Unofinhwa here nekuchengeta mari shoma muakaundi yako yekubhangi?
Waneta here nekubhadhara zvirango zvekusachengeta chiyero ichocho?
Hausi wega, zvakadaro. MaIndia mazhinji anonetsekana kuti ave nemari shoma mumaakaundi avo ekubhanga, asi nekubuda kwezero-balance bank account, iyi haisisiri nyaya.
Iyi posvo ichapfuura nepamusoro mapfumbamwe epamusoro zero-yasara mabhengi maakaundi muIndia, pamwe nehunhu hwavo uye mabatiro avangaita. Takavhara zvese kubva kumabhanga ehurumende kusvika kumabhanga ekutengesa. A zero-balance bank account inzira inotyisa kune chero munhu ari kuedza Chengetedza mari, ungave uri mudzidzi, muridzi wekambani diki, kana munhu ari kutsvaga kuchengetedza mari.
Saka garai kumashure, zororai, uye ngatitangei kutsvaga yakanakisa zero-yekubhengi account yako!
Equitas Bank Digital Savings Account
Kubva payakavambwa muna 2007, Equitas Bank yakapa vatengi vayo nzira dzekubhengi. Yavo Digital Savings Account ndiyo imwe sarudzo yakadai, iyo yakanakira avo vanoda kusununguka kwekuita kubhengi kwavo kubva kumba. Iyi account iri nyore kumisikidza uye haina hushoma chiyero; chaunoda chete PAN yako uye Aadhaar kadhi.
Pamusoro pezvo, hapana chikonzero chekushanyira chero matavi nekuti iyo account ndeyedijitari. Kuburikidza nebhengi nharembozha, inoshanda neIOS neAroid zvishandiso, unogona kungogadzirisa account yako.
Iyo bhangi zvakare inovimbisa kweupenyu hwese emahara maakaundi uye yakazara KYC kutevedzera kune yega account. Ndiyo sarudzo yakakodzera kune vanhu vane nguva-yenguva vanokoshesa kunyaradza uye nyore.
- Minimum Balance Chinodiwa:- kn
- Fees neCharges:- Nil (Hapana mhosva yakavanzika)
- Kureruka kwekuvhura account uye kugadzirisa: - Iyo Equitas Bank Digital Savings Account iakaundi yedhijitari yakazara inogona kuvhurwa zviri nyore pamhepo uchishandisa PAN yako chete neAadhaar kadhi. Hapana chikonzero chekushanyira bazi.
- Mari dzemhindu:- Kufarira kunoitwa kota. Izvi zvinotevera mibairo.
Kusvika ₹ 1 lakh 3.50% 1 lakh - ₹ 5 lakhs 5.25% Pamusoro ₹ 5 lakhs 7.00% - Kubviswa kweATM Cash:- Yemahara kune yavo maATM. Kune mamwe maATM, 3 kutengeserana uye 5 kutengeserana kunobvumidzwa mumaguta metro uye asiri-metro, zvichiteerana.
- Debit card:- Mhando 5 dzemakadhi ekubhengi anowanikwa (Visa Classic, Visa Goridhe, Visa Platinum, Visa Siginecha) (Mhosva dzinosiyana zvichienderana)
- Tarisa Bhuku:- Bhuku recheki rimwechete mahara pagore.
- Digital Banking Services:- Yemahara NEFT/IMPS/RTGS matransaction nemanet banking, asi muripo unogona kunyorera kubazi rekutengeserana.
- Kukodzera Kururamisa
- Pamusoro pemakore gumi nemasere ekuberekwa
- Vagari veIndia
- PAN uye Aadhaar kadhi inodiwa
- Zvimwe Zvipo
- Facility yejoint account
- Flexible Cash Withdrawal
- Balance Kutamisa
- Zvishoma Mapepa
- Mari yekushanda shoma
AU Diki Yemari Bank Digtal Account
AU Small Finance Bank yakazviitira zita munzvimbo yebhangi yedhijitari nekutanga maakaundi akasiyana siyana edhijitari anoitira zvinodiwa nevatengi vakasiyana. Iyo zero yebhangi yedhijitari account yebhangi, inozivikanwa seAU Digital, inopa nzira iri nyore uye iri nyore kune vatengi kuita basa ravo rose rekubhenga uye rine chekuita nemari kuburikidza nemavhidhiyo mafoni.
Izvi zvinoreva kuti vatengi vanokwanisa kuita kuti mibvunzo yavo igadziriswe nemushandi webhanga live, pasina kushanyira bazi.
Pamusoro pezvo, bhanga rakatangisawo dzimwe sarudzo dzeakaundi yedhijitari dzakadai sePlatinum neRoyale, imwe neimwe ichipa kune zvinodiwa uye ichipa mabhenefiti akasiyana kune vatengi. NeAU Diki Finance Bank's digital accounts, vatengi vanogona kunakidzwa nekureruka kwekubhenga kubva mukunyaradza kwedzimba dzavo.
- Minimum Balance Chinodiwa:- Nil
- Fees neCharges:- Nil
- Kureruka kwekuvhura account uye kugadzirisa: - Iyi yese-digital account inogona kuvhurwa kuburikidza nevhidhiyo kufona nevakuru vebhangi, uchishandisa yako PAN neAadhaar kadhi semagwaro anodiwa chete.
- Mari dzemhindu:- Mbereko inopihwa mwedzi wega wega, pamitengo inotevera:
- Kubvisa mari paATM:-Unlimited yemahara kutengeserana kuAU Small Finance Bank ATM uye mamwe maATM ebhangi.
- Debit card:- Rupay Platinum Debit Card. Kuburitswa uye mutero wepagore weRs. 150+ GST
- Tarisa Bhuku:- 25 mashizha anopihwa mahara pagore.
- Digital Banking Services:-Yemahara NEFT/IMPS/RTGS kutengeserana kuburikidza net banking kana vhidhiyo kufona.
- Kukodzera Kururamisa
- Pamusoro pemakore gumi nemasere ekuberekwa
- Vagari veIndia
- PAN uye Aadhaar kadhi inodiwa
- Zvimwe Zvipo
- Domestic airport lounge access - kushanya kaviri pakota.
- Vhidhiyo yekubhengi masevhisi uye kutengeserana.
- 24 × 7 kuwana mari kuburikidza nebhengi's mobile app uye online banking portal.
- Yakakura yakawanda yezvigadzirwa zvinosanganisira makiyi, Demat, itirana mari, zvikwereti, uye inishuwarenzi.
- Paperless banking ruzivo.
SBI Basic Savings Account
State Bank yeIndia, dzimwe nguva inozivikanwa seSBI, izita rine hukama zvakanyanya nekuvimbika uye kuvimba. SBI yave iripo kwemakore anopfuura 200 uye yakatsungirira kuva rimwe remabhanga ane mukurumbira munyika. Iyo Basic Savings Bank Deposit Account, inowanzonzi PM Jan Dhan Yojana account, chimwe chezvigadzirwa zvebhanga zvinonyanya kuzivikanwa. Iyi account yakareruka yekuchengetedza haina chiyero uye inoitirwa vanhu vanoda yakapfava yekubhengi sarudzo.
Chirongwa ichi chinotsigirwa nehurumende chakanangana nemapoka ane mari yakaderera munharaunda mukuyedza kukurudzira kuchengetedza pakati pavo pasina kuita kuti vazvinetse pamusoro pezvirango zvidiki. Iyo account inogona kuvhurwa chero kubhangi reSBI, iro rine nzvimbo dzinopfuura 22,000 muIndia yese. Iyo account yakanakira vanhu vanoshuvira kuchengetedza mari yavo yakatwasuka uye yakarongeka kana vanoda kutanga kuchengetera ramangwana.
- Minimum Balance Chinodiwa:- Nil.
- Fees neCharges:- kn
- Kureruka kwekuvhura account uye kugadzirisa: - Kuti uvhure account, vatengi vanongoda kuzadza fomu rekunyorera uye kupa chitupa chinodiwa uye magwaro ekero, senge
- Aadhaar Kadhi, Voter ID Kadhi, PAN Kadhi, kana Rezinesi Rekutyaira.
- Mifananidzo miviri yepasipoti-saizi inodiwa zvakare.
- Mari dzemhindu:- Vatengi vane zviyero zveanosvika 1 lakh rupees vanowana mubereko we3.25%, nepo vane mashoma vanowana 3.50%.
- Kubvisa mari paATM:- Vatengi vane kodzero yekubvisa 4 emahara ATM pamwedzi, kusanganisira kubvisa kubva kune ese SBI uye mamwe maATM ebhangi. Tmarengi anopfuura emahara muganho achaunza mubhadharo weINR 20 pamwe ne18% GST.
- Debit card:- Vatengi vanogona kunyorera yemahara RuPay debit kadhi iyo isina chero AMC (Annual Maintenance Charges).
- Tarisa Bhuku:- Haisi kuwanikwa
- Digital Banking Services:- Masevhisi ekufambisa mari emagetsi akaita seNEFT neRTGS akasununguka kushandisa.
- Maitiro Ekukodzera:-Chero mugari wemuIndia ane magwaro anodiwa eKYC, akadai sePAN kadhi kana kadhi reAadhaar, anogona kuvhura account.
- Terms and conditions:- Vatengi havagone kubata chero imwe account yekuchengetedza nebhangi ivo vaine Basic Savings Bank Deposit account. Kana vatova neakaundi yekuchengeta, vanofanirwa kuivhara mukati memazuva makumi matatu vavhura account yavo yeBSBD.
Fi Money
- Minimum Balance Chinodiwa:– Nil
- Fees neCharges:- Hapana mari yekuwedzera yekunetsekana nayo. Nekudaro, kubhadharisa kudiki kwe2.5% kana Rs. 10 (chero yakakura) ichaiswa pazviteshi zvepeturu.
- Kureruka kwekuvhura account uye kugadzirisa:-Kuvhura zero-yasara saving account neFi, zvese zvaunofanirwa kuita kudhawunirodha app pane yako Android kana IOS mudziyo. Sezvo iyo app yakarongedzerwa vashandi vanoshanda, nzira yakapusa yekuongorora ichaitwa kuti uone mamiriro ebasa rako, izvo zvinofanirwa kutora asingapfuure maminetsi mashanu.
- Mitero Yezvido:- 2.4% yezviyero pasi pe5 crore
- Kubviswa kweATM Cash: - Kubvisa mari kuFederal Bank ATM hakuna muripo. Kune mamwe maATM, unogona kuita mashanu emahara transactions mwedzi wega wega, mushure mezvo muripo we ₹20 unozoiswa pakutengeserana.
- Debit kadhi:- Paunovhura Fi Savings Account, iwe unogashira inokwana VISA Platinum Debit Kadhi isina kuburitsa kana muripo wepagore wekugadzirisa uye pasina muripo wekutengeserana kwenyika.
- Check Book:- Unogashira mabhuku echeki maviri ane mashizha echeki mashanu, anounzwa pamusuwo wako mwedzi mitanhatu yega yega pasina muripo
- Digital Banking Services: - NEFT uye RTGS kutengeserana kunowanikwa online pasina imwe mari yekuwedzera.
- Maitiro Ekukodzera:- Kuti uvhure FI Money Savings Account, unofanirwa kupa magwaro anotevera:
- 2 pasipoti-yakakura mafoto
- Hufakazi hwekero (Aadhaar Kadhi, Chitupa Chitupa, rezenisi rekutyaira, pasipoti, NREGA kadhi rebasa rakasainwa nemukuru weHurumende)
- Zvimwe Zvipo
- Nakidzwa nekureruka kwekusave nemapazi emuviri kana magwaro marefu,
- iri nyore kushandisa interface dhizaini,
- uye zvinokurudzira zvakadai seFi coins, iyo inogona kuregererwa kune vakasarudzwa vatengesi.
- Iwe zvakare uchapihwa mubatsiri wega kuti akubatsire neakaundi yako.
Kotak 811 Digital Bank Account
Kotak Mahindra Bank, zita rine mukurumbira muIndia banking indasitiri, inopa yakasarudzika yedhijitari yebhangi mhinduro neKotak 811 Digital Bank Account yavo. Iyi nhoroondo yekuvandudza inouya mumhando nhatu dzakasiyana, imwe neimwe yakarongedzerwa kusangana nezvinodiwa nevatengi vayo. Iyo nhanho yeZiva Mutengi Wako (KYC) yekuongorora inodiwa kune yega yega yakasiyana inosiyana, nekusimbisa kwakasimba kunotungamira kuti uwane mamwe masevhisi.
Iyo yakazara KYC musiyano weKotak 811 account inonyanya kukosha, sezvo iri zero-balance account inopa vatengi huwandu hwakawanda hwemabhenefiti nemasevhisi kunyangwe isingade chero yakaderera chiyero. Iyi account yakagadzirirwa avo vanotsvaga zviri nyore uye zvemahara zvebhangi ruzivo. Iine yakazara KYC musiyano weKotak 811, vatengi vanogona kunakidzwa izere sutu yemabhangi edhijitari masevhisi uku vachipihwa mari yavo inishuwarenzi kusvika kune imwe muganhu sekuenderana nemirairo yeRBI.
- Minimum Balance Chinodiwa:– Nil
- Fees neCharges:- Hapana mari yakavanzwa
- Kureruka kwekuvhura account uye kugadzirisa:-Kurumidza uye nyore online maitiro ekuvhura Kotak 811 account pasina kudikanwa kwemapazi enyama kana mapepa akawandisa.
- Mitero Yezvido:-Inokwezva mubereko we3.5% yedhipoziti inosvika makumi mashanu lahks uye 50% yemadhipoziti pamusoro peiyo mari
- Kubviswa kweATM Cash: - Hapana muripo wekubvisa mari
- Debit kadhi: - Virtual prepaid kadhi iripo, uye sarudzo yekuwedzera kadhi rekubhengi remuviri nemubhadharo wepagore weINR 299 (kusanganisira GST)
- Tarisa Bhuku:- INR 3 pashizha recheki
- Digital Banking Services:-Yakanaka online transaction neNEFT/RTGS/IMPS inowanikwa pasina muripo wekuwedzera
- Maitiro Ekukodzera:- Kuti uve unofanirwa neKotak 811 account, unofanirwa kunge uri:
- 18 yemakore emakore kana kupfuura
- Iva neAadhaar inoshanda uye PAN kadhi
- Mugari wekuIndia ane kero yeIndia
- Haasi parizvino kubata chero hukama hwekare neKotak Mahindra Bank
- Zvimwe Zvipo
- 24/7 kuwana account yako kuburikidza neinternet uye nharembozha yekubhengi
- Pamusoro pe180 maficha anosanganisira kubhadhara mabhiri, sarudzo dzekudyara, nezvimwe
- Chengetedza app ine mbiri-chinhu chechokwadi uye mushandisi-ane hushamwari interface
Indus Digi-Kutanga: Digital Savings Account
IndusInd Bank ine nhoroondo yakare-kare yekupa zvigadziriso zvebhanga zvinopa kune zvakasiyana zvinodiwa nevatengi vayo. Chimwe chezvipo zvakadaro iIndusInd Bank Savings Account, iyo inopa huwandu hwakawanda hwesarudzo dzekusarudza kubva, ingave yehupenyu hwepamusoro-soro kana yekufambisa bhizinesi.
NeIndusInd Bank Savings Account, vatengi vanogona kunakidzwa nekushanduka uye nyore kwekubhenga neimwe yemabhangi eIndia anotungamira akazvimirira. Kubva kuropafadzo dzakadai se24/7 yekubhengi yekuwana, yakazvitsaurira hukama mamaneja, uye yakasarudzika inopa, IndusInd Bank Savings Account ndiyo sarudzo yakanaka kune chero munhu ari kutsvaga yakazara yekubhengi ruzivo.
- Minimum Balance Chinodiwa:- Yekutanga dhipoziti yeINR 20,000 inodiwa kuti uvhure Indus digi-kutanga saving account
- Fees neCharges:- Nakidzwa nemabhenefiti ese eakaundi iyi pasina mari yekusagadzirisa mushure mekutanga dhipoziti
- Kureruka kwekuvhura account uye kugadzirisa:-Vhura account yekuchengetedza yedhijitari neIndusInd Bank pasina kumbotsika tsoka mubazi remuviri. Ingozadza fomu rekunyorera repamhepo uye uve nekadhi rako reAadhaar nePAN riripo.
- Mitero Yezvido:- Tora 3.50% mubereko pamabhero anosvika INR 1 lakh
- Kubviswa kweATM Cash: - Bvisa mari mahara pane chero ATM muIndia uchishandisa yako IndusInd Bank debit kadhi
- Debit kadhi:- Gamuchira titanium debit kadhi yeINR 249 + GST. Iyo kadhi zvakare inosanganisira kuvharwa kwemhosva yeINR 1 lakh uye kuchengetedzwa kwekutenga kweINR 50,000.
- Tarisa Bhuku:- Cheki bhuku remahara rinosanganisirwa neakaundi
- Digital Banking Services:- Shandisa IndusInd Bank QuickPay kuitira nyore uye nekukurumidza kutumira mari kuburikidza neSMS, email, kana masocial platform pasina kuda ruzivo rweakaundi yebhangi yeanogamuchira
- Maitiro Ekukodzera:- Kuti uvhure Indus digi-kutanga saving account, unofanirwa kuve uine:
- Nhamba yeAadhaar inoshanda yakabatana nenhamba yako yenhare
- Kopi chaiyo yePAN kadhi rako
- Kamera pane nharembozha yako kana desktop
- Zvimwe Zvipo
- Cashback: INR 500 pane zvakasiyana-siyana zvekutengesa senge recharges uye cab booking
- Special madhiri: Inopihwa pakufamba, fashoni, uye kutenga nguva nenguva
- Sarudzo yekusarudza yako account nhamba, ingave nhamba yako yefoni, zuva rekuzvarwa, kana nhamba yerombo yaunosarudza!
DBS Digi Savings Bank Account
Inotungamira sangano rezvemari rekuAsia DBS Bank inopa dhijitari yekuchengetedza account iyo inogadzirwa kuti izadzise zvinodiwa nevanhu vemazuva ano tech-savvy. Iko hakuna kushoma chiyero chinodiwa kugadzira kana kuchengetedza iyo DBS Digi Savings Bank Account ichishanda nekuti i zero-chete account. Akaundi iyi inogona kuwanikwa uchishandisa machanera ebhanga edhijitari, anosanganisira nharembozha yekubhanga uye kubhengi kweinternet, uye iri nyore kuvhura pasina kudiwa chero mapepa. Unogona kuita zviitiko zvinosanganisira madhipoziti, kutora mari, uye kutamisa mari uchishandisa iyo DBS Digi Savings Bank Account.
Iyo account inouyawo nekadhi rebhangi remahara uye passbook yaunogona kushandisa kune zvaunoda zuva nezuva zvekubhanga. Pamusoro pezvo, vatengi vanogona zvakare kunakidzwa nemabhenefiti eDBS 'International Platinum Debit Card, iyo inopa huwandu hwezvipo uye mabhenefiti muAsia yese, kusanganisira kudzoserwa mari pane zvese mashandisiro, madhiri ega ekutenga, kufamba, uye kutandara, kubvisa kwakakwira uye miganho yekushandisa, uye makwikwi emari yekunze.
- Minimum Balance Chinodiwa:– Nil
- Fees neCharges:- Zero mubhadharo wekuvhura account kana kugadzirisa
- Kureruka kwekuvhura account uye kugadzirisa:- Vhura nyore dhijitari saving account neDBS Bank nekushanyira webhusaiti kana kushandisa nharembozha. Ita shuwa kuti une PAN Card yako, ID, uye humbowo hwemagwaro ekero yakagadzirira kuita isina musono.
- Mitero Yezvido:- Nakidzwa nemubereko we3.25% pamadhipoziti anosvika INR 1 lakh, nemubereko unobhadharwa pakota kana imwe nheyo sezvakatemwa nebhangi.
- Kubviswa kweATM Cash: - Unlimited yemahara yekubvisa kuburikidza neATM uye mamwe machiteshi.
- Debit kadhi: - Gamuchira inokwana DBS International Platinum Debit Card neakaundi yako
- Tarisa Bhuku:- Cheki bhuku remahara rakapihwa neakaundi yako
- Digital Banking Services:- Nakidzwa nemahara ekufambisa mari online masevhisi neRTGS, IMPS uye NEFT.
- Maitiro Ekukodzera:- Chero ani anogara muIndia, NRI, Hindu Undivided Family, kana mutorwa anogona kuvhura saving account neDBS Bank. Iwe unozofanirwa kupa humbowo hwekuzivikanwa uye kero zvinoenderana nezvinodiwa neKYC.
- Zvimwe Zvipo
- Unlimited pamwedzi dhipoziti kugona
- Yemahara passbook yekuteedzera account nyore
- Shandisa account yako kuita zvemazuva ese, senge madhipoziti, kubvisa, uye mari inotumirwa.
- Mapepa epamwedzi emahara
- Kutsiva kadhi rakarasika, rakabiwa, kana rakakanganisika pasina muripo
HDFC Basic Savings Account
Rimwe remabhanga epamusoro akazvimirira ega muIndia, HDFC Bank, inopa Basic Savings Bank Deposit Account (BSBDA) iyo inoitirwa kugadzirisa zvinodiwa nevanhu zvebhanga. Iyi account yakavhurika kune vakasiyana siyana yevatengi nekuti hapana hushoma chiyero chinodiwa.
Vatengi vanogona kuwana akasiyana masevhisi ekubhengi, anosanganisira dhijitari banking uye maATM transaction, kumapazi mazhinji nenzvimbo muIndia yese neBSBDA account. Vatengi vanogona kuvimba kuti mari yavo yakachengeteka muakaundi iyi sezvo HDFC Bank ine mukurumbira wekuvimbika uye kuchengetedzeka. Nhoroondo iyi yakanakira vanhu vari kutsvaga nzira yakatwasuka uye inoshanda yekubata mari dzavo.
- Minimum Balance Chinodiwa:– Nil
- Fees neCharges:- Iko hakuna mubhadharo une chekuita nekuvhura Basic Savings Bank Deposit Account neHDFC Bank. Pamusoro pezvo, Kadhi reDebit uchapihwa kwauri pasina muripo.
- Kureruka kwekuvhura account uye kugadzirisa
- Unogona kusarudza kuvhura account yako wega kubazi rebhangi reHDFC wogamuchira rubatsiro kubva kune mushandi akasarudzwa.
- Neimwe nzira, unogona kuvhura account yako online nekungopa yako nharembozha uye kurodha fomu rako uye magwaro anodiwa.
- Mitero Yezvido:- Tora mubereko we3% pachiyero chinosvika makumi mashanu lakhs
- Kubviswa kweATM Cash: - Zvina zvikumbiro zvekubvisa pamwedzi kuburikidza chero nzira inosanganisira kubvisa mari kubazi kana ATM, NEFT, RTGS, IMPS, Clearing, DD / MC kuburitswa, nezvimwe.
- Debit kadhi: - Svika account yako neRupay Kadhi inokwana
- Tarisa Bhuku:- 25 cheki cheki mashizha pagore rezvemari. Mamwe mabhuku echeki anogona kutengwa nemashizha makumi maviri nemashanu nemutengo weRs 25/- (Rs.100 yevakuru)
- Maitiro Ekukodzera:-
- Vagari Vanhu (yega kana account account)
- Mhuri dzeHindu Dzisina Kuparadzaniswa
- Haufanire kunge uine BSBD Account iripo nechero rimwe bhangi
- Haufanire kunge uine imwe Savings account neHDFC Bank
- Vadiki vari pamusoro pemakore gumi vanokodzera kuvhura madiki maakaundi ega uye kugamuchira ATM/Debit kadhi.
- Zvimwe Zvipo
- Safe Deposit Locker uye Super Saver zvivakwa zviripo
- Yemahara passbook sevhisi kune vese vane account account
- Madhipoziti ekubhadhara mari kumapazi nemaATM
- Hupenyu hwese BillPay pasina muripo
- Yemahara e-mail zvirevo zveakaundi account, kubhadhara utility mabhiri, kana kumisa cheki kubhadhara kuburikidza neSMS
Standard Chartered Basic Account
Kubva payakavambwa muna 1853, Standard Chartered Bank ine nhoroondo refu uye ine mbiri yekupa masevhisi emari kune vese vanhu nemakambani. Kuzvipira kwebhangi kuita kuti bhanga rive nyore uye kuti riwanikwe nemunhu wese kunoratidzwa kuburikidza neBasic Account, iyo isina-frills savings sarudzo. Iyi account ndiyo yakanakira sarudzo kune vanhu vari kutsvaga nzira yakapusa yekubata mari yavo nekuti haina diki zvirambidzo.
Iyo Basic Account kubva kuStandard Chartered ndiyo yakanakisa sarudzo kunyangwe uchangotanga kana kutsvaga account yakavimbika kuti ugadzirise zvaunogara uchiita. Chero ani anotsvaga yekubhangi-yemahara ruzivo achada kuti zviri nyore sei kuvhura uye kubata.
- Minimum Balance Chinodiwa:– Nil
- Fees neCharges:- Zero mari yekuvhura nekuchengetedza Standard Chartered saving account.
- Kureruka kwekuvhura account uye kugadzirisa:-Kuvhura account neStandard Chartered, shanyira rimwe remapazi avo uye zadza fomu rekunyorera neruzivo rwako uye upe chero magwaro anodiwa.
- Mitero Yezvido:- 2.75% pamakero anosvika makumi mashanu lakh
- Kubviswa kweATM Cash: - Nakidzwa zvisingaperi, zvemahara zvekubvisa kubva kune chero ATM munyika.
- Debit kadhi: - Tora kadhi rekubhengi rinoenderana kuti uwane nyore mari yako uye kutenga.
- Tarisa Bhuku:- Gamuchira inokwana, yakawanda-mumaguta cheki bhuku kuti zvikuitire nyore.
- Digital Banking Services:- Tumira mari nekukurumidza uye pasina imwe mari yekushandisa uchishandisa NEFT, IMPS uye RTGS.
- Kukodzera Kururamisa
(i) Munhu wekugara
(ii) Mafomu anogamuchirwa ekuzivikanwa uye humbowo hwekero anosanganisira:
- Pasipoti,
- Rezinesi rekutyaira
- Humbowo hwekutora nhamba yeAadhaar
- Chitupa chekuvhota chakapihwa neElection Commission yeIndia
- Kadhi rebasa rakapihwa neNREGA
- Tsamba yakabudiswa neNational Population Register ine ruzivo rwezita nekero.
- Zvimwe Zvipo
- Kuwanikwa kusingabvumirwe kune chero bazi reStandard Chartered muIndia pasina mari yekuwedzera.
- 24/7 runhare uye online banking masevhisi kuti ubatsirwe chero nyaya.
- Kuwanikwa kune dzakasiyana siyana dzekubhadhara ipapo zvinosanganisira UPI, Bharat QR, Bharat bhiri mhinduro, uye Samsung Pay.
ICICI Basic Savings Account
ICICI Bank, rimwe remabhanga eIndia anotungamira akazvimirira, inopa Basic Savings Account kune vatengi vari kutsvaga nzira iri nyore uye inowanikwa yekubata mari dzavo. Yakavambwa muna 1994 uye inotungamirwa kuMumbai, ICICI Bank ine network yakakura yemapazi nemaATM munyika yese.
Nekuunzwa kwePradhan Mantri Jan Dhan Yojana (PMJDY), ICICI Bank yaita kuti zvive nyore kuti vanhu vanobva kumativi ese ehupenyu vavhure account yekuchengeta, zvisinei nemamiriro avo emari. Chirongwa ichi, chakatangwa nehurumende yeIndia, chine donzvo rekupa kubatanidzwa kwemari uye kuwana zvikwereti kune zvikamu zvaimbove zvisingabatanidzwe munharaunda, uye ICICI Bank's Basic Savings Account chinhu chakakosha pakuedza uku.
- Minimum Balance Chinodiwa:– Nil
- Fees neCharges:-Hapana dhipoziti inodiwa kuti uvhure account
- Kureruka kwekuvhura account uye kugadzirisa
- Unogona kunyorera ICICI Basic savings account nekushanyira webhusaiti yavo kana kufonera yavo yekuchengeta vatengi.
- Iwe unogona zvakare kushanyira iyo iri pedyo ICICI bank bazi uye kukumbira kuvhura account.
- Mitero Yezvido:- 3% yechiyero pasi pemakumi mashanu lakhs. Mbereko ichabhadharwa kota yoga yoga.
- Kubviswa kweATM Cash: - Chekutanga 5 kutengeserana hakuna muripo. Kubvisa kwega kwega mushure mezvo kunokubhadhara iwe maRs 20.
- Debit kadhi:- Iwe unowana yemahara Rupay Debit Kadhi isina muripo wepagore. Mari yemazuva ese yekushandisa / kubvisa muganho ndeye INR 10,000.
- Tarisa Bhuku:- Rimwe bhuku recheki rinopihwa mahara. Rimwe nerimwe bhuku recheki rekuwedzera richakuita Rs 20
- Digital Banking Services:-Kuendesa kwemahara mari uchishandisa NEFT & RTGS
- Kukodzera Kururamisa
- Iwe unofanirwa kuve mugari wemuIndia pamusoro pemakore gumi nemasere ekuzvarwa.
- NRIs hadzina kukodzera kuvhura account iyi.
- Iwe hausi kubata chero imwe saving account, kusanganisira BSBDA neICICI bank
- Iwe uri kunyorera iyo account mukugona kwako wega uye kwete seKarta yeHindu Undivided Family (HUF)
- Zvimwe Zvipo
- Iwe unowana mahara mari deposits
- Passbook nzvimbo inowanikwa mahara Internet Banking
- Mobile Banking inowanikwa pakukumbira
- Inopa imwechete kana yakabatana maitiro ekubata
- Kuwana 15000+ ATMs muIndia
RBL Basic Savings Account
Ratnakar Bank Limited, inowanzozivikanwa seRBL, isangano rinoremekedzwa rave richibatsira vanhu vekuIndia kwemakore anopfuura makumi manomwe. Kubva payakavambwa muna 70, bhanga iri rakawedzera kuwedzera mapazi nemahofisi anopfuura mazana matatu mumaguta akakosha munyika yose.
RBL yakazviitira mukurumbira mubhanga nekuisa simbiso yakasimba pakugadzirisa zvinodiwa nemari yevatengi vakasiyana siyana, kusanganisira vakadzi, vanhu vakuru, uye avo vari kushanda. Iyo Basic Savings Account, imwe yezvigadzirwa zvavo zvakawanda, isarudzo yakatwasuka kune chero munhu anoda kutanga kuchengetedza uye kutora kutonga kwemari yavo.
- Minimum Balance Chinodiwa:– Nil
- Fees neCharges:- Hapana mari yekuwedzera
- Kureruka kwekuvhura account uye kugadzirisa:- Vhura akaundi yekuchengetedza yeRBL Bank zviri nyore nekushanyira webhusaiti yeRBL Bank uye uchitevera matanho mashoma akareruka. Imwe sarudzo ndeyekupa runhare rwakapotsa pa9355-71-9355 kuti nekukurumidza utange account yako yekuchengetedza.
- Mitero Yezvido:- 4.25% pazviyero zvekusvika kuRs. 1 Lac, yakaverengerwa zuva nezuva
- Kubviswa kweATM Cash:- Nakidzwa nekutengesa kwemahara kusingaverengeki kuRBL Bank ATMs. Miganho yekubvisa inoiswa pa50,000 rupees yeATM uye 30,000 rupees yePOS.
- Debit kadhi: - Tora RyPay Kadhi remahara mahara
- Tarisa Bhuku:- Gamuchira 2 inobhadharwa inobhadharwa pamacheki pagore, nemashizha makumi mana mubhuku rega rega
- Digital Banking Services:- Tumira mari yemahara uchishandisa NEFT & RTGS
- Maitiro Ekukodzera:- Kunyorera kuRBL Bank saving account, munyoreri anofanira kunge ari mugari wemuIndia uye 18 makore ekuzvarwa kana kupfuura. Iyo Executive Plus Account inoda mari shoma yasara yeRs.50,000 pamwedzi
- Zvimwe Zvipo
- Phone Banking
- Mobile Banking
- SMS Banking & Zviziviso
- E-Zvinyorwa
- internet banking
- Online Bill Payment Services
- Kuwanikwa kune chero RBL bazi mhiri kweIndia
- Kutsiva kwemahara kwemakadhi akakuvadzwa
- Yakawedzera FD mitengo yevanoshanda RBL vane account vane
Axis Basic Savings Account
Rimwe remabhanga epamusoro akazvimirira muIndia, Axis Bank, inozivikanwa nekupa vatengi vayo mabasa emari akanaka. Kubva payakavambwa muna 1993, bhanga iri rakabudirira kuita rimwe remasangano ezvemari ane mukurumbira uye anoyemurwa munyika. Bhanga reBasic Savings Account, iro rinogonesa vashandisi kutora mukana weakanyanya masevhisi pasina kuchengetedza hushoma, ndechimwe chezvigadzirwa zvaro zvinonyanya kufarirwa. Vatengi vanogona ikozvino kugadzira ABasic Savings Account neAxis Bank nekuita hurukuro yevhidhiyo nemumiriri nekuda kwekuzvipira kwebhangi kune hunyanzvi uye tekinoroji.
- Minimum Balance Chinodiwa:– Nil
- Fees neCharges:- Hapana mari yakawedzerwa. INR 500 semari yekuvhara account
- Kureruka kwekuvhura account uye kugadzirisa:-Kurumidza kuvhura account nekunyorera online uye kupedzisa kufona kwevhidhiyo nevakuru vebhangi. Hapana mapepa anodiwa, ingounza yako PAN neAadhaar kadhi.
- Mitero Yezvido:-Kufarira kunoverengerwa zuva nezuva uye kunopihwa kuaccount kota. Mutengo unosiyana zvichienderana neakaunti chiyero uye parizvino pakati pe3% ne3.5%
- Kubviswa kweATM Cash: - Zuva rega rega rekubvisa muganho weINR 40,000 ne4 emahara ekubvisa pamwedzi
- Debit kadhi: - Yemahara RuPay Debit Kadhi isina kuburitswa kana mubhadharo wepagore
- Tarisa Bhuku:- 1 cheki bhuku rekutarisa pakota. Kuwedzera cheki paINR 4 pashizha
- Digital Banking Services:-Kusa fambisa mari online neNEFT/RTGS/IMPS pasina muripo wekuwedzera
- Maitiro Ekukodzera:- Vanyoreri vanokodzera vanofanirwa kunge vari vagari vekuIndia vasina account iripo yekuchengetedza kuAxis Bank uye vanozofanira kupa maviri achangoburwa mapikicha epasipoti, pamwe nehumbowo hwekuzivikanwa uye kero.
- Zvimwe Zvipo
- Madhipoziti emahara emari
- Yakanaka kubhengi nekuwana kune akawanda mapazi uye maATM muIndia yese
- Internet uye Mobile Banking mabasa
- E-zvirevo, zviziviso zveSMS, uye bhuku rekupfuura rekugadzirisa account nyore
MuIndia, kuve neakaundi yekubhangi isina hushoma hwemari inodiwa kunogona kubatsira mune zvemari, kunyanya kune vanhu vari kutsvaga account vasina dhipoziti shoma inodiwa.
Aya maakaunti anoita kuti kubhengi kuwanikwe uye kuve nyore nekupa mahara makadhi ekubhengi, emahara maATM kubvisa, kuseta account yepamhepo, masevhisi ekubhengi edhijitari, nezvimwe. Vanopawo mikana yakanakisa yekuti vanhu vachengetedze mari nekuti havafanirwe kunetseka nezvekubhadhara mari yekuchengeta mabharanzi akaderera.
Pakazere, chero munhu anoda kugadzira account nyowani yekubhangi kana kuendesa kune anobhadhara mari yekubhanga anofanirwa kufunga nezveaya zero-balance bank account.
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