Ndanga ndichiongorora mari isiri yemusika yakabatana kwechinguva ikozvino, uye tsvakiridzo yangu yakaratidza zvimwe zvinonakidza chokwadi.
Diversification ndiyo nguva dzose kiyi pakuchengetedza a balanced portfolio nemadzoro akatsiga.
Kusiyanisa mumakirasi akasiyana easset kunoita kuti mari yako isaenderane nekuita kwechikamu chimwe chezviridzwa zvemari. Naizvozvo, kana kirasi yeasset ikasaita nemazvo, kudyara mune imwe kirasi yeasset kunogona kuchengetedza mari yako kubva mukuderera.
Apa ndipo pandakasangana neGrip (GripInvest), nyika isina-musika yakabatana mikana yekudyara isingavimbe nekuita kwemusika wemasheya.
Grip yakandikurudzira kuti ndione kupfuura madhipoziti akaiswa, masheya, uye goridhe mainvestimenti kuti ndiwane kupatsanurwa kwakagadzikana kwekudyara kwangu portfolio ndichiwana mubairo wakanaka.
Asi, tisati tanyura muongororo yangu yeGrip, regai ndiunze mamwe mazwi ekutanga andichange ndichishandisa muchinyorwa ichi.
Dzidza iyo Basics
Alternative Investment Fund
Alternative Investment Fund (AIF) inoreva mota yekudyara inomisikidzwa sedziva repachivande remari inogadzirwa nevakawanda vane matikiti epamusoro. Sophisticated investimendi vanoisa mari yavo kuburikidza neaya maAIFs voisa mari mune zvekushandisa mari kunze zvisungo, masheya kana mari.
Kazhinji, hedge funds, venture capital funds kana private equity mari inoitwa kuburikidza neAIFs. Kusiyana itirana mari, mainvestments aya haana kubatanidzwa pamusika uye anowanzoitirwa vanhu vane mari yakawanda vane mari yakawanda.
Non-musika kwakabatana mari mikana
Market Linked Investments ndiwo mashandisirwo emari apo iyo yepasi asset yakabatana nemusika wemasheya.
Semuyenzaniso, kana ndikadyara mumari inodyidzana inoisa mari kubva kuvanhu vakasiyana-siyana kuti ndiise mari yakaunganidzwa mumusika wemasheya kuti ndiwane kudzoka, yakabatana nemusika.
Kune rumwe rutivi, kana pfuma yepasi isingabatanidzi nemusika wekutengesa, inonzi non-musika akabatana mari mikana. Pano, mari yacho inogadzirwa mumidziyo senge real estate, isina kunyorwa kutanga, nezvimwe.
Chii chinonzi Grip?
Grip ipuratifomu yekudyara yedhijitari inoshandisa nzira dzinofambiswa ne tech kupa ruzivo rwakatsetseka rwekudyara kune vanoisa mari emarudzi ese.
Ideology yaGrip ndeyekuchengeta mudzvanyiriri seyekutanga kwayo uku uchidzora njodzi-yakagadziriswa mikana yekudyara. With diversification pahwaro hwayo, aya asiri emusika akabatana ekudyara mikana anobatsira mukugadzirwa kwehupfumi kune vanoisa mari, zvisinei nehukuru hwavo hwekudyara.
Mushure mekuita kwakaomarara kwakafanira kuita, Grip akabatanawo nevanopfuura makumi manomwe emakambani ekudyidzana kugadzira iyi mikana yekudyara.
Grip inoshanda sei?
Grip inoita kuti isiri-musika yakabatana mikana yekudyara iri nyore uye yakachengeteka.
Heano matangiro andakaita neGrip:
- Ndakapfuura nepapuratifomu yavo kuti ndione dzakasiyana siyana dzekudyara mikana. Izvi zvaisanganisira akati wandei asiri emusika akabatana zvirongwa zvekudyara sekutengesa musha, asset-backed investor investments yekudzoka kuburikidza necorporate credit uye zvimwe zvakawanda! Chandainyanya kufarira papuratifomu yeGrip ndechekuti ndaigona kuona zvakakosha zvekudyara, iyo iri pasi peasset, pamwe nekudzoka kwandaigona kutarisira. Ndaigona kusarudza kuti ndinoda kuisa marii uye kupi. Grip zvakaita kuti zvive nyore kwandiri kuti ndinzwisise mikana yekudyara kupfuura goridhe nemasheya.
- Ini ndakabva ndapedza KYC yangu paGrip papuratifomu kuburikidza nekukurumidza uye isina musono dijitari maitiro uye ndakagadzira yangu e-sign kuti nditange. Maitiro ekubhadhara zvakare aive akanyanya kutsetseka uye asinganetseke-yemahara ane akawanda sarudzo dziripo. Zvino, ndakanga ndagadzirira kunakidzwa nemabhenefiti epodfolio yangu yakasiyana-siyana nemikana yekudyara isina-musika-yakabatana!
- Tevere, ndakaisa mari mune imwe yakagadziriswa mari yekuwana zviridzwa inowanikwa paGrip papuratifomu kuti ndigamuchire kudzoka pamwedzi. Iwe wakasununguka kusarudza kubva kune dzakasiyana siyana dzekudyara sarudzo nekunzwisisa njodzi dzadzo uye nekudzoka. Kufanana newachi, izvo zvakafanotemerwa kudzoka zvine chekuita neyakagadzika mari yezviridzwa zvakasvika yangu Grip Vault account. Ini ndaigona zvakare nyore uye zvakananga kugamuchira izvi zvinodzosa muakaundi yangu yekubhangi
Nekutangwa kwaGrip muna 2020, vanoisa matikiti madiki vakapihwa nzira nyowani yekuita mari uye kuwana mibairo yakanaka. Diversification yakanga ine chirevo chitsva, uye Grip's user-friendly platform yakabva yakwezva akawanda emaziso.
Nechiono chekuita democratise mikana isiri yemusika yakabatana yekudyara senge asset-backed zvemari zviridzwa, zvinosanganisira zvekurejesa mota kana fenicha, kubaya mune yekutengesa real estate uye kuisa mari mukutanga-danho rekutanga.
Grip Inoita Sei Mari?
Grip inowana mari nekuchaja komisheni diki pane zvinodzoka. Parizvino, inobhadharisa 2% komisheni pamari inodzoserwa pamwedzi inopihwa kune vanoisa mari. Naizvozvo, Grip inobhadharwa chete kana varidzi vabhadharwa. Ivo zvakare vane 1% mubhadharo wekugadzirisa wavanobhadharisa kune vavanorojesa vadyidzani. Iyi modhi yakajeka inobatsira Grip kuwana kuvimba kwevanoisa mari uye kusarudza akanakisa, akawanda anotyairwa-anofambiswa navo.
Grip inotevera hunyanzvi hwekushingairira maitiro isati yabatana nekambani kuti ive nechokwadi chekuchengetedza kwakanyanya kwekudyara. Chimwe chinhu chandaida nezveGrip papuratifomu yaive yekutarisa kwayo pakuchengetedza pachena nevanoita mari.
Vakapa ruzivo rwakadzama pamukana wega wega wekudyara wavakagadzira. Izvi zvinobatsira vanoisa mari kuti vanzwisise chigadzirwa vasati vadyara mari machiri, pane kungotarisa kudzoka.
Mumwe nemumwe wavanodyidzana naye anewo chimiro, uye njodzi, mazwi ekutengesa, nezvimwewo, zvinoratidzwa kune vanoisa mari vasati vasarudza kuisa mari.
Mikana yekudyara isiri-yemusika yakabatana mitsva, uye nzira iyi yekuchengetedza pachena kuzere inoenda kure mukumisikidza kuvimba nevanoita mari.
Grip yakasiyana sei neAIF?
Alternative Investment Funds (AIFs) inodzorwa neSEBI uye yakakamurwa kuita zvikamu zvitatu, imwe neimwe iine yakatarwa seti yemirairo yekutevedzera.
Iyo shoma mari yekudyara inodiwa kuisa muAIF iRs. 1 crore, iyo inodzikamisa kupinda kwevadiki matikiti emari kune ichi chiridzwa chine njodzi.
Grip yakapinda seimwe nzvimbo yekudyara, inopa yakasarudzika mikana yekudyara. Chinangwa chayo chaive chekuona kuwanikwa kwemarudzi ese evanoisa mari.
Grip vanodyidzana neSEBI vakanyoreswa maAIFs kuti vabatsire mabhii ekutanga kukwidza mari. Mukunda Foods, kambani yefood robotics yakasimudza mari kubva kuZomato, ndiwo mumwe wemikana yekutanga kuwanikwa kuburikidza neGrip platform.
Yakanzi iine dziva rekudyara re2.5 lakh investor, Grip inoisa madiki matikiti ekudyara kutora chikamu mukukura kwekutanga ecosystem nevaisisima mari, chimwe chinhu icho maAIFs aisakwanisa kuita akazvimirira.
Njodzi uye Mibayiro yeGrip (Pros uye Cons)
ngozi
Yese puratifomu inotakura yayo seti yenjodzi. Ngozi huru ine mikana isiri yemusika yakabatana mari inogona kunge iri kushaikwa kwemitemo uye kushaikwa kweruzivo nezve nzvimbo iyi.
Dzimwe njodzi dzinosanganisira njodzi dzine chekuita nezvigadzirwa zvega. Ngatitorei semuenzaniso wekurenda. Kana ndikadyara mari yekurejesa kuburikidza neGrip, mari yangu inounganidzwa nevamwe vanoisa mari kuti vadyare mumidziyo yakaita sefenicha, mota, kana michina, inozoregedzerwa kumakambani.
Ngozi pano inogona kunge iri yekuti kambani inotadza kubhadhara mari yekurenda nenguva kana kuti iyo asset haigone kudzoserwa uye kutengeswa kuti igadzire yakasara kukosha.
Nekudyara kwekutanga, kune njodzi-yakanyanya uye mubairo mukuru, zvinoenderana nekuita kwekutanga. Sezvo iyo isiri yemusika yakabatana mikana yekudyara inotsamira pakuita kweiyo pasi peiyo asset yekudzoka, njodzi yakakura uye haina kudzorwa.
Zvakare, kana iwe ukabvuma kuisa mari mukutanga equity kuburikidza neGrip, unobvumawo kuisa mari inosvika INR 25,00,000 mukati memakore mashanu kutanga kubva pazuva raunoisa mari yekutanga.
Ini ndinokurudzira kuverenga yega temu uye mamiriro Grip ane asati aita chero mari.
mibayiro
Neanopfuura 26 crores akaiswa mari nevashandisi, rekodhi rekodhi reGrip harina imwechete default kusvika parizvino. Ivo vanosarudza zvine hungwaru makambani mushure mekuita kwakaomarara kwakakodzera maitiro ekuona mikana mishoma yekutadza.
Kupfuurirazve, vanoronga mari yavo yekuti 7.5% -15% yekurenda inotorwa sedhipoziti yekuchengetedza.
Kudzvanya mune isiri-musika yakabatana mikana yekudyara uye kupa mukana kune vanoisa mari yemarudzi ese ndeimwe yeakanakisa mapeji eGrip.
- Pfupiso yemabhenefiti akasiyana ekudyara neGrip anosanganisira:
- Vanonyatsoongorora zvinhu vasati vatora mari kubva kwatiri.
- Vanoburitsa njodzi uye mibairo zvachose uye vanobatsira kupa ruzivo rwekuti mari ichashanda sei.
- Vanobatana nemakambani anovimbika kuti vape kudzoka kwakachengeteka uye kwakagadzikana - uye vanozivisa nhoroondo yekambani kune vanoisa mari.
- Kudyara kwandinoita kunoonekwa sechinhu chakasiyana pasina kubatanidza mune imwe mari. Izvi zvinondibatsira kudzora uko mari yangu iri kuyerera.
- Yavo yakanyanya mushandisi-inoshamwaridzika chikuva inoita rwendo rwakatsetseka rwekudyara.
- Vanozvipira kuchengetedza data sePAN neAadhaar (inodiwa kuKYC) yakachengeteka zvachose.
Grip inonyanya kubatsira kune vatsva vanoita mari vari kutsvaga mikana yekuwana mari. Yavo iri nyore kufamba-famba chikuva inohwina ese brownie mapoinzi kune inogutsa mutengi ruzivo, izvo zvinoenda kure mukutanga kuvimbika uye kuvimba.
Ndiani anofanira kuisa mari neGrip?
Iko mari shoma yekudyara yekurenda kana inventory-based products iRs. 10,000 paGrip. Kurenda kunouya ne2 kusvika ku3-year tenure, uye hesera inouya ne6-mwedzi yekugara. Commercial Real Estate inopa kudzoka kwekota asi inoda mari shoma yeRs. 1,00,000.
Izvo zvakakosha kune vanoisa mari kuti vaite sarudzo dzine ruzivo chete mushure mekunzwisisa njodzi dzinosanganisirwa uye izvo zvinodzosera zvinosanganisirei. Kusarudza mikana yekudyara isiri yemusika inoda tsvakiridzo chaiyo yekuti makambani ndeapi uye kuti mari yako ichaendeswa kupi.
Grip inoitirwa kubatsira kune vadiki-matikiti vatengesi asi inoenda pamusoro nepamusoro nekudzidzisa vanoisa mari nezve nzira nyowani dzekudyara.
Diversification ndicho chimwe chezvinangwa zvakakosha zvechero investor, uye kuve nemidziyo mitsva yezvemari yekusarudza kubva kunoita kuti zvive nyore kuve neakasiyana-siyana portfolio.
Nekudaro, nekuchenjera kusarudza yega yega yekudyara mune yako portfolio ichabatsira mukuwedzera hupfumi nenzira inoshanda.
Vishal
Mhoro, handisi kuwana hushoma hwekudyara kwe25L muchikamu che5yrs pane zvazvino mazwi & mamiriro peji, ndiyo yakabviswa https://www.gripinvest.in/legal#termsAndConditions ?
Ndokumbira ubatsire uye uvandudze ruzivo kana zvichidikanwa. Ndatenda
Aayush Bhaskar
Ichiripo, tinya StartUp equity pasi pezvipo zvinoshanda.- https://jmp.sh/WCdi6Sx
Pappu
Vakatadza kakawanda, asi vakabhadhara chete pakusimudza chichemo.
Aditya
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