Wakambotangisa yako e-commerce chitoro, asi uchinetseka kuti ndeipi nzira yekubhadhara yekusarudza?
Munguva dzino dzedhijitari uye kukura kunoramba kuchikura kwezvitoro zveE-commerce, masangano ezera idzva anofanirwa kugashira matekinoroji matsva nemaitiro. Chinhu chinonyanya kukosha chechero E-commerce bhizinesi kutonga kubhadhara kwako, saka kusarudza iyo chaiyo yekubhadhara gedhi mupi kwakakosha pakubudirira.
Nemazana emhinduro dzekubhadhara dzinotangwa gore rega rega, ese achipa akasiyana ekubhadhara sarudzo, unogona kuzvibvunza kuti ndeipi yakanakisa sarudzo yebhizinesi rako.
Chii chiri magedhi ekubhadhara?
Gedhi rekubhadhara rinopa nzira isinganetse yekubhadhara pamhepo, ichishanda sebhiriji pakati pewebhusaiti yemutengesi kana nharembozha nebhangi. Nekungodzvanya kamwe chete, unogona kubhadhara zvakachengeteka chinhu kana sevhisi pasina mamwe matanho.
Kana yasvika nguva yekubhadhara, webhusaiti yemutengesi inotumira ruzivo rwako rwechikwereti/kadhi rechikwereti kugedhi rekubhadhara remvumo. Mushure mekutarisa zvese zvese nebhangi rako, gedhi rekubhadhara rinogonesa kutamisa otomatiki kubva kuaccount yako kuenda kune yavo - yakapusa uye yakachengeteka!
Maererano ne Statista, India's Digital Payments sector inotarisirwa kuwedzera pamwero unoshamisa we14.16% CAGR kubva 2023-2027, inofungidzirwa kuti Yese Transaction Value yeUS $160.60bn muna 2023 uye inofungidzirwa kuti inosvika US$272.80bn pakupera kwa2027!
Kuchinja uku kunoda kuti mabhizinesi asarudze chete nzira dzekubhadhara dzakanakisa dzekutengeserana kwakachengeteka uye kubudirira kukuru.
Tichifunga izvi, ngatitarisei magedhi gumi nemaviri ekubhadhara epamusoro muIndia aunogona kusarudza kubva:
CCAvenue
CCAvenue inopa mashandisirwo akareruka, ayo achave nebhizinesi rako kumusoro uye kushanda muawa imwe chete!
Yakavambwa naVishal Metha muna 2007, Infibean ndiyo kambani yevabereki ine muzinda wayo muMumbai. Zvinonzi 85% yevatengesi veIndia vari kushandisa CCAvenue - zvichiratidza kuti gedhi iri rakabudirira sei!
Kweanopfuura makore gumi, CCAvenue yanga iri pamberi peCommerce transactions muIndia, ichipa zvisingaenzaniswi nyore uye chengetedzo. Negedhi ravo rekubhadhara, unokwanisa kuwana nzira dzinopfuura zana dzakasiyana dzakadai semakadhi echikwereti, makadhi ekubhengi, maakaundi ekubhengi einternet, wallet yedhijitari, uye EMI, uine sarudzo yekubhadhara nemari dzakawanda dzinosanganisira madhora ekuUS, GBP, uye Indian Rupees.
Features:
- Kugadziridza mune makumi maviri nenomwe akasiyana mari.
- 18 mitauro yakasiyana yeIndia inosanganisirwa pane yemitauro yakawanda yekutarisa peji.
- Gamuchira kubhadhara pasina PCI DSS certification
- Gamuchira kubhadhara zvakachengeteka mune yako iOS, Android, kana Windows app
- 200+ nzira dzekubhadhara, kusanganisira EMI sarudzo
Transaction Fee:
- 2% yezvese zvekutengesa zvemumba uchishandisa kiredhiti / makadhi ekubhengi, digitaalinen wallet, net banking, uye UPI.
- Kune ese ekunze dhibhiti / makadhi echikwereti, muyero uri 4.99%
- 3% kune ese epamba bhizinesi / emakambani kiredhiti makadhi
- 4% kune ese Diners Club, American Express, uye Amex EMI makadhi
Instamojo ipuratifomu yeSME inopa vatengesi vekuIndia zvese zvavanoda kuti vafambise mabhizinesi avo pamhepo, kusanganisira chitoro chinoshanda zvizere, mhinduro dzekubhadhara dzakabatanidzwa, uye maturusi ane simba ekushambadzira.
Nerutsigiro rweInstamojo, pamusoro pegumi neshanu mabhizinesi akazvimirira ega akagadzira mashandiro e-e-commerce anoshanda nyore nyore. Iri gedhi rekubhadhara ndiyo mhinduro yakakwana yekuunganidza mari kubva mukutengeserana pama social network mapuratifomu akadai seFacebook, WhatsApp, uye Instagram. Uyezve, vatengesi vanogona kuunganidza zvisingaite mabhiri avo kuburikidza neSMS kana email!
Features:
- Kubvisa mari mahara
- Akaundi yako yekubhangi inopera mumazuva matatu
- Inotsigira Magento, PrestaShop, OpenCart, uye mamwe makuru eCommerce mapuratifomu
- Iko kune-inodiwa yekubhadhara app yemafoni eAndroid kuunganidza uye kuteedzera mubhadharo
Transaction Fee:
- Mutero wepagore wekuchengetedza: ZERO
- Mari yekutengeserana: 2% + Rs 3 pakutengeserana
PayU
NePayU, une simba rekugadzirisa zvizere kubhadhara kwako kwedhijitari!
Zviri nyore kumisikidza uye kushandisa neveko OTP uye tinya-kamwe kubhadhara sarudzo dzekudzokorora kutengeserana, pamwe nekudzoserwa ipapo kwevatengi vako vese kuti vasamborasikirwa. Pamusoro pezvo, iwe unogona kuchengeta track yeese mutengi kutengeserana mune yakatsetseka roll-up pawebhusaiti yako!
Features:
- Makiredhiti/makadhi ekubhengi, net banking, UPI, wallets, EMIs, nezvimwe zvinogamuchirwa naPayu.
- Iyo inogamuchira mubhadharo wepasi rose uye inotsigira akawanda-mari
- Iyo software inobatanidza zviri nyore nemapuratifomu ekubhadhara ari nyore
- Brand customization inogoneka
Transaction Fee:
- Zero muripo wepagore wekuchengetedza
- Makadhi eAmerican Express neDiners ane muripo wekutengesa we2% pamwe neGST pakutengeserana kwega kwega
- Pane 3% mubhadharo pamwe neGST pane zvekunze kutengeserana uye EMI nzira dzekubhadhara
Paytm Kubhadhara Gedhi
Paytm Payment Gateway inopa yakachengeteka, PCI-inoenderana mhinduro yekubatsira kupa mheni-inokurumidza kutengeserana pasina muripo wekuwedzera wekugadzirisa account kana kugadzirisa. Kwete chete gedhi iri rinogamuchira kiredhiti / makadhi ekubhengi, asiwo net banking, UPI, uye Paytm wallet yekubhadhara sarudzo!
Paytm yave yakakosha muhupenyu hwevanhu mhiri kweIndia, kubva kune vadiki vatengesi kusvika kune ruzhinji. NeVerisign-certified SSL encryption tekinoroji, Paytm yakashandura kubhadhara kwepamhepo nekupa kuchengetedzeka kusingaenzaniswi uye kuvimbika.
Features:
- Quick Activation
- Kubatanidzwa kwakapusa kwe100+ masosi ekubhadhara
- Best-in-class kubudirira rates
- Imwe yeIndia inonyanya kufarirwa macheki
- Rubatsiro rwakazvitsaurira
Transaction Fee:
- UPI kutengeserana: 0% (Standard) uye Rs. 5 kusvika 65 per mandate (Kunyoresa)
- Paytm Wallet: 1.99%
- Debit Card (Mastercard uye Visa): 0.4 kusvika 0.9%
- Rupay debit card: 0%
- Net Banking: 1.9%
- International PG: 2.9%
ICICI Payseal
ICICI Bank's ICICI Payseal inopa yakasimba tekinoroji uye yekubhengi mhinduro kune chero e-Commerce online kubhadhara zvinodiwa.
Inochinjika, inogoneka nyore, uye inogona kubatanidzwa mupuratifomu yako iripo pasina nguva. Shandisa yavo chaiyo-nguva yekubhadhara gedhi pane yakavimbika internet yekubhadhara system kuti usarasikirwe nekutengesa nekuda kwekunetsekana kwehunyanzvi.
Features:
- Inogamuchira Debit, Chikwereti, UPI, Bharat QR, EMI, uye Dynamic Currency Conversion (DCC) kubhadhara pasina simba.
- Iyo yepamusoro Android POS smart kubhadhara uye bhizinesi manejimendi terminal inobata zvese kubva pakugamuchira mubhadharo kusvika pakutevera kutengesa uye zvinyorwa.
- Iyo yakareruka uye inotakurika GPRS terminal inogamuchira akawanda-kubhadhara paunenge uchienda uye inotsiva mari pakutumira nekadhi pakutumira.
Transaction Fee:
- Kune imwe chete Merchant ID, kubatanidzwa kunodhura Rs.50,000 uye isingadzoserwe mutero webasa.
- Mamwe maMID anoita Rs.10,000
- Vanobhadharisa VISA / Master Kadhi kutengeserana 3.00% + mutero webasa weIMS muripo, uye ekunze kadhi kutengeserana 4.00% + mutero webasa.
- Mari yekuroja pagore iRs.12,000 uye mutengo wekutengesa uri pasi peRs.36 Lacs.
PayKun
PayKun iri pakati peakanakisa kubhadhara mapuratifomu emabhizinesi, maSME, NGOs uye e-Commerce mhando. Yayo nhare-yakagadziridzwa webhusaiti inotsigira QR kutengeserana uye dzimwe nzira dzisiridzo - uyezve, inoita kuti kudzorera kuve nyore nekungodzvanya kumwe chete.
Kubhadhara kutadza kudzika nguva sarudzo dziripowo pamwe nekubhadhara kubhadhara kune vatengesi, nekudaro zvichivapa kutonga kwakawanda pamusoro pemari yavo.
Features:
- Paperless, nyore, uye nekukurumidza onboarding maitiro
- Yakareruka & isingadhuri-yemahara chikuva yekubatanidza newebhusaiti yako kana application
- Inopindirana nePCI DSS v3.2.1 Level 1 (Payment Card Industry Data Security Standard)
- Inopa mitengo yakatwasuka uye zvinopfuura zana nemakumi maviri ekubhadhara sarudzo
- Yakareruka yekudzosera maitiro kune vatengi nekudzvanya kumwe chete
Transaction Fee:
- Zvekutengesa zvemumba, 1.75% pamwe nechero inoshanda GST.
EaseBuzz
Unogona kugadzirisa zviri nyore maitiro ekubhadhara kune vese vatengi vako neEasebuzz!
Zvinokutendera kuti ugamuchire mubhadharo kubva kwakawanda sosi semakadhi echikwereti, makadhi ekubhengi, mambure ebhengi sarudzo, UPI nhare wallet, Simpl, uye Ola postpaid pane chero mudziyo zvakachengeteka. Tora mukana weiyo inoshanda uye yakavimbika e-commerce chikuva nekuibatanidza zviri nyore mune yako yazvino webhusaiti.
Features:
- Inodzivirira hutsotsi uye kubhadhariswa mari
- Kubatanidza gedhi rekubhadhara neyako e-commerce webhusaiti inomhanyisa kugadzirisa kubhadhara
- Inorerutsa kubhadharwa kwepamhepo kugadzirisa nekukurumidza uye kwakatsetseka kubuda
- Inodzivirira vatengesi nevatengi ne encryption zvese zvekutengesa
- 24/7 kutengesa uye kubhadhara kugadzirisa
Transaction Fee:
- 4 rupees yekutengeserana kusvika ku1000.
- Yese yekutengeserana inodhura 5 Rupees pamari iri pakati pe1000 ne25000.
- Muripo wekutengeserana unodarika maRs. 25,000 i9 Rupees imwe neimwe.
BillDesk
Bill Desk ndiyo yakanakira mhinduro kune ako ese ezuva nezuva ekubhadhara zvaunoda.
SeBharat Bill Payment Operating Unit yakavimbika, yeHurumende yeIndia, inopa gedhi rakachengeteka uye rakachengeteka rekubhadhara Mabhiri emhando dzakasiyana senge mabhiri efoni, gasi mabhiri, mari yeinishuwarenzi, mubhadharo weinternet service provider (ISP), kadhi rechikwereti. kubhadhara, uye nezvimwe zvakawanda nemasevhisi ayo makuru ekubhengi!
Features:
- Vatengi vanogona kuita nekukurumidza kubaya-kuburikidza kubhadhara pasina kupinda muapp kana webhusaiti
- 170+ Nzira dzekubhadhara - Dzese mune imwe link
- Chengetedza kutengeserana uchishandisa One Time Passwords
- Gadzira maringero ekubhadhara, tumira zviziviso, uye tarisa kuunganidza kwako munguva chaiyo uchishandisa yakapusa uye intuitive interface
Transaction Fee:
- 10 kusvika ku50 rupees pakutengeserana kwega kwega pamwe nemutero webasa
PayPal
PayPal igedhi rekubhadhara pasi rose rine anopfuura 377 miriyoni akanyoreswa maakaundi munyika dzinopfuura mazana maviri.
Kana iwe uchida kugamuchira mubhadharo kubva kune vatengi pasi rese, PayPal inofanirwa kunge iri yako nhamba yekutanga pakusarudza gedhi rekubhadhara rechitoro chako cheE-commerce. Nzira dzayo dziri nyore uye dzakavimbika dzinoita kuti PayPal ive sarudzo yakanaka iyo vamwe vanopa masevhisi havagone kuenderana nyore.
PayPal inobvumira vatengesi kuti vabatane nepuratifomu yavo uye kugamuchira mubhadharo mune dzakawanda mari. Izvi zvinoita kuti zvive nyore kune vatengi vepasirese kutenga kubva kuchitoro chako vasinganetseki nechiyero chekuchinjana kana vachichinja mari yavo. Uyezve, masystem ekudzivirira hutsotsi ePayPal ari epamusoro-soro uye anogona kubatsira kuchengetedza chitoro chako kubva kumabasa ehutsotsi.
Features:
- Inogamuchira 100+ mari.
- Iine 400+ miriyoni vashandisi uye 20+ makore echiitiko.
- PayPal's business setting inoita kuti iwe ukure pasina gedhi matambudziko.
- Inoshandisa 128-bit SLL encryption yekuchengetedza.
- Zero pagore rekugadzirisa mari.
- Iyo PayPal app inowanikwa kune ese ari maviri iOS uye Android SDK.
- Inobvumira QR kodhi yekutengesa.
Transaction Fee:
- 5% + 3 INR pakutengeserana
reza kubhadhara
Yakatangwa muna 2013 naShashank Kumar naHarshil Mathur, Razorpay ikambani yeIndia fintech inopa mhinduro dzakakwana dzekubhadhara kune vatengesi, vatengesi veCommerce, uye vatengesi. Iyi sisitimu inorerutsa maitiro ese ekubhadhara kubva pakutanga kusvika pakupedzisira.
Simudza bhizinesi rako uye rishande mumaminitsi nekuseta kusingaite kweRazorpay yekubhadhara gedhi! Razorpay inokutendera kuti ugamuchire kubhadhara kwevatengi kuburikidza nezvakawanda zvingasarudzwa, senge magedhi ekubhadhara, zvinongedzo, mapeji, SmartCollect, uye kunyoreswa.
Zvakare, Razorpay inomira kunze nekuda kwemheni-yekukurumidza activation uye nyore kusanganisa. Nerubatsiro rwegedhi iri, vashandisi vanowana mukana weDashboard inovabvumira kuona chaiyo-nguva yekutenga data. Naizvozvo, munhu wese, kubva kune vanozvimiririra uye vanozvishandira kusvika kumakambani makuru, vakabatsirwa kubva kuRazorpay kuchengetedza maficha uye nyore kushandisa.
Features:
- Kubatanidzwa kuri nyore nemaSDK akanyorwa zvakanaka, RESTful APIs uye plugins
- Tsigiro ye92 mari
- Kushandurwa kwemari munguva chaiyo
- 100+ nzira dzekubhadhara
- Ruzivo rwepamusoro panguva yekubhadhara
- Kugadziriswa kwekubhadhara pakarepo
- Yakakwana Reporting uye Analysis
Transaction Fee:
- 2% paIndia debit/makadhi echikwereti, net banking, UPI
- 3% paDiners uye Amex Makadhi, International Cards, EMI (Credit Card, Debit Card & Cardless) & Corporate (Bhizinesi) Credit Cards
Cashfree Payments
Cashfree Payments inzira yekupayona yekuIndia yekubhadhara gedhi uye API yekubhadhara chikuva yakavakirwa muBangalore iyo yakafambisa kubudirira kwevanopfuura zana,100,000+ vatengesi.
Yakavambwa naReeju Datta naAkash Sinha muna 2015, Cashfree inopa isina musono mhinduro dzekubhadhara pamhepo kumabhizinesi makuru nemadiki kuti ave nechokwadi chekuchengetedza mari. Iri gedhi rekubhadhara rine mhinduro inonzi "Cashgram." NeCashgram, mabhizinesi anogona kukurumidza uye zvakachengeteka kuunganidza mubhadharo nekutumira vashandisi vavo webhusaiti.
Features:
- 120+ sarudzo dzekubhadhara
- Kudzoserwa mari nekukasika kusanganisira COD order rends
- Hapana mari yekuseta
- Kubatanidza webhusaiti nyore neRESTful APIs uye JavaScript SDK
- Inogamuchira makadhi, 75+ Net banking dzimwe nzira, nharembozha, UPI, NEFT, IMPS, uye PayPal
- Inotsigira inopfuura 32 mari
Transaction Fee:
- Net banking, kiredhiti, uye kiredhiti kadhi kutengeserana kunodhura 1.75% kune anopfuura makumi manomwe emabhangi.
- Cardless uye Bhadhara Gare gare: 2.5% pakutengeserana kweEMI
- 3.5% pamwe ne7 INR pakutengeserana kwekadhi rechikwereti renyika dzese
HDFC Kubhadhara Gedhi
HDFC Bank Payment gateway inoita kuti zvisashande kuti vatengi vabhadhare mabhiri avo kuburikidza neinternet banking.
Yayo API sevhisi inopa isina musono nzira yekugamuchira kiredhiti kadhi rechikwereti zvakananga kubva kune vatengi vako uye inosanganisa nevanozivikanwa e-commerce mapuratifomu seWooCommerce uye Shopify.
Iine yayo yekupedzisira-mushandisi-inoshamwaridzika interface uye yekucheka-kumucheto tekinoroji, HDFC Payment Gateway ndiyo mhinduro yakakwana kune zvese zvako zvekubhadhara pamhepo zvinodiwa.
Features:
- Zviri nyore Kubatanidza 100+ nzira dzekubhadhara
- 24-awa basa revatengi
- Fast Checkout
- Chengetedza online transaction chikuva
- Chete HDFC's account yazvino inogamuchira mubhadharo, izvo zvinotora zuva rimwe.
Transaction Fee:
- Kuseta kunodhura INR 20,000 + mutero webasa (nguva imwe chete uye isingadzoserwe mari)
- Kutengeserana kwekiredhiti / kiredhiti kadhi kunodhura 3% -10% + mutero webasa
- Kugadzirisa kwegore kunodhura Rs.10,000
mhedziso
Imwe neimwe yekubhadhara gedhi sarudzo yakavimbika, yakachengeteka, uye yakanakira mabhizinesi kugamuchira mubhadharo online.
Zvimiro, mubhadharo, uye nyore kushandisa zvinosiyana, saka sarudza iyo inonyatsoenderana nezvido zvebhizinesi rako. Uine gedhi rekubhadhara rakachengeteka riri munzvimbo, iwe unozokwanisa kutanga kugamuchira mubhadharo nechivimbo uye nyore.
Iva nechokwadi chekutarisa sarudzo yega yega nekuchenjera usati waita sarudzo yako!
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