Ngati mukufuna kuyika ndalama mu mgwirizano ndikuwongolera ndalama zanu ku India, pali nsanja zingapo zomwe zingakupatseni zomwezo.
Kuchokera ku maofesi oyang'anira ma commissions kupita kuzinthu zosiyanasiyana zosungira ndalama - nsanja iliyonse ili ndi zosiyana zake.
Komabe, zosankha zambiri zosiyanasiyana nthawi zina zimatha kuyambitsa chisokonezo, kotero tikukubweretserani kufananitsa pakati pa nsanja ziwiri zodziwika kwambiri ku India - INDMoney ndi Kukula.
Kodi INDMoney ndi chiyani?
INDMoney ndi njira yoyendetsera ndalama komanso kukonza ndalama zomwe zimathandiza anthu kusamalira ndalama zawo pamalo amodzi.
Kuyambira kupanga, kupulumutsandipo kupatula - INDMoney imachita zonse ndi mphamvu yodzipangira okha komanso kuphunzira pamakina.
Mutha kuyang'anira ndalama zanu ndikuyika zinthu zatsopano pa zero Commission ndi INDMoney, ndikuwongolera misonkho, ngongole, ndalama, mabizinesi, zowonongera, ndi china chilichonse kuchokera pa pulogalamu imodzi yokha.
Chokhazikitsidwa mu 2019, cholinga chake ndi kupanga mabungwe onse azachuma kwa anthu ndi mabanja awo. Mutha kuwonjezera achibale anu ndikuyang'anira ndalama zawo kuchokera pa dashboard yanu.
Imapezeka pa desktop (Web) ndi mafoni (pulogalamu) ndipo ndi upangiri wolembetsedwa wa SEBI wolembetsa ndalama.
Popeza INDMoney imagwira ntchito ndi ndalama zachindunji zokha, palibe ntchito yomwe muyenera kulipira mukamagwiritsa ntchito ndalama zomwe mwasankha. mwagwirizana ndalama pa INDMoney. Zimakupatsaninso mwayi woyika ndalama ku US stock ndipo apa ndipamene zimapikisana mwachindunji ndi Groww.
Kodi Grow ndi chiyani?
Kukula ndi njira yoyendetsera ndalama yomwe imathandizira osunga ndalama kuti azitha kuyikapo ndalama m'matangadza ndi mutual funds mopanda malire.
Ogulitsa ndalama za mutual fund sayenera kulipira ndalama zilizonse zowombola chifukwa ndi zaulere pakuyika ndalama za mutual fund. Kuchokera Ma US, FDs ku ndalama zogwirizanitsa ndi masheya aku India - mutha kugulitsa zinthu zonsezi kudzera papulatifomu imodzi kudzera pa Groww.
Yakhazikitsidwa mu 2016, imapezeka pa Playstore ndi App Store pamakompyuta, mafoni ndi mapiritsi.
Imabwera ndi miyezo yapamwamba kwambiri yachinsinsi ndipo imayang'ana kwambiri kukhala ntchito yogulitsa zonse mu imodzi.
Sikuti Groww imangothandiza kuti osunga ndalama aziyika ndalama m'matangadza aku India, koma imawapatsanso zonse zofunikira pakampani iliyonse mozama.
Komabe mwazonse, Kukula ndi pulogalamu yomaliza yogulitsa ndi malonda yopangira amalonda amitundu yonse - swing, intraday, nthawi yayitali, yochepa, yoyambira, yapakati kapena katswiri.
Zogulitsa Zoperekedwa ndi INDMoney
Ma US
Ndi INDMoney, mutha kugulitsa mwachindunji masheya onse aku US osapereka chindapusa chilichonse.
Kutsegula kwa akaunti kulinso kwaulere, ndipo kumakupatsani mwayi wotsegula akaunti yayikulu-imodzi-imodzi popanda ndalama zobisika. Kuyikako ndalama kumangotengera zero, zomwe zimathandiza amalonda kuchepetsa ndalama zawo kuti apeze phindu.
Simuyenera kulipira chindapusa chilichonse chotumizira ndi INDmoney, mosiyana ndi nsanja zina.
Zida Zokonzekera Zachuma
INDMoney imabwera ndi dongosolo lakumapeto-kumapeto lazachuma lomwe limathandiza osunga ndalama kukonzekera zolinga zawo ndikuwongolera phindu lawo lamtsogolo m'njira yomwe zaka zikubwerazi zizikhala zotetezeka pazachuma.
Zimabwera ndi ndondomeko yopuma pantchito ndi zowerengera zosiyanasiyana zomwe zimakulolani kukhazikitsa ndikukonzekera zolinga zanu zachuma moyenerera.
Mutual Funds
INDMoney imapereka mitundu yambiri yosiyanasiyana yandalama kuti muyikemo.
Kuchokera ku ndalama za equity, ndalama zosakanizidwa mpaka ndalama zangongole - mutha kuyikapo chilichonse chomwe chikugwirizana ndi zolinga zanu zachuma, ndi INDMoney.
Investment Tracker
INDMoney imalola wogulitsa ndalama kuti azitha kuyang'anira ndalama zonse ndikudina kamodzi popanda kuda nkhawa kuti ndalama zawo zatsika.
Athanso kugulitsa ndalama ndi mfundo za INDMoney's zero-commission ndikuyika ndalama mu bond, FDs, MFs, stocks, ndi zina zambiri.
Ndalama
INDMoney imapereka chithandizo pa ngongole ndi ngongole zomwe zimafunidwa kuti zithandize ogwiritsa ntchito kupeza ngongole zawo mosadukiza katundu, malonda, ndi ngongole zanyumba.
Banja Banja
INDMoney imadziwika kuti ndi mabanki apamwamba kwambiri kwa mabanja chifukwa cha Family Super Banking App. Silipiritsa chindapusa chilichonse chosinthira thumba pa akaunti iliyonse yamasheya aku US ndipo imapereka ma depositi osakhazikika pamitengo yampikisano pafupifupi 7.3%. Mutha kuwonjezera banja lanu m
Indian Stocks
INDMoney imapatsa osunga ndalama ake mndandanda wazogulitsa zonse zaku India zomwe angathe kuzisanthula asanapange ndalama ndi kutsatira masheya mu mbiri yawo.
Zimabwera ndi dashboard yomwe imalongosola mozungulira mitengo yamtengo wapatali komanso yotsika ya masabata 52, opindula kwambiri pa ndalama, otayika pamsika, masheya otentha, masheya omwe amagwira ntchito ... zabwino kwambiri.
IPO
Ndi INDMoney, mutha kugulitsa ma IPO onse omwe akubwera chifukwa dashboard yake imasinthidwa pafupipafupi ndi omwe adalembedwa kale komanso omwe ali pamndandanda wolembedwa.
Madipoziti Okhazikika
INDMoney imabwera ndi mitundu yosiyanasiyana ya ma depositi osakhazikika okhala ndi mitengo yampikisano. Munthu atha kuyika ndalama zochepa ngati Rs 5,000 kapena zochuluka monga momwe thumba lake limalola pa chiwongola dzanja kuyambira 3% mpaka 7.5%.
nsinga
INDMoney imapatsa oyika ndalama zake malingaliro athunthu pama bond, ma corporate bond, mabanki operekedwa ndi banki, ndi mabungwe aboma.
Izi zimachitidwa kuti osunga ndalama athe kusankha ma bond omwe amagwirizana ndi zolinga zawo zamalonda m'njira yabwino kwambiri.
Zogulitsa zoperekedwa ndi Groww
Mutual Funds
Ndi Groww, mutha kuyika ndalama zopitilira 5000 mwachindunji popanda komishoni. Ndalama zitha kupangidwanso zokha kudzera mu Groww kuti musangalale ndi SIP yolimba osachita zambiri.
Ndalama zapagulu pa Grow ndi ndalama zobweza misonkho zambiri ndipo zimachokera kumakampani apamwamba ndi magawo kuti muwonetsetse kuti mumapeza zambiri kuposa zomwe mumayika.
m'matangadza
Groww imapatsanso osunga ndalama ndi ochita malonda kuti agule ndikugulitsa magawo amakampani apamwamba aku India pamsika wamasheya.
Malowa amabwera ndi mitundu ingapo yobweretsera ndi kuyitanitsa, zomwe zimapangitsa kuti malonda azikhala abwinoko. Otsatsa amatha kuyika ndalama zawo mu ETFs, masheya, ma indices, ndi zina zambiri ndi Groww.
Zam'tsogolo ndi Zosankha
Tsogolo ndi Zosankha ndi chinthu china choperekedwa ndi Groww.
Imabwera ndi unyolo wosavuta womwe umakulolani kuti mugulitse ndikutsegula kamodzi. Malonda onse amathandizidwa ndi ma chart omwe amakuthandizani kuzindikira mayendedwe amsika. Osati zokhazo, Kukula kumapereka ndalama zake zapamwamba zosankha zogulitsa, stock F&O, ndi index - zonse pamalo amodzi.
IPO
Ndi Groww, mutha kugulitsa ma IPO onse omwe akubwera.
Imabwera ndi dashboard ya IPO yodziwika bwino yomwe imasunga mbiri ya ma IPO onse omwe akubwera ndi omwe atchulidwa posachedwapa, ndi kukula kwawo, tsiku lotsatsa, ndi kuchuluka kwamitengo kuti mupange zisankho zabwinoko zogulira.
Masheya aku US
Ndi Groww, mutha kuyamba kuyika ndalama m'masheya aku US potsegula akaunti yaulere ndikuyika ndalama popanda kubwereketsa kapena ntchito.
Masheya ngati Amazon, Tesla, Microsoft, Facebook, ndi ena ambiri akupezeka papulatifomu kuti osunga ndalama apindule kuchokera ku mayina akuluakulu apadziko lonse lapansi.
Groww salipiritsa ngakhale ndalama zolipirira akaunti, ndipo maoda onse ogula ndi kugulitsa amaperekedwa kwaulere.
Madipoziti Okhazikika
Madipoziti osasunthika pa Groww amabwera ndi chiwongola dzanja chambiri, chitetezo chokwanira, mabanki angapo oti musankhe, ndipo palibe vuto lililonse.
Zomwe muyenera kuchita ndikutsegula akaunti yanu yomwe iyamba kugwira ntchito pakangopita mphindi zochepa, ikani ndalama mu FD yanu ndikuyitsata ndi dashboard ya Groww. Mukhozanso kuchotsa ndalama nthawi iliyonse yomwe mukufuna, ngakhale nthawi yokhwima isanafike.
INDMoney - Ndalama za US
Mutha kugulitsa ndi kugulitsa m'masheya aku US pogwiritsa ntchito ndalama za INDMoney zopanda ntchito m'masheya aku US ochokera ku India.
Imakhala ndi akaunti yapawiri-imodzi yaulere yomwe mungagwiritse ntchito kugulitsa ndikuyika ndalama mopanda malire popanda mtengo wowonjezera.
INDMoney imapereka imodzi mwamitengo yabwino kwambiri yosinthira pamsika, kukupatsirani madola ochulukirapo pa rupee iliyonse poyerekeza ndi omwe akupikisana nawo.
Osati zokhazo, palibe kukhazikitsidwa kapena chindapusa cha pamwezi chokhudzana ndi akaunti yamalonda yapadziko lonse lapansi.
Maoda onse amakonzedwa nthawi yomweyo popanda kufunikira kwa zolemba zilizonse, ndipo kubweza ndi komwe kumathamanga kwambiri pa pulogalamuyi ndi ntchito zapadziko lonse lapansi ndi chithandizo. Imapereka masauzande ambiri amasheya aku US momwe mungayambe kuyikapo ndalama poika ndalama zochepa ngati Rs. 100 ndikupeza upangiri wamunthu payekha malinga ndi mapulani anu azachuma, zolinga zanu ndi luso lanu la ndalama.
Tech, ETF, Energy, FAANG, ndi magulu ena ambiri alipo kuti musankhe kuti muyambe kuyika ndalama m'makampani apamwamba kwambiri aku US.
Kuchokera ku Microsoft, Facebook, ndi Nvidia kupita ku Vanguard, Taiwan Semiconductor, Netflix ndi zina zambiri - Mumapeza chilichonse pansi padenga limodzi ndi INDMoney.
Masheya onse amalembedwa mu dashboard yatsatanetsatane yomwe imakamba za mtengo wa masheya, kuchuluka kwake, kuchuluka kwa msika, kusintha kwamitengo munthawi yeniyeni, ndi ticker yake yomwe imalola osunga ndalama kuti afananize masitoko angapo pamodzi kuti ayimbire foni yomaliza.
Masheya onse amagawidwa malinga ndi momwe amagwirira ntchito, zomwe zimapangitsa kuti zikhale zosavuta kwa osunga ndalama kupanga ma portfolio okhudzana ndi mafakitale.
INDmoney yagwirizana ndi SBM Bank kuti ikuthandizeni kusamutsa ndalama ku akaunti yanu yaku US yaulere. Mutha kutsegula akaunti yosungira kwaulere yotchedwa 2-in-1 INDmoney super saver account yoyendetsedwa ndi banki ya SBM.
Akaunti yosungira 2-in-1 iyi imakupatsani mwayi wosamutsa INR kupita ku US popanda kutumiza kapena kulipiritsa zina zilizonse, ndikukupatsaninso macheza apamwamba kwambiri a INR-USD.
INDmoney imalipiranso chindapusa chotsika kwambiri pakuwombola masheya aku US, pa $5. Ngati mutulutsa masheya aku US opitilira $2,000, ndi zaulere.
Kukula - US Stocks
Ndi Groww, mutha kutsegula akaunti kwaulere ndikuyamba kuyika ndalama m'masheya aku US nthawi yomweyo popanda chindapusa chilichonse. Groww salipiritsa chilichonse ngati ndalama zolipirira pachaka ndipo akaunti yamalonda yapadziko lonse lapansi imatsegulidwa kwaulere.
Mutha kugulitsa ndikuyika ndalama m'makampani apamwamba padziko lonse lapansi pansi pa S&P 500 index kuti mupeze mwayi pamsika wapadziko lonse lapansi. Imabwera ndi dashboard yowoneka bwino yomwe imakukonzerani masheya onse a US kutengera kukula kwa msika ndikulemba mayina onse ngati mndandanda.
Kuchokera kuukadaulo, chisamaliro chaumoyo, mafakitale mpaka mphamvu, chitetezo cha ogula, ntchito zachuma, ndi zina zambiri - masheya onse aku US ndi ma ETF amatha kugulitsidwa pa Groww mosasamala. Imakhala ndi masitoko okwana 3000 omwe mungasankhe, kuphatikiza mayina apamwamba ngati Apple, Microsoft, Alphabet ndi zina zambiri.
Groww imakupatsaninso mwayi wogula magawo ochepa amasheya aku US. Komabe, kusamutsa ndalama, muyenera kugwiritsa ntchito chikhalidwe kubanki Intaneti Wire Transfer. Ndipo banki iliyonse imalipira ndalama zochepa pakusamutsa kwa forex.
Komanso, nthawi zambiri samakupatsani ndalama zosinthira za INR kupita ku USD.
Simukuyenera kulipira chindapusa mukachotsa koyamba masheya aku US. Ndiye ndi $9 pakuchotsa.
INDMoney - User Interface
INDMoney imabwera ndi mawonekedwe abwino ogwiritsa ntchito omwe amalemba zinthu zonse mosasunthika kuti awonetsetse kuti osunga ndalama amatha kudutsa pulogalamuyi mosavuta.
Ntchito zawo zimasiyana malinga ndi kukula kwa ndalama zanu, zomwe zimapangitsa kuti osunga ndalama azigawa zomwe amapeza potengera zomwe asankha kuyika.
Zida zonse, zowerengera, ndi njira zomwe zimabwera ndi INDmoney ndizosavuta kugwiritsa ntchito ndipo sizifuna ukadaulo uliwonse wazachuma.
Kuyitanitsa, kugula ndi kugulitsa ndikosavuta ndikudina kamodzi pa pulogalamuyi.
Kukula - User Interface
Mawonekedwe a ogwiritsa ntchito a Groww ndiwowoneka bwino kwambiri, mpaka pano, komanso osangalatsa m'maso.
Chilichonse chimafotokozedwa mwatsatanetsatane pansi pa chinthu chilichonse, ndikupangitsa kuti zikhale zosavuta kwa omwe angoyamba kumene kupanga ndalama kuti apange zisankho zoyenera.
Chilichonse pa Groww chimagawidwa kutengera gulu lomwe amagwera, choncho ngati mukufuna kuyika ndalama mu ma bond operekedwa ndi mabanki kapena masheya ena aku America.
Mudzapeza zambiri zakuya za pulogalamuyi.
Zogulitsa zonse zogulitsa ndalama zimabwera ndi ma chart awo omwe amawonetsa osunga ndalama zamayendedwe akale amitengo ndikuwathandiza kusanthula zolosera zam'tsogolo zamitengo, kupangitsa mawonekedwewo kukhala osavuta komanso ochita kusankha.
Kugulitsa malonda aliwonse mkati mwa tsiku kapena kudzera mu kutumiza ndikosavuta kwambiri pa pulogalamuyi.
INDMoney - Stock Analysis
Kusanthula kwa masheya a INDMoney ndikufufuza mozama komanso kosanjidwa kwa masheya onse aku India ndi America.
Zimabwera ndi dashboard yodziwika bwino yomwe imatchula makampani akuluakulu, apakati komanso ang'onoang'ono, omwe amatha kusanjidwa potengera ndalama zamsika, mtengo, kusintha, voliyumu kapena dzina.
Kuphatikiza apo, dashboard imaphatikizanso kusankha kwa mtengo kuchokera pamwamba mpaka kutsika kapena mosemphanitsa. Zimathandizira osunga ndalama kusanthula masheya omwe ali ochita bwino kwambiri, opindula kwambiri komanso otayika kwambiri kuti atenge zisankho zabwino zamalonda.
Kupyolera mu gulu lofufuzira, mungathenso kumvetsetsa zotentha zotentha panthawiyi, zomwe zimagwira ntchito kwambiri, komanso zomwe zakhala pa masabata a 52 apamwamba ndi otsika. Masheya onse amagawidwa malinga ndi gulu kuti alole ogwiritsa ntchito kuyenda mosavuta pa dashboard.
Ma chart amayendedwe amitengo amaganiziranso kusanthula nthawi zingapo.
Kukula - Stock Analysis
Groww imabwera ndi chida champhamvu chosanthula masheya chomwe chimathandiza amalonda kumvetsetsa kusinthasintha kwamitengo ya masheya onse komanso komwe akupita. Chomwe chimapangitsa kusanthula kwa masheya a Groww kukhala kwabwinoko ndikuti kumathandizidwa ndi ma chart aukadaulo amoyo.
Zogulitsa zonse, ma ETF, zam'tsogolo, zosankha ndi ma indices zimatsatiridwa mosavuta ndikuwunikidwa kudzera m'ma chart awa omwe akuwonetsa mayendedwe amitengo omwe amatsogolera kuneneratu zamitengo yamtsogolo munthawi yeniyeni.
Kuchokera pama chart a makandulo mpaka ma bar graph, Heikin Ashi kupita ku zovuta zina, Groww imapereka ma chart onse omwe amafunikira ndi woyambitsa, wapakati kapena katswiri wazamalonda.
Ndi Grow's kusanthula katundu dashboard, wogwiritsa ntchito amalandira zosintha zaposachedwa zamsika zomwe zimawathandiza kuzindikira zomwe zikuchitika pamsika, ma signature, kulowa ndi kutuluka.
Kaya mukugulitsa pa ola limodzi kuchokera pazaka khumi, kusanthula kwa sock kwa Groww ndikoyenera kuyika ndalama zazifupi komanso zazitali.
Kukula kumakupatsaninso mwayi wosankha zisonyezo zonse zomwe mukufuna kuwonjezera pa tchati chanu kuti muwunike kusuntha kwamitengo ndikudina kamodzi. Sankhani chilichonse chomwe mukufuna kuti chiphatikizidwe ndipo chidzawonjezera zomwezo kwa inu mumasekondi.
INDMoney - Ubwino
- Zimakuthandizani kusunga misonkho chaka chonse.
- Amapereka ngongole motsutsana ndi ndalama.
- Zimabwera ndi zida ndi zowerengera zakukonzekera bwino komanso kasamalidwe kazachuma.
- Zimakuthandizani kusunga ndalama pa ngongole zomwe zilipo kale.
- Amapereka upangiri wamunthu payekha kwa osunga ndalama.
- Amapereka ndalama ndi a. gulu lodzipereka la alangizi azachuma, alangizi amisonkho, ndi akatswiri ofufuza.
- Sinthani makonda amalingaliro azachuma kwa omwe amafunikira ntchito zapamwamba.
- Zopereka zapamwamba zolemba zamisonkho.
- Kuwunika kwa mwezi uliwonse ndi kuyang'anira zoopsa.
- Amapereka zosankha zamphatso za stock kwa abale ndi abwenzi
Kukula - Ubwino
- Yosavuta Kugwiritsa Ntchito pulogalamu ndi dashboard
- Pulogalamu imodzi yoyika ndalama m'masheya, FDs, SGB, ndi Mutual Funds
- Simalipira kalikonse pa Demat AMC.
- M'modzi mwa otsika mtengo kwambiri ku India.
- Amapereka ndalama mu golide wa digito - (kuyimitsidwa pano)
- Amapereka ndalama zachindunji.
- Amalola osunga ndalama kuyika mapulogalamu a IPO pa intaneti.
- Amapereka malire ofikira 100% kuti apereke ndalama.
- Malire mpaka 20% pamalonda a intraday.
INDMoney - Zothandizira
INDMoney imabwera ndi gawo lodzipereka lomwe limaphunzitsa anthu chilichonse chokhudza kuyika ndalama ndi ndalama.
Mabulogu awo amapereka mitu yonse yofunika yomwe wochita bizinesi ayenera kudziwa. Ine
INDMoney imabwera ndi malingaliro ndi gawo lankhani komanso lomwe limalankhula za zinthu zomwe zikulimbikitsidwa komanso nkhani zachuma zomwe zikuchitika pamsika wapadziko lonse lapansi komanso wapadziko lonse lapansi.
Ndi pulogalamu yanzeru kwambiri yomwe imathandizira oyambitsa omwe akuyamba kumene kukhala akatswiri komanso akatswiri osunga ndalama kuti awonere maluso awo omwe alipo.
Kukula - Zothandizira
Groww ili ndi gawo lolimba la blog lomwe limafotokoza nkhani zozungulira masheya, ndalama zolumikizana, ndi chilichonse chokhudzana ndi zachuma.
Gawo labulogu limasinthidwa pafupipafupi ndikuwonetsetsa kuti osunga ndalama akale ndi atsopano amapatsidwa chidziwitso chofunikira pazamalonda, kuyika ndalama, ndi zina zambiri.
INDMoney - Mitengo
Gold
Dongosolo la Golide la INDMoney limawononga Rs. 399 pamwezi ndipo ndi yoyenera kwa anthu omwe akufuna kuyika ndalama zosakwana Rs 50 lakhs.
Golide +
Dongosolo lake la Golide + limawononga Rs. 999 pamwezi ndipo ndi yoyenera kwa anthu omwe akufuna kuyika ndalama zosakwana Rs. 1.5 miliyoni.
Platinum
Dongosolo la Platinum la INDMoney limawononga Rs 2999 pamwezi ndipo ndiloyenera anthu omwe akufuna kuyika ndalama zosakwana Rs 3 crores.
Platinum +
Dongosolo lake la Platinamu + limawononga Rs 5999 pamwezi ndipo ndiloyenera kwa anthu omwe akufuna kuyika ndalama zosakwana Rs 5 crores.
mwambo
Pazambiri zonse zopitilira ma Rs 5 crores, INDMoney imapereka dongosolo lomwe limadula mosiyanasiyana malinga ndi zomwe wobwereketsa amafunikira.
Kukula - mtengo
Kukula sikumabwera ndi ndalama zilizonse zolipiritsa zokhudzana ndi kuyika ndalama za mutual fund. Kutsegula kwa akaunti, kukonza pachaka, kutsegulidwa kwa akaunti ya Demat, ndi kukonza - chilichonse ndi chaulere pa Groww popanda ndalama zobisika.
Ndalama zokhazo zomwe zimagwiritsidwa ntchito pa Groww ndi pamene mukugulitsa masheya. Imalipira kubweza kwa Rs 20 kapena 0.05% ya dongosolo, chilichonse chomwe chili chotsika pakubweretsa ndalama komanso intraday.
Kutsiliza
onse Kukula ndi INDMoney ndi mapulogalamu omwe amabwera ndi mawonekedwe amphamvu omwe amagwira ntchito zosiyanasiyana.
Ngati mukufuna kuyika ndalama, kutsata ndikuwongolera ndalama zanu kuchokera ku pulogalamu imodzi, INDMoney ndiye njira yoyenera.
Komabe, tiyerekeze kuti mumangofuna kugulitsa ndalama zogwirizana, ma bond, masheya, FDs, ndi zinthu zina zandalama popanda kulipira mosalekeza kukonza akaunti ndikutsegula. Zikatero, Kukula ndiye pulogalamu yoyenera kwa inu.
Siyani Mumakonda