Ndakawana kadhi rangu rechikwereti rekutanga (ICICI Platinum Rewards) muna 2006 kuburikidza neakaundi yangu yemuhoro neICICI Bank. Kubva ipapo, kufarira kwangu mibairo yekadhi rechikwereti nemapoinzi kwakatanga, zvichiita kuti ndiongorore mamwe makadhi echikwereti akasiyana.
Panguva yandakaita basa kuU.SA, ndakakwanisa kuwana $2500 nokungosaina makadhi echikwereti akasiyana-siyana. Chiitiko ichi chakawedzera kusimbisa kukoshesa kwangu mabhenefiti nemibayiro inopihwa makadhi emakadhi.
Pandakavhura CashOverflow muna 2015, chimwe chezvainyanya kufarirwa zvinyorwa pachikuva chaive nezvekadhi rechikwereti hacks.
Ini ndinoshandisa makadhi ekiredhiti hacks pakutenga zvemahara, mafambiro ekufambisa, uye kunyangwe kugara kweumbozha mumahotera mashanu-nyeredzi.
Gore rakapera, ndakava nemukana wekuwana matikiti emahara ebhizinesi-kirasi kuburikidza nemakadhi angu echikwereti.
Ndiri kufara kugovera matipi akakosha anogona kukupa anosvika gumi nemanomwe emahara ekirasi matikiti ebhizinesi mugore.
1. Premium Credit Cards Ane Mabhenefiti Ekufamba
Ini ndinogara ndiine ruzivo nezve yazvino zvigadziriso pamakadhi echikwereti anopa iyo yakanyanya mubairo kukosha.
Ini ndinoshingairira kuvhima makadhi matsva echikwereti anogona kubatsira ini nevaverengi vangu veblog.
Parizvino, chinangwa changu ndechekuwana zvinopfuura gumi muzana kudzoka kuburikidza nemibairo inowanikwa nekushandisa makadhi echikwereti ekutanga. Gore rapfuura, ndakabudirira kunyorera iyo Axis Magnus kadhi rechikwereti uye Axis Vistara kadhi rechikwereti.
Unogona kubhuka emahara bhizinesi-kirasi matikiti uchishandisa musanganiswa weAxis Magnus uye Axis Vistara Infinite makadhi echikwereti.
2. Yangu Yekutanga Yemahara Bhizinesi Kirasi Tiketi
Mazhinji makadhi echikwereti ekufambisa anopa matikiti emahara endege sebhonasi yekusaina. Ndakawana tikiti rangu rekutanga rebhizinesi rekirasi neiyo Axis Vistara Infinite kadhi rechikwereti sebhonasi yekusaina. Tikiti racho raikosha kudarika muripo wepagore weRs 10,000.
Kune rimwe divi, iyo Axis Magnus kadhi rechikwereti inopa sarudzo pakati pehupfumi-yekirasi tikiti repamba kana Tata Cliq voucher inokosha zviuru gumi zvemadhora sebhonasi yekusaina.
Ndakasarudza iyo Tata Cliq voucher sezvo ini ndinowanzo shandisa nzira dzekuchengetedza mari kubhuka ndege dzepamba isingasviki zviuru gumi.
3. Ronga Kushandisa Kadhi reKiredhiti kuHit Milestone Bonuses
Iwe unogona kuwedzera kukosha kwako kwekadhi rechikwereti nekunzwisisa zviitiko zvakakosha zvine chekuita nekadhi rega rega uye nekuzvibatanidza nemaitiro ako ekushandisa.
Semuyenzaniso, Vistara kadhi rechikwereti rinopa anosvika mana emabhizinesi ekirasi matikiti ekushandisa maRs gumi nemaviri lakh pagore.
Kune rimwe divi, iyo Axis Magnus kadhi rechikwereti inopa zviuru makumi maviri neshanu bhonasi EDGE REWARDS mapoinzi pakushandisa 25,000 lakh rupees mumwedzi.
Kuti ndive nechokwadi chekuti ndinogara ndichibata chiitiko ichi chakakosha, ndakatora nzira ine hunyanzvi yekushandisa mari yangu pamwedzi.
Ndakanyora pasi mari yangu yakagadziriswa sevhisi yemotokari, mari yeinishuwarenzi yehupenyu, inishuwarenzi utano kubhadhara, kuvandudza inishuwarenzi yemotokari, zvisungo zvemutero zvepamberi, uye zvakakosha kutenga imba yangu mukati memwedzi yavo yakafanira. Izvi zvinondipa kujeka pamusoro pekuti imarii yandichange ndichishandisa pazvinhu zvakagadziriswa pakutanga kwemwedzi.
Mwedzi wega wega, ndinotenga zviuru makumi maviri zvemadhora ezvipo zvemavhocha kubva kuAmazon, Flipkart, Decathlon, uye MakeMyTrip. Ini ndinobhadhara zvimwe zvese paMagnus kadhi rechikwereti kudzamara ndasvika padanho repamwedzi reRs 20,000 lakh.
Ini ndinoshandisa iyo Axis Vistara Infinite kiredhiti kadhi kune ese asara mari, kuve nechokwadi kuti ndarova Vistara zvepagore zviitiko.
4. Shandisa Transfer Partners Kuti Uwane Maximum Reward Value (300-400 mazwi)
Ndakawana matikiti mashanu ekirasi yebhizinesi-musanganiswa webhonasi yekusaina uye kurova zviitiko zvepagore neVistara Infinite kadhi rechikwereti.
Ndakawana hack kana zvasvika pakushandisa Magnus EDGE REWARDS Mapoinzi. Kazhinji, paunodzikinura mapoinzi aya, kukosha kwawo kunosvika 0.20 paisa papoindi.
Zvakadaro, unokwanisa kuendesa mapoinzi emubairo weEDGE kuClub Vistara pachiyero che5:4, zvinoreva kuti unokwanisa kushandura zviuru makumi maviri neshanu zvemubairo weEDGE kuita zviuru makumi maviri nezvishanu zvekirabhu yeVistara.
Ne 20,000 Vistara mapoinzi, unogona kubhuka repamba bhizinesi rekirasi tikiti rinokosha mari shoma yeRs zviuru gumi nezvina. Pamusoro pezvo, mapoinzi eVistara anogona kushandiswa kubhuka ndege dzepasi rese zvakare.
Nekugara uchiwana iyo pamwedzi yekushandisa yakakosha ye1 lakh rupees pane yako Magnus kadhi rechikwereti, unogona kuwana anosvika gumi nemaviri emahara ekirasi bhizinesi matikiti gore rega.
Unogona kushandisa Magnus & Vistara kadhi rechikwereti kuti uwane gumi nemanomwe emahara ebhizinesi-kirasi matikiti pakushandisa makumi maviri nemana anoshaikwa pagore.
Kana zvasvika pakuwana iyo yakanakisa mubairo kukosha kubva kune kadhi rechikwereti, zvakakosha kuti iwe uite sarudza kadhi rechikwereti rakakodzera zvichibva pamashandisiro aunoita mari. Kana mari yako yekadhi rechikwereti iri shoma, unogona kusakwanisa kunakidzwa zvizere nezvikomborero zvinouya nemakadhi echikwereti ekutanga.
Kune rimwe divi, kana mari yako yegore rekiredhiti kadhi ichipfuura gumi lakh rupees, unogona kuwana yakanakisa mubairo kukosha maererano neakakwidziridzwa mibairo, yakasarudzika mapeji, uye kuwana premium masevhisi ane premium kiredhiti makadhi.
Leave a Reply