Ib lub platform uas nws cov khoom muaj nqis tau txais tag nrho hauv ib hnub. Qee cov khoom muaj npe tau muag tawm hauv 2 teev, thiab Wint Wealth tab tom ua cov xov xwm hauv Is Nrias teb kev lag luam nyiaj txiag.
Tab sis, Wint Wealth yog dab tsi, Nws ua haujlwm li cas?
Yog vim li cas nws thiaj li hyped, thiab nws puas muab tau zoo rov qab?
Kuv siv Wint platform los nrhiav cov lus teb rau tag nrho cov lus nug no.
Cia peb pib nrog A rau Z ntawm lub platform thiab seb nws puas tsim nyog koj lub sijhawm thiab nyiaj txiag lossis tsis.
Wint yog dab tsi?
Wint Wealth yog lub platform rau nce nyiaj rau NBFCs (Cov tuam txhab nyiaj txiag tsis yog tuam txhab nyiaj). Nws muab cov npe ntawm cov cuab yeej cuab tam rau nws cov neeg siv thiab muab cov nyiaj rov qab zoo rau lawv cov peev txheej.
Wint wealth muab cov neeg laus ruaj ntseg bonds los ntawm cov tuam txhab sib txawv ncaj qha rau cov neeg siv.
Tab sis, vim li cas koj thiaj li yuav tsum siv Wint los nqis peev hauv cov nyiaj no?
Cia peb kawm saib.
Vim li cas Wint?
Feem ntau, cov khw muag khoom lag luam tsis tuaj yeem nqis peev hauv cov nyiaj no vim lawv daim pib loj heev. Nws pib ntawm ib ncig ntawm Rs.10,00,000 uas tsis muaj peev xwm ua tau rau cov neeg lag luam muag khoom no.
Qhov thib ob txoj hauv kev rau kev nqis peev hauv lawv yog los ntawm cov tsev txhab nyiaj thiab kev sib nrig sib nyiaj. Cov cuab yeej nyiaj txiag no coj cov nyiaj los ntawm cov neeg lag luam muag khoom, ntxiv lawv cov paj laum, thiab cov nqi thiab tom qab ntawd nqis peev rau hauv cov ntawv cog lus no.
Qhov teeb meem ntawm cov txheej txheem no yog tias cov paj laum tau txais los ntawm cov neeg ua lag luam feem ntau qis. Qhov no tshwm sim vim tias cov tsev txhab nyiaj khaws lawv cov nyiaj tau los thiab.
Wint lub hom phiaj los daws tag nrho cov kev txhawj xeeb no los ntawm kev cia cov neeg lag luam muag muag ncaj qha mus nqis peev hauv cov ntawv cog lus no. Raws li cov kev cai tshiab, cov tub ua lag luam tam sim no tuaj yeem ua qhov tsawg kawg nkaus peev ntawm Rs.10,000 hauv cov ntawv cog lus no.
Los ntawm Wint, tam sim no koj tuaj yeem tso nyiaj ncaj qha rau hauv cov ntawv cog lus no yam tsis muaj kev cuam tshuam ntawm lub txhab nyiaj lossis cov peev nyiaj sib koom. Qhov no muab tus nqi rov qab ntau dua rau cov tub ua lag luam.
Wint's Senior Secured Bonds yog dab tsi?
Ua ntej dhia mus rau Senior Secured Bonds, nws yog ib qho tseem ceeb kom nkag siab txog txhua yam ntawm nws cov ntsiab lus. Pib nrog, daim ntawv cog lus yog kev ruaj ntseg nyiaj tau los. Hauv cov lus hais txog nyiaj txiag, daim ntawv cog lus yog ib qho kev ruaj ntseg uas tus neeg tawm tswv yim muaj nuj nqis rau tus tuav ntawm daim ntawv cog lus. Tus neeg xa khoom yuav tsum tau them rov qab tus nqi tseem ceeb ntawm daim ntawv cog lus thaum nws loj tuaj thiab cov paj laum nyob rau lub sijhawm.
Tam sim no, muaj ob hom Bonds, piv txwv li Unsecured bonds thiab Secured Bonds. Ib daim ntawv cog lus tsis muaj kev ruaj ntseg tsuas yog txhais tau tias yog daim ntawv cog lus uas tsis muaj kev ruaj ntseg koom nrog hauv daim ntawv cog lus. Yog tias lub tuam txhab ua tiav nws cov haujlwm, ces muaj qhov tsawg kawg nkaus ntawm kev rov qab tau koj cov nyiaj tau los ntawm lub tuam txhab.
Ib daim ntawv cog lus ruaj ntseg yog ib qho uas txhawb nqa los ntawm kev ruaj ntseg txaus. Yog li, yog tias lub tuam txhab cua hlob tuaj, koj muaj feem ntau dua kom tau txais koj cov nyiaj tau los.
Thaum kawg, cov nyiaj laus ruaj ntseg txhais tau hais tias nyob rau hauv cov xwm txheej ntawm lub tuam txhab kaw, cov neeg tuav pov hwm laus tshaj plaws yuav yog thawj tus tau txais lawv cov peev nyiaj. Wint wealth's Senior Secured Bond yog raws li tus qauv no nkaus xwb.
Cov yam ntxwv ntawm Wint Wealth
Muaj ntau yam nta tuaj ntawm lub rooj nrog Wint's Senior Secured Bonds. Cia peb saib ntawm lawv txhua tus hauv kev nthuav dav.
1. Tsawg daim pib loj
Tsis zoo li lwm cov kev nqis peev hauv daim ntawv cog lus, qhov twg muaj daim pib loj heev, Wint muab cov khw muag khoom lag luam los koom nrog cov nyiaj tau los ruaj khov rau qis li Rs.10,000. Yog li, koj tsis tas yuav nqis peev nyiaj ntau hauv cov kev nyab xeeb no thiab tuaj yeem pib nrog tus nqi qis heev los ua qee qhov zoo nkauj rov qab.
2. Kev nqis peev zoo & nyab xeeb ntawm lub platform
Cov neeg lag luam feem ntau ntshai los nqis peev hauv txhua yam ncaj qha vim muaj ntau qhov kev dag ntxias tshwm sim hauv kev lag luam nyiaj txiag. Txhawm rau daws qhov no, Wint lim tawm cov tuam txhab zoo tshaj plaws thiab tsuas yog muab qhov kev xaiv nyab xeeb tshaj plaws rau cov tub ua lag luam.
3. Rov qab zoo dua li FDs
Tib neeg tau mob ntawm qhov tsis tu ncua ntawm kev rov qab los ntawm Kev Tso Nyiaj Tsau, thiab Wint tsuas yog qhov kev daws teeb meem zoo tshaj plaws rau qhov no. Ua ib qho kev nyab xeeb thiab ruaj ntseg ruaj ntseg nyiaj tau los, Senior ruaj ntseg daim ntawv cog lus zoo ib yam li FDs hauv qhov xwm txheej. Txawm li cas los xij, lawv muab ib ncig ntawm 9% mus rau 11% ntawm cov khoom xa rov qab, uas yog ntau dua li FDs.
4. Kev pheej hmoo tsawg dua li cov khw muag khoom lag luam
Wint Wealth's senior secured bonds yog tam sim no nyob ze ntawm tus nqi ntawm kev pheej hmoo muaj los ntawm cov lag luam Tshuag. Yog tias koj qhov kev pheej hmoo txaus ntshai tsawg lossis koj yog ib tus neeg uas tsis xav poob lawv cov nyiaj txiag, Wint cov cuab yeej peev yuav yog qhov zoo tshaj plaws thawj koom ruam rau koj.
5. Muaj ntau txoj hauv kev nqis peev
Raws li tib neeg lub hom phiaj los nthuav qhia lawv cov kev xaiv portfolio, Wint muaj lub sijhawm zoo hauv lub npe no. Koj tuaj yeem yooj yim ua rau koj cov kev nqis peev hauv kev ncaj ncees thiab cov nuj nqis, vim tias cov ntawv cog lus no cia koj ncaj qha nqis peev hauv cov nuj nqis ruaj ntseg thiab nyab xeeb.
Cov txiaj ntsig ntawm Wint Wealth
1. Rov qab zoo
Wint Wealth muaj nyob ib ncig ntawm 9% mus rau 11% rov qab los ntawm lawv cov Senior Secured Bonds, uas yog qhov zoo heev rov qab los txiav txim siab tias nws yog kev ruaj ntseg rov qab.
2. Lub sijhawm tsawg dua
Tsis zoo li lwm yam FDs thiab daim ntawv cog lus uas muab rov qab mus rau qhov kev ua si mus sij hawm ntev, piv txwv li, nyob ib ncig ntawm 5 xyoo, cov nyiaj tau los ntawm Wint Wealth muab qhov rov qab los ntawm 2 xyoos xwb.
3. Muaj ntau yam
Yog tias koj mus rau hauv kev nqis peev, ces koj yeej yuav tsum paub txog qhov tseeb tias koj yuav tsum muaj kev sib txawv ntawm koj cov ntaub ntawv. Qhov kev sib txawv no muab kev tiv thaiv rau koj tiv thaiv kev lag luam tam sim ntawd poob. Nrog Senior Secured Bonds, koj tuaj yeem yooj yim sib txawv koj cov ntaub ntawv los ntawm kev nqis peev hauv cov nuj nqis uas muab cov nyiaj rov qab.
4. Kev tswj kom tiav
Ib qho txiaj ntsig tseem ceeb ntawm kev nqis peev hauv Wint Wealth yog nws cov cai. Nws yog tswj hwm los ntawm SEBI & RBI, uas muab kev nkag siab ntawm kev ruaj ntseg thiab kev tiv thaiv rau cov tub ua lag luam. Yog li, koj tuaj yeem ntseeg Wint nrog koj cov peev txheej.
5. Cov npe ntawm Cov Khw Muag Khoom
Muaj ntau daim ntawv cog lus tam sim no rau kev nqis peev ntawm Wint's platform tau teev nyob rau hauv Tshuag lag luam. Qhov no ua rau muaj kuab heev rau cov cuab yeej no.
Risks koom nrog
Nrog kev nqis peev, tuaj ntau qhov kev pheej hmoo ntawm lub rooj. Cia peb saib cov kev pheej hmoo cuam tshuam nrog Wint Wealth lub platform.
1. Kev pheej hmoo credit
Ntau lub sij hawm, cov tub ua lag luam ntshai tias lawv cov kev nqis peev yuav tau mus rau xoom yog tias qhov pib ua lag luam nce. Feem ntau, cov nyiaj tsis muaj kev ruaj ntseg tau tsaws cov tub ua lag luam hauv kev poob loj. Wint Wealth tshem tawm qhov kev pheej hmoo no los ntawm kev cia tsuas yog cov tuam txhab ntawm lawv cov platforms uas muaj kev ruaj ntseg ntau dhau los npog lawv cov nyiaj tau los.
Koj tuaj yeem mus rau Amortizing daim ntawv cog lus, nyob rau hauv uas koj tuaj yeem yooj yim khaws koj tus nqi tseem ceeb hauv kev them nyiaj hauv lub sijhawm tshwj xeeb.
2. Liquidity Risk
Txawm hais tias koj tuaj yeem yuav cov nyiaj no thaum twg lawv muaj, koj yuav ntsib teeb meem thaum koj xav muag lawv. Qhov no yog vim tias cov nyiaj no tsis muaj peev txheej ntau lub sijhawm, txawm tias nws tau teev nyob rau hauv kev sib pauv khoom lag luam.
Txoj hauv kev zoo tshaj los daws nws yog kev nqis peev tsuas yog cov nyiaj uas koj tuaj yeem tuav tau ib lub sijhawm. Wint pab hauv qhov no los ntawm kev muab cov nyiaj rov qab zoo hauv lub sijhawm luv luv ntawm ob xyoos lossis ib xyoos. Los ntawm qhov no, cov tub ua lag luam tsis tas yuav tos kom tau txais lawv cov txiaj ntsig thiab tus nqi tseem ceeb.
3. Kev Txhaum Cai
Tsis muaj leej twg paub thaum twg kev dag ntxias tuaj yeem tshwm sim rau ib tus neeg. Muaj ntau zaus thaum tib neeg tau raug suav nrog ntau lab tus peev. Ib yam li ntawd, tib neeg tsis yog 100% kev ntseeg siab hauv cov ntawv cog lus no.
Wint muaj kev nyab xeeb tag nrho ntawm cov ntawv cog lus no los ntawm kev coj ua sib txawv. Ua ntej tshaj plaws, ib qho thiab tag nrho cov ntawv cog lus yog cherry-xaiv los ntawm lawv. Wint tsuas yog coj cov tuam txhab lag luam uas muaj peev xwm tsawg.
Lub tuam txhab qis qis txhais tau hais tias nws muaj cov nuj nqis qis-rau-equity piv. Qhov no txhais tau hais tias thaum lub tuam txhab xaus nws txoj haujlwm, nws yuav muaj peev xwm them cov nuj nqis los ntawm nws qhov ncaj ncees.
Yuav Ua Li Cas Ua Lag Luam Hauv Senior Secured Bonds ntawm Wint Wealth
Raws li koj sau npe thiab txheeb xyuas koj tus kheej los ntawm cov txheej txheem KYC, koj yuav tuaj hla lub vijtsam dashboard no. Ntawm no koj tuaj yeem taug qab thiab saib tag nrho koj cov peev txheej.
Txhawm rau yuav daim ntawv cog lus, nyem rau ntawm "Tswj Vaj Huam Sib Luag" tab, uas yuav coj koj mus rau qhov screen no. Koj yuav pom tag nrho cov khoom muaj npe ntawm Wint Wealth ntawm lub tab no. Raws li koj tuaj yeem pom cov cuab tam pom hauv daim duab, twb tau muag lawm. Txawm li cas los xij, koj tseem tuaj yeem saib lawv cov ntsiab lus.
Thaum koj nyem rau ntawm "Saib Cov Khoom Muag Khoom", koj yuav tuaj hla lub tab no uas koj tuaj yeem pom tag nrho cov ntsiab lus ntawm cov khoom vaj khoom tsev. Nws qhia txog hom kev them nyiaj paj, nyiaj them rov qab, yam tsawg kawg nkaus peev kom tau, thiab qhov teeb meem loj ntawm daim ntawv cog lus.
Koj tuaj yeem nyem rau ntawm "Invest Now" tab yog tias koj npaj yuav khoom vaj khoom tsev.
Tam sim no, koj yuav raug coj mus rau qhov screen no uas koj tuaj yeem xaiv koj cov peev nyiaj ntau thiab pom cov nyiaj rov qab uas koj yuav tau ua los ntawm lawv. Tom qab xaiv tus lej ntau, nyem rau ntawm "Invest Now".
Tom qab ntawd koj yuav raug coj mus rau lub qhov rooj them nyiaj, qhov uas koj tuaj yeem ua kom them nyiaj thiab tau txais cov khoom muaj nqis no.
Kuv Qhov Pov Thawj
Zuag qhia tag nrho, Wint Wealth yog ib qho kev hloov pauv hauv cov ntawv cog lus nqis peev. Muaj ntau yam sib txawv thiab cov txiaj ntsig uas ua rau lub app sawv hauv kev ua lag luam. Cov neeg siv txawm tias muaj kev nyab xeeb nrog ntau yam kev ntsuas kev nyab xeeb thiab cov pas dej ruaj ntseg tam sim no ntawm lub platform.
Txawm li cas los xij, kuv xav qhia kuv cov neeg nyeem kom nkag siab txog cov ntawv cog lus ua ntej. Ua ntej hu xov tooj, koj yuav tsum saib seb cov tuam txhab no puas tuaj yeem tswj hwm lawv cov kev pheej hmoo zoo los yog tsis. Nws yog ib txwm pom zoo kom nkag siab txog kev lag luam thiab nws txoj haujlwm ua ntej nqis peev koj cov nyiaj khwv tau los rau hauv nws.
Kuv vam tias koj tuaj yeem nkag siab txhua yam txog Wint Wealth thiab seb nws yog qhov kev xaiv peev zoo rau koj lossis tsis yog. Muab tso rau hauv koj cov lus thiab qhia rau kuv tias koj nyiam ib feem ntawm qhov kev nqis peev zoo li no.
Pib nqis peev nrog Wint Wealth →
FAQ
Yuav ua li cas Wint khwv tau nyiaj?
Raws li cov tub ua lag luam yuav cov nyiaj laus ruaj ntseg, lawv tau txais cov paj laum ntawm cov kev nqis peev no. Wint Wealth tsub cov paj laum tawm cov tuam txhab nyob ib ncig ntawm 1% mus rau 1.5% ntawm cov paj laum ntawm txhua qhov kev lag luam ua tiav ntawm lawv lub platform.
Puas yog Senior Secured Bonds muaj kev nyab xeeb?
Senior secured bonds yog daim ntawv cog lus ruaj ntseg tshaj plaws hauv ntu no. Sib nrug los ntawm muab kev ruaj ntseg ruaj ntseg, lawv muab tus nqi tseem ceeb rov qab rau cov tub ua lag luam ua ntej thiab qhov tseem ceeb tshaj plaws raws li cov nyiaj rov qab nyob rau hauv cov xwm txheej ntawm lub tuam txhab winding.
Puas yog Wint Wealth muaj kev nyab xeeb?
Lub tuam txhab tau tswj hwm los ntawm RBI thiab SEBI. Qhov no txhais tau hais tias tsis muaj lub caij nyoog ntawm kev dag ntxias lossis qee yam tsis raug cai ua rau nws.
Qhov tsawg kawg nkaus tus nqi pib nqis peev nrog Wint Wealth yog dab tsi?
Nrog rau daim pib loj me me, cov neeg siv tuaj yeem nqis peev tsawg li Rs.10,000 hauv cov cuab tam tam sim no ntawm Wint wealth.
Kuv puas tuaj yeem poob nyiaj txawm tias tom qab muaj tag nrho cov kev ruaj ntseg hauv cov nyiaj no?
Yog lawm, koj tseem tuaj yeem poob koj cov nyiaj hauv cov cuab tam no. Tsis txhob hnov qab tias nws kuj yog ib qho cuab yeej nqis peev thiab ib txwm muaj kev pheej hmoo ntawm kev poob koj cov peev hauv cov kev coj ua no.
Sau ntawv cia Ncua