Banki ya ICICI idakhazikitsa imodzi mwama kirediti kadi ake apamwamba kwambiri zaka zingapo mmbuyo, ICICI Emeralde Credit Card.
Khadi la kingongole lofunika kwambiri komanso labwino kwambiri ili limagwirizana ndi anthu omwe ali ndi chidwi chofuna kupeza zabwino ndi mabonasi kudzera pamakhadi awo.
Khadiyo imadziwika kuti ndi imodzi mwamakhadi omwe amafunidwa kwambiri komanso abwino kwambiri paulendo wapadziko lonse lapansi chifukwa cha zabwino zambiri zomwe tikhala tikukambirana mu ICICI Emeralde Khadi la Ngongole.
Mawonekedwe
Kuchulukirachulukira
Khadiyi imapangidwira anthu omwe amakonda zabwino zabwino akamagula, oyenda, kudya, komanso chilichonse. Izi ndi zomwe khadi limapereka kuti likupatseni mwayi wopambana -
- Zopereka zazaka zonse pazochitika ndi makanema
- Zikondwerero za tsiku lobadwa ku Trident Hotels ndi Rs. Ma voucha a mawu a 7500
- Mipikisano yaulere ya gofu mwezi uliwonse
Kudziletsa kopanda chilema
Khadi la Ngongole la ICICI Emeralde limadziwikanso chifukwa chakuchita bwino kwambiri chifukwa limapangitsa ogwiritsa ntchito ake ntchito yomaliza mpaka kumapeto pokhudzana ndi thanzi labwino komanso zochitika zomwe angasangalale nazo.
Izi ndi zomwe khadi limapereka kuti likupatseni mwayi wodzisangalatsa -
- Kuchotsera kwa umembala wa Fitness gym nthawi iliyonse
- Umembala wa masewera olimbitsa thupi a Talwalkar ndi kuchotsera mpaka 30%
- Kufikira kopanda malire kwa eyapoti ya spa (zanyumba)
- Kuchotsera pachipatala cha Kaya, True Fitt n Hill, Richfeel
- Ntchito zonse za VLCC ndizotsika mtengo
Kuthekera kokakamiza
Kusavuta komanso kirediti kadi ya ICICI Emeralde ndi pafupifupi ofanana. Izi zili choncho chifukwa, pogwiritsa ntchito khadili, ogwiritsa ntchito amatha kupeza zinthu zambiri mosasamala.
Nazi zonse zomwe khadi limapereka kuti likupatseni mwayi wokuthandizani -
- Kufikira kwa WiFi mu eyapoti ndi ndege
- Zopanda malire zapadziko lonse lapansi zofikira kwaulere
- Zopanda malire m'nyumba yochezeramo kwaulere
Ufulu wofunikira
Kugwiritsa ntchito kirediti kadi ya ICICI Emeralde kumawonjezera moyo wanu wodziyimira pawokha pokupatsirani ntchito zomwe zimapangitsa kuti zokumana nazo zanu zoyenda komanso zosangalatsa zikhale zosavuta.
Izi ndi zomwe khadi limapereka kuti likupatseni mwayi wodziyimira pawokha -
- Khadi limodzi kuyenda mkati
- Kusinthasintha posankha mapulani a umembala pa mautumiki osiyanasiyana
- Palibe zolipiritsa kuhotelo ndi kusungitsa maulendo, nthawi zonse
Ndani ali woyenera kulandira kirediti kadi ya ICICI Emeralde?
- Anthu omwe amapeza ndalama zofanana kapena kuposa Rs. 300,000 mwezi uliwonse.
- Anthu akudzaza ofanana kapena kuposa ma Rs. 3,000,000 misonkho ya msonkho.
- Makasitomala omwe alipo a ICICI Bank Global Private Client.
Chimodzi mwazinthu zitatu zomwe zili pamwambazi ndizofunikira kuti munthu alembetse ICICI Emeralde Kirediti kadi.
Kuphatikiza apo, wopemphayo ayenera kukhala wazaka 21 ngati muyezo wocheperako wokhala ndi CIBIL yochepera 700.
Ubwino wa ICICI Emeralde Khadi la Ngongole
Khadi la Ngongole la ICICI Emeralde limabwera ndi mwayi wambiri kwa ogwiritsa ntchito ake, kuchokera pamalipiro, ndalama zosungira, concierge kupita ku banki, Mastercard, ndi mwayi wa AmEx.
MPHOTHO NDI CHUMA
Ndi ICICI Emeralde Khadi la Ngongole, wogwiritsa ntchito amasangalala ndi ndalama zopanda malire komanso zopindulitsa zokhudzana ndi mphotho zomwe zimabwera ndi khadi ndipo zimawonjezedwa pamene mukuyamba kugwiritsa ntchito khadi.
- Amapereka malipiro obwezera pazochita zonse.
- Kuwombola filimu, maulendo, moyo, zipangizo zamagetsi, mafoni ndi zina zambiri.
- Imapulumutsa pafupifupi 2.5 lakh rupees pachaka pokupatsirani malo olandila, mwayi wofikira, magawo aulere a spa, kuyendera malo ochezera, ndi zina zambiri.
- Mtengo wa Rs. 12,000+GST imasinthidwa ngati mutawononga ndalama zokwana Rs. 15 lakhs pachaka ndi khadi.
- Zimabwera ndi chindapusa chochepa chapadziko lonse lapansi, 1.5% yokha.
- Chiwongola dzanja chapachaka chatsika mpaka 1.99% pazochotsa ndalama zonse za ATM.
- Sichimabwera ndi chindapusa chowonjezera.
- Ma voucha a Dal Milano pakugwiritsa ntchito ndalama zoposa Rs. 2 lakh.
- Sungani mapindu anga polandila ma Rs. 750 pa tikiti yachiwiri, ka 4 mwezi uliwonse.
KHALANI
Khadi limabwera ndi wothandizira nthawi zonse wa concierge yemwe amasamalira zosowa zanu zonse zosangalatsa.
Kuyambira kupeza mphatso mpaka kupanga malo odyera komanso kupita kunja, zonse zimasamalidwa ndi gulu la mwayi wa kirediti kadi ya ICICI Emeralde.
- Zotsatsa, zotumiza kumalo odyera komanso kusungitsa zofunika kwambiri.
- Imathandiza pogula mphatso, matikiti amakanema, etc.
- Amapereka zotumizira kuhotelo komanso kusungitsa zinthu zofunika kwambiri.
- Mabuku ndikupereka matikiti amakanema anthawi yake momwe mungathere.
- Ntchito zobwereketsa magalimoto ndi limousine.
- Kutumiza mphatso ndi kusungitsa zofunika patsogolo.
- Thandizo lamagalimoto angozi kulikonse mdziko muno.
- Mwayi wa concierge waku Mexico.
- Thandizo lathunthu pa pulogalamu ya Gofu.
ZOTHANDIZA ZA BANK
Khadi la Ngongole la ICICI Emeralde lilinso ndi mwayi wambiri wakubanki womwe ogwiritsa ntchito makhadi angasangalale nawo.
- Imapulumutsa osachepera 15% pamabilu odyera kudzera mu Culinary Treats Program.
- Amapereka 1% kuchotsera mafuta owonjezera pamayendedwe onse amafuta pamalo aliwonse.
- Amapereka inshuwaransi ya ngozi ya ndege ya Rs. 3 miliyoni.
- Imabwera ndi chishango cha ngongole cha Rs. 50,000.
- Inshuwaransi yonyamula katundu mpaka Rs. 25,000.
- Makhadi otayika, kuchedwa paulendo wa pandege, kubera ndege, kusowa kwa ndege chifukwa chotumiza katundu, kutayika kwa katundu/zolemba zapaulendo, ndi zina zambiri zimaperekedwa ndi inshuwaransi ndi khadi.
- Amapereka chithandizo chokhudzana ndi mangawa a makadi abodza, kulanda akaunti, chip, ndi chitetezo cha makadi a pini.
MAUDINDO A AMERICAN EXPRESS
Ndi ICICI Emeralde Credit Card, mutha kusangalalanso ndi maubwino angapo kudzera pamakhadi anu a AmEx.
- 15% kuchotsera pa ntchito zonse za O2 Spa mukamagwiritsa ntchito ICICI Emeralde American Express Kirediti kirediti kadi
- 20% kuchotsera pamitengo yopangira golide ku India m'masitolo onse a Joyalukkas
- Kuchotsera mpaka 50% pazakudya, malo ogona, ndi ndalama zina zoyendera mukamayenda kunyumba kapena kumayiko ena
- AmEx Connect imapereka m'magulu monga kudya, malo ogona, kuyenda, kugula pa intaneti, kugulitsa, ndi zina zambiri
- Perekani njira yolipirira yotetezeka popanda mtengo wowonjezera. - AmEx ezeClick
MASTERCARD PRIVELEGES
Pomaliza, mu gawo lamwayi la ICICI Emeralde Kirediti kadi, pali mwayi wambiri wa Mastercard womwe mungasangalale nawo ngati mutafunsira ICICI Emeralde Kirediti kadi.
- Kuchotsera ndi mwayi pamabizinesi, makampani komanso ma Mastercard omwe amalipidwa kale
- Maulendo opanda malire, zophikira, kugula, masewera, ndi zosangalatsa
- Kuchotsera pamaphukusi azachipatala kuchokera kuzipatala zapamwamba zapadziko lonse lapansi
- Sungani pakubwereketsa magalimoto
- Sangalalani ndi 15% kuchotsera mitengo yamahotelo ndi zipinda zogona m'dziko lonselo
ICICI Emeralde Malipiro a kirediti kadi ndi zolipiritsa
- Malipiro olowa: Mutha kulembetsa kirediti kadi ya ICICI Emeralde polipira Rs. 12,000 pachaka patsogolo, kapena Rs. 1,000 mwezi uliwonse.
- Ndalama zapachaka: Dongosolo la pachaka la malipiro a pachaka a kirediti kadi ndi lofanana ndi mtengo wojowina, Rs. 12,000 chaka chilichonse kutsogolo kapena Rs. 1,000 mwezi uliwonse, chilichonse chomwe chingakuyendereni bwino.
- Ndalama zandalama: Banki imawononga 3.4% pamwezi kapena 40.8% pachaka pa ngongole / ngongole
- Malipiro mochedwa:
- Ngati muli ndi ndalama zomwe zili pansi pa Rs. 100, palibe zolipiritsa zomwezo.
- Mtengo wa Rs. 100 pa ndalama zapakati pa Rs. 100-Rs. 500.
- Mtengo wa Rs. 500 pa ndalama zapakati pa Rs. 501-Rs. 5000.
- Mtengo wa Rs. 750 pa ndalama zapakati pa Rs. 5001-Rs. 10000.
- Mtengo wa Rs. 900 pa ndalama zapakati pa Rs. 10001-Rs. 25,000.
- Mtengo wa Rs. 1000 pa ndalama zapakati pa Rs. 25001-Rs. 50,000.
- Mtengo wa Rs. 1200 pamlingo wopitilira ma Rs. 50000.
Zolemba zofunika kuti mulembetse ku ICICI Emeralde Credit Card
- Umboni wa chithunzi cha munthu
- Umboni wa adilesi
- Umboni wa ndalama zomwe mumapeza kudzera mu tumapepala atsopano kapena awiri a salary omwe saposa miyezi 3 kapena fomu 16 yaposachedwa kwambiri kapena statement yakubanki ya miyezi itatu yapitayi.
Njira yokwezera ICICI, AmEx, kapena Mastercard yanu yomwe ilipo kukhala ICICI Emeralde Kirediti kadi
Mukakwaniritsa zomwe mukufuna, ndizosavuta kukweza kuchokera pakhadi lomwe lilipo kupita ku ICICI Emeralde Credit Card.
Popeza khadilo ndi lotseguka kwa onse olipidwa komanso odzilemba okha, mumangofunika [kupereka zikalata zaku banki ndi maumboni a ID kuti mutsimikizire kukweza.
Mukangolemba, gulu lapamwamba limakulumikizani m'njira zingapo kuti mutsimikizire pempholi, ndipo mutayang'ana zolemba zonse, khadi lidzaperekedwa masabata angapo akubwera.
Chaka choyamba cha khadi ndi chaulere ngati mukukweza, kotero mutha kudziwitsa gulu lothandizira kuti lisinthe khadi kukhala FYF (Chaka Choyamba Chaulere).
Kuyenerera kwa pulogalamu ya FYF kumaphatikizanso ochepa ndalama zanu kuti ziwonetsedwe, zomwe woyang'anira ubale wanu wa ICICI Wealth Management angatsimikizire.
Kuti mulembetse ngati wogwiritsa ntchito koyamba, mutha kupita patsamba la banki ya ICICI kapena SMS 'EMERALDE' pa 5676766 kuti mubwezedwe ku gululo.
Lemberani Khadi la Ngongole la ICICI Emeralde →
Kutsiliza - Kodi ICICI Emeralde Kirediti kirediti kadi ndiyofunikadi?
Mwachidule, ngati ndinu munthu amene amasangalala mwanaalirenji ndi umafunika phindu - ndi lalikulu inde!
Ndi kirediti kadi ya ICICI Emeralde, mutha kusangalala ndiulendo wopanda malire, kudya, komanso zosangalatsa zochokera kuzinthu zapamwamba kwambiri padziko lonse lapansi komanso sungani ndalama zambiri chaka chilichonse.
Pangani malo ochezera opanda malire mwayi wopeza voucha kuchokera kumitundu yapamwamba ngati Da Milano; Khadi ili ndi ntchito zambiri zopereka zomwe zimaphatikizaponso kubweza ma inshuwaransi ndi kubweza ndalama.
Wogwiritsa ntchito watsopano kapena wakale, khadiyo ndi amodzi mwamakhadi apamwamba kwambiri omwe amapezeka ku India omwe ali ndi mphotho zabwino. Mukufunanso kuwerenga mndandanda wathu wa makhadi abwino obweza ngongole ndi momwe mungalipire mabilu a kirediti kadi pogwiritsa ntchito kirediti kadi ina ku India.
Siyani Mumakonda