Ndarama ndeimwe yekudyara kwakakurumbira muIndia, uye vanhu munyika yose vanoiona sesimbi yakakosha inoshandiswa kwete kungowedzera kukosha kwayo asiwo sechiratidzo chakanaka.
Nezvese zviri kuenda kudhijitari, goridhe rakapindawo mu-e-musika, kwaunogona kutenga nekutengesa goridhe pamapuratifomu edhijitari pasina kuve muridzi wayo.
Izvi zvinokubatsira kuti ubatsirwe kubva mukuwedzera kwemitengo yegoridhe uye zvinovhura wakakosha mukana wekutengesa kune vatengesi nekuchengetedzeka kwakanyanya uye pachena.
Nenguva dziri kuchinja uye munhu wese achichinjira kukudyara kwepamhepo, hapana kupokana kuti vanhu vava kuwedzera kufarira kutenga goridhe redhijitari.
Asi unoitenga kupi?
Unogona here kuvimba neava vatengesi vepamhepo nekudyara kwako kukuru?
Goridhe redhijitari rinotova rechokwadi here?
Usanetseka.
Mune ino blog positi, tichabvisa kusahadzika kwako kwese maererano negoridhe redhijitari uye totarisa 7 yeakanakisa maapplication ekutenga muIndia.
Saka, ngatitangei pasina kutambisa imwe nguva.
Chii chinonzi Digital Gold?
Usati waziva mapuratifomu kwaunogona kuwana goridhe redhijitari, zvakakosha zvakaenzana kuti unzwisise chaizvo kuti chii. Saka, nemazwi akareruka, goridhe redhijitari rinoreva chinhu chedhijitari chakagadzirirwa kutevedzera hunhu hwegoridhe remuviri, sekushomeka, fungibility, divisibility, uye kusimba asi iripo chete muchimiro chedhijitari.
Kazhinji, goridhe redhijitari imhando yecryptocurrency inotsigirwa negoridhe rekuchengetedza kana kushandisa blockchain tekinoroji kuchengetedza yakajeka uye yakasarudzika ledger yevaridzi.
Zvino, mubvunzo unotevera wakakosha ndewekuti, unotenga kupi izvi chaizvo?
Pazasi pane epamusoro mapurogiramu ekutenga dhijitari Goridhe muIndia.
1. Paytm
Paytm ndeimwe yeanotungamira nharembozha wallet makambani muIndia, ine vanopfuura mamirioni mazana matatu vashandisi pasi rese. Muchokwadi, ndiyo imwe yeIndia inotungamira mobile-yekutanga zvemari masevhisi mapuratifomu ekutenga, kutengesa, uye kuchengeta goridhe redhijitari.
Inopa chikuva chakachengeteka uko vatengi vanogona kutenga enyama kana chaiwo egoridhe mari vachishandisa kiredhiti / makadhi ekubhengi kana net mabhengi maakaundi pasina kunetsekana nezvekuchengetedza nyaya senge hutsotsi kana kubira.
Iyo app inopawo mukana wekukurumidza kumitengo yehupenyu kuitira kuti vanoisa mari vagone kuteedzera mari yavo munzira uye nekumisikidza zviziviso zveotomatiki kana mamwe maburi asangana kana kudarika nekufamba kwemitengo mune chero nzira (kumusoro / kudzika).
Zvepamusoro Zvimiro
- Wana goridhe rinounzwa pamusuwo wako
- Goridhe kuunganidza chirongwa
- 995 Kuchena level goridhe
- Hapana mari yekuchengetedza
- 24 × 7 rutsigiro rwevatengi uye rubatsiro
2. phonepe
PhonePe zvirokwazvo ndeimwe yeakanakisa maapplication kana zvasvika pakubhadhara pamhepo. Nekudaro, zvakare ipuratifomu yakanaka kana iwe uchifarira kutenga goridhe redhijitari kubva kune yako smartphone.
Unogona kutenga zviri nyore 24K goridhe rakachena digitally mune imwe nyaya yemaminetsi. Pamusoro payo, unogona kushandura goridhe rako rakaunganidzwa kuita mari nemabhawa kuburikidza neapp yacho pachayo.
PhonePe zvakare ine nzvimbo yekupa zvachose emahara kubhengi-giredhi makiyi kuti uchengetedze goridhe rako. Izvi zvinoreva kuti iwe unogona kuzorora zvachose nemari yako.
Pakazere, PhonePe inotenderedza-zvese inogona kuzadzisa zvese zvaunoda kana zvasvika pakudyara mugoridhe redhijitari.
Zvepamusoro Zvimiro
- Instant mari deposit mushure mekutengesa goridhe rako
- Yakachengeteka uye yakavimbika sarudzo dzekudyara
- Nehushoma hwe 0.5gms yegoridhe, unogona kuishandura kuita mari
- Mari shoma yekuendesa
- User-friendly interface
3. 5Paisa
5Paisa ndeimwe yemapuratifomu anotungamira kana zvasvika pakudyara mugoridhe redhijitari. Inopa vashandisi nzira iri nyore yekutenga 24-carat yakachena yemuviri goridhe pamhepo pasina muripo wekutumira kana muripo wakavanzika.
Ipuratifomu inotovimbisa kuendesa goridhe rakavimbiswa uye rakasimbiswa rinenge 99.99% kuchena. Izvi zvinoreva kuti iwe unogona kuvimba ne5paisa kana ukaronga kubatirira pakudyara kwako kwegoridhe kwenguva yakareba.
5Paisa zvakare ine chinangwa chekupa 100% vimbiso yekuchengetedza kune vanoisa mari uye nekudaro ine yakachengetedzwa zvakanyanya uye yakachengetedzwa vaults kuchengetedza goridhe rako.
Pamusoro pezvo, ivo vanopa mubhadharo wakachengeteka kuburikidza net banking kana kiredhiti / makadhi echikwereti pamwe neyakasanganiswa wallet chimiro chinobvumira vatengi kuchengetedza mari zvakachengeteka mukati meapp pachayo pasina kudiwa kwekunze kwekubhadhara magedhi sePayPal kana Stripe.
Zvepamusoro Zvimiro
- Kubata kamwe chete Kupinda neFingerprint/FaceID
- Customizable Watchlist & Ticker
- Tsigiro yemitauro yakawanda mu8 Mitauro yeIndia
- Tenga goridhe nemari yakaderera seRs.50
- Kutengesa-pasina kutengesa uye ipapo dhipoziti yemari muakaundi yako yebhangi
- Instant kuvhura account uye basa risina mapepa.
4. Google Pay
Google Pay ichangobva kupinda munzvimbo yegoridhe yedhijitari nekutangisa yayo 'Gold Savings Plan' ficha uko vashandisi vanogona kuisa mari mumakoini chaiwo anotsigirwa neGoridhe chairo rakachengetwa zvakachengeteka kumabhangi kuIndia (HDFC Bank & ICICI Bank).
NeGoogle Pay Gold Savings Plan Feature, vatengi vanogona kuita zvinopfuura kungotenga mari. Vanogona zvakare kuvatengesa kumashure chero nguva uye vanogamuchira ikozvino musika chiyero pamwe negumi muzana bhonasi kukosha pese pavanenge vachidaro. Izvi zvinoreva kuti kana vatengi vakatenga mari kuburikidza nechirongwa ichi, vane sarudzo yekuzoatengesa gare gare uye kugamuchira yakawanda kupfuura yavakabhadhara pakutanga.
Zvakare, zvese zvekutengesa zvinochengetedzwa uchishandisa UPI PIN kodhi, kuve nechokwadi chekuti data remushandisi rinoramba rakachengeteka paunenge uchifamba kuburikidza neGoogle pay App.
Zvepamusoro Zvimiro
- Hapana mari yetransaction
- Instant fund transfer pakutengesa
- Zero kuita mhosva
- Kukwira pasina kunetseka uye kusaina
- Tenga goridhe rinodzika seRs.1 kuburikidza neGoogle Pay
5. MyJar
Vaine chinangwa chekuunza shanduko munzvimbo yekudyara yeIndia, MyJar iri kuyedza kuita kuti kudyara kuve tsika, uye chinhu chega chavanodyara mari yemushandisi wavo igoridhe redhijitari.
Nemashoko akareruka, Jar anotenderedza kushandisa kwako uye anowedzera imwe mari kuapp. Ikozvino, vashandisi vanokumbirwa kutamba mutambo kwavanenge vaine mukana wekuhwina imwe mari kana kunyange kaviri kuchengetedza kwavo.
Mushure meizvi, iyo app inodyara mari yevashandisi mugoridhe redhijitari uye inopa chaiyo-nguva zvigadziriso nezve kudzoka kwavo. Pakazere, iyi app inoronga kukurudzira vechidiki venyika kuchengetedza yakawanda uye kuisa mari yavo mumidziyo inogona kuvapa mibairo yakanaka.
Zvepamusoro Zvimiro
- Vanopfuura mamirioni mazana matatu emamiriyoni evashandisi vanoshanda
- 24 karat 99.95% goridhe rakazara
- Zvipfeko zvepasi rose
- Tora goridhe rako riunzwe kumasuo ako riri muchimiro chemari kana zvishongo
- 100% yakachengeteka uye yakachengeteka mapuratifomu
6. Kura
Kukura ndeimwe yeanotungamira ekudyara maapplication muIndia inobvumira vashandisi kutenga nekutengesa goridhe redhijitari. Iyo app inopa isina musono uye isina kunetsekana nzira yekuisa mari mugoridhe pasina kudiwa kwekuchengetedza kwemuviri kana chekufambisa.
NeKukura, vashandisi vanogona kutenga goridhe mumasangano madiki kubva pakaderera seRs. 10. Iyo app inopawo huwandu hwesarudzo dzekubhadhara, kusanganisira UPI, net banking, uye debit/kiredhiti makadhi. Pamusoro pezvo, Kura inova nechokwadi chekuti goridhe rakatengwa nevashandisi ndeye 100% insurance uye yakachengetwa mumavharivha akachengeteka.
Iyo app inopa chaiyo-nguva zvigadziriso pamitengo yegoridhe uye inobvumira vashandisi kutengesa goridhe ravo uye kubvisa mari yacho zvakananga kumaakaundi avo ekubhangi. Pakazara, Kura ipuratifomu yakavimbika uye iri nyore yekudyara mugoridhe redhijitari.
Zvepamusoro Zvimiro
- Zero account yekuvhura charge
- Nyore mushandisi interface
- Tenga goridhe mumasangano madiki panguva yako
- Hapana mapepa enyama
- Kutenga uye kutengesa goridhe redhijitari pasina kunetseka
7. Tanishq
Imwe yevatambi vakakura vezvishongo mumusika weIndia, Tanishq inopawo goridhe redhijitari kune vatengi vayo.
Iwe unogona kutenga makumi maviri nemana-karat goridhe rakachena kuburikidza nepuratifomu yavo nekushanda kwakajeka, ine zvigadzirwa zvinofambiswa neSafeGold.
Isa mari yakaderera seRs. 100 kana yakawanda sezvaunoda!
Tanishq's goridhe redhijitari rinogonawo kuchinjana kupfuura 350+ zvitoro muIndia, kwaunogona kuitenga iri muchimiro chayo.
Paunotenga dhijitari Goridhe neTanishq, haufanirwe kutakura chero mari yekuvhara sezvo goridhe rinochengetwa zvakachengeteka pasina mhosva yakavanzika. Iyo puratifomu inobvumidza iwe kutenga kana kutengesa goridhe chero nguva nekungodzvanya kushoma!
Tsigiro yavo yakasimba yemutengi inovimbisa kuti haufe wakatarisana nechero nyaya uchidyara mugoridhe redhijitari kuburikidza nepuratifomu yavo.
Uye ndiko kuputira!
Pakazere, ese maapps ataurwa pamusoro akanaka kana uri kutsvaga kutenga goridhe redhijitari munyika.
Nekudaro, pane zvimwe zvakakwirira uye zvakaderera mune yega yega yeaya maapplication, uye zviri kwauri kuti usarudze iyo inoenderana nezvido zvako zvakanyanya.
RBI mitemo yekudyara mugoridhe redhijitari
Sezvo musika wegoridhe usingawire pasi peimwe chikamu chemari, inoramba iri mugrey zone, iine inozvitongesa yekuongorora system ine yakafanira kushingairira nzira yayo.
Kubva pari zvino, goridhe rinopihwa nekuchengetwa nemakambani makuru matatu, Augmont Goldtech, MMTC, PAMP India, uye Digital Gold India.
Pamusoro pazvo, hurumende inopawo Changamire Goridhe Bonds kuvagari vayo, inova chengetedzo yehurumende iyo inoratidzirwa mumagiramu egoridhe.
Vanoita sechinotsiva chakakwana chekubata goridhe mumuviri, uye kutengeserana kunoitwa maererano nemutengo unotarwa pagiramu nehurumende yepakati.
Basa reSEBI mumusika wegoridhe wedhijitari
Nguva pfupi yadarika, SEBI yakaronga hurongwa umo dhijitari goridhe chikuva/kuchinjana kuchamiswa kuti ive nechokwadi chekutengesa goridhe pasina musono muchimiro chayo chemagetsi. Kusvika parizvino, musika we-e-goridhe wanga usina kudzorwa neSEBI, uye yakaraira vatengesi vakatonyoreswa kuti vabvise kutengeswa kwegoridhe kusvika ipapo.
Mutemo uyu wakaitwa kuti ukurudzire nzira yekuwana mutengo wenzvimbo iri pachena pamusika.
Ramangwana kune itsva goridhe nzvimbo exchanges
Nekuwedzera kuri kuita mari kudiwa kwegoridhe, SEBI yakatendera nhungamiro yayo yekuunza yakatsaurirwa yakazara nzvimbo yegoridhe shanduko.
Izvi zvinopa hupfumi, kuwanikwa kwemutengo, uye vimbiso yemhando yechengetedzo pamwe neyakajeka yekutengeserana michina. Izvi zvinotungamira mukugadzira chimiro chemitengo yenyika yeyero simbi iyo inokwikwidza zvakananga neSGB, Goridhe ETF, uye mitengo yegoridhe yedhijitari.
Zviridzwa zvinotengeswa pane izvi zvitsva zvekutsinhana kwegoridhe zvinodaidzwa kuti Electronic Gold Receipts kana EGRs, uye ese anozivikanwa mastock exchanges achakwanisa kuvhura chiridzwa ichi chitsva pamusika.
Zvinhu zvekurangarira maererano neEGRs
- A GST ichashandiswa pakushandura maEGR kuita goridhe chairo.
- Kana iwe uchida kuchengetedza iyo yenyama Goridhe kuburikidza neEGRs, mitengo ichakwira kupfuura izvo zvinopihwa nemabhangi ebhangi.
- Kushandura EGRs kunongotenderwa mushure mekunge uine angangoita makumi mashanu magiramu akakosha eGoridhe muEGR fomu
- Vatengesi vachabvumirwa kuunganidza goridhe mune iyi fomu.
- EGRs ichava nemutero wemutero wakafanana neETFs
- EGRs inonzi yakawanda mvura kupfuura ETFs
- Vanopa goridhe vachakwanisa kushandisa EGRs kudzosera goridhe ravainaro.
mhedziso
Pave nekugadziriswa kwakati wandei kuri kuitika maererano negoridhe redhijitari uye kuvapo kwaro mumusika wemari weIndia.
Zvisinei, kune zvakanaka chete. Kuita chokwadi chekuti vatengesi vezvitoro vakachengeteka.
Dzimba shoma dzekubhuroka dzakadai Kura vakamisa mari mugoridhe redhijitari nekuda kwezvikonzero zvakafanana. Asi kuchine mamwe mapuratifomu anokugonesa iwe kuti uise mari mune chimwe chezvinhu zvinonyanya kutsvakwa munyika - iyo yero simbi.
Nemazita mashanu epamusoro atakakurukura, iwe unofanirwa kuzorora uine chokwadi chekuti unogona kuisa mari mu-e-goridhe pasina kunetseka nezvekuchengetedza, kuchena, kana kuchinjana zvakafanana.
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