Unogona kutora zvikwereti uchipokana nemasecurity ako akaiswa mari kuburikidza nemabhangi makuru uye maNBFC, akadai se:
- ICICI securities
- HDFC kuchengetedzwa
- Aditya Birla Capital
- Motilal Oswal
- Bajaj Mari
Asi mabhanga aya, NBFCs, kazhinji haizove nzira yakanyanya kunaka yekuwana chikwereti pamari yako, kunyanya kana uri wekutanga. Nzira yacho inogara yakareba. Iwe unofanirwa kutaura nevatungamiriri, kutaurirana uye kuwana matani emapepa.
Saka, pazasi pane mamwe mapuratifomu aunogona kutarisa mukati kuti uwane zvirinani mubereko, rutsigiro rwevatengi, uye zvakazara chiitiko chiri nani. Kuenzaniswa nemabhangi.
MoneyJar
MoneyJar ingangove ndiyo nzira iri nyore yekutora chikwereti uchipikisa mutual fund investments. Zvisinei, pane chirevo chimwe chete chinosungirwa:
- Unoda inoshanda HDFC bank account.
- CAMS chete ndiyo inoshandiswa itirana mari anoshanda kune zvikwereti.
NeMoneyJar, unogona kuwana chikwereti pakudyara nechero AMC ine CAMS seRTA yayo, seICICI, Aditya Birla, HDFC, DSP nezvimwe.
Nekudaro, maAMC akaita seAxis Mutual Fund haazokodzeri kuwana chikwereti kuburikidza neMoneyJar sezvo RTA yayo iri Kfintech, yaimbozivikanwa seKarvy.
Iyi ndiyo puratifomu yakanakisa yekutora mutual fund overdraft chikwereti kana iwe uri mutsva zvachose kune izvi uye uchida kuchengetedza zvese zviri nyore. Iwe haufanirwe kunetseka nezve akawandisa mapepa, kufona kana kuenda nenzira yakareba. Zviri nyore sezvazvinogona kuwana neMoneyJar.
Iwe unofanirwa kuzadza fomu rekunyorera, tarisa kukodzera kwako, uye nyanzvi dzeMoneyJar dzichasvika kwauri kana chikumbiro chako chaitwa. Iyo idhijitari yakazara, hapana mapepa maitiro uye haitore mavhiki kuti igadziriswe.
Kana muganho wako we overdraft waiswa, unogona kusarudza kuti riini uye ingani yemari yakabviswa overdraft yaunoda kuendesa muakaundi yako yebhangi yeHDFC. Chibereko chacho chinoshanda chete pamari yaunoshandisa kubva pamuganho we overdraft. Kwete pamari yese yechikwereti yawakapihwa iwe. Yakawanda sei yemuganho we overdraft yaunoshandisa zviri kwauri zvachose.
- Kana iwe uri wekutanga zvachose, MoneyJar ndiyo yakanakisa nzvimbo yekutora chikwereti uchipokana nemari yako.
INDmoney
Chaizvoizvo, INDmoney ndeye portfolio yekutevera/investment app. Nekudaro, ivo vanopa masevhisi ehofisi emhuri, saka ndakafunga kuti kuvasanganisa mune iyi runyorwa zvaizoita zvine musoro.
NeINDmoney, unogona kuwana chikwereti uchipokana nemari yako yakabatana mune yakarongeka uye yakareba maitiro uchienzaniswa neMoneyJar.
Uye zvichakudhurira zvakanyanya.
Chekutanga, iwe unozofanirwa kunyoresa kuhurongwa hwenhengo yeINDMoney kutanga paINR 999/mwedzi uye ipapo uchafanirwa kubhadhara chero muripo/machaji iyo INDmoney yemhuri hofisi timu inokumbira kuti udaro.
Ramba uchifunga, pano iwe unenge uine timu yezvemari nyanzvi inokubatsira. Ivo vanozotarisira mutero, maitiro echikwereti, mapepa uye chero chinhu chipi zvacho chinodiwa mukukuwana iwe chikwereti.
Chirevo chinosungirwa kuti uwane chikwereti pamari yako kuburikidza neINDmoney ndeye CRIF kiredhiti mamakisi e750+.
Kwete chete iwe unogona kuwana chikwereti uchipokana nemari yako, asi INDmoney ichakubatsirawo kuti uwane chikwereti pane yako imwe mari yekudyara.
Saka, kana iwe uchida chikwereti uchipokana nemutual funds pamwe nezvimwe zvinhu zviri mupotfolio yako uine timu yenyanzvi kuti ikubatsire kunze, INDmoney inogona kunge iri sarudzo yakanaka.
Zerodha Capital
Iwe unogona kuziva kuti Zerodha inopa muganho uchipokana neyakavimbiswa kubata, asi ivo zvakare vanopa zvikwereti kune masecurity ari pasi peDemat account yako.
Zerodha nguva pfupi yadarika yakaparura kambani yavo yeLoan Against Security inonzi Zerodha Capital.
Kana iwe uine Demat account uye uchibata migove, mutual funds, kana zvimwe zviridzwa zvekudyara zvakabatana neakaundi yako yeZerodha - Zerodha Capital ndiyo nzira iri nyore yekuwana chikwereti pamari yako.
Iyo yakazara digital maitiro. Chaunofanirwa kuita kunyorera Zerodha Capital, batanidza account yako, kusaina mapepa echikwereti nedigital uye mari yabviswa ichaiswa muakaundi yako yekubhangi.
Chibereko chinopihwa neZerodha Capital se 26th October 2021 iri 10.5% pagore, iri pasi peMoneyJar. Vanoshambadza mubereko uyu sewakagadziriswa. Zvisinei, pasi pechikamu cheFAQ, Zerodha anoti vanogona kushandura mubereko zvichienderana nemamiriro ehupfumi.
Iwe unozofanirwa kuve nechokwadi chekuti waverenga zvirevo uye mamiriro zvakanyatsonaka usati wasarudza kukwereta kubva kune securities. Ini ndinokurudzira kuhaya gweta kana iwe uchitora chikwereti chezvinangwa zvebhizinesi kana kupfuura INR 15 Lakhs.
Ndizvozvo - idzi ndidzo nzvimbo nhatu dzakanakisa dzekutora chikwereti kubva kune mutual funds.
Rega ndizive kana une mibvunzo.
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