Nyanzvi dzemusika dzinotenda kuti 2021 ichave inoshamisa gore remusika. Nechekare pamusoro, Sensex inotarisirwa kusvika 50,000 uye Nifty pa15,000 pakupera kwegore rino. Iwo ma indices achatora marekodhi epamusoro muna 2021.
2020 raive rimwe remakore akanyanya kusagadzikana pamusika nekuda kwedenda. Musika wakaona makore ari pachena enzombe nebheya asi akapedzisira ave kurarama munguva yenzombe.
Vese BSE Sensex uye Nifty 50 vakaita huchenjeri kupora kunyangwe kuvharika kwenyika. Iyo yakasimba liquidity inoyerera mumusika yakaguma mukuwana kune ese ari maviri indices.
Sensex yakakura ne14.8% uye Nifty 50 ne14%.
Nekushambadzira kuri kuita, iwo mukana wakanakisa wevanoisa mari kuti vadyare mune yakakura-cap mutual funds.
Chii chinonzi Mutual Funds?
Mutual funds imari yakavhurika-yekupedzisira inotungamirwa nehunyanzvi. Vanounganidza mari kubva kune vakawanda vanoita mari pamwe chete kuti vatenge zvivimbiso.
Large-cap mutual funds ndeimwe yesarudzo dzakachengeteka dzekudyara. Sekureva kweSEBI, mari idzi dzinodyara hushoma hwe80% yemidziyo yayo mukuenzanisa uye zvine chekuita nezviridzwa zvemakambani akasimbiswa uye ane mukurumbira mahombe-cap.
Ivo vane yakavimbika brand equity, mukana wemakwikwi, yakasimba chiyero pepa, nyore kuwana kune zvese zviwanikwa uye inoenderera bhizinesi modhi.
Aya makambani anowanzo gadzira purofiti inowirirana uye anonakidzwa nekuvimbika kwevatengi. Izvi ndizvo zvinoita kuti vakwanise kumirisana nekukatyamadzwa kwehupfumi uye kwemari, uye nekudaro, sarudzo dzakachengeteka dzekudyara.
Tichifunga nezve njodzi-yekudzoka paramita, kudzoka kunogona kunge kusiri kwakakwira zvakanyanya asi kunoenderana. Ivo vanobatsira mukuisa njodzi panguva yemusika usingachinjiki uchienzaniswa nevezera ravo vadiki.
Hombe-chivharo mari yakakodzera kana iwe uri kutsvaga kuwana yakagadzikana kukura kwemari yemari kwenguva yakareba. Ndidzo mari dzakachengeteka muchikamu cheequity.
Vepamusoro 8 vanoita hombe-cap mutual funds yekudyara muna 2021 ndeye -
Akabatana Bluechip Fund:
Nekudzoka kwegore negore kwe22.91%, iyo Akabatana Bluechip Fund ine chinangwa chekupfuura mabhenji ekuita kwemutual funds.
Kunyangwe zvichiuya pasi pekudyara zvine njodzi, ivo vanovavarira kuchengetedza njodzi yakaderera pane yakatarwa benchmark. Inobata zvinhu zvakasarudzika zvine mabhenefiti ekirasi.
Pamwe chete neizvozvo, ivo zvakare vane mukana wekurova inflation uye kuunza mari yenguva refu. Kuve imwe yepamusoro mutual mari yekudyara mariri, isarudzo yakanaka kune vanoisa mari kuti vazadzise zvinangwa zvavo zvemari zvegore ra2021.
Iyo yakaderera yakarongeka yekudyara chirongwa (SIP) yeAxis Bluechip iRs. 500. Ine yakaderera chiyero chemari ye 0.51%, zvichiratidza kuti zvinhu zvishoma zvinoshandiswa pakutonga nekushandisa mari.
Pazasi pane chati yekukura yeAxis Bluechip Fund kubva moneycontrol.com.
Kotak Bluechip Fund:
Nekudzoka kwegore negore kwe25.28% uye chikamu chemari che 0.96%, Kotak Bluechip Fund inoonekwa semari yakachengeteka inogona kutsungirira kuderera kwehupfumi. Kudzoka kwavo kwegore re3 uye 5-gore kwakakwira kupfuura chikamu cheavhareji inodzoka, zvichiita kuti ive yakanaka yekudyara sarudzo.
Homwe iyi ine SIP shoma yeRs. 100. Kuita kuti zvinhu zvive nyore uye zvinonzwisisika, tichifunga nezvekudzoka kwe25.28%, Rs. 100 yakasimwa mwedzi wega wega gore rapfuura yaizoburitsa Rs. 1,333 nhasi.
98% yeKotak Bluechip inobata iri mumidziyo, uye yasara mumari - HDFC Bank Ltd., Infosys, uye Reliance iri iyo yepamusoro 3 inobata.
Pazasi pane chati yekukura kweKotak Bluechip Fund kubva kuCoin by Zerodha.
Nhoroondo ye SBI Bluechip Fund:
Kuunza kudzoka kwegore kwe27.52%, iyo SBI Bluechip homwe ine homwe saizi yeRs. 25,925 Kr.
Ndiyo imwe yemari yenyeredzi muhombe-cap mutual fund's chikamu, ichipa inonakidza yenguva refu yekudyara mikana nekudzoka.
Nhamba yemutengo weSBI Bluechip Fund i1.03%, uye iyo shoma SIP iRs. 500. Mari iyi ine 99.6% yekubata kwayo muhutano, neHDFC Bank Ltd., ICICI, uye Infosys vari ivo vepamusoro.
Pazasi pane chati yekukura kweSBI Bluechip Fund kubva kuCoin naZerodha.
ICICI Prudential Bluechip Fund:
ICICI Prudential Bluechip Funds mumwe wevatambi vanowirirana muhombe-cap mutual fund category. Nehomwe yakakura saizi yeRs. 26, 541 Cr., iyo yegore inodzoka yakafanana ndeye 24.36%.
Homwe iyi yakakwanisa kurova bhenji mukufamba kwenguva. Yakapa 21% inopesana ne16% yechiyero mumakore mashanu. Uye yakapawo 5% inopesana ne18% yeiyo mumakore gumi.
Mari yekubhadhara haina kunyanya kukwira, yakamira pa1.22%. Nekudaro, kuparara kwavo kwekudyara kunosanganisira 1.1% chikwereti, 3.5% mari, uye 95.4% kuenzana. Iwo makuru ekubata iHDFC Bank Ltd., Infosys, uye ICICI Bank Ltd.
Mari shoma yeSIP iRs. 100, pamwe nehomwe maneja zvichitevera kutaridzika kwakanaka.
Tichifunga nezvezviri pamusoro, ndiyo imwe yeakanakisa ekudyara sarudzo ye2021.
Pazasi pane chati yekukura kweICICI Prudential Bluechip Fund kubva kuCoin naZerodha.
Kanara Robeco Bluechip Fund:
Nekudzoka kwegore negore kwe30.17%, injodzi ine mwero, yenguva refu yekudyara sarudzo.
Sezvo gore ravo 1, gore 3, uye 5-makore kudzoka kwakakwirira kudarika chikamu chepakati chekudzoka; ine ramangwana rakakwirira rinogona kuwana.
Kanara Robeco Bluechip Fund yaita zvirinani pane bhenji uye imari yakanakira ye3+ makore 'timeline, kupupurira kukura kwepamusoro.
Vane mari yakaderera ye 0.66% uye zvechokwadi ihomwe iri kubuda. Mari shoma yeSIP yeiyi mutual fund iRs. 1,000, ne95.3% yekuongorora kwavo kubata kwakatsaurirwa kuenzana.
Dzavo dzepamusoro 4 dzakabata HDFB Bank, Infosys, ICICI Bank, uye Reliance Industries.
Pazasi pane chati yekukura yeCanara Robeco Bluechip Fund kubva kuCoin naZerodha.
Mirae Asset Large Cap Fund:
Ne 24.80% yegore rimwe rekudzoka, Mirae Asset Yakakura Cap Fund ndeimwe yepamusoro-yepamusoro mutual fund schemes muIndia.
Ivo havawanzo kuita kunze uye vakakwanisa kuunza yakasarudzika njodzi-yakagadziriswa kudzoka mumakore. Vakaita zvirinani kupfuura vamwe vese kana vachienzaniswa nebenchmark yechikamu chikuru-chivharo.
Kwemakore ekupedzisira e1, makore matatu nemakore mashanu, chirongwa ichi chakwanisa kupa 3%, 5% uye 11.8% kudzoka, zvichiteerana.
Nhamba yavo yekubhadhara yakaderera se 0.55%, ichiita 12.3%, 7.3% uye 10.4%, maererano, mumakore 1, 3, uye 5.
Pazasi pane chati yekukura ye Mirae Asset Large Cap Fund kubva moneycontrol.com.
BNP Paribas Large Cap Fund:
Nekudzoka kwegore negore kwe23.94%, BNP Paribas Homwe Yakakura Cap ine pamusoro-yepakati pekuita uchifunga kudzoka, njodzi, uye kusachinja-chinja.
Vane chiyero chekubhadhara che1.03% uye shoma SIP huwandu hweRs. 300. Zvimwe zveBNP Paribas's yepamusoro iHDFC Bank, ICICI Bank, Infosys, Reliance Industries, Kotak Mahindra Bank, Bharti Airtel, TCS neHindustan Unilever.
Kana iwe uri investor uchitsvaga yakakwira kudzoka nekudyara mari yako kwe3-4 makore mashoma, iyi isarudzo yakakodzera kwauri.
Iyi hombe-cap mutual fund yeavhareji yekudzoka inoonekwa pa22.94% paavhareji yechikamu pa21.95% - zvichiita kuti mari yacho ive sarudzo yakanaka.
Pazasi pane chati yekukura kweBNP Paribas Large Cap Fund kubva kuCoin naZerodha.
Edelweiss Large Cap Fund:
Nechirongwa chekudyara chekutora masheya ane mutengo une chiyero chepamusoro-avhareji inodzoka, Edelweiss Yakakura Cap Homwe kupa kudzoka kwegore negore kwe24.98%.
Huwandu hwavo hweSIP hushoma hunotengeswa paRs. 500 nereshiyo yemitengo ye1.05%.
Zvikwata zvavo zvepamusoro zvinosanganisira makambani ane mukurumbira akaita seHDFC Bank, Bharti Airtel, Reliance Industries, ICICI Bank, Infosys, SBI, Axis Bank, uye makambani ari pasi pemakambani zana akanyorwa muIndia nemari yemusika.
Iwe unofanirwa kuisa mari mune ino mutual fund kana uri kutarisa kugadzirwa kwehupfumi kwenguva yakareba yemakore mashanu uye pamusoro.
Ongororo yavo yehungwaru yemapotifolio inoratidza kuti mazhinji ezvavanobata ndezvemakambani emari, makambani eIT, indasitiri yePharma, uye zvinhu zvevatengi. Ese maindasitiri aya ari kusimukira, achiita kuti mutual fund ive sarudzo yakanaka yekudyara mairi.
Pazasi pane chati yekukura kweEdelweiss Large Cap Fund kubva kuCoin naZerodha.
EndNote:
Iyo mari yataurwa pamusoro ndiyo yakanakisa sarudzo kana iwe uri kutsvaga kuisa mari mune mutual funds mugore ra2021.
Nekudaro, zvingave zvakanaka kana iwe ukarangarira kuti hautore mari-hombe-hombe nekutarisa pamusika wenguva pfupi maonero, uchiregeredza kugoverwa kwako kweasset, kudzosera kupofumadza pazviyero zvenyeredzi, zvichienderana chete nezvinyorwa zvekare zveMF, kusakoshesa zvemhando yehomwe mutual fund uye kuvimba zvakanyanya nemazano kubva kumhuri neshamwari.
Ita shuwa kuti iwe unozviitira yako sarudzo mushure mekuita tsvakiridzo yakadzama nezve iyo mutual fund yaunoda kuisa mairi.
Kunyange zvazvo mutual funds inoonekwa sechisarudzo chakachengeteka, inoshanduka uye inogona kuva nengozi, zvakare.
Ita sarudzo chete kana iwe uine zana kubva muzana chokwadi nezve MF yaunoda kuisa mari mukati, mushure mekufunga zvese qualitative and quantitative aspects zvakafanana.
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