Makhadi a ngongole ndidi mpulumutsi akagwiritsidwa ntchito moyenera.
Zimakupatsani mwayi wogula zinthu ndikuzilipira pambuyo pake, kubweza ndalama ndi mphotho, ndipo nthawi zina zimakuthandizani kuti mupeze ngongole mukakhala ndi malire amphamvu angongole.
Pali zambiri zomwe kirediti kadi imapereka, ndipo mabanki angapo akubwera ndi magawo osiyanasiyana amakhadi angongole, zimakhala zosangalatsa kwambiri kukhala ndi imodzi mwa iwo (kapena angapo, kwenikweni).
Zimakhalanso zovuta nthawi zina, kusankha kuchokera kuzinthu zambiri zosaneneka makhadi zomwe zilipo pamsika zomwe zimapereka maubwino angapo. Imodzi mwama kirediti kadi omwe timakonda pakati pawo ndi IDFC yoyamba ya Millennia ya kirediti kadi.
Monga momwe dzinali likusonyezera ndikugwirizana ndi 'zaka chikwi', khadi iyi ikuwoneka ngati yoyenera m'badwo wamakono. Mukuwunika kwathu, tikuwuzani zonse za izi komanso chifukwa chake muyenera kulembetsa kuti mupeze!
Ubwino wa Khadi la Makhadi a IDFC Millennia Yoyamba
- Khadi la ngongole ndi kirediti kadi yaulere ya moyo wonse
- Amapereka ndalama zochotsera ATM zopanda chiwongola dzanja mpaka masiku 48
- Amakupatsirani mphotho ndikukupatsani makamaka patsiku lanu lobadwa
- Imakupatsirani ka 10 pamalipiro anthawi zonse pamtengo wowonjezera pamwezi wodutsa ma Rs. 20,000
- Imabwera ndi chiwongola dzanja chapamwamba chomwe chimachokera ku 0.75% mpaka 2.99& pamwezi.
- Amapereka zopindulitsa pa moyo wawo zomwe zimaphatikizapo kuchotsera pakudya, kutumiza, makanema, golide, ndi zina zambiri
- Ili ndi zochotsera zingapo zamkati-mapulogalamu m'mafakitale angapo monga zaumoyo ndi malonda
- Mphoto zomwe mumapeza pogwiritsa ntchito ndalama sizibwera ndi tsiku lotha ntchito
- Simaphatikizapo mtengo uliwonse wojowina kapena umembala
- Imakupatsirani ka 6 ndi kuchulukitsa katatu kwa mphotho zonse pa intaneti komanso zomwe sitolo zimawononga zomwe zimafika ma Rs. 3 ndi kupitilira apo pamwezi
- Simaphatikizapo chindapusa chilichonse chowombola malo opatsa mphotho
- Silipiritsa chindapusa chilichonse pakuchita zinthu mopitirira malire
- Ndalama zocheperako mochedwa ndi Rs. 100, pomwe ndalama zambiri zimakhala ndi Rs. 1,000 kapena 15% ya ndalama zonse zomwe ziyenera kulipidwa, zilizonse zomwe zili zotsika
- Ali ndi chizindikiro cha forex pa 3.5 peresenti pazochita zonse zapadziko lonse lapansi (zotsatira ndi zomwe zikugwiritsidwa ntchito)
IDFC First Millennia Credit Card Features
Kujowina Ubwino
Khadi la kingongole limabwera ndi maubwino angapo ojowina kuphatikiza voucher yolandirika yomwe ili yamtengo wa Rs 500. Mutha kuzigwiritsa ntchito mkati mwa masiku 90 kuchokera pakuperekedwa kwa khadi pakugwiritsa ntchito kulikonse kwa Rs 15,000 kapena kupitilira apo.
Khadi la ngongole limaperekanso ndalama zokwana 5 peresenti pazochitika zanu zonse zoyamba EMI zomwe mumachita mkati mwa masiku 90 kuchokera pa kuperekedwa kwa khadi.
Mwayi
Monga phindu lojowina, kirediti kadi ya IDFC yoyamba ya Millennia imapereka kuchotsera 25 peresenti pamatikiti amakanema, kuchotsera kwakukulu komwe kungapezeke ndi Rs 100, kovomerezeka kamodzi pamwezi.
Imaperekanso maulendo 4 ovomerezeka a njanji kotala lililonse komanso chithandizo chamsewu chomwe chili choyenera Rs 1,399.
Osati zokhazo, ngati mutasankha kirediti kadiyi, ikupatsani chiwongolero chamafuta owonjezera a 1 peresenti m'malo onse opangira mafuta ku India, malire ake omwe amafikira ma Rs 200 pamwezi.
Chinanso chodabwitsa chomwe chili pansi pa gawoli ndi khadi la ngongole lomwe limapereka zotsatsa zopitilira 50 mu=mapulogalamu ndi kuchotsera kopitilira 20 peresenti pamalo odyera opitilira 1,500 m'dziko lonselo.
Imakhudzanso ngozi zanu ndi inshuwaransi ya Rs 2,00,000 (migwirizano, ndi zikhalidwe zikugwira ntchito) komanso chivundikiro cha ngongole ngati khadi yotayika ya Rs 25,000.
yachangu
Timakonda kirediti kadi ya IDFC yoyamba ya Millennia chifukwa chosavuta komanso yosavuta kugwiritsa ntchito. Imakuthandizani kuti musinthe zochitika zanu zonse kupitilira Rs 3,000 kukhala ma EMIs osavuta ndikudina kamodzi pa pulogalamu yam'manja.
Osati zokhazo, zimakupatsiraninso kutembenuka kwa EMI pompopompo pazochita zonse zapaintaneti pamwamba pa Rs 3,000 ndi OTP patsamba la banki. Kusamutsa koyenera nakonso ndikosavuta komanso kwachangu ndi kirediti kadi ya IDFC's Millennia popeza imapereka mwayi wosamutsa ngati imodzi mwazinthu zake zapamwamba.
Kuyenerera kwa IDFC First Millennia Credit Card
- Wopemphayo ayenera kukhala osachepera zaka 18 ndipo ali ndi zaka 60
- Malipiro apachaka a wopemphayo oposa 12 lakhs pachaka
- Magwero a ndalama ayenera kukhala okhazikika, olipidwa, kapena odzilemba ntchito
- Ayenera kukhala ndi ngongole yabwino ya 700 ndi kupitilira apo
- Wofunsira ayenera kukhala waku India wokhala ndi adilesi yaposachedwa komanso yokhazikika ku India
- Wopemphayo ayenera kukhala ndi mbiri yabwino yangongole/bureau popanda umboni uliwonse wolephera kubwereketsa kapena kubweza ndalama zomwe zikusowa pokhudzana ndi makhadi ndi ngongole.
- Wopemphayo ayenera kukhala ndi adilesi yothandiza m'dera la IDFC Bank
Kodi mungalembe bwanji IDFC First Millennia Credit Card?
Mutha kulembetsa khadi la Millennia m'njira ziwiri -
1. Zopanda intaneti:
Imeneyi ndi njira imene anthu amagwiritsira ntchito pofunsira makadi angongole kumene mumatumiza fomu yofunsira ku ofesi ya nthambi imene ikuvomereza mafomu a kirediti kadi. Mutha kulembetsa kudzera pa khadi pakhadi kapena funsani woyang'anira nthambi kapena nthambi kuti akupatseni malingaliro.
2. Pa intaneti:
Anthu ambiri amakonda kufunsira kirediti kadi pa intaneti masiku ano chifukwa ndi ofulumira komanso osavuta. Mukhoza kusonyeza chidwi ndi khadi Intaneti pa tsamba lovomerezeka la banki ya IDFC ndikudikirira woimira kuti ayitane.
Woyimilirayo afufuze ngati ndinu oyenerera kulandira khadi asanakuyimbireni.
Zolemba zofunika:
Umboni wa Adilesi
- Khadi lachigawo
- Khadi lapamwamba
- Chidziwitso cha Wovota
- pasipoti
Umboni uliwonse wa ma adilesi anayi omwe tawatchulawa pamwambapa.
Umboni Wodziwika
- Khadi lapamwamba
- pasipoti
- Chilolezo choyendetsa
Umboni uliwonse mwa atatu omwe atchulidwa pamwambapa.
Umboni wa Ndalama
- IT imabwerera
- Fomu 16
- Malipiro
Chilichonse mwazinthu zitatu zomwe zatchulidwa pamwambapa.
IDFC Millennia Credit Card ndi chisankho choyenera IF:
- Mulibe ndalama zolemetsa kapena zazikulu kutengera khadi lanu
- Ndinu ogula pafupipafupi pa intaneti
- Pamene simukufuna kulipira chindapusa chilichonse chojowina kapena pachaka pa kirediti kadi yanu
- Ngati ndinu woyamba pamasewera a kirediti kadi ndikugwiritsa ntchito ndalama zambiri
- Mukufuna kusangalala ndi mphotho zosavuta komanso njira yowombola
- Mumakonda mphotho kuposa kubweza ndalama, chifukwa khadi ili lili ndi matani ambiri
- Zokonda zanu zosungitsa zikuyenda pa intaneti ndizokhazikika
- Simukufuna kuchotsera gulu lapadera
Malire ndi Malipiro
Monga momwe munthu angakonde kukhala ndi ngongole yayikulu pa kirediti kadi, zimatengera kuchuluka kwanu kwa Cibil ndi ndalama zomwe mumapeza.
Mofananamo, malire a ngongole pa Millennia Credit Card yanu adzadalira ndalama zomwe mumapeza ndipo si ndalama zenizeni. Zitengeranso mbiri yomaliza yobweza ngongole zanu zonse, komanso ngati zidali pa nthawi yake kapena ayi.
Ngati muli ndi mphambu yabwino ya Cibil yokhala ndi ndalama zokhazikika (komanso zapamwamba), ndiye kuti ndinu oyenera kulandira ngongole zambiri pa IDFC Millennia Credit Card.
Ponena za zolipirira, pali njira zingapo zotsegulira kuti mulipire ngongole yanu. Mutha kulipira kudzera mu ndalama kapena kuyang'ana monga momwe zimafunira, koma palinso njira zingapo zolipirira pa intaneti zomwe zapezeka zomwe ndi zosavuta, zachangu komanso zosavuta kubweza nthawi yomweyo -
- Malipiro a UPI
- IDFC banki yoyamba kubanki pa intaneti
- IMPS ndi NEFT komwe mungagwiritse ntchito nambala ya IFSC yaku banki yanu
- Net banki ya banki ina iliyonse
- Malipiro kudzera pa kirediti kadi ina
Mfundo yofunika
The IDFC Millennia Credit Card ndiye sankhani yoyenera kwa inu ngati mukufuna kuthiridwa ndi mphotho zingapo ndi zotsatsa zomwe zimabwera ndi kirediti kadiyi. Popeza sizimakhudza chaka chilichonse kapena ndalama zojowina, palibe chomwe muyenera kugwiritsa ntchito kuti mupeze khadi.
Zomwe mukufunikira ndi ndalama zokhazikika zoyambira ndi zabwino mphambu ngongole, ndipo mutha kupeza manja anu pa khadi lodabwitsali m'masiku ochepa!
Siyani Mumakonda