Kana iwe wakambobatanidzwa mukudyara kwechinguva, iwe unenge watoziva nezve izwi rekuti dividends.
Asi kana iwe uri mutsva pakudyara kana kuzviwana uchinzwa kuremerwa - saka chinyorwa ichi ndechako!
Mune ino blog, iwe unosvika pakuziva zvakawanda nezve dividends uye mashandisiro aungaite mukuronga kwako kwemari. Asi chekutanga, chii chinonzi dividend, zvakadaro?
Chii chinonzi Dividend?
A dividend kugoverwa kwechikamu chemihoro yekambani kune vanogova vayo.
Kana kambani ikawana purofiti kana yasara, bhodhi rinogona kushandisa purofiti iyoyo kudzoreredza mubhizinesi, kuigovera kune vane mashareholders kuburikidza nedividend, kana kutenga masheya ayo.
Dare revatungamiri vekambani rinosarudza kana uye rinhi rekubhadhara zvikwereti pane zvakafanana unganidza. Bhodhi rinoita sarudzo iyi nekuti vari kuita zvakanakira vagovani, vanova varidzi vavo. Vanoda kuita zviito zvichawedzera kukosha kwavo inivhesitimendi mukufamba kwenguva.
Migove inogona kubhadharwa nemari kana kuti zvimwe kugoverwa semamwe mashare. Migove inowanzoziviswa kamwe chete kana kaviri pagore uye inobhadharwa kwekota imwe kana kupfuura mushure mezuva rega rega rekuzivisa.
Mhando dzeDividends:
Kune marudzi akawanda ezvikamu, asi iyo inonyanya kuzivikanwa ndeyekugoverwa kwemari. Ngationei mhando dzakasiyana dzezvikamu zvakabhadharwa nemakambani.
- Cash dividends: Cash dividends ndiyo yakajairika nzira yekugovera uye inobhadharwa zvakananga kune vane stockholder. Iwe uchabhadharwa nemari, kazhinji nemagetsi kutumira.
- Stock Dividends: Migove yemasheya inobhadharwa muzvikamu zvekambani panzvimbo pemari. Iwe unozobhadharwa nenzira yemamwe mashares pane kubhadhara mari.
- Special Dividend: A special dividend muripo wekuwedzera wakaitwa kune vane shareholder nekambani isiri chikamu cheyakajairika dividend cycle. Migove yakakosha inowanzoitika nekuda kwekugadziriswazve kwekambani kana zvimwe zvinhu zvinoshandura maonero emanejimendi nezve tarisiro yebhizinesi.
- Dividend Reinvestment Plans (DRIPs): DRIPs zvirongwa zvaunogona kudzoreredza migove yako yemari muzvikamu zvakawanda zvekambani inoburitsa pachayo.
The ex-dividend date yakasiyana sei nezuva rekodhi?
The ex-dividend date uye rekodhi zuva mazuva maviri akakosha kune vane stockholder.
The ex-dividend date izuva iro kambani inotaura kuti haichabhadhara zvikamu kune vane masherenzi vanotenga mashare mushure mezuva iroro.
Zuva rerekodhi ndiro zuva iro bhodhi revatungamiriri vekambani rinogadza kuti ndiani ane zvikamu pane imwe nguva nenguva, saka miripo yese yemugove ichaenda kuvanhu ivavo.
Kuvhiringika pakati pezuva rerekodhi uye zuva rekare rekugovaniswa kwakajairika. Iyo yekutanga inogadziriswa nekambani, uye yekupedzisira nestock exchange. Izvi zvinodaro nekuti pane nguva yekugadziriswa kwekutengesa kunoitwa pakutsinhana.
Sei uchitenga dividend stocks?
Zvakanaka, kune mamwe mabhenefiti chaiwo ekubata zvikamu mumakambani anokupa mari iwe semugovanisi. Kubhadhara kwedividendi kunogona kuratidza kambani ine hutano.
Kana iwe uchida kuziva kana kambani iri kuita zvakanaka, imwe nzira yekukurumidza ndeyekutarisa mubhadharo wayo wekugovera. Kana kambani iri kubhadhara migove, zvinoreva kuti ine mari yakakwana yekuvhara mubhadharo uye ichiri kushanda.
Dividend stocks inogona kupa yakanaka cushion kurwisa kusagadzikana kwemusika. Iyo yekuwedzera mari inogona kubatsira kudzoreredza kurasikirwa kunogona kuitika panguva yepasi kutenderera kana kuita kuti zvive nyore kuisazve mune mimwe mikana.
Migove ndiyo sosi huru yekuwana mari. Chikamu chakanakisa nezve dividend stocks ndechekuti ivo vanogona kupa rwizi rwemari - kunyangwe iwe usiri kushingaira kutengeserana pamusika wemasheya.
Kana iwe ukatenga migove yemakambani anogara achibhadhara migove wobva wabatirira pairi kwemakore mazhinji, unogona kutanga kubhadharwa usingaite chero basa zvachose!
Sei Makambani Achibhadhara Zvikamu
Makambani anobhadhara migove nekuti anoda kupa mubairo vagovani vavo uye kuvakurudzira kuti vadyare mukambani. Migove inowanzo shandiswa sechikurudziro kune vanoisa mari kuti vabate kumasheya, pane kuzvitengesa pamusika wemasheya.
Kubhadhara kwedividendi kunogonawo kubatsira kudzikisa mutengo wekupa mari mabasa nemashandiro ekambani.
Kana makambani achibhadhara mari, ari kupa mari ingadai yakashandiswa kune zvimwe zvinangwa. Nekudaro, migove inogona kubatsira kuvandudza mashandiro emari ekambani nekuwedzera mutengo wayo wekugovana uye kuita kuti iwedzere kukwezva kune vanoisa mari.
Makambani anogona kukwanisa kuwedzera mubhadharo wavo wekugovera kana purofiti yavo ichikura kana kana mutengo wekugovana ukawedzera zvakanyanya.
Nzira yekuongorora sei Dividends?
Kana uchiongorora dividend, chinhu chekutanga kufunga ndechekuti yakagadzikana sei. Makambani anobhadhara migove inowirirana nekufamba kwenguva angangodaro nekuti ane bhizinesi rakagadzikana modhi uye anogona kuburitsa mari yakakwana kutsigira kubhadhara ikoko.
Kazhinji, iyo yakakwira dividend iri, iyo inonyanya kukosha iyo stock. Nekudaro, kune nzira dzinoverengeka dzaunogona kuongorora migove.
- Dividend coverage ratio: Chiyero ichi chinoyera kuti imarii ine kambani iripo mushure mekushandisa uye kubhadhara mubereko. Inoratidza kuti ndeipi chikamu chemari inowanikwa pachikamu (EPS) chiri kubhadharwa sezvikamu. Iyo yakakwira iyi muzana ndeye, iyo yakachengeteka iyo dividendi inoratidzika kunge iri.
- Payout ratio: Izvi zvinoenzanisa kuti imarii yaiwana yakabhadharwa muzvikamu mukati megore rimwechete maringe nemari yakadzoserwa zvakare mukushanda kana kushandiswa kune zvimwe zvinangwa sekutenga kugoverana kana kutora. A high payout reshiyo inoreva kuti mihoro yakawanda iri kubhadharwa muzvikamu pane kuisirwazve mukushanda kana kushandiswa kune zvimwe zvinangwa. Iyo yakakwira iyi nhamba, zvakanyanya mukana wekuti kambani ichanetseka kubhadhara mubairo weramangwana.
- Dividend Kukura Mwero: The dividend growth rate inoyera kukurumidza kwekambani kuwedzera mubhadharo wayo wekugovera nekufamba kwenguva. Anokura anogovera dividend anovimbisa vanoisa mari kuti vanogona kuvimba nemari yavo yekuwana kubva pakudzoka pakudyara kwavo.
- Diderend Chaizvo: Dividend goho inotarwa nekupatsanura mugove wepagore pagove nemutengo wazvino we stock. Semuenzaniso, kana stock ine chikamu chegore cheRs 2 per share uye mutengo wayo ikozvino iRs 40 per share, ipapo goho rayo richava 5%. Iyo yakakwira goho remugove, zviri nani, sezvo zvichiratidza kuti vatengesi vari kubhadharwa nekuda kwenjodzi yavo mukubata stock yakapihwa. Mune zvimwe zviitiko, makambani anobhadhara migove mikuru anogona kunge asiri kukura mabhizinesi avo nekukurumidza zvakakwana kana kuunza mari yakakwana yekuyerera kuchengetedza iwo magove nekufamba kwenguva. Uyu unogona kunge uri mureza mutsvuku kune vanoisa mari vanoda makambani anozopa kuenderera mberi kwekukura pasina kupa chizvarwa chekuyerera kwemari.
Mutero weIncome pane Dividend Income muIndia
Zvikamu chikamu chemari inowanikwa nemunhu kana kambani. Kana kambani ikabhadhara migove kune vagovani vayo, saka vagovani vanozofanira kubhadhara mutero pairi. Huwandu hwechikamu chinogashirwa nemugoveri hunowedzerwa kumari yake yese uye inobhadhariswa mutero zvinoenderana neake slab rate.
Sezviri paFinance Act, 2020, kana iwe ukawana migove kubva kukambani yeIndia kana a kubatana mari inopfuura zviuru zvishanu zvemadhora pagore, kambani ichabvisa mutero kubva pairi pagumi%.
Huwandu hwemutero hwakabviswa hucharatidzwa pachitupa chako chekugovera, uye chikwereti chemari iyi uchapihwa iwe uchizadza mutero wako wemutero. Iwe uchafanirwa kubhadhara mitero gare gare zvichienderana nemari yaunowana yegore iroro rezvemari paunoisa mutero wako wekudzoka.
Kupfupisa, pasina mubvunzo kune zvikonzero zvakawanda zvekuve netariro uye nekunakidzwa nekudyara kwedividend, kunyanya sezvo tekinoroji iri kuramba ichiita kuti mabhindauko aya ave nyore uye awanikwe.
Kunyange iwe uchifanira kuda kuita chikamu chako chekutsvaga uye kudzidza zvishoma nezvemusika, hazvina kuoma kuti utange. Kana iwe uchifarira zvachose mihoro yekuwana mari uye kuvaka hupfumi pamusoro penguva refu, saka zvakakosha kutarisa mukati.
Pazvishoma, kuongorora rondedzero iri pamusoro kunofanira kukupa pfungwa yakanaka yekuti ndezvipi zvikamu zvegovedhi, mashandiro avanoita, uye ndezvipi zvinogona kupedzisira zvave zvinangwa zvekudyara kwauri.
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