Kusasinthasintha ndi kupirira pa ntchito yanu zimatengedwa ngati chizindikiro cha kupambana.
Pomwe kwa ena, imafotokozedwa ngati njira yopambana komanso yokhumudwitsa, koma kwa Radhakishan Damani, ndizosiyana.
A Damani adataya zinthu zambiri zomwe adachita. Komabe, anaphunzira kwa iwo ndipo anasintha njira yake kuti imupindulitse. Kukhala wopenyerera waluso komanso womvetsera paulendo wake wonse adakulitsa kukula kwake monga wabizinesi komanso wosunga ndalama.
Za RK Damani
Radhakrishnan Damani anabadwira m'banja la Marwari, limodzi mwa magulu amphamvu azachuma ku India. Adachoka ku koleji koyambirira ndikuyamba kugwira ntchito ngati wogulitsa masheya ali wamng'ono pa Dalal Street.
Komabe, mwamsanga anayamba kugula masheya atazindikira kuti ayenera kuyamba kudzipangira ndalama kuti apange ndalama zenizeni. Posakhalitsa, mothandizidwa ndi njira zake zamalonda ndi ndalama zogulira katundu wambiri, adayamba kusintha ndalama zake kukhala phindu.
Kuyika nzeru za RK Damani
Damani adakhala wogawana nawo wamkulu pomwe Banki ya HDFC idayamba kupezeka mu 1995.
"Simungakhalebe mumsewu wa Peddar (amodzi mwamalo otsika mtengo kwambiri ku Mumbai) pamitengo ya Dharavi (malo osanja akulu kwambiri ku Mumbai)," adatero poyankha funso loti chifukwa chiyani adayika ndalama pano pomwe anali ndi njira zina zopezeka pamitengo yotsika.
Mu mbiri ya Damani, HDFC pamapeto pake idakwera pamwamba pa masheya ambiri.
Nthawi zambiri amasiyana ndi Harshad Mehta ngati wochita malonda, nthawi zambiri amatsamira mbali ya bearish. Pamene Harshad amayesa kusewera ndi msika, Damani ankakonda kusewera kumbali yotsutsana. Pambuyo pake, pomwe Harshad Mehta Scam idapezeka mu 1992, msika udatsika, ndipo Damani adapeza phindu lalikulu.
M'zaka zake za m'ma 20, anali akadali wodziwa bwino ntchito yogulitsa malonda, choncho m'malo mochita malonda, ankakonda kuphunzira. malonda akhalire njira mongopeka.
Adalembetsa ndi SEBI ali ndi zaka 32 ndipo adapanga ndalama zake zoyamba. Chifukwa cha kupambana kwake pa malonda, adamvetsetsa mwamsanga kuti akhoza kupanga ndalama poika ndalama ku MNCs. Komabe, sizinali zopambana nthawi zonse ndipo adataya zinthu zina panjira. Koma iye anakulanso chifukwa cha iwo.
Kukula, ndalama zotuluka, ndi kulosera kwa kampaniyo adawunikidwa ndi RD pogwiritsa ntchito avatar yake ya bullish.
Mawu ake akuti, “Chilichonse chimene ndinaphunzira m’moyo ndikuika ndalama,” amatipatsa lingaliro labwino la zimenezo.
Anapeza chilolezo cha Apna Bazaar 5,000-square-foot ku Nerul ndi china ku Navi Mumbai mu 1999, pamene malonda anali adakali dziko laling'ono ku India, pamodzi ndi Damodar Mall. Apna Bazaar idakhazikitsidwa ndikutengedwa ndi D-Mart patatha zaka ziwiri.
Kuchokera ku Investing mpaka kumanga bizinesi
Atatha kusintha njira yake yogwirira ntchito, adachoka pakukhala wogulitsa ndalama mpaka kukhala wogulitsa.
Komabe, sanapondereze njira yachizolowezi!
M'malo mwake, adangoyang'ana kwambiri pakutsegula mashopu pafupi ndi nyumba za anthu kuposa kutsegula mashopu m'malo ogulitsira. Anayesa kupereka mtengo wandalama kwinaku akukhutiritsa makasitomala ambiri tsiku ndi tsiku.
D-Mart ili ndi ndondomeko yowongoka yabizinesi:
- Amalipira zochepa pazogulitsazo pozigula zambiri ndikuzipereka zomwezo ndi ndalama zochepa popanda kudula.
- Monga wochita bizinesi wanthawi yayitali, Damani amamvetsetsa bwino msika, zomwe zidamuthandiza kukhalabe ndi chiyembekezo chamakampani omwe amagulitsa ndalama. Chuma chake chachikulu chinali momwe amalumikizirana ndi ogulitsa.
Mwachitsanzo, D-Mart anasintha ndondomeko ya malipiro a makampani a FMCG, omwe anali masiku 12 mpaka 21, kotero kuti malipiro anaperekedwa kwa wogulitsa pa tsiku la 11. Izi zinapangitsa kuti pakhale malipiro abwino.
Za ndalama zake
Zina mwazinthu zomwe adagulitsa kwambiri ndi 3M India, GE Capital Transportation Industries, VST Industries, BF Utilities, Sundaram Finance, Mangalam Organics, Spencers Retail, CRISIL, Simplex Infrastructure ndi ICRA, pakati pa ena.
Kupatula apo, Radhakishan Damani adayika ndalama kwa nthawi yoyamba m'makampani achitetezo, kuphatikiza Astra Microwave Products, kampani ya Kalyani Group BF Utilities, yokhala ndi gawo la 1.3%, ndi Mangalam Organics, yokhala ndi 2.17%, zonse m'gawo lomwe lidamaliza. June 2020.
Kuti achulukitse chuma chake, adapanga zosankha potengera momwe msika ukuyendera. Pang'onopang'ono adakula kukhala wogulitsa ndalama kwa nthawi yayitali ndipo adayika ndalama zake zambiri pamakampani omwe ali ndi maziko olimba.
Kupitilira apo, adatsata malingaliro ogula zinthu zamtengo wapatali pamitengo yamtengo wapatali ndikuzisunga kwazaka zisanu mpaka khumi, motero amapezerapo mwayi pamisika kuti apeze phindu lalikulu.
Rakesh Jhunjhunwala adapeza phindu pogwiritsa ntchito njira yomweyi yogulitsa mwachidule.
Damani ankakonda kwambiri makasitomala ake, ogulitsa katundu, komanso ogwira nawo ntchito pabizinesi. Malo ake ogulitsira a DMart amatsatira mfundo zomwezo ndipo amayang'ana kwambiri kupereka zinthu zotsika mtengo pamitengo yokongola.
Kuti atsimikizire kuti walandira zinthu zotsika mtengo ndi kuzigulitsa pamtengo wotsikirapo, amasankha kulipira ogulitsa ndi amalonda ake mkati mwa tsiku limodzi nthawi zambiri. Mfundo yakuti masitolo ake samatha ndi katundu ndi chimodzi chokha.
Kupatula apo, ankakonda kungoyang'ana ndikuwona ena omwe adatenga nawo msika ali wamng'ono ndikuphunzira kwa iwo. Manu Manek, omwe adatenga nawo gawo pamsika wokangalika kwambiri panthawiyo, adagwiritsa ntchito njira zenizeni zamsika ndikumvetsetsa momwe amapangira ndalama.
Pamene msika wamasheya wa Harshad Mehta wodziwika bwino unkagwiritsidwa ntchito m'ma 1990, adapeza ndalama kugulitsa kwakanthawi, kugulitsa poyamba, ndi kugula pambuyo pake.
Damani amatha kuzindikira momwe msika ukuyendera ndikupanga zisankho zogwirizana nazo. Anayamba kugulitsa pang'ono Harshad Mehta ataika ndalama zakubanki pogula masheya ndikuwonjezera mtengo wake.
Mehta adagula katundu wa ACC, womwe udakwera kuchokera pa 200 mpaka 9000, koma zoyambira za kampaniyo sizinagwirizane ndi kuwonjezeka. Pomwe kuwerengera kwa msika kudakwera kwambiri, Damani nayenso adatayika pang'ono.
Komabe, adayamba kugulitsa masheya enieni omwe Harshad Mehta adapanga ndalama zambiri atazindikira kuti akuwongolera msika. Anachita izi podziwa kuti masheya atsika. Ndipo SEBI itaulula zachinyengo za Harshad Mehta mu 1992, adapeza phindu, motero adawonjezera kufunikira kwake.
Kulowa ku Value Investing
Pambuyo pazaka zingapo zogulira ndalama, Bambo Chandra Kant Sampat, wogulitsa ndalama zamtengo wapatali, adamulimbikitsa kuti agwiritse ntchito ndalama. Sampat anali atapanga kale chuma chambiri ndi thandizo la ndalama zamtengo wapatali. Kuti apange ndalama zanthawi yayitali, Damani kenako adayamba kuyesa kuyika ndalama.
Komanso, adagula zinthu zotsika pansi zomwe zili ndi zikhazikitso zabwino kwambiri pamitengo yotsika ndikuzisunga kwa nthawi yayitali kuti zipindule; zitsanzo ziwiri ndi GATI ndi TCI.
Mabanki onse a PSU atachita bwino m'ma 1990, adayika ndalama ku HDFC Bank ku 1995, akulosera kuti "Dharavi idzakhalabe Dharavi ndi Peddar Road idzakhala Peddar Road, ingodikirani kuti muwone."
Adagula magawo ambiri a VST Industries pamtengo wa Rs. 85 mu 2000. Masiku ano katundu ndi wofunika kuposa Rs. 3600. Anaikanso ndalama ku Blue Dart, Sundaram Finance, Gillette, India Cement, GATI, ndi makampani ena ochepa, akupeza mphotho zazikulu pazaka zisanu mpaka khumi.
Kuyika ndalama m'makampani apamwamba pamtengo wotsika komanso kuwasunga kwa nthawi yayitali kunalola Bambo Damani kupanga phindu lalikulu.
Maphunziro a Investment kuti muphunzire kuchokera kwa RK Damani
Munthu wochita bwino amasiyanitsidwa ndi khamu la anthu mwa kukonzekera kwake. Mabizinesi ena otchuka komanso osunga ndalama amakumbukira tikamalankhula za njira.
Mfumu yogulitsa malonda ku India, Bambo Radhakishan Damani, ndi chitsanzo chimodzi chomwe adapeza msika wogulitsa ndipo adadziwika kuti ndi wochita malonda kwa nthawi yaitali.
1 Khalani ndi chidwi pa Nthawi Yaitali
Kuyika ndalama zamtengo wapatali inali imodzi mwa mfundo zoyendetsera ndalama za RK Damani. Monga Investor, cholinga chake chachikulu chinali kugula zinthu zopanda mtengo ndi mwayi wolimba wopeza phindu kwa nthawi yayitali.
Anasunga filosofi yomweyi pamene anakhala wamalonda.
Nthawi zonse akafuna kutsegula sitolo, ankagula malowo m’malo mobwereketsa. D-mart pamapeto pake imapulumutsa ndalama zobwereka chifukwa cha izo.
Kuti mumvetsetse msika wamalonda, muyenera kukhala ndi luso lowunikira, chidziwitso, komanso kuwoneratu zam'tsogolo, monga Damani. Ogulitsa bwino nthawi zonse amakhala okonzeka kutenga zoopsa ndikukumana ndi zotayika. Sangothamangira kudziko lazamalonda ndikuyembekeza zabwino.
2 Tengani masitepe ang'onoang'ono kuti mukhale aakulu
Damani anatenga nthawi kuti atsegule. Kulamulira kwake pa chain chain kunawongoleredwa chifukwa cha izi. Damani adasunga mbiri yake yokonda mavenda ndipo adalimbikira kwambiri kupeza phindu posunga pang'ono.
Chifukwa chake, D-mart yakhala yopindulitsa chaka chilichonse pafupifupi zaka makumi awiri ikugwira ntchito.
3 Kuleza mtima
Ngati mukufuna kuchita zinazake, muyenera kukhala ndi chidwi ndi kuleza mtima kuti muchitepo kanthu.
Iye anafotokoza za kufunika kokhala oleza mtima ngakhale pamene zinthu sizikuyenda bwino.
Poyerekeza ndi malo ogulitsira omwe amayendetsedwa ndi Ambani ndi Biyani, D-Mart, yomwe idakhazikitsidwa zaka 16 zapitazo, ili ndi malo 119 okha m'maboma angapo.
Koma chifukwa chiyani?
Damani anasankha kuyenda mopupuluma, kumulola kuika maganizo ake pa zopindulitsa osati kukula mofulumira. Pazifukwa izi, D-Mart sinatseke malo amodzi kuyambira pomwe idayamba kugwira ntchito, ndipo imabweretsa ndalama zambiri pamalo aliwonse kuposa momwe aliyense amachitira.
4 Khalani ndi malo oyera
Mosiyana ndi mabizinesi ake ambiri omwe amapikisana nawo, Damani nthawi zonse amalipira omwe amamugulitsa mokwanira, mosiyana ndi masiku 30 mpaka 40 angongole. M’masiku aŵiri kapena atatu, nthaŵi zambiri amalipira mavenda ake.
Zinamuthandiza kudziŵana ndi ogulitsa ndi ogulitsa ndi kusunga maunansi olimba nawo. Ichi ndichifukwa chake masheya m'sitolo sakhala otsika.
5 Samalani maganizo a gulu
Poyamba adatengera njira zomwe amakonda kwambiri azachuma pomwe adayika ndalama ku Dalal Street. Iye anavomereza kuti atasiya chibadwa chawo choweta ziweto n’kukakamirabe zolinga zake, anayamba kupeza ndalama.
Chifukwa chake, adayamba kuyang'ana kwambiri kupeza masheya omwe ali ndi mwayi wopeza phindu kwa nthawi yayitali.
Atakhala wabizinesi, adatsata njira yomweyi. Mosiyana ndi opikisana naye, iye anakula pang'onopang'ono, ndipo mitundu yomwe ilipo m'malo mwake imakhala yochepa. Damani adapewa kutsegula mashopu m'malo akuluakulu, zomwe zidamulola kutero sungani ndalama zambiri ndi kupereka katundu pamtengo wotsika.
6 Gwirani chidwi chanu
Damani anamanga unyolo wodalirika wa ogulitsa ndi ogulitsa.
Njira yake yochepetsera ntchito zamupangitsa kuti apitirize kubweza phindu. Zikuwonekeratu kuti D-mart sinatseke malo amodzi kuyambira pomwe idakhazikitsidwa mu 2002.
7 Gulani zochepa ndikugulitsa zotsika mtengo
Kupereka makasitomala tsiku ndi tsiku ntchito ogula katundu pa mitengo yotsetsereka chinali chinthu Damani anali wodziwa bwino. Mosiyana ndi makampani muyezo wa masabata, imodzi mwa njira zake anali kulipira mavenda ake ndi ogulitsa pasanathe masiku.
Amapereka katunduyo pamtengo wotsika m'malo mwa kulipira msanga. Ndalama zomwe amawononga zidaperekedwa kwa makasitomala ake, kuonetsetsa kuti bizinesi ikuyenda bwino.
8 Palibe frills
Damani ankadziwa kuti cholinga cha bizinezi yake chinali kupereka zinthu zogulira pamtengo wotsika. Popanda kuchita khama, anakwaniritsa cholinga chake.
Mashopu ake ndi okongoletsedwa bwino ndipo amanyamula zinthu zochepa. Mitengo yotsika ndiyomwe imakopa alendo okhawo.
Maonekedwe ake amasonyezanso khalidweli. Amangovala malaya oyera ndi thalauza, zomwe zimam'patsa dzina loti "Mr. Choyera ndi Choyera.”
9 Lolani ntchito yanu ikulankhule
Damani amakhalabe ndi mbiri yotsika, zomwe zimamupangitsa kuti aziganizira kwambiri ntchito yake. Kukwera kwake kwachete mu chuma chotsika ndi umboni wa kudzipereka kwake kosasunthika ku ntchito yake.
Mwachitsanzo, nthawi zambiri samafunsapo nyuzipepala kapena wailesi yakanema.
10 Mfungulo ndiyo kukhala yosavuta
Amagwira ntchito pakampani yowongoka, yopereka zinthu za FMCG kwa makasitomala pamitengo yotsika popanda kugwiritsa ntchito khama lalikulu pakukongoletsa malo ndi zokongoletsera.
Makasitomala amakonda kupita ku D-mart kuti akatenge zinthu zotsitsidwa.
Iye anatsindika za “kufunika kophatikizana” m’mabizinesi ang’onoang’ono ochita malonda, ponena kuti chinsinsi chowonjezera ndicho kuyamba msanga ndi kuika ndalama mwanzeru.
Iye akuti, "Msika umatiphunzitsa china chatsopano tsiku lililonse, koma phunziro limodzi lomwe limadziwika kwambiri ndi 'kufunika kophatikizana' m'mabizinesi achichepere".
Kuphatikiza apo, akugogomezera kufunika kosankha maubwenzi anthawi yayitali ndi makampani odziwika bwino.
“Phunziro lofunika kwambiri lomwe laphunziridwa m’zaka makumi atatu ndilo tanthauzo la kumvetsetsa kophatikizana; ngati mutatero ndiye kuti mwapambana kwambiri pankhondo yomenyera ufulu wazachuma,” atero a Damani.
"Phunziro loyamba ndilakuti munthu akukhala pamthunzi tsopano chifukwa wina adabzala mtengo zaka zambiri zapitazo," adayankha atafunsidwa zomwe adatenga kwambiri kunyamula msika anali.
Kutsiliza
Palibe amene anganyalanyaze dzina la RK Damani polemba mayina amwenye ochita bwino. Ngakhale ali ndi mbiri yocheperako, kukwera kwake kuti apambane ngati bizinesi kwakhala kodabwitsa kwambiri.
Ndizodziwikiratu kuti iye ndi m'modzi mwa odzipangira okha mamiliyoni ochepa omwe adayamba popanda kalikonse ndipo adatchuka ndi kudzipereka, kutsimikiza mtima, komanso kuwona zam'tsogolo.
Chitsanzo cha moyo wa RK Damani chikuwonetsa kufunikira kowona phindu msanga ndikupanga ndalama ndikusunga chithunzi chachikulu m'malingaliro.
Kuganiza mozama ndikofunikira kwambiri pamsika wamasheya kuposa kugunda ndi kuphonya. RK Damani ndi m'modzi mwa ochita bizinesi odziwika bwino komanso osunga ndalama omwe akula mwa kulakwitsa ndikugwiritsa ntchito zomwe adaphunzira kuti apambane kwambiri.
Damani anasankha kutsata msika wa masheya, ngakhale analibe luso lamaphunziro ake. Koma iye anatsatira chilakolako chake ndi kumanga ntchito yopindulitsa ataona kuthekera kwa msika.
Muyenera kukhala ndi luso lowunikira, chidziwitso, komanso kuwoneratu kuti muchite bwino muzamalonda, monga Damani.
Pomaliza, ochita bwino amalonda amakhala okonzeka nthawi zonse kutenga zoopsa ndikuthana ndi zotayika zilizonse ndipo osangolowa m'dziko lamalonda pa nyenyezi zawo.
Siyani Mumakonda