Gulani tsopano kulipira pambuyo pake (BNPL) mapulogalamu akhala akusonkhanitsa chidwi kwambiri kwa miyezi ingapo tsopano.
Mapulogalamuwa amakulolani kuti mulipirire zinthu zanu nthawi yomweyo osawononga ndalama zilizonse ndikupanga bilu pambuyo pake, mwina sabata iliyonse, kawiri pamwezi kapena pamwezi, kuti mulipire ndalama zonse pamodzi.
Mapulogalamu a BNPL achepetseratu njira yogulitsira pamene akukhala ngati njira yosavuta yopezera ngongole, komwe muyenera kuchita ndikugwirizanitsa pulogalamu yanu yogula tsopano yolipira ndi malo ogulitsira pa intaneti omwe mukupeza chakudya, zovala, kapena china chilichonse. kuchokera.
Ambiri mwa mapulogalamuwa amakhala ndi chiwongola dzanja chochepa pa ndalama zomwe mumabwereka.
Komabe, ngati mukulephera kulipira panthawi yake monga momwe ntchito ikufunira, mudzakulipitsidwa mochedwa tsiku lililonse.
Ubwino wa mapulogalamuwa ndikuti amakulolani kubwereka ndalama zambiri popanda chikole!
Nawu mndandanda wa mapulogalamu 12 apamwamba omwe amagula tsopano omwe amalipira pambuyo pake ku India -
ZestMoney
Zest limakupatsani mwayi wolipirira zomwe mwagula ndikungodina kamodzi, ndiye kuti mutha kubweza ngongoleyo pakanthawi kochepa.
Mwanjira iyi, Zest imawonetsetsa kuti simukuphwanya banki yanu ndipo mutha kugwiritsa ntchito bwino ndalama zanu.
Pulatifomu silipira chilichonse pangongole yomwe wapatsidwa ndipo imavomerezedwa m'malo opitilira 10,000 pa intaneti komanso malo ogulitsa 75,000 ku India.
Ndi kasitomala wa ogwiritsa ntchito oposa 11 miliyoni, nsanja ndi imodzi mwazomwe zili pamwamba kwambiri mpaka pano!
Izi ndi zomwe zimapangitsa Zest kukhala yosiyana ndi osewera ena pamsika -
- Kukonzekera kosavuta komwe sikufuna mapepala kapena ngongole mfundo.
- Malire angongole aumwini a Rs. 2 lakh
- Palibe chindapusa chojowina kapena zolipiritsa zobisika
- Kubweza ndalama pakuchita koyamba
- Imakulolani kuti mulipire bilu mu nthawi ya 3 mpaka 4 miyezi
- Kuphatikiza mwachangu ndi mapulogalamu ena
Money Tap
Money Tap ndi imodzi mwazoyamba zomwe zikutuluka gulani tsopano kulipira mapulogalamu apatsogolo omwe amakuthandizani kubwereka ndalama pazogula zanu zonse mosavuta.
Zimabweranso ndi chinthu changongole chomwe chimakuthandizani kuti mubwereke mpaka ma Rs. 5 lakhs pa intaneti ndikusewera pambuyo pake pa intaneti kudzera muzochita zosavuta za EMI.
Ndi Money Tap, mutha kubwereka ndalama pazinthu zingapo zofunika monga ngongole zachipatala, ngongole zamaphunziro, ngongole zokonzanso nyumba, komanso pazosangalatsa monga ngongole zapaulendo, ngongole zamawilo awiri ndi zina zambiri.
Izi ndi zomwe zimapangitsa Money Tap kukhala yosiyana ndi osewera ena pamsika -
- Chiwongola dzanja chimaperekedwa pandalama zomwe mwabwereka.
- Amagwira ntchito ndi mabungwe azachuma ku India
- Kuchulukitsa pafupipafupi malire a ngongole
- Imayendetsedwa kwathunthu ndi RBI
- Kubwereka sikufuna chikole chilichonse
Zosavuta
Zosavuta ndi pulogalamu ina yogula tsopano yolipira pambuyo pake yomwe imalumikizidwa ndi masitolo opitilira 5500 ku India konse.
Pulogalamuyi ili ndi mawonekedwe osavuta kugwiritsa ntchito omwe amakupatsani mwayi wolipira zinthu zanu pa intaneti pangongole ndipo pamapeto pake mumalipira ndalamazo pakadutsa miyezi iwiri.
Zimakupatsani mwayi wobwereka ndalama popanda mtengo uliwonse ndipo mumangolipira ndalama mochedwa ngati simukulipirira bilu pa nthawi yake.
Pulogalamuyi imasintha malire anu pafupipafupi, ndipo mukasunga nthawi mukulipira ngongole zanu, malire amachulukitsidwa moyenerera.
Izi ndi zomwe zimapangitsa Simpl kukhala yosiyana ndi osewera ena pamsika -
- Imalumikizidwa kumitundu yayikulu kwambiri ku India, kuphatikiza Zomato, Big Basket, Jio Mart ndi zina zambiri.
- Salipiritsa ndalama zoonjezera pakubweza ngongole.
- Amapereka njira yolipirira yapompopompo kamodzi
- Zimaphatikizanso kuwonekera kwamakasitomala
- Tiyeni mukhale ndi ulamuliro woyenera pa mbiri yanu ya ngongole
- Chimodzi mwazinthu zotsika mtengo kwambiri kukhalapo
Zozle
Zozle kumakupatsani mwayi wogawa ndalama zanu zonse m'magawo 4 omwe mutha kulipira m'masabata 6 popanda chiwongola dzanja china chilichonse.
Amangolipira chindapusa ngati simukuwalipira munthawi yake.
Zina zonse zimakhala zopanda chidwi! Chifukwa nsanja imabwera ndi chigamulo chovomerezeka pompopompo, sichimakhudza ngongole yanu mwanjira iliyonse, ngakhale muphonya tsiku lanu lolipira.
Amalumikizidwa ndi mayina akulu ngati Fastrack, Pet Sutra, Giva ndi zina zambiri, zomwe zimakupatsani mwayi wogula m'masitolo omwe mumakonda popanda zovuta.
Izi ndi zomwe zimapangitsa Sezzle kukhala osiyana ndi osewera ena pamsika -
- Kulumikizidwa ndi ogulitsa pa intaneti opitilira 10,000
- Zosankha zonse zovomerezeka zimapangidwa nthawi yomweyo
- Zophatikiza zingapo
- Thandizo lamphamvu
- Kulipira chiwongola dzanja
Freecharge
FreechargeKulipira pambuyo pake ngongole yogulitsira imakupatsani mwayi wogula tsopano kulipira pambuyo pake pang'onopang'ono.
Kaya mukufuna kulipirira kulumikizidwa kwanu kwa DTH, bilu yamagetsi kapena kuyitanitsa chakudya - Freecharge imasamalira zonse! Zimakuthandizaninso mosavuta fufuzani ndalama zanu pokupatsirani mndandanda wamalo onse omwe mumawononga ndalama zanu limodzi ndi masiku ndi kuchuluka kwake.
Zolipirazo zimakhala zopanda chiwongola dzanja, zomwe zimakulolani kusangalala ndi chilichonse pangongole mpaka tsiku loti bilu yanu lifike. Mutha kuwononga mpaka ma Rs. 10,000 mwezi uliwonse ndikugula kwa Freecharge tsopano kulipira pambuyo pake!
Izi ndi zomwe zimapangitsa Freecharge kukhala yosiyana ndi osewera ena pamsika -
- Amakupatsani mwezi wathunthu kuti muwabwezere.
- Pulatifomu ili ndi gawo lolipiritsa lapopi limodzi lotetezedwa ndi PIN kapena OTP.
- Chiwongola dzanja chonse chomwe mumalipira, ngati chilipo, chidzabwezeredwa kwa inu ngati ndalama zobweza za Freecharge zomwe zingagwiritsidwe ntchito polipiranso bilu yotsatira.
- Palibe ndalama zolipirira
- Imagwira ntchito ndi masitolo opitilira 25,000, kuphatikiza Myntra, Swiggy, Zomato ndi ena
Lazypay
Monga dzina zikusonyeza, Lazypay monga nsanja imapangidwira osewera onse aulesi omwe akufuna kupanga malipiro amtundu umodzi m'malo mopanga malipiro ang'onoang'ono nthawi zambiri.
Ali ndi njira yolipira pamwezi kawiri pamwezi, limodzi ndi lamulo lolipiritsa kamodzi lomwe limakupatsani mwayi wolipira popanda zovuta ndi masitolo angapo ku India konse.
Mutha kugwiritsanso ntchito nsanja iyi kudzera mu UPI yanu, pa intaneti komanso pa intaneti; palibe zolipiritsa zobisika ndipo palibe chiwongola dzanja chomwe chilipo ngati mubweza nthawi yake.
Izi ndi zomwe zimapangitsa Lazypay kukhala osiyana ndi osewera ena pamsika -
- Kumakuthandizani kuti mugule mwachindunji m'masitolo angapo
- Imakulolani kulipira mu 3, 6, 9 ndi 12 mwezi EMI mapulani
- Lumikizanani ndi mayina monga Pangani Ulendo Wanga, Book My Show, Swiggy ndi ena
- Itha kugwiritsidwa ntchito pogula pa intaneti, kusungitsa ma cab, kulipira ndalama zothandizira ndi zina zambiri.
- Lipirani zonse kapena mu EMI - komabe, mumakonda
- Kutsegula kosavuta kwa akaunti
Paytm Postpaid
Imodzi mwamakampani akuluakulu azachuma ku India, Paytm, ilinso ndi chiwembu chake chogula tsopano kulipira pambuyo pake chomwe mungagwiritse ntchito. Ndalama zopanda chiwongola dzanja zitha kubwezeredwa mkati mwa masiku 30, ndipo mwezi uliwonse mutha kuwononga ndalama zokwana Rs. 60,000.
Pulatifomu imavomerezedwa padziko lonse lapansi, ndipo simungapeze sitolo iliyonse popanda intaneti kapena pa intaneti yomwe siyivomereza Paytm.
Pulatifomu imakuthandizaninso kupanga zanu mphambu ngongole ndi kubweza nthawi ndikukupangitsani kukhala oyenera ngongole zabwinoko!
Izi ndi zomwe zimapangitsa Paytm Postpaid kukhala yosiyana ndi osewera ena pamsika -
- Kulipira mwachangu kwambiri ndikudina kamodzi
- Amavomerezedwa m'masitolo opitilira 5 lakh pa intaneti komanso pa intaneti
- Zolumikizidwa ndi mayina akulu ngati Dominos, Croma, Mafuta aku India, ndi ena
- Njira ya digito kwathunthu
- Amakulolani kulipira zonse kapena mu EMIs
- Simaphatikizapo chindapusa chilichonse chotsegula
Post Pe
Post Pe ndi pulogalamu ya Buy-now-pay-kenako ya BharatPe yomwe imalola ogwiritsa ntchito kupeza ma credits ndikuwagwiritsa ntchito m'malo osiyanasiyana. Mutha kubweza ndalamazo ndi chiwongola dzanja cha 0 pakadutsa masiku 30.
Imaperekanso ndalama zokwana Rs.10 lakhs kwa ogwiritsa ntchito potengera kuchuluka kwa CIBIL.
PostPe imapereka mawonekedwe ojambulira momwe ogwiritsa ntchito amatha kulipira nthawi yomweyo ndi ma QR code ndikubweza mu EMIs. Biliyo imapangidwa pa 1 mwezi uliwonse. Ogwiritsanso ali ndi mwayi wogawanika mu 3/4/5/6 EMIs pamwezi.
Izi ndi zomwe zimapangitsa PostPe kukhala yosiyana ndi osewera ena pamsika -
- Gwiritsani ntchito khadi la Postpe pogula pa intaneti kapena popanda intaneti
- Lowani nthawi yomweyo kudzera pa WhatsApp
- Yang'anani ku pulogalamuyi ndikubweza ndalama zofikira 5%.
- Tumizani ndalama kwa omwe mumalumikizana nawo kapena akaunti yanu yakubanki popanda zovuta
- Ngongole yopanda chiwongola dzanja mpaka masiku 30
- Mulingo wa pulogalamu-4.1 nyenyezi
Bullet
The Bullet kugula tsopano kulipira pambuyo pake pulogalamu ili ndi mawonekedwe owongoka kwambiri omwe amalipira njira yopanda msoko.
Malipiro anu onse a UPI amapangidwa mkati mwa masekondi, ndipo kugula kwanu kwatsiku ndi tsiku kumathandizidwa ndi gulu lamphamvu la anthu omwe akufuna kukuthandizani pa chilichonse. Pulatifomu ikupezeka pa Google Play ndi App Store.
Amakupatsirani malire anu angongole malinga ndi ngongole yanu, kuti mukweze mphambu zanu, mumawononga ndalama zambiri pangongole! Kubweza kumachitika pa 5 ndi 20 mwezi uliwonse.
Izi ndi zomwe zimapangitsa Bullet kukhala yosiyana ndi osewera ena pamsika -
- Kukwera kosavuta potchula zambiri zamakhadi a PAN
- Easy akamwe zoziziritsa kukhosi ndi malipiro ndondomeko
- Kubweza kawiri pamwezi
- Mawonekedwe ogwiritsa ntchito
- Zimakupatsani mwayi wofufuza zomwe mumawononga tsiku lililonse
Mobikwik ZIP
Mobikwik ZIP buy now pay later app imakupatsani mwayi wowononga mpaka Rs. 30,000 mwezi uliwonse pamitundu yopitilira 1 lakh pa intaneti komanso pa intaneti. Kuchokera pazakudya, kuyenda, makhadi amphatso, mabilu kupita kukagula - Mobikwik ZIP imakupatsirani chilichonse pansi padenga limodzi!
Pulatifomu ili ndi zotsatsa ndi zotsatsa zomwe zimabwera ndikupita pafupifupi tsiku lililonse, zomwe zimakupatsani mwayi wobweza ndalama pakubweza panthawi yake ndi zina zambiri. Mutha kugwiritsanso ntchito nsanja kapena ntchito zina monga kusamutsa ku banki, kubwezanso ndikulipira mabilu ndi zina zambiri.
Izi ndi zomwe zimapangitsa Mobikwik ZIP kukhala osiyana ndi osewera ena pamsika -
- 0% chiwongola dzanja pamalipiro onse angongole
- Zolemba zochepa zimafunikira pakukhazikitsa
- Ngongole mpaka Rs. 30,000 mwezi uliwonse
- Zimakuthandizani kupanga ngongole yanu pobweza nthawi yake.
Epay Pambuyo pake
EpayLater imabweretsa kusintha kwa wabizinesi mdziko muno popereka ngongole ya Rs.25 lakhs popanda chiwongola dzanja chilichonse panthawi yolipira.
Imagwirizana ndi makampani akuluakulu mdziko muno kuphatikiza Flipkart yogulitsa, yogulitsa ku Metro, ndi zina zambiri.
Gwiritsani ntchito ngongole zanu mosavuta kuchokera ku Rs 25k mpaka Rs 25 lakhs ndikupeza masiku 14 kuti muthetse chiwongola dzanja cha 0%.
Izi ndi zomwe zimapangitsa Epay kukhala osiyana ndi osewera ena pamsika -
- Kulembetsa kwa mphindi 5
- Sinthani akaunti yanu kwathunthu pafoni yanu
- Kulipitsidwa kumodzi ndi amalonda ambiri
- Palibe chiwongola dzanja chowonjezera pa ngongole
- Mulingo wa App - 4.5 nyenyezi
Snapmint
Ndi kutsitsa kopitilira 5 miliyoni, Snapmint ndiwosewera wamkulu pagawo la E-commerce. Tsopano, ikulowetsanso gawo la BNPL ndi zosankha zotsika mtengo za EMI.
Imapereka njira yosavuta yolipirira ndi EMIs popanda kukhala ndi kirediti kadi. Pambuyo polembetsa, wogwiritsa ntchito amalandira malire angongole molingana ndi kuchuluka kwa kirediti kadi pamakhadi awo a debit. Mwanjira iyi, mutha kugwiritsa ntchito ngongole popanda kukhala ndi kirediti kadi kapena ngongole.
Pali zinthu zambiri mu Electronics, moyo, komanso mafashoni omwe amapezeka pa pulogalamuyi. Mutha kugwiritsa ntchito ntchito zake za BNPL pamakampani akuluakulu a E-commerce, kuphatikiza Amazon, Flipkart, Myntra, Shopper's Stop, ndi zina zambiri.
Nazi Zomwe Zimapangitsa Snapmint Kukhala Yosiyana Ndi Osewera Ena Pamsika -
- Makasitomala a Premium amatha kutenga ngongole zawo kuchokera ku Snapmint.
- Gulani pa intaneti / pa intaneti ndikulipira ndi Snapmint
- Zosankha zolipirira zero pansi zilipo
- Palibe zolipiritsa zofunsira kapena zolandidwa zomwe zikukhudzidwa
- Njira yofunsira ndi 100% pa intaneti
- Mulingo wa App - 4.4 nyenyezi
Ndichoncho. Izi zinali zomwe ndidasankha pa mapulogalamu abwino kwambiri a BNPL omwe tili nawo ku India.
Mapulogalamu a BNPL omwe takambirana ndi ena mwa osewera abwino kwambiri pamsika, omwe amapereka mapulani osinthika obweza komanso chiwongola dzanja cha 0% pangongole zonse zomwe zatengedwa.
Mapulogalamuwa amapangitsa kuti zinthu zanu zogulira zikhale zosavuta komanso zogwira mtima, chifukwa simuyenera kulemba zambiri zamalipiro anu nthawi iliyonse mukagula china chake.
Ingolipirani kudzera m'mapulogalamuwa ndikulipira pulogalamuyo ndalama zambiri pambuyo pake!
Siyani Mumakonda