Ndi ambiri Mapulogalamu a BNPL (Buy Now Pay later). polowa ku India, anthu ali ndi chidwi chogwiritsa ntchito ngongole zake.
Komabe, nthawi zambiri zimakhala zofala kwambiri kuti Ngongole ya amwenye ndi osauka kwambiri chifukwa sagwiritsa ntchito ngongole kwambiri.
Astu Credit ikufuna kuthana ndi vutoli pothandiza ogwiritsa ntchito kupanga ngongole zawo pongolipira kudzera pa pulogalamu yake.
Ogwiritsa ntchito safunikanso kupanga akaunti yakubanki yosiyana kapena kutenga ngongole kuti akweze bwino CIBIL.
Tiyeni tiwunikenso pulogalamuyi ndikusankha ngati mugwiritse ntchito pomanga ngongole yanu kapena ayi.
Kodi Astu Credit ndi chiyani?
Astu Credit ndi Chiyambi cha Indian mothandizidwa ndi ma VC akuluakulu ngati Titan Capital ndi Samyakth Capital. Pulatifomu imangoyang'ana pakumanga mphambu ngongole wa ogwiritsa.
Amagwirizana ndi mabungwe akuluakulu angongole monga Experian, CIBIL, CRIF, ndi EQUIFAX kuti apititse patsogolo kuchuluka kwangongole kwa ogwiritsa ntchito.
M'malo mopanga akaunti yatsopano ya banki, Astu Credit imathandiza ogwiritsa ntchito ake kupanga ngongole yabwino, pongolipira kudzera papulatifomu yawo. Mumapezanso zotsatsa zina ndi kuchotsera ndi pulogalamuyi.
Kutanthauza kuseri kwa mawu akuti Astu:(Vedic) IPA: /ɐs.tu/; (Zachikale) IPA: /ˈɐs̪.t̪u/. VerbEdit. Zolemba • (kodi inu). zikhale, zikhale choncho, chabwino.
Tiyeni tione mbali zake mwatsatanetsatane.
Mawonekedwe a Astu Credit
Astu Credit ikadali mu gawo lachitukuko ndipo ikuyamba kutulutsa zonse zake.
Komabe, ndikufotokozerani zonse zomwe zikubwera mu pulogalamuyi ndi momwe mungapindulire nazo.
1. Khadi la Debit Limene Limawonjezera Kupeza Ngongole
Chosinthika kwambiri cha Astu Credit ndikuti chimakuthandizani kukulitsa ngongole zanu ndi a khadi madebiti.
Inde, munamva bwino. Zomwe muyenera kuchita ndikupanga zochitika zanu kuchokera papulatifomu ya pulogalamuyo kapena kudzera pa kirediti kadi yomwe Astu azitulutsa mtsogolomo.
Astu akuti ngongole yanu iyamba kuyenda bwino m'miyezi itatu kapena isanu ndi umodzi ngati mupitiliza kugwiritsa ntchito ntchito zake pochita malonda.
2. Lipirani Ndalama Zothandizira
Ndi Astu, mutha kulipira mosavuta ndalama zanu zothandizira pogwiritsa ntchito nsanja yake.
Imatumiza zambiri zamalipiro anu kwa omwe ali nawo a NBFC, omwe amapititsa patsogolo malondawo. Zolipira zotere zimathandizanso kuwongolera kuchuluka kwangongole kwa wogwiritsa ntchito.
Mutha kulipira ngongole zanu za inshuwaransi, mabilu amagetsi, ndalama zamagesi, ndi zina zambiri kudzera papulatifomu.
3. Onani Ngongole Yanu (Ikubwera Posachedwa)
Mutha kuyang'ananso ngongole yanu ndi Astu. Mukalowa mwatsatanetsatane, Astu Credit imadzutsa funso lofewa pa mbiri yanu yangongole (Kufunsa kofewa sikukhudza ngongole yanu).
Komabe, izi siziyenera kuchitika papulatifomu.
4. Ndalama Zobweza Mpaka 10%
Pogwiritsa ntchito ntchito za Astu, mutha kupanga malonda anu mosasunthika ndikuwongolera ngongole yanu.
Koma, si zimenezo. Ogwiritsanso ntchito amapatsidwanso ndalama zobwezera mpaka 10% pazochita zilizonse m'miyezi itatu yoyambirira.
5. Imalumikizana ndi Akaunti Yakubanki Imene ilipo
Ngati mumaganiza kuti ngongole ya Astu ipanga akaunti yatsopano pazantchito zawo, ndiye kuti sizowona. Mosiyana ndi mapulogalamu ena azachuma, Astu imagwira ntchito pa akaunti yanu yakubanki yomwe ilipo.
Zomwe muyenera kuchita ndikulumikiza ndi akaunti yanu ya Astu Credit ndi bingo. Mutha kugwiranso ntchito pangongole yanu osatenga ngongole kapena ngongole ndikungopanga zochitika zanthawi zonse.
Kodi Ntchito?
Magulu a Astu Credit ali ndi mabungwe apamwamba kwambiri padziko lonse lapansi kuphatikiza Experian, CIBIL, Equifax, ndi CRIF kuti athandizire ogwiritsa ntchito ake kuti apange ngongole zawo.
Zimawonjezera ku akaunti yanu yakubanki papulatifomu. Mukamalipira kudzera papulatifomu, imangotengera ndalamazo ku akaunti yakubanki.
Pamene wogula amapanga malonda ndi nsanja ya Astu, tsatanetsatane wa chochitikachi amasungidwa ndi nsanja. Pakatha mwezi umodzi, zonse zomwe mwachita m'mwezi wathunthu zimakonzedwa ndipo malipoti amatumizidwa ku mabungwe a ngongole.
Mabungwe angongolewa amawunika zonse zandalama za wogwiritsa ntchito ndikuwonjezera mbiri yawo yangongole. Pamene mbiri ya ngongole ikukulirakulira ndi nthawi, ngongole za ogwiritsira ntchito zimayamba kuwonjezeka pang'onopang'ono.
Pakadutsa miyezi 3-6, mudzatha kuwona kuchuluka kwa ngongole.
Mwanjira imeneyi simuyenera kutenga ngongole zilizonse, makhadi a ngongole, kapena mtundu wina uliwonse wangongole kuti mumange ngongole zanu. Ndi njira yotetezeka kwathunthu yomwe ilibe chiopsezo.
ubwino
- Mawonekedwe osavuta kugwiritsa ntchito
- Pulatifomu imagwirizana ndi mabanki 127
- Zopereka pa nthawi yake ndi kubweza ndalama kwa ogwiritsa ntchito
- Khadi la debit la ogwiritsa ntchito
- Amapereka zinsinsi zabwino komanso chitetezo kwa ogwiritsa ntchito
- Simakhudza chindapusa chilichonse
- Amapereka 10% kubweza ndalama pazochitika zilizonse kwa miyezi itatu kwa ogwiritsa ntchito apamwamba
- Wonjezerani udindo wanu ndi malire obweza ndalama potengera anzanu ndi abale anu
- Yang'anani Mbiri yanu ya Ngongole
- Kuwonekera pazochitika zonse
kuipa
- Pulogalamuyi idakali mu gawo lachitukuko
- Imagwira ntchito poyitanitsa kokha. Wogwiritsa ntchito aliyense sakuyenera kuti ayambe kugwiritsa ntchito ntchito zawo nthawi yomweyo
- Pali zikwizikwi za ogwiritsa ntchito, ndipo zimangopereka kuwongolera kwangongole kwa ogwiritsa ntchito apamwamba omwe amalepheretsa mawonekedwe ake kwa ogwiritsa ntchito atsopano
- Chiwongoladzanja cha ngongole sichinayambe kukhalapo, chomwe chiri cholepheretsa nsanja
Chigamulo changa
Kulankhula za mawonekedwe ndi magwiridwe antchito a Astu Credit, ndikusinthiratu gawo la ngongole. Ngati tisanthula mwatsatanetsatane amwenyewa, pali anthu ambiri omwe samakhulupirira zangongole. Izi zimapangitsa kuti anthu ambiri azikhala ndi ngongole zochepa.
Komabe, kuti mutha kuwongolera pakungolipira kudzera pa pulogalamu ikuwoneka ngati yosintha masewera.
Ngakhale Astu imalonjeza zambiri kwa ogwiritsa ntchito ake, ikuyenera kutulutsa makhadi ake a debit. Izi zimapangitsa kuti zikhale zovuta kunena ngati idzatha kuyendetsa bwino ntchito zake kapena ayi.
Ngati mungandifunse, ndingapangire owerenga anga kuti alembetse papulatifomu chifukwa zithandizira kulandila zoyambira komanso kubweza ndalama mtsogolomo.
Osanenapo, Astu Credit imathandizidwa ndi ma VC akuluakulu ngati Titan Capital ndi Samyakth Capital, zomwe zimawonjezera kukhulupirika kwake ndi zambiri.
FAQs
Kodi mphambu yangongole ndi chiyani?
Mbiri ya ngongole ndi chiwerengero chomwe chimatsimikiziridwa ndi mbiri yanu ya ngongole. Mukamalipira ma EMIs anu ndikuchotsa ngongole zanu, izi zimawunikidwa ndikusungidwa ndi mabungwe angongole. M'tsogolomu, mukafuna ngongole, mphambu iyi imakhala ngati sikelo yoyezera kukhulupilika kwanu komanso kuvomerezeka kwanu.
Kodi ubwino wokhala ndi ngongole yabwino ndi yotani?
Pali zabwino zambiri zomwe zimabwera limodzi ndi ngongole yabwino. Zina mwa izo ndi izi:
- Chivomerezo cha Ngongole Yapompopompo
- Chiwongola dzanja chochepa
- Mphotho zapanthawi yake komanso kubweza ndalama pama kirediti kadi anu
- Pezani nthawi yayitali pa ngongole zanu
- Malire okwera pa kirediti kadi yanu
- Pezani zochotsera pazolipiritsa zanu komanso zolipirira ngongole
Kodi pali zolipiritsa zilizonse zogwiritsira ntchito Astu Credit's Card?
Astu Credit samalipira chindapusa chapachaka pamakhadi ake. Palibenso ndalama zojowina pakanthawi kochepa.
Kodi Credit Bureau ndi chiyani?
A Credit Bureau ndi kampani yomwe imasonkhanitsa mbiri yangongole ndi zochitika zonse zangongole za wogwiritsa ntchito ndikukonza ziwongola dzanja zoyenera pazifukwa izi. Ili ndi ndondomeko yakeyake kuti idziwe kuchuluka kwa ngongole.
Izi zimagawidwa pambuyo pake ndi obwereketsa kuti awathandize kudziwa kudalirika kwa wobwereketsayo.
Pali mabungwe anayi akuluakulu a ngongole mdziko muno:
- Experian
- TransUnion CIBIL
- Equifax
- CRIF High Mark
Kodi ndingagwiritse ntchito Astu Credit kulipira pa intaneti?
Inde, mutha kulipira mosavuta osagwiritsa ntchito intaneti ndi Astu's Debit Card, yomwe mudzalandire mukasayina pulogalamuyi.
Siyani Mumakonda