Kupita patsogolo kwaposachedwa kwambiri pamsika panthawi yomwe dziko la India likupita patsogolo pakupanga njira zolipirira pa intaneti ndizomwe zimalola ogwiritsa ntchito kugula lero ndikulipira mawa.
Mapulogalamuwa amathandizira ogwiritsa ntchito kugula zinthu ndi ntchito kuchokera kwa ogulitsa ndikulipira pambuyo pake, monga momwe dzinalo limatanthawuzira.
TYankho labwino pamavutowa ndikugwiritsa ntchito mapulogalamu a Pay Later, omwe amapatsa makasitomala mwayi wopeza ngongole popanda chiwongola dzanja.
Njira zolipirira zomwe zilipo zomwe zimapereka mwayi kwamakasitomala zili ndi zoletsa zina, monga kulowa muakaunti yanu yakubanki kuti mumalize zonse zomwe mwachita ndikupereka zambiri monga tsatanetsatane wakubanki, PIN, ndi zina kuti mumalize ntchitoyo.
Mugawoli, tiwona mwatsatanetsatane njira yolipira pambuyo pake UPI ndi ogulitsa omwe amapereka kwa makasitomala awo.
Kodi malipiro pambuyo pake ndi chiyani?
PayLater ndi lingaliro lomwe limalola makasitomala kugula ndikulipira pambuyo pake. Lingaliroli likufanana ndi la a ngongole, komabe, palibe khadi lenileni la ngongole.
Kugulitsa kumatha kumalizidwa ndipo ndalamazo zidzathetsedwa pakutha kwa nthawi yobwereketsa, yomwe nthawi zambiri imakhala masiku 14.
Poyerekeza ndi kirediti kadi, njira ya PayLater nthawi zambiri imawonedwa ngati yotetezeka komanso yosalala chifukwa palibe zidziwitso zachinsinsi monga manambala a kirediti kadi ndi tsatanetsatane wa akaunti zomwe zimafunikira.
Pamene msika wamapulogalamu a PayLater ukukula pamlingo wokulirapo, masitolo ambiri adawaphatikiza ngati njira yolipira.
Mapulogalamu apamwamba a UPI Pay pambuyo pake ku India
1. ICICI Bank
ICICI inali banki yoyamba ku India kuti ipatse ogula njira zolipirira pambuyo pake. Malire a ngongole a ICICI amachokera ku INR 5,000 mpaka 20,000, kutengera ndalama zomwe kasitomala amapeza komanso kuyenera kwake kubweza ngongole.
Kuti alipire mabilu awo munthawi yake, anthu amatha kulumikiza maakaunti awo aku banki ndi ntchito yolipira pambuyo pake ndikusankha njira yobwereketsa galimoto.
Mawonekedwe
- Makasitomala oyenerera okha a ICICI Bank omwe ali oyenerera.
- Malipiro a ngongole mpaka masiku 45
- Lipirani mabilu, lipirani kwa amalonda, kapena gulani ndi UPI ID.
- Itha kupezeka kudzera pa pulogalamu yam'manja, kubanki pa intaneti, ndi Pocket za ICICI.
2. LazyPay
LazyPay ndi imodzi mwazogula zodziwika ku India tsopano, zolipira pambuyo pake. Ndi njira ya KYC yopanda mapepala, imapereka mzere wangongole mwachangu.
Mutha kusanthula ndi kulipira kapena kugwiritsa ntchito ID yanu ya UPI kuthana ndi mabizinesi onse omwe amavomereza UPI. Ogulitsa pa intaneti komanso ntchito zapaintaneti monga Ola, Uber, Flipkart, Myntra, Zomato, Swiggy, Bookmyshow, ndi ena amavomereza kulipira.
Ngati ntchito yanu ipitilira ₹ 10,000, mutha kuyisintha kukhala Easy EMI kutengera zomwe zilipo. Pulogalamuyi imapereka nthawi yopanda chiwongola dzanja yamasiku 15 pambuyo pake muyenera kubweza ndikukhazikitsa akaunti (pa 3rd ndi 18th mwezi uliwonse).
Mutha kulipira nokha kapena pamanja pogwiritsa ntchito UPI, kubanki yapaintaneti, kapena a kirediti kadi.
Mawonekedwe:
- Gwiritsani ntchito UPI Scan ndi Kulipira
- Chiwongola dzanja chachikulu ndi ₹100,000
- Nthawi ya masiku 15 osabweza chiwongola dzanja
- Kuchotsera pafupipafupi kwa ogulitsa
- Lipirani kwa ogulitsa pa intaneti monga Flipkart, Zomato, ndi Swiggy.
3. Jupiter Edge
Jupiter Edge ndi pulogalamu yodalirika ya UPI yolipira positi kuchokera papulatifomu ya banki ya Neo. Imapereka ngongole yofikira ₹ 10,000 pazolipira za UPI popanda chiwongola dzanja. Malire angongolewa atha kugwiritsidwa ntchito kulipira ogulitsa pa intaneti komanso osapezeka pa intaneti omwe amavomereza zolipirira za UPI.
Mutha kugwiritsa ntchito pulogalamuyi kugwiritsa ntchito ndalama pazinthu monga Swiggy, Zomato, Amazon, Myntra, Bigbasket, ndi ena.
Komanso amakulolani kulipira ngongole mu-app. Izi zimaphatikizanso kubweza foni yam'manja, magetsi, madzi, ndi gasi, mwa zina.
Mwezi uliwonse, pa 15 ndi tsiku lomaliza la mweziwo, bilu imapangidwa. Biliyo ikapangidwa, muli ndi masiku asanu kuti mubweze.
Mawonekedwe
- Masiku 15 osabweza nthawi yobweza chiwongola dzanja
- Pezani malire angongole ofikira ₹10,000.
- Lipirani pa intaneti pogwiritsa ntchito mapulogalamu monga Swiggy, Zomato, ndi Amazon.
- Lipirani bilu ya foni yanu ndi ndalama zina zothandizira.
4. Paytm Postpaid
Paytm ndi imodzi mwamapulogalamu omwe amalipira kwambiri ku India. Paytm Postpaid ndi njira yolipira pambuyo pake yomwe Paytm imapereka kwa ogula omwe akugwira ntchito.
Mutha kugwiritsa ntchito ntchito ya Postpaid kulipira ntchito zoyenerera kapena ochita nawo malonda. Postpaid ikapezeka, iwonetsedwa pazosankha zolipira.
Kubweza, kulipira mabilu, kugula kwa Paytm Mall, ndi amalonda ena kuzungulira India zonse zikuphatikizidwa. Paytm tsopano ndi nsanja yotchuka kwambiri ku India yosinthira ndalama, kulipira kwa BHIM UPI, kubweza, ndi kulipira kwina kwa intaneti.
Mwezi uliwonse, bilu imapangidwa. Malire omwe mumawononga polipira Postpaid amatsimikiziridwa ndi mbiri yanu yamalonda, ubale wa Paytm, ndi mbiri yangongole.
Mawonekedwe
- Kufikira ₹60,000 ndiye malire ake.
- Lipirani kwa ogulitsa Paytm ndi othandizana nawo pa intaneti
- Zimathandizira pakukula kwa a mphambu ngongole.
- Lipirani mabilu anu kapena gulani ku Paytm Mall.
- Nthawi ya masiku 30 osabweza chiwongola dzanja
5. MobiKwik Zip
Ndalama zochokera ku MobiKwik ZIP zitha kusamutsidwa kumabanki ndikugwiritsa ntchito kulipira ngongole, kugula zinthu popanda intaneti komanso pa intaneti, kugula matikiti a sitima, ndi zina zotero.
Munthawi yolipira, olembetsa atha kupeza ngongole yofikira INR 60,000 popanda chiwongola dzanja. Ngati nthawi yolipirira ipitilira, bungwe limaloledwa kuyika chiwongola dzanja pamzere wangongole. Kubweza ngongole kumatenga masiku 21.
Tsambali lili ndi kuchotsera ndi mapangano omwe amasintha tsiku lililonse, kukulolani kuti mubweze ndalama pakubweza panthawi yake ndi zina zambiri.
Mutha kugwiritsanso ntchito nsanja kapena ntchito zina monga kusamutsa kubanki, kubweza ndi kulipira mabilu, ndi zina zotero.
Mawonekedwe
- Pali njira zingapo zolipirira zomwe zilipo, kuphatikiza ma kirediti kadi, ma kirediti kadi, zikwama zam'manja, UPI, ndi kubanki pa intaneti.
- Ndalama zolembetsa za INR 99 ndizofunikira.
- Kutumiza kwa Wallet kumabanki kumaperekedwa ku 3.95% + GST.
Kutsiliza
Lingaliro logulira pano, ndikulipira pambuyo pake ndikuti ogula atha kupeza zomwe akufuna pakali pano akulandirabe nthawi yochulukirapo kuti alipire. Ngati simungathe kapena simukufuna kulipira china chake nthawi imodzi, gulani tsopano, kulipira pambuyo pake ndalama zitha kumveka ngati zokopa.
Ngongolezi zimatalikitsa ngongole yanu popanda kukupatsani chiwongola dzanja chokwera, koma ndi dongosolo lakubweza, kuti musamakhale ndi ngongole zambiri.
Komabe, yang'anani ngati ndalamazo ndi zotsika mtengo komanso zilango zomwe mungakumane nazo ngati simungathe kulipira. Werengani zolemba zing'onozing'ono zomwe mwagula tsopano, perekani ndalama pambuyo pake mosamala kuti mumvetse bwino zomwe mukulonjeza.
Siyani Mumakonda