Ochepa kwambiri osunga ndalama amangoyang'ana kupitilira kuyika ndalama m'masheya aku India, ngakhale atadziwa zabwino zonse zamitundumitundu.
Nthawi ya mliri idasokonekera m'misika yamasheya padziko lonse lapansi. Misika ina yachira msanga; komabe, ena akuchira.
Msika wogulitsa ku US unali umodzi mwamisika yomwe idachira posachedwa ndikufikira utali watsopano.
Ndi kwawo kwa imodzi mwamakampani apamwamba kwambiri padziko lonse lapansi, kuwapanga kukhala masheya abwino kwambiri kuposa kale lonse. Masheya awa akuphatikizapo Facebook, Apple, Amazon, Netflix, Microsoft, Tesla Google, kutchula ochepa.
Kugula masheya awa kumakuthandizani kuti muwonjezere phindu lawo ndikukhala gawo la nkhani zawo zakukula. Zimakuthandizaninso kuti musinthe masheya anu kupitilira msika waku India.
M'malo mwake, mutha kugulitsa msika waku US mukakhala ku India. Njirayi yakhala yosavuta chifukwa boma la India lilibe zoletsa zofanana.
Nazi zina mwazifukwa zomwe muyenera kuganizira zogulitsa malonda ku US stock market -
- Reserve Bank of India imalola nzika zaku India kuyika ndalama zokwana $2,50,000 (pafupifupi 2 crore rupees) chaka chilichonse. Chifukwa chake, monga wogulitsa ndalama, muli ndi bandwidth yabwino yoyika ndalama m'misika yamasheya yaku US.
- Ngati tibwerera m'mbiri, misika yamasheya yaku US yakhala yosasunthika poyerekeza ndi msika waku India. Ichi ndichifukwa chake kuyika ndalama mumsika waku US kudzatsimikizira phindu lochulukirapo poyerekeza ndi zotayika.
- Mabungwe ambiri a mega-global ali ndi likulu lawo ku US. Izi zikuthandizani osati kusiyanitsa mbiri yanu komanso kukulitsa kwambiri pakuyika ndalama zazikuluzikulu zodziwika bwino.
- Msika wamasheya waku US wakwera kwambiri kuposa msika waku India mzaka makumi angapo zapitazi.
- Tonse tikudziwa kuti US ndi wamphamvu kwambiri. Pokhala likulu lazatsopano zapadziko lonse lapansi komanso kukulitsa luso, mutha kukhala ndi mwayi wopanga ndalama kumakampani omwe akubwera ndi omwe akubwera momwe amakhazikitsira. M'tsogolomu, simudziwa, akhoza kungokhala Facebook kapena Apple yotsatira!
Momwe mungakhazikitsire masheya aku US kuchokera ku India?
Mutha kugulitsa msika waku US m'njira ziwiri izi -
- Kuyika ndalama mwachindunji m'matangadza.
- Kuyika ndalama m'matangadza kudzera mwa mutual funds kapena ndalama zogulitsa.
Kukhala mbali ya ndalama zachindunji
Mutha kuyika ndalama m'masheya aku US mwachindunji. Izi zimachitika potsegula akaunti yogulitsa kunja ndi broker wakunyumba kapena wakunja. Kusankha broker wakunyumba kapena wakunja kuli kwa inu ndipo zimatengera zomwe zimakuyenererani.
Khwerero 1 (a): Tsegulani akaunti yogulitsa kunja ndi broker wapakhomo:
Ambiri ogulitsa kunyumba ku India amalumikizana ndi ma stockbroker ku US. Ma broker apakhomo amangokhala ngati amkhalapakati ndikuchita malonda anu.
Ndi nyumba zochepa chabe zaku India zomwe zili ndi zomangira izi, monga ICICI Direct, Kotak Securities, India Infoline, Reliance Money, ndi Religare. Mutha kutsegula akaunti yamalonda iyi mosavuta popereka zolemba zofunika. Zolemba izi zikuphatikiza fomu yotsegulira akaunti yodzaza bwino, pamodzi ndi zikalata zanu za KYC.
Zolemba za KYC ziyenera kukhala ndi khadi lanu la PAN ndi umboni wokhalamo (ID ya voti kapena statement yaposachedwa yaku banki). Izi zikachitika, kutsegulidwa kwa akaunti yanu kumachitika.
Muyenera kusamutsa ndalama zosachepera $2,50,000. Mukasamutsa ndalamazo, mutha kuyamba kuyika ndalama zakunja.
Komabe, muyenera kukumbukira kuti mtengo wandalama ukhoza kukhala wokwera chifukwa cha mitengo yotsika mtengo komanso yosinthira, chifukwa chake ndikofunikira kuti mudziwe ndalama zonse zomwe zimafunika musanatsegule akauntiyo, kutembenuka komwe kukupitilira, ndi zongoyerekeza zomwezo. .
Khwerero 2 (b): Kutsegula akaunti yogulitsa kunja ndi broker wakunja:
Ngati simukufuna kukhala ndi mkhalapakati wopanga malonda anu, mutha kutsegula mwachindunji akaunti yakunja yakunja ndi broker wakunja.
Komabe, broker wakunja uyu ayenera kukhalapo ku India. Ena mwa nyumba zamalondazi ndi Charles Schwab, Ameritrade, Othandizira Othandizira, etc. Mukasankha pa kampani ya brokerage Mukufuna kutsegula akauntiyo, onetsetsani kuti mukumvetsetsa zomwe amalipira komanso momwe amalipira, zomwe zimakhudza mtengo wanu wogulitsa.
Njira ina ikadali yofanana ndi yomwe idanenedwa potsegula akaunti ndi broker wanyumba.
Kuika ndalama m'njira zina
Mukhozanso kusankha kutenga malo osalunjika mumsika wamasheya wa US posachita nawo ndalama mwachindunji. Umu ndi momwe -
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Ndalama zonse:
Ichi ndi chimodzi mwa njira zosavuta kukhala gawo la mbiri yakunja popanda kugulitsa mwachindunji katundu wakunja. Izi sizikutanthauza kuti mutsegule akaunti yogulitsa kunja kapena kusunga ndalama zochepa kuti muyambe kuyika ndalama.
Pali ndalama zingapo zomwe zimagwirizanitsa ku India zomwe zimayika ndalama ku US stocks ndi / kapena ndalama zawo zonse. Kuyika ndalama zoterezi ndalama zonse zimakuthandizani kuthawa vuto losankha masheya oyenera kuyikapo ndalama.
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Ndalama zogulitsa malonda (ETFs):
Muthanso kukhala paubwenzi ndi masheya aku US kudzera mundalama zosinthanitsa.
Pali njira zonse zachindunji komanso zachindunji zopangira ndalama ETFs. Mutha kugula mwachindunji US ETF kudzera kwa wobwereketsa wapakhomo kapena wakunja. Zomwe mungathenso kuchita ndikugula ma ETF aku India amitundu yapadziko lonse lapansi, kupeza zabwino zomwezo.
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Mapulogalamu azaka zatsopano:
Kuyika ndalama pogwiritsa ntchito mapulogalamu azaka zatsopano kwakhala chinthu chodziwika kwambiri masiku ano. Anthu ochulukirachulukira akuyesera manja awo pa izo, chifukwa cha zopindula ndi zosavuta kuchita.
Popeza kusinthika kwa mapulogalamu a m'manja kukubwera kwa mitundu yosiyanasiyana ya mautumiki, oyambitsa angapo ayambitsa mapulogalamu awo. Mapulogalamuwa amathandizira osunga ndalama aku India kuti agwiritse ntchito msika waku US m'njira yopanda zovuta komanso yotetezeka.
Kuyesedwa ndi imodzi mwamapulogalamu am'manja odziwika kwambiri omwe amakupatsani mwayi woyika ndalama ku US stock kuchokera ku India. Sizitenga ntchito iliyonse kuchokera kwa Investor ndipo sizifuna ndalama zochepa, mwina. Ndi njira yotetezeka kuyika ndalama m'makampani otchuka monga Apple, Amazon, ndi zina zambiri, pamitengo yotsika mtengo.
Pa Vested, mutha kupanga akaunti m'mphindi zochepa ndikuchotsa phindu lanu nthawi iliyonse kudzera pakuyika ndalama pang'onopang'ono.
ndi njira yovomerezeka monga Vested amatsatira malangizo a RBI Liberalized Remittance Scheme.
Momwe mungasungire ndalama m'masheya aku US ndi Vested
Vested imapereka ndalama zonse zachindunji m'masheya ndi ma ETF ndi mabizinesi kudzera m'magawo osankhidwa, otchedwa indirect investments.
Otsatsa amatsegula akaunti kudzera munjira yeniyeni yopanda malire komanso kuyika ndalama zopanda ntchito. Komabe, ndalama zina zimagwiranso ntchito, monga chindapusa chotsegulira akaunti, chindapusa chochotsa, chindapusa choyambirira, ndi zina.
Zomwe mukufunikira kuti mutsegule akaunti ndi nambala yanu ya khadi ya PAN ndi umboni wamakope ndi adilesi.
Mutha kuyika ndalama mwachindunji potsegula akaunti yaku US brokerage. Kuti izi zitheke, Vested imapereka nsanja yodzipatulira komwe osunga ndalama aku India amatha kugula mosavuta komanso mwachindunji ma ETF pamsika waku US.
Njirayi imachepetsa ndalama zonse kwa wogulitsa ndalama chifukwa palibe makomiti omwe akukhudzidwa. Komabe, muyenera kutumiza ndalama ku US. The Liberalization Remittance Scheme (LRS) imalola izi, ndi malire apamwamba apachaka amafika $250,000 pa munthu aliyense, monga momwe aboma aku India adakhazikitsira.
Werengani ndemanga yathu yonse ya Vested Pano.
Izi ndi njira zachindunji komanso zosalunjika za momwe mungayikitsire masheya aku US kuchokera ku India. Komabe, pali zinthu zina zomwe muyenera kukumbukira mukamakonzekera kugulitsa ndalama zakunja izi -
- Tsegulani akaunti yogulitsa kunja ngati muli ndi nthawi komanso ukadaulo wosanthula msika waku US, mabungwe, ndi nkhani. Muyenera kudziwa kusanthula chuma cha US mozama ndikudziwitsidwa zomwe zikuchitika kuti mupange zisankho mwanzeru.
- Dziwani kusiyana kwa nthawi chifukwa mungafune kupeza msika waku US pamene akutsegula ndikutseka. Kusiyana kwa tayi pakati pa India ndi US ndi maola 10 ndi theka. Izi zitha kubweretsa kusokonekera kwa dongosolo, chifukwa chake sankhani kuyika ndalama m'misika yaku US kokha ngati mwakonzeka kusintha zomwe mukufuna kuchita.
- Kuyika ndalama zapadziko lonse lapansi kumawononga ndalama zambiri poyerekeza ndi ndalama zapakhomo. Izi ndi zazikulu chifukwa cha kutembenuka mtima. Onetsetsani kuti mukudziwitsidwa za mtengo waakaunti, chindapusa cha brokerage, komanso kusintha kosintha ndalama. Ndikofunikira kuti mumvetsetse milandu yonseyi mwatsatanetsatane.
- Kuyika ndalama, poyerekeza ndi malonda, ndikokwera mtengo kwambiri ku US. Izi zili choncho chifukwa malonda amaphatikizapo ndalama zambiri, zomwe zingathe kuthetsa phindu lochepa lomwe amalonda amapanga. Kugulitsa kwanthawi yayitali, komabe, kumakupatsani mwayi wopeza zobweza bwino pambuyo pa chindapusa ndi zolipiritsa, inunso.
- Onetsetsani kuti mukuwerenga bwino misonkho yomwe ikugwira ntchito molingana ndi malamulo aku US ndi India. Onetsetsani kuti zonse zatsatiridwa, ndipo palibe kuswa lamulo.
- Musakhale okondwa kwambiri ndipo nthawi zonse yambani pang'ono. Zidzatenga nthawi kuti mumvetsetse misika yaku US ndikusewera ngati woyamba. Msika uliwonse wachuma ndi wosiyana, ndichifukwa chake muyenera kuyamba ndikugulitsa / kuyika ndalama zochepa m'malo modumphira ndi thumba lodzaza ndi ndalama. Mukapeza msika waku US, mutha kukweza pang'onopang'ono ndalama zanu.
Mapeto Dziwani:
Mukangoganiza zodutsa malire aku India ndikudzilola kuti mugulitse misika yakunja, mumadzidziwitsa nokha kuzinthu zomwe simunaganizepo kuti zingatheke.
Palinso chinthu china chophatikizana ndi kupititsa patsogolo kwapamwamba, kukula, ndi kuphunzira. Chidziwitso chilichonse chimapezeka pa intaneti, ndipo nkhani, kudzera pa intaneti, zimangodina pang'ono.
Monga wogulitsa ndalama, izi zimakuthandizani kusanthula masheya akunja mosavuta ndikudziwitsidwa za zisankho zomwe makampani amapanga.
Komabe, mtundu uliwonse woyikapo ndalama uli ndi gawo lake labwino la zabwino ndi zoyipa. Monga Investor, muyenera kupanga chisankho choyenera kuganizira mbali zonse musanawonjezere ndalama zanu.
Siyani Mumakonda