Kubhadhara kwedhijitari kwave chinhu chakakosha chehupenyu hwedu hwezuva nezuva mupasi ranhasi.
Isu tinovimba zvakanyanya nedhijitari yekubhadhara network kuti tigadzirise mabasa edu emari, kubva pakutenga online kusvika pakubhadhara mabhiri. LazyPay ipuratifomu yakadaro inobvumira kubhadhara nekukurumidza uye nyore nesarudzo yekubhadhara gare gare.
Nevashandisi vanopfuura 6 crore, LazyPay yakazvimisikidza seyekuenda-kune app yevatengi vanotsvaga mheni-yekukurumidza kubhadhara kiredhiti mhinduro. Nehurombo, LazyPay ichangobva kuve nedzimwe nyaya dzemhando yebasa, zvichiita kuti vanhu vaongorore dzimwe sarudzo.
I. Sei uchitsvaga dzimwe nzira dzeLazyPay?
Nepo LazyPay yakazvimisikidza seyepamusoro purogiramu yekubhadhara chikwereti muIndia, mishumo ichangoburwa inoratidza kuti sevhisi yeapp iyi yadzikira. Zvimwe zvezvipimo zvakajairika zveLazyPay munguva pfupi yapfuura zvinosanganisira:
- Kubviswa kwenzvimbo yekubhadhara kadhi rechikwereti
- Unprofessional mutengi rutsigiro
- Tekinoroji glitches inotungamira kune yakundikana kutengeserana
- Kudyidzana kwevatengesi vashoma
Nekuda kweizvozvo, vashandisi vazhinji veLazyPay vari kutsvaga dzimwe nzira dzinopa zvirinani sevhisi mhando uye mamwe akavimbika ekubhadhara sarudzo. Muzvikamu zvinotevera, tichaongorora dzimwe dzakanakisa dzeLazyPay dzimwe nzira dzinogona kutariswa nevashandisi kune zvavanoda kubhadhara kiredhiti.
II. Top Alternatives kune LazyPay
1. Bullet Pay naJupiter Edge
Bullet Pay by Jupiter Edge mubhadharo weUPI uye unobhadhara gare gare app yakatanga muna Mbudzi 2020. Icho chikamu cheiyo inozivikanwa Jupiter Money app, iyo yave nekudhawunirodha anopfuura makumi mashanu lakh paGoogle Play Store. Vashandisi vanogona kuyedza kubhadharisa mafoni avo, kubhadhara mabhiri, uye kutenga online neBullet Pay, uye vanogona kubhadhara gare gare.
Iyo app inopa nzira yekukurumidza yekutenga nekubhadhara mumazuva mashoma, zvichiita kuti ive yakanaka kune vanhu vari kutsvaga kubata zvirinani mari dzavo. Unogona kushandisa Bullet Pay kune vakati wandei vatengesi vepamhepo, kusanganisira Zomato uye zvimwe zvitoro zvepamhepo.
Pamhepo kana pasina online, vashandisi vanogona kutenga chero uye kubhadhara nechikwereti. Izvo zvakakosha kuti uyeuke kuti kushandisa chirongwa ichi, vashandisi vanofanirwa kuve neyakanaka chikwereti chibozwa, uye kugamuchirwa kunoenderana nekukweretwa.
- Instant Credit: Simuka kusvika ₹10,000 yechikwereti mukati memaminitsi.
- Bill Cycle: Mabhiri anotumirwa kaviri pamwedzi musi wa15 uye wekupedzisira wemwedzi.
- Zviyeuchidzo Zvinoenderana Nenguva: Usambopotsa kubhadhara nezviyeuchidzo zvenguva.
- Hapana Mhindu uye Mari: Nakidzwa nemazuva gumi nemashanu zero-muberero yekudzorera kutenderera pasina muripo.
- Minimal UI: Zviri nyore kushandisa ine yakapusa uye yakatwasuka interface.
- Kunyoresa nekukurumidza: Bhalisa nekukurumidza nenhamba yako mbozha uye PAN kadhi ruzivo.
- Scan uye Bhadhara: Bhadhara chero bhiri nekungodzvanya zvishoma.
2. ZestMoney
Zest iri kukurumidza kusimuka fintech femu iri kushandura mutambo wemari yevatengi muIndia. Zestmoney yakavambwa muna 2015 naLizzie Chapman, Priya Sharma, uye Ashish Anantharaman.
Kubva ipapo, yakazvipira kuvandudza hupenyu hwemhuri dzinopfuura mazana matatu emamiriyoni emuIndia dzisingakwanise kuwana chikwereti nekuda kwekushaikwa kwenhoroondo yechikwereti. Inobvumira vashandisi kutarisa kiredhiti yavo uye kupedzisa KYC yavo paapp.
ZestMoney ine zvinopfuura 1 crore downloads paPlay Store. Uyezve, inowanikwa munzvimbo dzinopfuura zviuru makumi manomwe neshanu dzekutengesa uye 75,000 mabhizinesi epamhepo, ichipa vatengi mikana yakasiyana. Sangano reWorld Economic Forum rakatumidza ZestMoney 15,000 Technological Pioneer mukucherechedza nzira yavo yakasarudzika yemari.
- Bhadhara Gare gare muzvikamu: Zest inopa kuchinjika kwekubhadhara kutenga kwako muzvikamu zvitatu zvisingabhadhari. Iwe unogona zvakare kusarudza kubhadhara muzvikamu zvitanhatu, 3, kana gumi nembiri, kunyangwe sarudzo idzi dzichiuya nemamwe machaji.
- Bvisa Terms neConditions: Zest ine zvirevo uye mamiriro akajeka, pasina mhosva yakavanzika kana mubhadharo wekujoinha. Nekudaro, iwe unofanirwa kucherechedza kuti kushaikwa kweEMI kunokwezva chirango cheINR 250.
- Wide Acceptance: Zest inogamuchirwa pane zvinopfuura zviuru gumi zvezvitoro zvepamhepo uye zviuru makumi manomwe neshanu zvezvitoro zvepanyama, zvichiita kuti zvive nyore kwauri kutenga zvese online uye kunze kwenyika.
- Kurumidza Kubvumidza Maitiro: NeZest, hapana chikonzero chechero mapepa kana kadhi rechikwereti. Iyo 3-nhanho yekubvumidza maitiro inokurumidza uye isina kunetsekana.
- High Credit Limit: Zvichienderana nehuwandu hwechikwereti chako, Zest inopa muganho wechikwereti unosvika INR maviri lakh, ichikupa rusununguko rwekutenga zvakakura.
3. Kissht
Kissht, aimbozivikanwa seFastbanking, ndiye mukuru weIndia anotungamira kubhadhara mhinduro. Yakavambwa muna 2015 uye inovimbisa kupa vatengi kutenderera nyika nekukurumidza uye nyore mari yechikwereti. Yayo yakazara digitized uye otomatiki yekuzadzikisa tekinoroji inogonesa vatengi kutenga kutenga pamhepo nepamhepo nzira.
Kissht ine musika wakakura kuvapo, iine makumi mashanu+ epamhepo vanobatana uye 50+ zvitoro zvekutengesa.
Vatengi vanogona zvakare kutenga zviri nyore nekuti iyo femu inopa nekukurumidza uye nyore EMI panguva yekutengesa. Iyi puratifomu yakabatana zvachose neapp inobvumira vatengi kuendesa zvinyorwa nedhijitari, kubhadhara, uye kuona data rechikwereti.
Kissht iri kukurumidza kuwedzera kusvika kwayo kubatsira vanhu vazhinji kuti vawane mari yechikwereti, iine anopfuura mamirioni gumi ekurodha app uye 10 miriyoni vanofadza vatengi.
- Zvakawanda zvevatengesi: Kissht inopa vatengi vayo rusununguko rwekusarudza uye kutenga zvigadzirwa kubva kune akasiyana siyana evatengesi.
- 100% digital process: Inopa maitiro edhijitari akazara kune vatengi vayo, kubva pakurodha KYC ruzivo kusvika ipapo kugamuchira chikwereti muakaundi yavo yekubhangi. Vatengi vanogona zvakare kushandisa Kissht Chikwereti QR kodhi kugamuchira mubhadharo mubhadharo kana kutenga muchitoro.
- Nzira dzekubhadhara dzakawanda: Kissht inopa akawanda ekubhadhara sarudzo kune vatengi vayo, zvichiita kuti zvive nyore kwavari kubhadhara zvikwereti zvavo.
- Flexible tenure: Inopa vatengi vayo rusununguko rwekusarudza yavo yekubhadhara tembiricha.
- Kissht Digital EMI Kadhi: Vatengi vanogona kusarudza Kissht Digital EMI Kadhi nekubhadhara muripo wekugadzirisa weINR 199 + GST (kureva INR 235). Kana uchinge wakakodzera uye mushure mekugamuchira kiredhiti yekutanga, mari yekugadzirisa inodzoserwa kumutengi.
4. PostPe
PostPe, iri yeBharatPe, ndeye kutenga ikozvino kubhadhara gare gare (BNPL) sevhisi yakavambwa muna 2018 naAshneer Grover naShashvat Nakrani. Inopa muganho wechikwereti unosvika Rs.10 lakh uye chaiyo kadhi rechikwereti kuti utenge, pamwe nesarudzo yekubhadhara kuburikidza nePostPe kadhi.
Vatengi vanogona kuongorora nyore QR kodhi uye kubhadhara vachishandisa PostPe kiredhiti kunzvimbo dzevatengesi. Mutsara wavo weti "De Dena Aaram Se," zvichireva kubhadhara paunenge wakasununguka.
PostPe inopawo sarudzo yekushandura mari yasarira kuita maEMIs ine nguva yesarudzo yako. Pamusoro pezvo, vashandisi vanogona kutarisa mashandisiro avanoita uye kuhwina mari inonakidza yekudzosera uye mibairo. Muganho wechikwereti unotangira kubva ku ₹ 1000 uye muganho wepamusoro unotarwa zvichienderana nenhoroondo yekubhadhara yemushandisi.
- Cashback pane Referral - Unogona kuwana mari yekudzosera inosvika 5% nekutumira shamwari kuti ishandise iyo app.
- Flexible Repayment Tenure - PostPe inopa mubhadharo wekugara pakati pemwedzi mitatu nemitanhatu. Iwe unogona kusarudza chero tembiricha zvichienderana nekugona kwako kuibvisa.
- Kubhadhara kwepamhepo uye pasina Indaneti - Unogona kushandisa PostPe kubhadhara pamhepo uye pamhepo, pasina muripo.
- Personalized Cards -NePostPe, unowana kadhi rakasarudzika uye kiredhiti kadhi rinogona kushandiswa kutenga zvinhu zvakasiyana-siyana, kubva kuzvinhu zvemazuva ese kuenda kuzvinhu zveumbozha.
- Minimal Documentation -The Buy Now Pay Gare gare chimiro chePostPe chine zvinyorwa zvishoma zvinodiwa, zvichiita kuti zvive nyore kuwana makiredhiti mumasekonzi mashoma. Maitiro ekukodzera anosanganisira kuve anopfuura makore makumi maviri nerimwe uye kugamuchira muhoro wenguva dzose.
- Bhiri Kubhadhara - Pakutanga kwemwedzi wega wega, bhiri rinogadzirwa. Une mazuva mashanu ekuidzosera kana kuishandura kuita EMI.
- Yakasarudzika Dashboard -NePostPe app, iwe unowana dhibhodhi rakasarudzika kwaunogona kuona kutengeserana kwako kwazvino, kiredhiti inowanikwa, mari yakadzoserwa yakagamuchirwa, uye zvimwe zvinhu.
- Easy Money Transfer - Unogona kutumira mari nyore kushamwari dzako kana kutumira mari kune yako bank account nekungotarisa kodhi.
5. Flipkart Pay Gare gare
Flipkart Pay Gare gare isarudzo yekubhadhara yakaunzwa neFlipkart muna 2017 kuita kuti nzira yekubhadhara ive nyore kune vatengi. Vatengi vanogona kushandisa sarudzo iyi kutenga uye kubhadhara pasina kuunza imwe mari yekuwedzera isati yasvika yechishanu yemwedzi unotevera. Zvakare, vatengi vane sarudzo yekuunganidza mari yavo pamwe chete kune imwe huru yekutengeserana.
Flipkart Pay Gare gare inopa zvikwereti zvinosvika kuRs. 1 lakh, uye iyo activation process yakatwasuka, ichingoda chete kuiswa kwePAN neAadhaar data, OTP verification, uye kubhengi account yekuongorora. Vatengi vanogona kusarudza iyi sarudzo kuti vagamuchire nzira dzekubhadhara dzinochinjika, izvo zvinobvisa kushushikana mukubhadhara panguva yekubuda.
Vatengi vazhinji vava kuona kutenga kuve kwakagadzikana nekuda kweFlipkart Pay Gare gare, inofarirwa yekubhadhara sarudzo pawebhusaiti.
- Bhadhara Mabhiri: NeFlipkart Pay Gare gare, unogona kubhadhara zviri nyore mabhiri ako ekushandisa, postpaid mabhiri, uye mamwe mabhiri nekungosarudza iyo Pay Gare gare sarudzo panguva yekubuda. Unogona kubhadhara mari shoma kana kusabhadhara uye wobva wabvisa chiyero pamberi pe5th yemwedzi unotevera pasina imwe mari yekuwedzera.
- Hapana Mutengo Wekuwedzera: Flipkart Pay Gare gare inoita kuti utenge izvozvi uye wobhadhara gare gare pasina mimwe mari. Unogona kunakidzwa nezvigadzirwa zvaunotenga uye wobva wabvisa mari yako zuva rekupedzisira risati rasvika.
- EMI Sarudzo: Flipkart Pay Gare gare inopa EMI sarudzo dzine mubereko ungangoita 22-24% pagore.
- Kubhadhara Sarudzo: Unogona kushandisa Flipkart Pay Gare nesarudzo dzese dzekubhadhara kunze kweCash on Delivery (COD), zvakaita seUPI, kadhi rechikwereti, kadhi rechikwereti, net banking, uye wallet.
- Inowanikwa paMapuratifomu akawanda: Flipkart Pay Gare gare inowanikwa paFlipkart, Myntra, Shopsy, uye PhonePe.
- Kuchajwa Kwekushandisa: Mutero wekushandisa weRs. 15 ichabvisiswa mari inodarika Rs. 10,000.
- Chikwereti: Yako Flipkart Pay Gare gare chikwereti chinotangira paRs. 5,000, iyo inogona kuwedzera kana kuderera zvichienderana nekutenga kwako uye maitiro ekubhadhara nguva nenguva.
6. CashE
CashE ikambani yefintech yakavambwa muna 2016 naV. Raman Kumar iyo inopa kiredhiti yekukurumidza kune vechidiki vanopihwa mihoro. Nechikwata chevanhu zana nemakumi manomwe uye vanopfuura mamirioni manomwe ekurodha pasi, CashE yabvisa zvikwereti zvinodarika mazana maviri eCr. Iyo kambani inoshanda kubva kuMumbai neHyderabad, uye mari inowanzopihwa nevanozviitira mari.
Imwe yeakasarudzika maficha eCashE ndiyo yekukurumidza kiredhiti mutsara nzvimbo, iyo inobvumira vashandisi kukwereta mari inosvika ₹ 2 lacs. Mbereko inobhadhariswa pamari yakashandiswa chete kwete pamuganho wakabvumidzwa wese. Izvi zvinoita kuti ive inoshanduka uye iri nyore sarudzo kune avo vanoda kukurumidza kuwana mari.
NeCashE, nyanzvi dzechidiki dzinogona kuwana mukana wechikwereti pasina kuita zvechinyakare kubhengi maitiro, zvichiita kuti ive sarudzo inokwezva kune avo vanoda kudzivirira kunetsa kwekunyora magwaro uye nguva yekumirira.
- Zvikwereti zvakawanda zveBNPL: Sarudza akawanda Tenga Iye zvino Bhadhara Gare gare (BNPL) zvikwereti kuti uwane mari yekutenga kwako.
- Chikwereti Kukwereta uye dzorera mari yacho pane inotenderera pasina kukumbira chikwereti chitsva.
- Zviri Nyore Kushandisa uye Kubvisa Pakarepo: Hassle-yemahara online application uye nekukasira kubvisa mari.
- Max Kukodzera Kwechikwereti: Kukwereta kusvika ku500% yemuhoro wako wepamwedzi wega wega.
- Muripo Wekugadzirisa: Idiki yekubhadhara mari ye ₹500 kana 1% yemari yechikwereti, chero yakakwira.
- Nguva yeKukwereta: Bhadhara zvikwereti kwehushoma hwemwedzi mitatu uye kusvika kumakore 3.
- Mutengo Wokufarira: 2.5% pagore kwegore rimwe chete nemari yechirango ye0.1% pazuva yekunonoka kubhadhara kweEMI.
- Minimum Salary Eligibility: Inowanikwa kune vashandi vanobhadharwa vanowana mari shoma ye ₹15,000 net pamwedzi.
- Self-Set Credit Limit: Zvimisire kiredhiti yako zvichienderana nekugona kwako kwekutonga mari zviri nani.
7. Simpl Pay Gare gare
Simpl iBangalore-based fintech firm yakavambwa naNityanand Sharma iyo inopa yakazara-stack, mobile-yekutanga chikuva chekubhadhara-kwakavakirwa chikwereti. Yakakurumidza kuwana mukurumbira pakati pevashandisi nekuda kwedhizaini-inoshamwaridzika dhizaini uye yakatwasuka mirau, uye ikozvino ine pasi rose mushandisi wevanhu vanosvika mamirioni manomwe.
Chinangwa chekambani ndechekurerutsa maitiro ekubhadhara kune vese vatengi nevatengesi. Inotarisira kubvisa kudiwa kwezvikomo zvemapepa uye mari yakavanzwa.
Vashandi veSimpl vakapararira munyika nhatu. Izvi zvinovimbisa kuti masevhisi ayo ave nekusvika pasi rose. Sekutanga fintech, Simpl inogara ichigadzira nekusimudzira chikuva chayo kuti ipe yakanakisa ruzivo kune vatengi, zvichiita kuti ive bhizinesi rinonakidza kutevera munyika dzezvemari nehunyanzvi.
- Kubhadhara kamwe chete: Simpl inounza kurerukira kwekhata online, ichikubvumidza kuti utarise nekungobata kamwe chete wozobhadhara gare gare.
- Yakabatana ne26,000+ zvitoro zvepamhepo: Simpl yakabatana nezvinopfuura zviuru makumi maviri nenhanhatu zvezvitoro zvepamhepo, zvichiita kuti zvive nyore kushandisa iyo app kutenga pane dzakasiyana siyana dzevatengesi.
- Bvisa Simpl chiyero mazuva ese gumi nemashanu: Ne Simpl, unogona nyore kujekesa bharari yako mazuva gumi nemashanu ega ega kuburikidza neapp, saka haufanirwe kunetseka nezvekupotsa mubhadharo.
- Kuita bhajeti kusingashande: Simpl inoita kuti zvive nyore kuchengeta mari yako yepamwedzi uye bhajeti zvinobudirira, saka iwe unogona kugara pamusoro pemari yako.
- Bhadhara mabhiri ekushandisa uye recharge maakaundi: Unogona kubhadhara zvikwereti zvako zvekushandisa (zvakadai semvura, gasi, uye mabhiri epamhepo) uye kubhadharisa maakaundi ako netapi imwe chete, zvese zviri mukati meSimple app.
- Hapana chikwereti chibodzwa chinodiwa: Simpl inoshandisa yayo yega muchina kudzidza modhi kuti inzwisise vatengi uye kuseta mashandisiro emari, saka hapana chikonzero chechikwereti.
- Inogara ichigadziridzwa muganho wekushandisa: Mashandisiro ako emari anotangwa nekumisikidzwa, asi anoenderera mberi achigadziridzwa zvichienderana nezvinhu zvakaita semashandisiro ako emari uye kusimba kweprofile yako.
- Mari dzakajeka nemitemo: Simpl haina mari yakavanzika kana matura emapepa, uye zvese kubva kumabhiri kusvika kudzoserwa zviri pachena.
- Kudzivirirwa kwemutengi: Simpl inopa dziviriro yemutengi kuti ikubatsire kutenga uine chivimbo.
8. Paytm Postpaid
Paytm Postpaid inzvimbo yakakurumbira Tenga Izvozvi, Pay Gare gare yakatangwa muna 2019. Yakatangwa nevabatsiri vePaytm's NBFC, Aditya Birla Finance Limited uye Fullerton India Credit Company Limited. Pakutanga, yakapa masevhisi matatu, asi ikozvino maviri chete - Lite uye Delite.
Mutsara wechikwereti unogona kushandiswa kutenga online/kunze kwepamhepo pa 1 crore+ mawebhusaiti nevashambadzi. Iyo onboarding maitiro paPaytm app inotora maminetsi maviri chete.
Kuti vakwanise, vashandisi vanofanirwa kunge vaine makore angangoita makumi maviri ekuzvarwa uye vaine nhamba yePAN inoshanda. Iko kushanda kwesevhisi kwekutanga kwe20 makore, asi inozoitwa kuvandudzwa. Paytm Postpaid inzira iri nyore yekubhadhara kutenga pasina kudiwa kwekubhadhara nekukurumidza, uye inogona kubatsira vashandisi kubata mari yavo nemazvo.
- Instant Credit: Vashandisi vanogona kuwana kiredhiti yekukurumidza inosvika kuRs. 60,000 kwemazuva anosvika makumi matatu-yemahara nguva. Izvi zvinobvumira kushanduka kukuru mukugadzirisa mari.
- Kudzorera Sarudzo: Vashandisi vanogona kudzosera mari yavo yePostpaid chero nguva nekushanyira chikamu chePaytm Postpaid cheapp. Unogona kushandisa UPI, Debit Card, kana Net Banking kuti ubhadhare. Izvi zvinoreva kuti vashandisi vanogona kubata zviri nyore mari yavo uye kubhadhara nenzira isina kunetseka.
- Mari yekubatsira: Paytm Postpaid inobhadharisa muripo wezita we0% - 3%, kana zvichibvira. Mari iyi inobhadhariswa chete kune mamwe mapoka sekubhadhara rendi uye inoratidzwa panguva yekutengeserana. Nekudaro, hapana muripo unobhadhariswa pakushandisa kiredhiti nzvimbo kune mamwe matransaction.
- Kunonoka Fee: Vashandisi vanofanirwa kuve nechokwadi chekubhadhara nenguva kuti vadzivise kunonoka mubhadharo. Zvichienderana nehuwandu hwakakodzera, mubhadharo wekupedzisira unogona kubva pa0 kusvika kuRs. 750 pamwe neGST.
- Advance Payment: Vashandisi vanokwanisawo kubhadhara mari yavo yasara pachine nguva chero nguva mukati memwedzi, izvo zvinovapa kutonga kukuru pamusoro pemari dzavo.
- EMIs: Paytm Postpaid inopa iyo sarudzo yekushandura ma due to EMIs ayo anodhura mubereko we2%+ GST pamwedzi. Iyi ficha inonyanya kubatsira kune avo vane yakaderera CIBIL mamaki, sezvo isiri yekutanga yekushandisa Paytm Postpaid.
9. Epay gare gare
Muna 2015, Aurko Bhattacharya, Akshat Saxena, naUday Somayajula vakagadzira EpayLater semhinduro yekubhadhara yakamisikidzwa. Inopa yakatwasuka, yakajeka, uye inowirirana yekubhadhara sarudzo kune ese marudzi ekutenga. Vatengi vanogona kunakidzwa ne7 kana 14-yemazuva-yemahara-yemahara kiredhiti nguva, zvichiita kuti ive sarudzo inofadza kumafemu madiki ari kutsvaga mutsara wechikwereti wekukurumidza kuvhara mari yekushandisa.
Kuchengetedza kuvanzika kweruzivo rwevashandisi vayo, Epay Gare gare inosimudzira mwero wepamusoro wekuchengetedza. Wese munhu anogona kuishandisa senzira yakapusa yekubhadhara nekuti inowanikwa kuburikidza nematanho ese, emuviri uye edhijitari. Epay Gare gare inopa yakatwasuka, yakavhurika, uye isingadhure kiredhiti, inova imwe yeayo makuru maficha.
Iwe unongofanirwa kujoinha uye kuitisa kutengeserana pane chero wepamwe mutengesi saiti kuti upedze maitiro ekunyorera kiredhiti.
- Chikwereti kusvika kumazuva gumi nemana: ePayLater inopa yakamisikidzwa yekubhadhara mhinduro ine mubereko-yemahara kiredhiti nguva inosvika mazuva gumi nemana. Inobvumira vashandisi kutenga pasina kubhadhara kumberi.
- Easy signup process: Kusaina ku ePayLater kunokurumidza uye kuri nyore. Kana wangosaina, unogona kushandura pane chero mubatsiri wevatengesi portal pasina kupinda pawebhusaiti.
- Direct vatengesi kubatanidzwa: ePayLater ine kubatanidza zvakananga nevashambadzi. Izvi zvinobatsira kufambisa kukurumidza kubuda pasina kuchengetedza maredhi ekudzoka / kukanzura.
- Flexible credit limit: Muganho wechikwereti unotangira paRs. 25,000 uye inogona kukwira kusvika kuRs. 25 lakhs, ichipa vashandisi mukana wekugadzirisa yavo cash flow maererano nezvinodiwa zvebhizinesi ravo.
- Hapana mari yekugadzirisa: Iko hakuna mari yekugadzirisa inobhadhariswa kunyorera ePayLater.
- Mari yekubhadhara yanonoka: Kana mari yasara ikaonekwa kuti haina kukwana payedzwa kubhadhariswa mari, pane kunonoka muripo/bounce charge yeRs. 500. GST inoshandiswa pamari yekunonoka kubhadhara.
- Kubvisa otomatiki kwezvikwereti: ePayLater inobhadharwa inobvisiswa otomatiki kubva kuaccount yako yebhangi yekuchengetedza. Saka, iwe unofanirwa kuchengetedza chiyero chakakwana pazuva rakakodzera muakaundi yekuchengetedza yakabatana. Pamusoro pezvo, iwe unogona kubhadhara miripo yako uchishandisa NEFT kana UPI yekubhadhara modhi kubva kuakaundi yako yekuchengetedza kana paine chero yasara.
III. Mhedziso
Mushure mekutarisa dzimwe dzepamusoro dzimwe nzira dzeLazyPay, zviri pachena kuti kune akati wandei "tenga izvozvi, bhadhara gare gare" sarudzo dzinowanikwa kune vatengi muIndia. Nepo yega yega app iine yayo seti yemabhenefiti uye zvipingaidzo, Simpl inobuda sesarudzo yepamusoro kune avo vari kutsvaga chiitiko chisina kunetsekana.
Imwe yeakamira maficha eSimpl ndeyekudzosera mari uye mubairo system. Inoimisa kubva kune mamwe maapplication ari munzvimbo ino. Pamusoro pezvo, iyo app inowedzera yega muganho wechikwereti wevashandisi vanokodzera izvo zvinoita kuti ive sarudzo inokwezva kune avo vane zvinochinja-chinja zvinodiwa zvemari.
Imwe mukana wakakura weSimpl ndeye zero-mubereko uye zero-processing mubhadharo mutemo. Izvi zvinoreva kuti vashandisi vanogona kutenga kwavo pasina kunetseka nezve chero mari yakavanzika.
Nepo Simpl's kubhadhara kutenderera kwemazuva gumi nemashanu kungave kudzosera kumashure kune vamwe, zvakaoma kuwana chero zvikanganiso zvakakura mune iyi mushandisi-ane hushamwari uye isingadhure app. Zvese mune zvese, Simpl isarudzo yakanaka kune chero munhu ari kutsvaga yakapusa uye yakajeka "tenga izvozvi, bhadhara gare gare" sarudzo muIndia.
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