Ntchito zamaupangiri a robo zikuchulukirachulukira ku India pomwe anthu amafunafuna njira zopezera ndalama popanda kuyika nthawi ndi mphamvu kuti azitha kuyendetsa okha ndalama zawo.
Pali mitundu ingapo ya maupangiri a Robo-advisory omwe amapezeka ku India, iliyonse ili ndi mphamvu ndi zofooka zake. Mu positi iyi, tiwona 8 mwa maupangiri abwino kwambiri a Robo ku India ndikuwona zomwe zimawapangitsa kukhala osiyana ndi ena onse.
Kodi A Robo-Advisory Service ndi chiyani?
Ntchito yaupangiri wa robo ndi ntchito yoyang'anira ndalama pa intaneti yomwe imapereka upangiri wokhazikika, wotsogola wa algorithm popanda kufunikira kwa alangizi azachuma.
Alangizi a Robo amagwiritsa ntchito ukadaulo kuti apereke upangiri wamunthu payekhapayekha komanso kasamalidwe ka mbiri popanda kulumikizana ndi anthu. Nthawi zambiri amakhala otsika mtengo kuposa alangizi azachuma ndipo amatha kukhala njira yabwino kwa osunga ndalama omwe ali omasuka kupanga zosankha zawo zachuma.
Momwe Mungasankhire Ntchito Zabwino Kwambiri za Robo-Advisory?
Pali zinthu zingapo zomwe muyenera kuziganizira posankha mautumiki abwino kwambiri a robo-advisory. Choyamba ndi ndalama zomwe zimaperekedwa ndi utumiki. Mautumiki ambiri a robo-advisory amapereka peresenti ya chuma chomwe chili pansi pa kasamalidwe, kotero ndikofunika kufananitsa ndalama zomwe zimaperekedwa ndi mautumiki osiyanasiyana.
Chinthu chachiwiri kuganizira ndi ndondomeko ndalama za utumiki. Ntchito zina zaupangiri wa robo zimagwiritsa ntchito njira yopangira ndalama, pomwe ena amagwiritsa ntchito njira yolimbikitsira ndalama. Ndikofunika kusankha ntchito yomwe ikugwirizana ndi zolinga zanu zachuma.
Chinthu chachitatu choyenera kuganizira ndi utumiki wamakasitomala. Ndikofunika kusankha ntchito yomwe ikugwirizana ndi mafunso ndi nkhawa zanu.
Ntchito 8 Zapamwamba za Robo-Advisory ku India
Posachedwapa, Amwenye ayamba kusonyeza chidwi kwambiri m'misika yamalonda. Momwemonso, anthu amafunanso nsanja pomwe atha kungoyika ndalama ndikupeza phindu lawo osadandaula za njira kapena malingaliro.
Ichi ndichifukwa chake pakhala pali mautumiki ambiri a Robo-Advisory omwe adayambitsidwa ku India. Chifukwa chake, tiyeni tiwone ntchito 9 zapamwamba za Robo-Advisory.
1. Angel Broking ARQ
Angel Broking nthawi zonse wakhala kampani yoyendetsedwa ndiukadaulo. Iwo anali m'modzi mwa otsatsa ochepa oyamba kupereka nsanja yotsatsa pa intaneti. Ndipo tsopano, abwera ndi ARQ - chida chapadera chokhazikitsidwa ndi AI chokhazikitsa ndi kupha.
ARQ ndi njira yokhazikitsira mwanzeru yomwe imagwiritsa ntchito makina ophunzirira makina kuti iphunzire momwe mumachitira malonda ndikuyika malonda m'malo mwanu. Ndi dongosolo lathunthu lokhazikika lomwe silifuna kuyikapo chilichonse kuchokera kwa wogulitsa. Zomwe muyenera kuchita ndikukhazikitsa magawo omwe mukufuna ndipo ARQ idzasamalira zina zonse.
ARQ idapangidwa kuti ikumbukire zosowa za ochita malonda. Imayika malonda mu nthawi yeniyeni ndipo imatha kuchita madongosolo akuluakulu munthawi yochepa. Komanso, ndizolondola kwambiri ndipo zimakhala ndi zolakwika zochepa kwambiri.
Angel Broking wakhala ali patsogolo pazatsopano ndipo ARQ ndi umboni wa izi. Ndi chida chosinthira masewera chomwe chimatsimikizira kusintha momwe amalonda amagwirira ntchito.
Zochitika Pamwamba
- Tsatani ndalama zanu zonse ndi ma portfolio.
- Gwiritsani ntchito SmartAPI kupanga makonda anu komanso nsanja yoyikapo ndalama.
- Malonda odzichitira okha amatengera mbiri yanu yakale popanda malingaliro amunthu.
- Imachoka pamalo ochotsera msanga kuti muchepetse kutayika
- Kuyesa kwaulere popanda kukonzanso zokha
2. 5Paisa Auto Investor
5Paisa Auto Investor imakupatsani mwayi wosanthula masheya omwe akuchita bwino kwambiri potengera ma metric osiyanasiyana omwe amatsimikiziridwa ndi nsanja. Zimakupatsaninso kusanthula kwa msika tsiku lililonse komanso sabata kuchokera kwa akatswiri apamwamba.
Chinthu china chodziwika bwino ndi Model Portfolio yomwe ili mndandanda wa masheya omwe amasankhidwa ndi gulu la ofufuza ndi akatswiri.
Mndandandawu wotchedwa Growth 50 umayesedwa pama metrics osiyanasiyana makamaka komanso mwaukadaulo. Chifukwa chake, mutha kusunga nthawi yanu ndikuyika ndalama mwachindunji muzinthu zilizonse pamndandandawu.
Zochitika Pamwamba
- Pezani zida zanzeru ndi mawonekedwe.
- Pezani mndandanda wazinthu zotentha kwambiri.
- Zidziwitso zanthawi zonse za mbiri yanu.
- Fananizani mbiri yanu ndi magawo osiyanasiyana, ma benchmark indices, ndi zina zambiri.
- Zosintha zamsika zamoyo.
3. Scriptbox
Scripbox ndi mlangizi wa robo yemwe amathandiza anthu kuyika ndalama zawo m'njira yosavuta komanso yodzipangira okha. Imakhala ndi zinthu zambiri zogulitsa ndi ntchito, kuphatikiza upangiri wazachuma, kasamalidwe kazinthu, ndi kafukufuku wazachuma.
Scripbox ili ndi gulu la akatswiri azachuma omwe amagwira ntchito limodzi kuti apereke mwayi wopeza ndalama kwa makasitomala ake.
Zochitika Pamwamba
- Scripbox samalipira komishoni kapena chindapusa pazogulitsa zanu.
- Mukhoza kusankha kuchokera kumagulu osiyanasiyana a mutual fund kuchokera ku nyumba zotsogola.
- Scripbox imapereka njira yoyendetsera ndalama zomwe zimakuthandizani kuti muzitha kuyika ndalama muzolinga zanu zachuma.
- Mutha kutsata mabizinesi anu onse ndi magwiridwe antchito pamalo amodzi.
- Mukhozanso kuchotsa ndalama zanu nthawi iliyonse popanda chilango chilichonse.
4. Ndalama India
FundsIndia Robo Advisory imagwiritsa ntchito ukadaulo wotsogola komanso kusanthula kwa data kuti ipereke mapulani opangira makonda kwa ogwiritsa ntchito.
Zimatengera zolinga za wogwiritsa ntchito, chiwopsezo chofuna kudya, ndi momwe angagwiritsire ntchito ndalama kuti apange mbiri ya ETFs (Exchange Traded Funds) ndi ndalama zomwe zimagwirizana ndi zomwe wogwiritsa ntchito akufuna kuchita.
Pulatifomuyi imaperekanso gawo lapadera lotchedwa ' goal-based investing ', lomwe limalola ogwiritsa ntchito kuyika ndalama mumtanga wa ma ETF ndi ndalama zomwe zimasankhidwa kuti ziwathandize kukwaniritsa zolinga zawo zachuma.
Zochitika Pamwamba
- Palibe ma komisheni kapena ndalama zobisika
- Mapulani opangira makonda otengera zofuna za wogwiritsa ntchito komanso zolinga zake.
- Mitundu yosiyanasiyana ya ETFs ndi mutual funds.
- Mbiri yabwino yopitilira misika
- Kuwerengera ndikuwonetsa kuopsa kwa ndalama zosiyanasiyana
5. Sharekhan NEO
Sharekhan NEO ndi mlangizi wa robo yemwe amathandiza osunga ndalama kukonzekera ndikuyika ndalama m'tsogolo lawo. NEO ndi yosiyana ndi alangizi ena a robo chifukwa imapereka kukhudza kwaumunthu. Ili ndi gulu la akatswiri azachuma omwe amagwira ntchito ndi makasitomala kuti amvetsetse zolinga zawo ndikupereka upangiri wamunthu.
NEO imaperekanso pulogalamu yam'manja yomwe imapangitsa kuti ikhale yosavuta kuyang'anira ndalama zomwe munthu amagulitsa ndikuwunika momwe ntchito yake ikuyendera.
NEO ndi yankho labwino kwa osunga ndalama omwe akufuna njira yosavuta, yothandiza, komanso yotsika mtengo yopangira ndalama. Ndi njira yabwino yoyambira ndikuyika ndalama ndikumangira maziko olimba a tsogolo lanu.
Zochitika Pamwamba
- Zosankha zosiyanasiyana zoyang'anira mbiri, kuphatikiza kulekerera zoopsa, zolinga, ndi nthawi yofikira.
- Imalinganizanso mbiri yanu kuti ikhale yogwirizana ndi zolinga zanu zogulitsa.
- Zambiri zamsika wamsika
- Maonekedwe osavuta komanso ogwiritsa ntchito
- Zogulitsa ndi ntchito zosiyanasiyana, kuphatikiza masheya, ndalama zolumikizana, ma ETF, ndi zina zambiri.
6. ET Money
Ngati mukuyang'ana njira yosavuta komanso yosavuta yopangira ndalama zanu, ndiye kuti muyenera kuyang'ana Mlangizi wa Robo wa ET Money. Ndi pulogalamuyi, mutha kuyika ndalama zanu m'magulu osiyanasiyana a ETF (ndalama zosinthanitsa) ndi ndalama zonse. Ndipo koposa zonse, ndi zaulere kugwiritsa ntchito!
Ndi ET Money Robo Advisor, simuyenera kuda nkhawa posankha masheya kapena nthawi ya msika. M'malo mwake, mutha kungokhazikitsa bajeti ya mwezi uliwonse ndipo pulogalamuyi idzakuwonongerani ndalama zanu. Pulogalamuyi idzasinthanso mbiri yanu kuti ikhale yosiyanasiyana.
Zochitika Pamwamba
- Mutha kuyamba kuyika ndalama ndi $5.
- Ndalama zazing'ono zapachaka za 0.50% pa akaunti yanu.
- Kuyika ndalama moyenera misonkho
- Khazikitsani zolinga ndipo ET Money idzayika ndalama zanu zokha kuti zikuthandizeni kuzikwaniritsa.
- Imasamalira zisankho zonse zotengera ndalama m'malo mwanu.
7. Orowealth
Orowealth ndiwotsogola wotsogola pantchito zowongolera ndalama pa intaneti ku India. Imapereka nsanja yapadera, yoyendetsedwa ndi ukadaulo yomwe imathandiza osunga ndalama kupanga zisankho zabwino zogulira.
Pulatifomu yaukadaulo ya Orowealth imathandizira osunga ndalama kuti azipanga zisankho zodziwikiratu bwino komanso molimba mtima. Imathandizidwa ndi otsogolera otsogola kuphatikiza Sequoia India, Saif Partners, ndi Blume Ventures.
Zochitika Pamwamba
- Kasamalidwe ka ndalama zokha
- Palibe ndalama zochepa zogulira
- Chiyeso chaulere
- Mtengo wapachaka wa 0.50%
- Pezani mwayi wopeza mlangizi wazachuma
8. Robonam
Robonam ndi mlangizi wa robotic yemwe amapereka upangiri wogwiritsa ntchito ndalama. Imagwiritsa ntchito luntha lochita kupanga kuti ikupatseni malingaliro malinga ndi zolinga zanu zachuma komanso kulolerana ndi zoopsa.
Robonam ndi njira yabwino kwa osunga ndalama omwe akufunafuna njira yopezera ndalama. Ikhoza kukupatsirani malingaliro azachuma omwe amagwirizana ndi zolinga zanu zenizeni komanso kulolerana ndi zoopsa. Ndipo, chifukwa ndi makina, imatha kupereka malingaliro awa mwachangu komanso moyenera.
Zochitika Pamwamba
- Ma algorithms kuti muzitha kuyang'anira zoopsa zamitundu yosiyanasiyana patsamba lanu.
- Yang'aniraninso mbiri yanu kuti ndalama zanu zisamayende bwino.
- Zosankha zamitundu yosiyanasiyana zimatengera zosowa zanu.
- Pezani kuyesa kwaulere kugwiritsa ntchito nsanja.
Tengani Kwanga
Mapulogalamu a upangiri wa robo akuchulukirachulukira ku India, chifukwa amapereka njira yabwino komanso yotsika mtengo yopangira ndalama popanda kufunikira kwa mlangizi wazachuma.
Mapulogalamu a upangiri wa robo ku India onse ndi osiyana malinga ndi mawonekedwe ndi zosankha zandalama, koma onse amagawana cholinga chimodzi chothandizira ogwiritsa ntchito kukulitsa chuma chawo m'njira yosavuta komanso yodzipangira okha.
Ichi ndichifukwa chake ndalembapo nsanja zabwino kwambiri komanso zoyipa kwambiri potengera njira zosiyanasiyana.