Fi.Money kana kungonzi Fi ndeimwe yeNeobanks yekutanga yakatangwa muIndia.
Iyo idhijitari yebhangi account inouya neboka remazuva ano maficha akavakwa chete emireniyumu uye Generation Z vashandisi.
Ndanga ndichiyedza iyo Fi Neobank app kweanenge mavhiki maviri ikozvino.
Uye heino yangu yakazara Fi.Money wongororo. Muchikamu chino, iwe unowana zvese zvaunoda kuziva nezveFi uye kana iwe uchifanira kutanga kushandisa yavo yekubhengi app.
Chii chinonzi Fi.Money?
Fi ndeye neobank, zvinoreva kuti hauzowani bazi rayo rekufamba mariri. Icho chiitiko chedigital zvachose.
Kuve Neobank zvinoreva zvakare kuti Fi pachayo haisi bhangi.
Fi yakabatana neFederal Bank uye inoshandisa zvivakwa zvayo kupa masevhisi emari.
Federal Bank ndiko kunoiswa mari yako uye kudzorwa. Fi murevereri pakati pako neFederal Bank, ichikupa iwe papuratifomu iri nani kupfuura Federal Bank.
Sezvo Fi isiri bhangi pachayo, vanogona kuita kuti iyo yedhijitari yebhangi iite yakatsetseka sezvinobvira pasina kunetsekana nezve akasiyana mirau uye mhosva.
Izvi, zvisinei, hazvireve kuti havana kuchengetedzeka semabhangi echinyakare. Fi inoshandisa imwechete yebhangi-giredhi chengetedzo kune vatengi vavo. Mameseji ako akavharidzirwa, kutengeserana kwakachengetedzwa neOTP, uye unosvika pakushandisa UPI pamwe neFi account yako. Federal Bank inopawo simba UPI transaction kuburikidza neFi app.
Uri kuwana ese maficha aunowana nemabhangi echinyakare kunze kwekuvapo kwenyama. Hakuna mapazi kana mamaneja ekusangana mumunhu. Kune vamwe, iyi idhiri-breaker, sababa vangu. Asi kwatiri isu, chizvarwa chedhijitari, isu tinosarudza kusashanyira mabhangi.
Uye hapana chikonzero chekushanyira bhangi chero chinhu chipi zvacho. Saka kusarudza kubhengi account kubva kuNeobank senge Fi ingave nzira iri nani yekubhangi.
Ngatitarisei pane izvo Fi inopa.
Ko Fi.Money Inoshanda Sei?
Fi inokupa iyo digital saving account. Iko hakuna sarudzo yekutora account ikozvino.
Iyo zero-balance saving account.
Yako saving account inovhurwa kuFederal Bank. Saka kana iwe uchitova neFederal Bank saving account, ungada Re-KYC kuti uvhure Fi saving account.
Mari yako muakaundi yako yekuchengetedza yeFi inokupa iwe mubereko wakafanana neunopihwa neFederal Bank chero nguva uye nguva. Kubva pari zvino, iri 2% pagore.
Unogona kuisa mari muFi saving account yako uchishandisa UPI, NEFT/RTGS/IMPS kana internet banking. Iwe unowana kadhi rekubhengi, sarudzo yekuvhura yakagadziriswa madhipoziti uye madiki akangwara madhipoziti kune chaiwo zvinangwa muhupenyu. Iwe unowana cheki bhuku, Demand Draft sarudzo, zvirevo zvemuviri kana zvichidikanwa, nezvimwe.
Iyo account yekuvhura maitiro ndeye yakazara digital. Iwe unofanirwa kuendesa chitupa, kero uye mutero ID pamwe nekuita vhidhiyo KYC kuti uwane isina-muganho wekuchengetedza account neFi.
Fi inoshanda sebhangi rechinyakare mupfungwa dzese kunze kwekuvepo kwenyama. Iko hakuna misiyano mizhinji pakati peakaundi yako yekubhangi yakajairika uye Fi inogamuchira zvinhu zviviri:
- Fi haisi bhangi pacharo. Saka hazvina mhosva kune chero chinhu maererano nemari yako. Bhangi remubatanidzwa, rinova Federal Bank mune iyi nyaya iri kudzora mari yako.
- Iwe haugone kunakidzwa nezvimwe zvinhu zvakaita seLockers, Cash Deposits, uye In-Munhu rubatsiro rwevatengi.
Fi inouya nematoni ezvimiro. Kupfuura chero imwe Neobank inofanirwa kupa panguva ino.
Ngatitarisei pane chimwe nechimwe chinouya naFi uye kuti vangakubatsira sei kuchengetedza uye kuwana zvakawanda kubva muruzivo rwako rwekubhengi.
Fi Save - Smart Deposit
Smart Deposits ndeye nzira yekuchengetedza mari nokuda kwezvinangwa zvakananga uye nguva dzaungave uchironga. Semuenzaniso, kuchengetedza mari yekutenga chipo chitsva paDiwali kana chimwe chinhu chakadaro. Pamwe vacay.
Fi inokutendera iwe kuti usarudze kubva kune mamwe pre-yakagadzirwa smart deposits (zvinangwa zvitsva zvinowedzerwa nguva nenguva). Kana iwe unogona kugadzira imwe nyowani, uye gadzirisa huwandu hwechinangwa, nguva yenguva uye chiyero chemubereko.
Iyi haisi dhipoziti yakatarwa kana dhipoziti inodzokororwa. Iwe unogona kuwedzera kana kubvisa mari kubva kune yako smart deposit account pese paunoda.
FIT Mitemo yeSmart Deposit
Fi inewo chinhu chinonzi FIT mitemo.
Mitemo yeFIT inoita sei chaizvo?
Uchishandisa FIT mitemo, unogona kutsanangura otomatiki zvimwe zviito mukati meFi account yako. Zvakadai sekuisa INR 1000 Muvhuro wega wega otomatiki mune smart deposit account yesarudzo yako.
Kune mamwe mafaro emwaka FIT mitemo zvakare, senge "Kana Ronaldo arova chinangwa, isa parutivi INR 200". Zvechokwadi, iwe unogona kugadzirisa mutemo uyu, uye shandura Ronaldo kune mumwe munhu, pamwe nekushandura mari yekuisa parutivi.
Transactions inogona kukonzeresa kuenderana mitemo zvakare. Mumwe mutemo weFIT uchave "Isa parutivi INR gumi pese paunoodha chimwe chinhu kubva kuAmazon".
Iyi mitemo midiki ichakubatsira iwe kuchengetedza mari uye kukura diki dhipoziti account usingaiti.
Kubatsira kwekuita otomatiki yakadai haudi kushinga kuisa mari mu smart deposits account, saka iwe kuva nehusimbe kana kukanganwa hazvizokanganisa. Iri mvura, saka unogona kusununguka-kusununguka. Mari yako haina kuomeswa neimwe nzira.
Fi Money Plant - Reward System
Imwe yezvikuru zvinokwezva Neobank ine mibairo. Mabhangi akaita seSBI, HDFC, kana kunyange Kotak, iyo inoti yakavakirwa chizvarwa chemazuva ano, haipe mubairo wekubhengi navo zvakanyanya uye nenzira inoita kuti mutengi anzwe zvakanaka.
Neobanks seFi, ita zvakasiyana.
Fi ine mubairo sisitimu kwaunowana maFi Coins ezvimwe zvekutengesa paunotanga kusaina wobva wachengeta mari yako.
Izvi ndizvo zvandinoda pachangu nezveFi. Kusiyana Jupiter, imwe Neobank, iyo inokupa mubayiro wekushandisa mari, Fi inokupa mibairo yemaitiro akanaka emari sekuchengetedza mari yako.
Mibayiro inouya nenzira yechirimwa chemari. Izvo zvinokura paunodzvanya pavari uye iwe unowana mubairo neFi coins.
Unogona kudzikinura aya maFi mari semavhocha eakasiyana siyana ekutenga online mawebhusaiti seAmazon. Iwe zvakare unowana mibairo yemari zvichienderana nekupihwa kwazvino kuri kuitwa neFi chero nguva.
Kune akawanda emwaka zvinopihwa zvinouya nemukana wekuwana ese maFi mapoinzi uye mibairo yemari.
Fixed Deposits
Unoda kuisa imwe mari kure kuitira kuti usashandise pazvinhu zvausingade? Fi inopawo Fixed Deposits.
Kungofanana neakaundi yako yekuchengetedza, iyi zvakare inodzorwa uye inofambiswa neFederal Bank.
MaFD aya haana kufinha futi. Iwe unogona kugadzirisa zita redhipoziti yako yakatarwa kuti ienderane nechinangwa chako uye kubvisa chero nguva yaunoda. Pasina chero mhosva kana zvirango.
Mari yemubereko paFD idzi inotangira pa2.50% kusvika pa5.60%. Zvichienderana nekugara kweFD yako (1 gore kusvika kumakore gumi), iwo mareti emubereko achasiyana.
Senguva dzose, shandisa maFD aya kuvhara mari yaunoda kushandisa pane chimwe chinhu chakakosha mune ramangwana. Kwete semudziyo wekudyara hupfumi. Sekuona kwangu, usaise mari yako muFD zvachose, kunze kwekunge iri yekusevha mutero kana kuwana yako yekutanga kuchengetedzwa. kadhi kugadzirisa kana kuvaka kiredhiti yako mamakisi.
Fi Debit Card Benefits
Ichi chinhu chandinofarira zvikuru. FI haibhadharise forex markup fees pakutengeserana nedzimwe nyika. Unogona kushandisa kadhi rako reFi kune izvo zvinyoreswa zveUSD usingabhadhare imwe mari.
Paunenge uchishandisa $300+ mwedzi wega wega, iwe unozochengetedza yakawanda kana iwe usina forex markup charges. Kazhinji inenge inenge 3.5%.
Uyezve, zvinopihwa zvinoshanda paFederal Bank debit makadhi zvinowanikwawo kune vane Fi debit makadhi. Ziva kuti kadhi rechikwereti reJupiter hariuye nezvipo uye mabhenefiti akafanana.
Fi debit kadhi inouya nemamwe mabhenefiti eVISA. Kusanganisira PayWave.
Iwe unogona kugadzirisa muganho wekutengeserana, kumisa kadhi, kana kuvhara kadhi zvachose nekudzvanya kumwe chete. Kadhi rechikwereti rinouya mahara neakaundi yako yekuchengetedza yeFi uye kana ukairasa, uchawana imwe mahara. Hapana mari yekuburitsa kadhi kekutanga.
Fi zvakare inopa yakasarudzika curated zvinopihwa pamakadhi ayo ekubhengi. Iwe unogona kuwana zvidzikiso pane akasiyana online e-commerce uye masevhisi mapuratifomu kuburikidza neFi yakasarudzika inopa. Izvi zvakaparadzana uye hazvina kuganhurirwa kune Federal Bank inopa.
Smart Assistant
NeFi smart mubatsiri unowana nzwisiso yakadzama mune yako zvemari chiitiko.
Izvi zvinoshanda sei?
Fi ichabatana neakaundi yako yeGmail uye itarise maemail ako ane hukama ne e-commerce uye kumwe kutengeserana pamhepo. Kuita kudaro, kunogonesa Fi kuunza mibairo yekutsvaga yemibvunzo yakaita sekuti "Ndashandisa marii paAmazon"?
Kungobvunza "Amazon Spends" ingashanda futi:
Ini ndinoshandisa imwe account kune zviitiko zvemari uye kutenga. Saka ini kubatanidza account yangu yeGmail neFi hakusi kuisa ruzivo rwangu panjodzi. Iwe unofanirwa kuve nechokwadi kuti hausi kubatanidza basa rako kana bhizinesi reGmail account nechero app kunze kwekunge uine chivimbo chakazara mairi.
Uyu akangwara mubatsiri anokuratidzawo chero anoshanda kunyoreswa, mabhiri, mari inouya, nezvimwe.
Unofanira Kukuvhurira Iwe Fi Savings Account?
Uyu mubvunzo wakakosha, kunyanya kana uri kufunga imwe neobank ine Federal Bank semubatsiri. Zvakadai saJupiter.
Kana wangovhura account neFi, haugone kuvhura account neJupiter usina kuita re-KYC neFederal Bank.
Ndakati Fi saiye #1 neobank pane yangu runyorwa.
Ini ndinozviona zviri nani kupfuura Jupiter maererano neUI, maficha uye mabhengi mabhenefiti.
Nekudaro, timu yekutsigira yeFi inononoka. Inononoka zvakanyanya kana ichienzaniswa neJupiter, iyo inotova neyayo nharaunda foramu.
Iwe unofanirwa kuziva kuti chii chako chinokanganisa. Kana chiri chimwe chinhu kunze kwerutsigiro, Fi ihombe neobank uye unogona chaizvo kusarudza kuvhura yako saving account navo.
Kana iwe uchida ruzivo rwakanyanya rwebhangi, akangwara AI mubatsiri kuti akurumidze kuwana matransferensi, mabhiri, uye rumwe ruzivo rwaunoda, uye yakatsetseka mu-app chiitiko, iwe unofanirwa zvechokwadi edza Fi.
Unoshandisa Fi?
Ndizivise kuti chiitiko chako chaive sei kana chero mibvunzo mumhinduro.
Abirata Chaliha
Ini ndakatanga kushandisa Fi - smart banking app inondibatsira kuchengetedza uye kukura mari yangu. Ndinochida zvachose!