Ndakhala ndikufufuza ndalama zosagwirizana ndi msika kwa nthawi ndithu, ndipo kafukufuku wanga wasonyeza mfundo zosangalatsa.
Kusiyanasiyana nthawi zonse ndikofunikira pakusunga a bwino mbiri ndi zobwerera zokhazikika.
Kusinthana m'magulu osiyanasiyana azinthu kumawonetsetsa kuti ndalama zanu sizikudalira momwe gulu limodzi la zida zandalama zimagwirira ntchito. Chifukwa chake, gulu limodzi lazinthu likapanda kuchita bwino, kuyika ndalama m'gulu lina lazachuma kumatha kupulumutsa likulu lanu kuti lisathe.
Apa ndipamene ndinakumana ndi Grip (GripInvest), dziko lokhala ndi mwayi wopeza ndalama wosagwirizana ndi msika womwe sudalira momwe msika ukuyendera.
Grip adandilimbikitsa kuti ndiwone kupitilira ma depositi okhazikika, masheya, ndi golidi ndalama kuti ndikwaniritse kusiyanasiyana kokhazikika kwa ndalama zanga zomwe ndikugulitsa ndikupindula bwino.
Koma, tisanalowe mu ndemanga yanga ya Grip, ndiloleni ndifotokoze mawu ofunikira omwe ndikhala ndikugwiritsa ntchito m'nkhaniyi.
Phunzirani Zowona
Alternative Investment Fund
Alternative Investment Fund (AIF) imatanthawuza galimoto yosungiramo ndalama yomwe imakhazikitsidwa ngati thumba lachinsinsi la ndalama zomwe zimapangidwa ndi ogulitsa matikiti ambiri. Osunga ndalama mwaukadaulo amaphatikiza ndalama zawo kudzera mu ma AIF awa ndikuyika mu zida zandalama kupatulapo mabungwe, masheya kapena ndalama.
Nthawi zambiri, ma hedge funds, venture capital funds kapena ndalama zachinsinsi zimachitika kudzera mu ma AIF. Mosiyana mwagwirizana ndalama, ndalamazi sizimalumikizidwa ndi msika ndipo nthawi zambiri zimapangidwira anthu okwera mtengo omwe ali ndi ndalama zambiri.
Mipata yandalama yosagwirizana ndi msika
Market Linked Investments ndi zida zandalama zomwe chuma chake chimalumikizidwa ndi msika wamasheya.
Mwachitsanzo, ngati ndigulitsa ndalama zogwirizanitsa ndalama zomwe zimagwirizanitsa ndalama kuchokera kwa anthu osiyanasiyana kuti ndiwononge ndalama zomwe zasonkhanitsidwa mumsika wa masheya kuti zibwezedwe, zimagwirizanitsidwa ndi msika.
Kumbali ina, ngati chuma chapansi sichikugwirizana ndi msika wogulitsa, chimatchedwa mwayi wosagwirizana ndi msika. Apa, ndalamazo zimapangidwa muzinthu monga malo ogulitsa nyumba, zoyambira zosalembedwa, ndi zina.
Kodi Grip ndi chiyani?
Grip ndi nsanja yopangira ndalama za digito yomwe imagwiritsa ntchito njira zoyendetsedwa ndiukadaulo kuti ipereke mwayi wopeza ndalama kwa osunga ndalama amitundu yonse.
Lingaliro la Grip ndikusunga Investor ngati chinthu chofunikira kwambiri ndikuchepetsa mwayi wosintha ndalama. Ndi zosiyana pachimake, mipata iyi yosagwirizana ndi msika imathandizira kupanga chuma kwa osunga ndalama, mosasamala kanthu za kukula kwawo kwa ndalama.
Pambuyo pochita khama kwambiri, Grip adagwirizananso ndi mabungwe opitilira 70 kuti apange mwayi wopeza ndalama.
Kodi Grip imagwira ntchito bwanji?
Grip imapangitsa mwayi wosalumikizana ndi msika kuti ukhale wosavuta komanso wotetezeka.
Umu ndi momwe ndinayambira ndi Grip:
- Ndinadutsa pa nsanja yawo kuti ndiwone mwayi wosiyanasiyana wa ndalama. Izi zinali ndi mapulani angapo osagwirizana ndi msika monga malonda nyumba ndi zomangidwa, ndalama zothandizidwa ndi ndalama zobweza ngongole zamakampani ndi zina zambiri! Chomwe ndimakonda kwambiri pa nsanja ya Grip ndikuti ndimatha kuwona mfundo zazikuluzikulu zandalama, chuma chomwe chili pansi, komanso zobweza zomwe ndimayembekezera. Ndikhoza kusankha ndalama zomwe ndikufuna kuyikapo komanso kuti. Gwirani zinandipangitsa kuti ndikhale wosavuta kwambiri kuti ndimvetsetse mwayi wopeza ndalama kuposa golide ndi masheya.
- Kenako ndinamaliza KYC yanga pa nsanja ya Grip kudzera munjira yachangu komanso yopanda msoko ndikupanga chikwangwani changa cha e-mail kuti ndiyambe. Njira yolipirira inalinso yosalala kwambiri komanso yopanda zovuta yokhala ndi zosankha zingapo zomwe zilipo. Tsopano, ndinali wokonzeka kusangalala ndi phindu la mbiri yanga yosiyana siyana ndi mwayi wosagwirizanitsa ndi msika!
- Kenako, ndidayikamo zida zopezera ndalama zokhazikika zomwe zimapezeka papulatifomu ya Grip kuti ndilandire kubweza kwa mwezi uliwonse. Muli ndi ufulu wosankha kuchokera kuzinthu zambiri zamalonda pomvetsetsa zoopsa zawo ndi zobweza. Monga mawotchi, zobweza zodziwikiratu zokhudzana ndi zida zanga zopezera ndalama zokhazikika zidafika ku akaunti yanga ya Grip Vault. Ndithanso kulandira zobweza izi mosavuta komanso mwachindunji muakaunti yanga yaku banki
Ndi kukhazikitsidwa kwa Grip mu 2020, osunga matikiti ang'onoang'ono adapatsidwa njira yatsopano yopangira ndalama ndikupeza phindu labwino. Kusiyanasiyana kunali ndi tanthauzo latsopano, ndipo nsanja ya Grip yosavuta kugwiritsa ntchito nthawi yomweyo idakopa maso ambiri.
Ndi masomphenya okhazikitsa demokalase mwayi wopeza ndalama wosagwirizana ndi msika monga zida zandalama zothandizidwa ndi chuma, kuphatikiza magalimoto obwereketsa kapena mipando, kulowa muzamalonda ndikuyika ndalama poyambira koyambirira.
Kodi Grip Imapanga Bwanji Ndalama?
Grip amapeza ndalama polipira komishoni yaying'ono pazobwezazo. Pakadali pano, imalipiritsa pafupifupi 2% Commission pazobweza pamwezi zomwe zimaperekedwa kwa omwe amagulitsa ndalama. Chifukwa chake, Grip amangolipidwa pomwe osunga ndalama alipidwa. Amakhalanso ndi chindapusa cha 1% chomwe amalipira kwa anzawo omwe amawabwereketsa. Mtundu wowonekerawu umathandizira Grip kupeza chidaliro cha osunga ndalama ndikusankha mabwenzi abwino kwambiri, omwe amayendetsedwa ndi kukula.
Grip imatsata mosamala kwambiri musanagwirizane ndi kampani kuti zitsimikizire chitetezo chambiri pazogulitsa. Chinanso chomwe ndimakonda pa nsanja ya Grip chinali kuyang'ana kwake pakusunga kuwonekera ndi osunga ndalama.
Adapereka chidziwitso chakuya pamwayi uliwonse wandalama womwe adapanga. Izi zimathandiza osunga ndalama kuti amvetsetse malonda asanalowemo, m'malo mongoyang'ana zobwerera.
Wokondedwa aliyense yemwe amalumikizana naye alinso ndi mbiri yake, ndipo zoopsa zake, mawu amalonda, ndi zina zambiri, zimawonetsedwa kwa osunga ndalama asanasankhe kuyikapo ndalama.
Mipata yandalama yosagwirizana ndi msika ndi yatsopano, ndipo njira iyi yosungitsira kuwonekera kwathunthu imapita patsogolo pakukhazikitsa chikhulupiriro ndi osunga ndalama.
Kodi Grip ikusiyana bwanji ndi AIF?
Alternative Investment Funds (AIFs) imayendetsedwa ndi SEBI ndipo imagawidwa m'magulu atatu, iliyonse ili ndi malamulo oti azitsatira.
Ndalama zochepa zomwe zimafunikira kuti muyike ndalama mu AIF ndi Rs. 1 crore, zomwe zimachepetsa mwayi wa osunga matikiti ang'onoang'ono ku chida chomwe chili pachiwopsezo chachikulu ichi.
Grip adalowa ngati njira ina yopangira ndalama, yopereka mwayi wapadera wopezera ndalama. Cholinga chake chinali kuwonetsetsa kupezeka kwa osunga ndalama amitundu yonse.
Othandizira a Grip omwe adalembetsa ma AIF a SEBI kuti athandizire oyambitsa opindulitsa kukweza ndalama. Mukunda Foods, kampani yazakudya za robotics yomwe idakweza ndalama kuchokera ku Zomato, inali imodzi mwa mwayi woyamba kupezeka kudzera pa nsanja ya Grip.
Ati ali ndi nkhokwe ya osunga ndalama 2.5 lakh, Grip amayika osunga matikiti ang'onoang'ono kutenga nawo gawo pakukula kwa chilengedwe ndi osunga ndalama apamwamba, zomwe AIFs sakanatha kuchita pawokha.
Zowopsa ndi Mphotho za Grip (Zabwino ndi Zoyipa)
Kuwopsa
Pulatifomu iliyonse imakhala ndi zowopsa zake. Chiwopsezo chachikulu chokhala ndi mwayi wosagwirizana ndi msika ukhoza kukhala kusowa kwa malamulo komanso kusowa kwa chidziwitso chokhudza malowa.
Zowopsa zina ndizowopsa zomwe zimakhudzana ndi zinthu zomwe zili pagulu. Tiyeni titenge kubwereketsa, mwachitsanzo. Ndikachita lendi kudzera ku Grip, ndalama zanga zimaphatikizidwa ndi osunga ndalama ena kuti agwiritse ntchito zinthu monga mipando, magalimoto, kapena zida, zomwe zimabwerekedwa kumakampani.
Chiwopsezo apa chingakhale chakuti kampaniyo ikulephera kupereka ndalama zobwereketsa pa nthawi yake kapena kuti katunduyo sangathe kubwezedwa ndikugulitsidwa kuti apange ndalama zotsalira.
Ndi ndalama zoyambira, pali chiwopsezo chachikulu komanso mphotho yayikulu, zomwe zimatengera momwe zimayambira. Popeza mwayi wosalumikizana ndi msika umadalira momwe chuma chikuyendera kuti chibwezedwe, chiwopsezo chake ndi chachikulu komanso chosayendetsedwa.
Kuphatikiza apo, mukavomera kuyika ndalama zoyambira bizinesi kudzera pa Grip, mukuvomeranso kuyika ndalama zokwana INR 25,00,000 pazaka 5 kuyambira tsiku lomwe mwapanga ndalama zoyambira.
Ndikupangira kuwerenga nthawi iliyonse ndi chikhalidwe chomwe Grip ali nacho musanapange ndalama.
mphoto
Ndi ma crores opitilira 26 omwe adayikidwa ndi ogwiritsa ntchito, mbiri ya Grip ilibe chokhazikika chimodzi mpaka pano. Amasankha mosamala makampani pambuyo pochita khama kwambiri kuti awonetsetse kuti pali mwayi wocheperako.
Kuphatikiza apo, amakonza ndalama zawo kuti 7.5% -15% ya kubwereketsa itengedwe ngati chisungiko.
Kulowa mu mwayi wosalumikizana ndi msika ndikupereka mwayi kwa osunga ndalama amitundu yonse ndi chimodzi mwazinthu zazikulu za Grip.
- Chidule cha maubwino osiyanasiyana oyika ndalama ndi Grip ndi awa:
- Amasanthula mosamala katundu asanatenge ndalama kuchokera kwa ife.
- Amawulula zowopsa ndi mphotho kwathunthu ndikuthandizira kupereka chidziwitso cha momwe ndalamazo zidzagwirira ntchito.
- Amalumikizana ndi makampani odalirika kuti apereke zobweza zotetezeka komanso zokhazikika - ndipo amawulula mbiri yamakampani kwa osunga ndalama.
- Ndalama zomwe ndimapanga zimawonedwa ngati gulu lapadera popanda kuphatikiza ndalama zina zilizonse. Izi zimandithandiza kuwongolera komwe ndalama zanga zikuyenda.
- Mapulani awo osavuta kugwiritsa ntchito amapangitsa kuti pakhale ulendo wosavuta wopangira ndalama.
- Amadzipereka kusunga zambiri monga PAN ndi Aadhaar (zomwe zimafunikira ku KYC) zotetezeka kwathunthu.
Grip ndiyothandiza makamaka kwa osunga ndalama atsopano omwe akufunafuna mwayi wongopeza ndalama. Malo awo osavuta kuyendamo amapambana mfundo zonse za brownie kuti akhale ndi kasitomala wokhutiritsa, zomwe zimapita patsogolo pakukhazikitsa kukhulupirika ndi kudalira.
Ndani ayenera kuyika ndalama ndi Grip?
Ndalama zosachepera pakubwereketsa kapena zotengera zinthu ndi ma Rs. 10,000 pa Grip. Kubwereketsa kumabwera ndi zaka 2 mpaka 3, ndipo zowerengera zimabwera ndi nthawi ya miyezi 6. Commercial Real Estate imapereka ndalama zobweza kotala koma imafuna ndalama zochepa za Rs. 1,00,000.
Ndikofunikira kuti osunga ndalama azipanga zisankho mozindikira pokhapokha atamvetsetsa zoopsa zomwe zingachitike komanso zomwe zobwezazo zimabweretsa. Kusankha mwayi wopeza ndalama wosagwirizana ndi msika kumafuna kufufuza koyenera kuti makampaniwo ndi ndani komanso komwe ndalama zanu zidzatumizidwa.
Grip idapangidwa kuti ithandizire osunga matikiti ang'onoang'ono koma imapitilira ndikuphunzitsa oyika ndalama zamitundu yatsopano yosungira.
osiyana ndi chimodzi mwazolinga zazikulu za Investor aliyense, ndipo kukhala ndi zida zambiri zatsopano zandalama zomwe mungasankhe kumapangitsa kukhala kosavuta kukhala ndi mbiri yamitundu yosiyanasiyana.
Komabe, kusankha mosamala ndalama zilizonse mu mbiri yanu kudzakuthandizani kukulitsa chuma m'njira yabwino kwambiri.
Vishal
Moni, sindikupeza ndalama zochepera 25L mu ndime yazaka 5 patsamba la mawu ndi chikhalidwe, ndizomwe zachotsedwa. https://www.gripinvest.in/legal#termsAndConditions ?
Chonde thandizani ndikusintha zambiri ngati pakufunika. Zikomo
Aayush Bhaskar
Ikadali pomwepo, dinani StartUp equity pansi pazopereka zomwe zikugwira.- https://jmp.sh/WCdi6Sx
Papu
Iwo alephera nthawi zambiri, koma amalipira pokhapokha atapereka madandaulo.
Aditya
Anyamatawa adatuluka ndikutsatsa kwaulere kulembetsa kwa ET Prime mukamaliza KYC yanu. Ngakhale kuti adamaliza zomwezo, sanatsatire ndondomekoyi. Izi zili choncho ngakhale atawatumizira imelo. Ngati salemekeza ma Rs 1000. Kukwezeleza dongosolo, munthu sangaganize ngakhale kuyika ndalama kudzera mwa iwo.