kahi hoʻolālā lālā INDmoney e hoʻomaka ana ma INR 999/mahina a laila pono ʻoe e uku i nā uku a i ka hui keʻena ʻohana INDmoney e noi iā ʻoe.
E hoʻomanaʻo, eia ʻoe e loaʻa i kahi hui o nā limahana kālā e kōkua iā ʻoe. Na lākou e mālama i ka ʻauhau, ke kaʻina hana hōʻaiʻē, ka pepa a me nā mea ʻē aʻe e pono ai ke loaʻa iā ʻoe ka hōʻaiʻē.
ʻO kahi ʻōlelo koi e loaʻa ai kahi hōʻaiʻē e kūʻē i kāu hoʻopukapuka ma o INDmoney he ʻO ka helu ʻaiʻē CRIF o 750+.
ʻAʻole hiki iā ʻoe ke loaʻa i kahi hōʻaiʻē e kūʻē i kāu kālā hui, akā e kōkua pū ʻo INDmoney iā ʻoe e loaʻa i kahi hōʻaiʻē e kūʻē i kāu mau waiwai waiwai.
No laila, inā makemake ʻoe i kahi hōʻaiʻē e kūʻē i ke kālā hui a me nā waiwai ʻē aʻe i kāu kōpili aʻo ka loaʻa ʻana o kahi hui ʻoihana e kōkua iā ʻoe i waho, he koho maikaʻi paha ʻo INDmoney.
ʻO Zerodha Capital
Hiki iā ʻoe ke ʻike e hāʻawi ʻo Zerodha i ka palena e kūʻē i nā paʻa i hoʻohiki ʻia, akā hāʻawi pū lākou i nā hōʻaiʻē e pili ana i nā palekana i mālama ʻia ma lalo o kāu moʻokāki Demat.
Ua hoʻolaha hou ʻo Zerodha i kā lākou Loan Against Security subsidiary i kapa ʻia ʻo Zerodha Capital.
Inā loaʻa iā ʻoe kahi moʻokāki Demat a paʻa i nā ʻāpana, nā kālā like ʻole, a i ʻole nā mea waiwai ʻē aʻe e pili ana i kāu moʻokāki Zerodha - ʻo Zerodha Capital ke ala maʻalahi e loaʻa ai kahi hōʻaiʻē kūʻē i kāu hoʻopukapuka.
He hana kikohoʻe holoʻokoʻa. ʻO nā mea a pau āu e hana ai, ʻo ia ke noi no Zerodha Capital, hoʻohui i kāu moʻokāki, kau inoa i nā pepa hōʻaiʻē ma ke kelepona a waiho ʻia ke kālā i hāʻawi ʻia i kāu waihona waihona.
ʻO ka uku paneʻe i hāʻawi ʻia e Zerodha Capital e like me 26OʻOkakopa 2021 he 10.5% no ka makahiki, he haʻahaʻa ia ma mua o MoneyJar. Hoʻolaha lākou i kēia uku paneʻe e like me ka paʻa. Eia naʻe, ma lalo o ka ʻāpana FAQ, ʻōlelo ʻo Zerodha hiki iā lākou ke hoʻololi i ka uku panee ma muli o nā kūlana waiwai.
Pono ʻoe e heluhelu pono i nā ʻōlelo a me nā kūlana ma mua o ke koho ʻana i kahi hōʻaiʻē e pili ana i nā securities. Manaʻo wau e hoʻolimalima i loio inā ʻoe e hōʻaiʻē no nā kumu ʻoihana a ʻoi aku paha ma mua o INR 15 Lakhs.
ʻO ia - ʻo ia nā wahi maikaʻi loa ʻekolu e loaʻa ai kahi hōʻaiʻē kūʻē i ke kālā like.
E hōʻike iaʻu inā he nīnau kāu.
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