Koj puas tau qhib koj lub khw muag khoom e-lag luam, tab sis xav paub seb qhov kev them nyiaj twg xaiv?
Nyob rau lub sijhawm no ntawm digitalization thiab kev loj hlob tsis tu ncua ntawm E-lag luam khw muag khoom, cov koom haum hnub nyoog tshiab yuav tsum tau txais cov thev naus laus zis tshiab thiab cov txheej txheem. Lub hauv paus tseem ceeb tshaj plaws ntawm kev lag luam E-lag luam yog tswj hwm koj cov nyiaj them poob haujlwm, yog li xaiv qhov chaw them nyiaj txoj cai yog qhov tseem ceeb rau kev ua tiav.
Nrog ntau pua qhov kev daws teeb meem kev them nyiaj pib txhua xyoo, txhua qhov muab ntau txoj kev them nyiaj, koj tuaj yeem nug koj tus kheej uas yog qhov kev xaiv zoo tshaj plaws rau koj txoj kev lag luam.
Lub rooj vag them nyiaj yog dab tsi?
Lub rooj vag them nyiaj muaj ib txoj hauv kev tsis muaj teeb meem ntawm kev them nyiaj online, ua haujlwm ua tus choj ntawm tus tub lag luam lub vev xaib lossis daim ntawv thov mobile thiab lub txhab nyiaj. Tsuas yog nyem ib zaug, koj tuaj yeem them nyiaj rau ib yam khoom lossis kev pabcuam yam tsis muaj cov kauj ruam ntxiv.
Thaum nws txog sijhawm them, tus tub luam lub vev xaib xa koj cov ntaub ntawv debit / credit card mus rau lub qhov rooj them nyiaj rau kev tso cai. Tom qab tshawb xyuas tag nrho cov ntsiab lus nrog koj lub txhab nyiaj, lub rooj vag them nyiaj pab txhawb kev hloov pauv tsis siv neeg los ntawm koj tus as-qhauj mus rau hauv lawv li - yooj yim thiab nyab xeeb!
raws li Statista, Is Nrias teb Cov Nyiaj Them Nqi Digital yuav tsum nthuav dav ntawm tus nqi zoo kawg li ntawm 14.16% CAGR los ntawm 2023-2027, nrog kwv yees Tag Nrho Cov Nqi Them Nqi ntawm US $ 160.60bn hauv 2023 thiab kwv yees tag nrho ntawm US $ 272.80bn los ntawm qhov kawg ntawm 2027!
Qhov kev hloov pauv loj zuj zus no yuav tsum tau ua kom cov lag luam xaiv tsuas yog qhov zoo tshaj plaws them nyiaj qhov rooj rau kev ruaj ntseg thiab kev ua tiav siab tshaj plaws.
Nrog rau qhov no hauv siab, cia peb saib 12 lub qhov rooj them nyiaj zoo tshaj plaws hauv Is Nrias teb uas koj tuaj yeem xaiv los ntawm:
CCAvenue
CCAvenue muaj kev hloov pauv yooj yim, uas yuav ua rau koj txoj kev lag luam nce thiab khiav hauv ib teev nkaus xwb!
Tsim los ntawm Vishal Metha hauv 2007, Infibean yog lub tuam txhab niam txiv nrog nws lub hauv paus hauv Mumbai. Nws tau tshaj tawm tias 85% ntawm cov tub lag luam Khab siv CCAvenue - ua pov thawj tias qhov rooj vag no ua tiav li cas!
Tau ntau xyoo dhau los, CCAvenue tau ua tus thawj coj ntawm kev lag luam eCommerce hauv Is Nrias teb, muab kev yooj yim thiab kev nyab xeeb tsis sib xws. Nrog lawv lub qhov rooj them nyiaj, koj tuaj yeem nkag mus rau ntau dua 100 ntau txoj hauv kev xws li credit cards, debit cards, internet banking accounts, digital wallets, thiab EMI, nrog rau kev xaiv them nyiaj ntau yam xws li US dollars, GBP, thiab Indian Rupees.
nta:
- Kev ua haujlwm hauv 27 qhov sib txawv loj.
- 18 hom lus Indian muaj nyob rau ntawm nplooj ntawv txheeb xyuas ntau hom lus.
- Txais nyiaj tsis muaj PCI DSS ntawv pov thawj
- Txais kev them nyiaj ruaj ntseg hauv koj lub iOS, Android, lossis Windows app
- 200+ txoj kev them nyiaj, suav nrog EMI kev xaiv
Tus Nqi Them:
- 2% rau tag nrho cov kev lag luam hauv tsev siv credit / debit cards, digital wallets, net banking, thiab UPI
- Rau txhua daim debit / credit card txawv teb chaws, tus nqi yog 4.99%
- 3% rau tag nrho cov lag luam hauv tsev / tuam txhab credit card
- 4% rau tag nrho Diners Club, American Express, thiab Amex EMI phaib
Instamojo yog lub platform SMEs uas muab cov neeg ua lag luam Indian txhua yam lawv xav tau los khiav lawv cov lag luam online, suav nrog lub khw muag khoom, kev daws teeb meem kev them nyiaj, thiab cov cuab yeej lag luam muaj zog.
Nrog Instamojo txoj kev txhawb nqa, ntau dua 15 lab tus lag luam ywj pheej tau tsim kev lag luam e-lag luam zoo nrog kev siv zog yooj yim. Lub rooj vag them nyiaj no yog qhov kev daws teeb meem zoo tshaj plaws rau kev sau nyiaj los ntawm kev lag luam hauv kev sib raug zoo xws li Facebook, WhatsApp, thiab Instagram. Ntxiv mus, cov tub lag luam tuaj yeem siv zog sau lawv cov nqi ntawm SMS lossis email!
nta:
- Kev rho tawm yog pub dawb
- Koj tus as-qhauj hauv tuam txhab nyiaj yuav nyob hauv 3 hnub
- Txhawb Magento, PrestaShop, OpenCart, thiab lwm yam kev lag luam loj
- Muaj ib qho kev thov them nyiaj app rau Android xov tooj los sau thiab taug qab cov nyiaj them poob haujlwm
Tus Nqi Them:
- Tus nqi tu txhua xyoo: ZERO
- Tus Nqi Them Nqi: 2% + Rs 3 rau kev sib pauv
PayUa
Nrog PayU, koj muaj lub zog los hloov kho koj cov nyiaj them nyiaj digital!
Nws yog ib qho yooj yim los teeb tsa thiab siv nrog haiv neeg OTP thiab ib-nias kev xaiv them nyiaj rau kev hloov pauv, ntxiv rau cov nyiaj rov qab tam sim rau tag nrho koj cov neeg siv khoom kom lawv tsis txhob poob tawm. Tsis tas li ntawd, koj tuaj yeem taug qab txhua tus neeg siv khoom lag luam hauv kev ua kom zoo nkauj ntawm koj lub vev xaib!
nta:
- Credit / debit cards, net banking, UPI, hnab nyiaj, EMIs, thiab ntau dua tau txais los ntawm Payu
- Nws lees txais kev them nyiaj thoob ntiaj teb thiab txhawb ntau lub txiaj ntsig
- Lub software sib txuas tau yooj yim nrog kev them nyiaj yooj yim platforms
- Hom customization yog ua tau
Tus Nqi Them:
- Zero tus nqi tu txhua xyoo
- American Express thiab Diners Cards muaj tus nqi pauv ntawm 2% ntxiv rau GST rau txhua qhov kev sib pauv
- Muaj 3% tus nqi ntxiv rau GST ntawm kev lag luam txawv teb chaws thiab EMI kev them nyiaj lwm txoj kev
Paytm Payment Gateway
Paytm Payment Gateway nthuav tawm kev ruaj ntseg, PCI-raws li kev daws teeb meem los pab ua kev lag luam nrawm nrawm yam tsis muaj nqi ntxiv rau kev teeb tsa lossis kev saib xyuas. Tsis tsuas yog lub rooj vag no lees txais daim npav rho nyiaj / daim npav rho nyiaj, tab sis kuj tseem siv nyiaj hauv tuam txhab nyiaj, UPI, thiab Paytm hnab nyiaj xaiv!
Paytm tau dhau los ua ib qho tseem ceeb hauv lub neej ntawm tib neeg thoob plaws Is Nrias teb, los ntawm cov neeg muag khoom me mus rau cov neeg coob coob. Nrog Verisign-certified SSL encryption thev naus laus zis, Paytm tau hloov pauv kev them nyiaj online los ntawm kev muab kev ruaj ntseg thiab kev ntseeg siab tsis sib xws.
nta:
- Ua kom nrawm
- Kev sib koom ua ke yooj yim ntawm 100+ qhov chaw them nyiaj
- Qhov zoo tshaj plaws-nyob rau hauv-chav kawm cov nqi kawm tau zoo
- Ib qho ntawm Is Nrias teb cov kev tshaj tawm nrov tshaj plaws
- Kev pab tshwj xeeb
Tus Nqi Them:
- UPI kev lag luam: 0% (Standard) thiab Rs. 5 txog 65 rau ib txoj haujlwm (Subscribe)
- Paytm hnab nyiaj: 1.99%
- Debit Card (Mastercard thiab Visa): 0.4 txog 0.9%
- Rupay daim debit: 0%
- Net banking: 1.9%
- International PG: 2.9%
ICICI Them Nyiaj
ICICI Bank's ICICI Payseal muab kev siv thev naus laus zis thiab kev daws teeb meem hauv tuam txhab nyiaj rau txhua yam kev lag luam e-commerce hauv online uas yuav tsum tau them nyiaj.
Nws yog hloov tau, yooj yim customizable, thiab tuaj yeem ua ke rau hauv koj lub platform uas twb muaj lawm tsis muaj sijhawm. Siv lawv lub qhov rooj them nyiaj tiag tiag ntawm kev them nyiaj hauv internet txhim khu kev qha kom koj tsis txhob plam kev muag khoom vim muaj teeb meem kev lag luam.
nta:
- Txais Debit, Credit, UPI, Bharat QR, EMI, thiab Dynamic Currency Conversion (DCC) kev them nyiaj tsis muaj zog.
- Qhov siab tshaj Android POS ntse them nyiaj thiab kev tswj hwm kev lag luam davhlau ya nyob twg ua txhua yam los ntawm kev lees txais cov nyiaj them rau kev taug qab kev muag khoom thiab cov khoom muag.
- Lub teeb yuag thiab portable GPRS davhlau ya nyob twg lees txais ntau qhov kev them nyiaj ntawm kev mus thiab hloov cov nyiaj ntsuab ntawm kev xa khoom nrog daim npav xa khoom.
Tus Nqi Them:
- Rau ib tus tub lag luam ID, kev koom ua ke raug nqi Rs.50,000 ntxiv rau cov kev pabcuam uas tsis tuaj yeem thim rov qab
- Ntxiv MIDs raug nqi Rs.10,000
- Lawv them VISA/Master Card muas 3.00% + se them se rau IMS nqi, thiab txawv teb chaws daim npav pauv 4.00% + se them se
- Tus nqi xauj tsev txhua xyoo yog Rs.12,000 thiab tus nqi pauv tsawg dua Rs.36 Lacs
PayKun
PayKun yog ib qho kev them nyiaj zoo tshaj plaws rau kev lag luam, SMEs, NGOs thiab e-Commerce hom. Nws lub vev xaib mobile-optimized txhawb nqa QR kev lag luam thiab lwm txoj hauv kev ua ntej - ntxiv rau, nws ua rau cov nyiaj rov qab tau yooj yim nrog nias ib zaug xwb.
Kev them nyiaj tsis ua hauj lwm cov kev xaiv downtime kuj muaj nrog rau kev them nyiaj rau cov tub lag luam, yog li muab kev tswj hwm lawv cov nyiaj ntau dua.
nta:
- Paperless, yooj yim, thiab ceev onboarding txheej txheem
- Yooj yim & nqi-dawb platform kev koom ua ke nrog koj lub vev xaib lossis daim ntawv thov
- Ua raws li PCI DSS v3.2.1 Theem 1 (Daim Npav Kev Lag Luam Cov Ntaub Ntawv Kev Ruaj Ntseg)
- Muab tus nqi ncaj nraim thiab ntau dua 120 kev xaiv them nyiaj
- Cov txheej txheem rov qab yooj yim rau cov neeg siv khoom nrog ib nyem
Tus Nqi Them:
- Rau kev lag luam hauv tsev, 1.75% ntxiv rau ib qho GST siv tau.
EaseBuzz
Koj tuaj yeem yooj yim kho cov txheej txheem them nyiaj rau tag nrho koj cov neeg siv khoom nrog Easebuzz!
Nws tso cai rau koj los txais cov nyiaj them los ntawm ntau qhov chaw xws li credit cards, debit cards, net banking options, UPI mobile wallets, Simpl, thiab Ola postpaid on any device securely. Ua kom zoo dua ntawm nws cov txiaj ntsig zoo thiab txhim khu kev lag luam e-lag luam los ntawm kev sib koom ua ke yooj yim rau hauv koj lub vev xaib tam sim no.
nta:
- Tiv thaiv kev dag thiab them rov qab
- Kev sib koom ua ke ntawm kev them nyiaj lub rooj vag nrog koj lub vev xaib e-lag luam nrawm nrawm rau kev them nyiaj
- Streamlines kev them nyiaj online nrog kev xa tawm sai thiab du
- Tiv thaiv cov tub lag luam thiab cov neeg siv khoom los ntawm kev nkag mus rau txhua qhov kev lag luam
- 24/7 kev muag khoom thiab kev them nqi
Tus Nqi Them:
- 4 rupees rau kev pauv mus txog 1000.
- Txhua qhov kev lag luam raug nqi 5 Rupees rau tus nqi ntawm 1000 thiab 25000.
- Tus nqi them rau kev lag luam tag nrho ntau dua Rs. 25,000 yog 9 Rupees txhua.
BillDesk
Bill Desk yog qhov kev daws teeb meem zoo tshaj plaws rau txhua qhov koj xav tau them nyiaj ib hnub.
Raws li ib tug ntseeg Bharat Bill Payment Operating Unit, uas yog tsoom fwv ntawm Is Nrias teb, nws muab ib tug muaj kev nyab xeeb thiab ruaj ntseg rooj vag los them cov nqi ntawm ntau yam xws li cov nqi xov tooj, nqi roj, nqi fajseeb khomob, internet service provider (ISP) nqi, credit card. kev them nyiaj, thiab ntau ntxiv nrog nws cov kev pabcuam hauv tuam txhab nyiaj loj!
nta:
- Cov neeg siv khoom tuaj yeem ua kom nrawm nrawm los ntawm kev them nyiaj yam tsis tas yuav nkag mus rau hauv app lossis lub vev xaib
- 170+ Txoj Kev Them Nyiaj - Txhua yam hauv ib qhov txuas
- Kev ruaj ntseg kev lag luam los ntawm kev siv One Time Passwords
- Tsim cov kev sib txuas them nyiaj, xa cov ntawv ceeb toom, thiab taug qab koj cov khoom khaws cia hauv lub sijhawm siv qhov yooj yim thiab nkag siab interface
Tus Nqi Them:
- 10 mus rau 50 rupees rau txhua qhov kev lag luam ntxiv rau cov se kev pabcuam
PayPal
PayPal yog lub rooj vag them nyiaj thoob ntiaj teb nrog ntau dua 377 lab tus lej sau npe hauv ntau dua 200 lub tebchaws.
Yog tias koj xav lees txais kev them nyiaj los ntawm cov neeg siv khoom thoob ntiaj teb, PayPal yuav tsum yog koj tus lej xaiv thaum xaiv lub qhov rooj them nyiaj rau koj lub khw E-commerce. Nws txoj kev yooj yim thiab txhim khu kev qha ua rau PayPal yog qhov kev xaiv zoo tshaj plaws uas lwm tus neeg muab kev pabcuam tsis tuaj yeem sib tw yooj yim.
PayPal tso cai rau cov tub lag luam koom nrog lawv lub platform thiab lees txais kev them nyiaj hauv ntau lub txiaj ntsig. Qhov no ua rau nws yooj yim rau cov neeg siv khoom thoob ntiaj teb los yuav los ntawm koj lub khw yam tsis muaj kev txhawj xeeb txog tus nqi pauv thaum hloov lawv cov txiaj. Tsis tas li ntawd, PayPal cov kev tiv thaiv kev dag ntxias yog cov saum toj kawg nkaus thiab tuaj yeem pab ua kom koj lub khw muaj kev nyab xeeb los ntawm kev dag ntxias.
nta:
- Txais 100+ nyiaj txiag.
- Muaj 400+ lab tus neeg siv thiab 20+ xyoo ntawm kev paub.
- PayPal kev teeb tsa kev lag luam tso cai rau koj txhim kho yam tsis muaj lub rooj vag hassles.
- Siv 128-ntsis SLL encryption rau kev ruaj ntseg.
- Zero tus nqi tu txhua xyoo.
- PayPal app muaj rau ob qho tib si iOS thiab Android SDK.
- Tso cai QR code muas.
Tus Nqi Them:
- 5% + 3 INR ib zaug
Rab chais
Tsim muaj xyoo 2013 los ntawm Shashank Kumar thiab Harshil Mathur, Razorpay yog lub tuam txhab Indian fintech muab kev daws teeb meem them nyiaj rau cov neeg muag khoom, cov muag khoom eCommerce, thiab cov tub lag luam. Qhov system no ua kom yooj yim rau tag nrho cov txheej txheem them nyiaj txij thaum pib mus rau qhov kawg.
Ua kom koj lub lag luam nce thiab khiav hauv feeb nrog kev teeb tsa tsis muaj zog ntawm Razorpay lub qhov rooj them nyiaj! Razorpay tso cai rau koj lees txais cov neeg siv khoom them nyiaj los ntawm ntau txoj hauv kev, xws li kev them nyiaj lub rooj vag, txuas, nplooj ntawv, SmartCollect, thiab kev tso npe.
Ntxiv mus, Razorpay sawv tawm rau nws txoj kev ua kom nrawm nrawm thiab kev koom ua ke yooj yim. Nrog kev pab ntawm lub rooj vag no, cov neeg siv tau nkag mus rau Dashboard uas tso cai rau lawv saib cov ntaub ntawv yuav khoom hauv lub sijhawm. Yog li ntawd, txhua tus, los ntawm cov neeg ua haujlwm ywj pheej thiab cov neeg ua haujlwm tus kheej mus txog rau cov tuam txhab loj, tau txais txiaj ntsig los ntawm Razorpay cov yam ntxwv kev nyab xeeb thiab nws txoj kev yooj yim ntawm kev siv.
nta:
- Kev koom ua ke yooj yim nrog cov ntaub ntawv zoo SDKs, RESTful APIs thiab plugins
- Kev them nyiaj yug rau 92 txiaj
- Hloov pauv txiaj hauv lub sijhawm
- 100+ hom kev them nyiaj
- Cov kev paub zoo tshaj plaws thaum kuaj tawm
- Kev them nyiaj sai sai
- Kev Tshaj Tawm Tshaj Tawm thiab Kev Ntsuam Xyuas
Tus Nqi Them:
- 2% ntawm Indian debit / credit cards, net banking, UPI
- 3% ntawm Diners thiab Amex Cards, International Cards, EMI (Credit Card, Debit Card & Cardless) & Corporate (Business) Credit Cards
Kev Them Nyiaj Tsis Muaj Nyiaj
Kev Them Nyiaj Cashfree yog ib qho pioneering Indian kev them nyiaj qhov rooj thiab API kev them nyiaj platform raws li hauv Bangalore uas tau pab txhawb kev vam meej ntawm ntau tshaj 100,000+ tub lag luam.
Tsim los ntawm Reeju Datta thiab Akash Sinha hauv 2015, Cashfree muab cov kev daws teeb meem hauv online tsis muaj teeb meem rau cov lag luam loj thiab me kom muaj kev ruaj ntseg nyiaj txiag. Lub rooj vag them nyiaj no muaj kev daws teeb meem hu ua "Cashgram." Nrog Cashgram, cov lag luam tuaj yeem sau nyiaj sai thiab ruaj ntseg los ntawm kev xa lawv cov neeg siv lub vev xaib txuas.
nta:
- 120+ kev xaiv them nyiaj
- Cov nyiaj rov qab tam sim no suav nrog COD xaj rov qab
- Tsis muaj nqi teeb tsa
- Ib qho yooj yim lub vev xaib kev koom ua ke nrog RESTful APIs thiab JavaScript SDK
- Txais daim npav, 75+ Net banking lwm txoj kev, mobile hnab nyiaj, UPI, NEFT, IMPS, thiab PayPal
- Txhawb ntau dua 32 txiaj
Tus Nqi Them:
- Net banking, credit, thiab debit card muas nqi 1.75% rau ntau tshaj 70 lub tsev txhab nyiaj.
- Cardless thiab Them Tom Qab: 2.5% ib qho kev sib pauv rau EMI
- 3.5% ntxiv rau 7 INR ib daim npav rho nyiaj thoob ntiaj teb
HDFC Payment Gateway
HDFC Bank Payment gateway ua rau nws tsis yooj yim rau cov neeg siv khoom them lawv cov nqi hauv internet banking.
Nws cov kev pabcuam API muab txoj hauv kev tsis sib haum xeeb ntawm kev lees txais daim npav rho nyiaj ncaj qha los ntawm koj cov neeg siv khoom thiab koom nrog cov lag luam e-lag luam nrov xws li WooCommerce thiab Shopify.
Nrog nws cov neeg siv-phooj ywg interface thiab cov cuab yeej siv thev naus laus zis, HDFC Payment Gateway yog qhov kev daws teeb meem zoo tshaj plaws rau txhua yam koj xav tau them nyiaj online.
nta:
- Yooj yim rau Integrate 100+ lwm txoj kev them nyiaj
- Kev pabcuam 24-teev cov neeg siv khoom
- Kev xa tawm sai
- Kev ruaj ntseg online kev lag luam platform
- Tsuas yog HDFC tus account tam sim no tau txais kev them nyiaj, uas yuav siv sijhawm ib hnub.
Tus Nqi Them:
- Kev teeb tsa tus nqi INR 20,000 + se them se (ib zaug thiab tsis them rov qab)
- credit / debit card muas nqi 3% -10% + se them se
- Tus nqi tu txhua xyoo Rs.10,000
xaus
Txhua qhov kev xaiv ntawm kev them nyiaj yog kev ntseeg siab, ruaj ntseg, thiab yooj yim rau cov lag luam kom txais kev them nyiaj online.
Nta, nqi, thiab kev siv yooj yim sib txawv, yog li xaiv qhov zoo tshaj plaws haum rau koj cov kev xav tau kev lag luam. Nrog lub qhov rooj them nyiaj ruaj ntseg nyob rau hauv qhov chaw, koj tuaj yeem pib txais kev them nyiaj nrog kev ntseeg siab thiab yooj yim.
Nco ntsoov xyuas txhua qhov kev xaiv ua tib zoo ua ntej koj txiav txim siab!
Sau ntawv cia Ncua