Kuti ikubatsire kutanga nekukurumidza sezvinobvira, ndagadzirira iyi runyorwa rwefintech apps muIndia. Yakaiswa muzvikamu zvakasiyana.
Muchikamu chega chega, ini ndinongotaura imwe fintech app/platform ndiyo yakanakisa muchikamu.
Sei?
Nekuti kune mazana ezvinyorwa pamhepo kwaunogona kuwana akawanda mapuratifomu anokurudzirwa kuisa mari, kuchengetedza, kutsvaga kwemusika, nezvimwe.
Asi izvi zvinoita kuti zviome kune anotanga sezvo zvichigadzira dambudziko rekusarudza. Iyi haisi rondedzero ye “Zvandinoshandisa”, hazvina basa kuti ndinoshandisa chii.
Pane kudaro, runyorwa urwu runofanira kukubatsira kusvetuka uye haufanirwe kunetseka nezve kubiridzirwa, kana kusarudza chikuva chisiri icho.
Iyi ndiyo rondedzero yezvaunogona kushandisa kana usina chokwadi kuti kupi, kutanga nekudyara kana kuchengetedza mari yako.
Kuisa mari muStock Market
Zerodha
Zerodha ndiyo yakanakisa chikuva chekudyara mumasheya. Haisi nyore kushandisa, asi iri nani kupfuura chero imwe dhizaini yebrokerage chikuva muIndia.
Zerodha idhiresi broker, yakavambwa muna 2010 naNithin naNikhil Kamath. Inobhadharisa muripo wakapfava, chiri chinhu chavakatanga kuita muIndia. Kutumirwa kwemashares mahara uye haufanirwe kubhadhara chero muripo wepamwedzi.
NeZerodha account, iwe unowana mukana kune akawanda ekudyara mapuratifomu akadai se:
- Kite - yavo yepamusoro yekutengesa app.
- Console -Kumashure hofisi admin dhibhodhi ine yakasanganiswa account info, data rekudyara, kubata, mutero uye nezvimwe.
- Mari – Yakananga mutual fund investment app
- Varsity - imwe nzvimbo yekudzidza nezve mari
Iyo zvakare inobvumidza iwe kuti ubatane neyechitatu-bato mapurogiramu kuburikidza neAPI. Zvakadai seTickerTape, iyo inokutendera kuti uongorore kubata kwako pasina manyorerwo ekuisa uye yemahara.
Zerodha inopawo zvekutengesa zvekutengesa, Futures, uye Sarudzo dzekutengesa, nyaya dzeSGBs, Currency Derivatives, IPOs, Bond, ETFs, uye equity margin kuburikidza nemashare ekuvimbisa.
Inobatanidzawo ne SmallCases. Ipuratifomu iyo masheya akaiswa muchikamu chimwe chekudyara icho chinogona kutengwa sechinhu kudzikisa njodzi uye kuwana mibairo iri nani kupfuura chikamu chebhenji.
Kite naZerodha ndiyo yakanakisa yekutengesa app yaunowana muIndia. Hapana imwe app yakafanana nayo. Yakareruka, iri nyore kufamba, yakatakura matani eruzivo rwekutsvaga nezvekambani, nzvimbo yakanaka yekutevera kubata kwako, zvinzvimbo, nezvimwe.
Uyezve, Zerodha inokutendera kuti utange maSIP uye ugadzire kumashure kwemasheya. Sezvakangoita iwe kuisa mari muMutual Funds kuburikidza nemwedzi zvirongwa zvekudyara, unogona kuita zvimwe chete nemasheya uchishandisa Zerodha.
Kuisa mari muMutual Funds - chaipoipo Ita Iko pachako
Kura
NeKukura, unogona kutanga kuisa mari mune mutual funds mumaminitsi. Ndiyo yandinoda inivhesiti app pane zvese zvandakaedza kusvika zvino.
Kukura kunonyanya kutanga-hushamwari uye kunoita kuti kuisa mari kunakidze, kuve nyore uye kusapokana.
Hapana muripo wekugadzirisa account. Hazvina mahara zvachose. Ivo havabhadharise chero makomisheni pane mutual fund kutenga.
Kukura zvakare kunobvumidza iwe kuisa mari mu:
- Indian stocks
- US stocks
- Dhijitari Goridhe
- Yakagadziriswa mari
- zvisungo
- IPOs
Uye zvimwe.
Iwe unogona kuseta maSIP, shandura huwandu hwavo uye zuva chero paunoda, uye chengeta yako yekunze investimendi mukati Kura. Vane boka rinoshanda uye rinobatsira tsigiro zvakare.
Pakazara, ndiyo nzira iri nyore yekutanga rwendo rwako rwekudyara. Uye ndezvemahara zvachose.
Kuisa mari muMutual Funds - chaipoipo Kubatsira
MoneyJar
MoneyJar ipuratifomu yandingakurudzira kune vashandi vakabatikana vanobhadharwa. Kana vanhu vanongoda kutanga kuisa mari yavo asi vasina nguva kana kuda kudzidza musika.
MoneyJar yakasiyana sei neKukura?
NeMoneyJar hausi "zvakazara" kuita sarudzo dzako dzekudyara. Pane system iripo uye timu yenyanzvi kuti ikubatsire.
Kune mabhasikiti emari yekutengeserana (2 kana kupfuura mari yakasanganiswa sechimbo chimwe chekutsvaga mari) inonzi Jars. Aya Majari zvibodzwa zvemhando zvichienderana nechishuwo chako chenjodzi uye chinangwa chekudyara.
Majari akavakirwa zvibodzwa zvenguva pfupi, zvehasha / kuchengetedza, zvibodzwa zvenguva refu uye nezvimwe. Mari iri mumaJari aya yakanyatsosarudzwa kuti ikupe zvakanakisa mhedzisiro panguva uye zvinoenderana nenjodzi inotorwa.
Chinhu chakanakisa ndechekuti, ivo vanoita kudzokorora kwekota kweJars dzako kana zvichidikanwa. Izvo zvausingatore mahara makumi mapfumbamwe nemapfumbamwe kubva pazana nguva.
Uyezve, kana ukamboda chero nhungamiro kana rubatsiro nekudyara kwako, unokwanisa kusvika kune timu yeMoneyJar uye ivo vanokubatsira iwe-pa-mumwe.
Tevera Mari Yako Yese muDashboard Imwe
INDmoney
INDmoney ndeye-ye-a-mhando app. Iko hakuna imwe app muIndia kubva pari zvino, inosvika pedyo nezvainopa.
Iine imwe chete app, INDmoney, unogona kuteedzera mari yese yawakaita yakabatana neemail yako nePAN munzvimbo imwechete. Zvitoro zvako, PPF, EPF, bank account, mutual funds, NPS, AIFs nezvimwe.
Izvo zvakare zvinokutendera iwe kuti uise mari mune mutual fund commission-yemahara, tenga mastock eUS usingabhadhare mari dzekunze, uye kudyara muFDs isina account yekubhangi.
INDmoney inosanganisa mari yako nezvikwereti, yobva yaverengera kukosha kwako. Chero zvikwereti, kadhi zvikwereti zvaungave nazvo zvakabviswa kubva mukudyara kwako uye zvino zvinokuratidza kukosha kwako.
Iyo ine yakakura stock tracker, iyo zvakare inokupa iwe kutenga / kubata / kutengesa kurudziro (chete panhengo yakabhadharwa).
INDmoney inokupawo mabasa ehofisi emhuri.
Zvese mune zvese, kana iwe uchitsvaga kubatanidza mari yako uye zvakare kuisa mari muUS stocks mahara, INDmoney inofanirwa kutarisa kunze.
Ndakanyora nezve INDmoney mune zvakadzama pano. Muchokwadi, ini ndakanyora imwe chete yakatsanangurwa chidimbu paINDmoney kunze uko.
Tarisa Mari Yako, Savings & Mari
Wallet neBudgetBakers
Wallet neBudgetBakers ndiyo yakanakisa wallet app kunze uko. Ndakanyatso kuyedza mamwe ese maapplication, kubva kuWalnut kuenda kuSpendee, asi ese anoita seasingaenderane neWallet.
chikwama inoronga bhajeti, mari / mari tracker inobatanidza kubhengi account yako.
Inobva yawiriranisa kutengeserana kwako mune yakachena uye intuitive dashboard. Kwaunokwanisa kurongedza otomatiki kutengeserana kwega kwega, wedzera label, gadzira zvimiro zvetsika, tsika tsika, uye tsanangura bhajeti.
Zvimwe zvezvimiro zvaro senge otomatiki mitemo zvakasarudzika zvachose. Pese panoitika kutengeserana, Wallet inotsanangura otomatiki chikamu, kuwedzera label uye kugadzirisa bhajeti zvinoenderana. Iwe unogona zvakare kuona fungidziro yeramangwana yemashandisirwo ako, kushandiswa kwebhajeti uye kuyerera kwemari.
Iyo inogoneka zvachose, saka chero chaunoda kubva kune inodhura tracker / budger kuronga, Wallet inofanirwa kukwanisa kuzadzisa zvaunoda.
NeoBank
Fi.Money
Kune vazhinji neobanks vachisvika kuIndia. Asi imwe yakazvisimbisa seyakagadzika uye yakavimbika neobank ndeye Fi.
Fi iapp yakanaka kune vanhu vasingade zvakajairwa kubhengi maapplication uye vanoda zero balance account isina chero tambo dzakasungirirwa. Kwaunogona kuita kutengeserana kwemazuva ese uye usanetseka nezve mubhadharo, machaji uye zvichingodaro.
NeFi, unowana rusununguko rwese uye nezvimwe. Fi yakabatana neFederal Bank zvinoreva kuti mari yako inochengetwa mubhangi rakarongeka reRBI. Nekudaro, iwe unosvika pakushandisa yakawanda mushandisi-inoshamwaridzika app uchienzaniswa neFederal Bank's inononoka uye grumpy app.
Fi inouyawo nezvakawanda zvinhu, zvakaita seMari Plants. Iyo ndiyo mibairo sisitimu yaunowana mari inoronga kune chaiyo kutengeserana uye kuchengetedza mari kune chinangwa. Iwe unowana yemahara kadhi rekubhengi, UPI kuwana, uye mubatsiri weAI anokwevera kumusoro data rekutengesa uye nekupindura mibvunzo yemari kwauri.
Saka, kana iwe uchitsvaga nzira yekubhanga pasina chero tambo sezvainofanirwa kuve, ch
Credit Line App
MariTap
Cherechedzo - Kunze kwekunge iwe uchinyatso, unoda kuwana mutsara wechikwereti, usatore.
Kana iwe uchitova nemakadhi echikwereti akati wandei uye usingade mari kuti ukure bhizinesi kana kushandisa mari pane chinhu chakakura kudarika mari yako yaunopinda yaunoziva kuti uchakwanisa kubhadhara, usatore mutsara wechikwereti. .
Nekudaro, kana uchiri kuda kudaro, ndinokurudzira kushandisa MoneyTap.
MoneyTap ndiyo nzira iri nyore yekuwana mutsara wechikwereti. Iwe unongo dhawunirodha yavo app uye wopedzisa iyo onboarding maitiro.
Mukati maminetsi mashoma, unogona kuona kuti imarii yaunokwanisa kuwana chikwereti, mubereko wobvisa mari yacho kuakaundi yako yekubhangi.
Unogona kuwana muganho wechikwereti unosvika INR 5,00,000 kubva kuMoneyTap. Kuti udzose chikwereti, unogona kusarudza kubhadhara EMI.
Hapana muripo wepamwedzi kana muripo wepagore. Uyezve, haufanire kuisa chero chibatiso - MoneyTap inopa isina kuchengetedzwa mutsara wechikwereti.
Ivo zvakare vanopa Kadhi rakabatana nekiredhiti mutsara wako izvo zvinoita kuti MoneyTap ishandiswe muzvitoro uye yakananga e-commerce kutenga.
Paylater App
Sezzle
Sezzle inobvumidza iwe kutenga pazviuru zvee-commerce mawebhusaiti, usingabhadhare mutengo wese kumberi.
Pane kudaro, neSezzle, unofanirwa kubhadhara kutenga kwako muzvikamu zvina. Chikamu chekutanga panguva iyo kutenga kunoitwa. Zvimwe pamavhiki maviri ega ega epakati.
Unogona kutarisa zvakananga kuburikidza neSezzle, hapana UPI kana kadhi. Kana iwe ukasvetuka zvidimbu kekutanga, hapana mhosva.
Simpl
Kana uri kutsvaga a kubhadhara gare gare sevhisi kunyanya yekutenga zvigadzirwa zvezuva nezuva, senge kuodha kubva kuZomato, Simpl iri nani sarudzo.
Ne Simpl, unogona kuwana muganho wechikwereti unosvika INR 20,000. Iyo inogona kushandiswa pa e-commerce kutenga.
Iwe uchawana bhiri kaviri pamwedzi, pazuva rechigumi neshanu rega rega.
Non-Banking Credit Card
Slice
Slice ingangove yakanakisa kadhi rechikwereti remireniyamu uye Generation Z vashandisi.
Ikadhi rechikwereti risiri rekubhengi. Zvichireva, Slice haina hukama nebhangi rakanyoreswa reRBI, senge ICICI, SBI zvichingodaro. Pane kudaro, vanoita sechikamu chekukweretesa uye dhijitari shamwari yeNBFCs.
Slice inopa kadhi rechikwereti rakabvumidzwa ipapo kune chero munhu uye wese. Iwe haufanire kuve neITR kana kunyangwe basa. Kana iwe uine makore gumi nemasere uye usina default munhoroondo yako yechikwereti, unogona kuwana Slice Chikwereti Kadhi.
Isa mari muUS Stocks
Yakashongedzwa
Vested ndiyo yakanakisa nzira yekuisa mari muUS Stocks uye ETFs kubva kuIndia. Vested yakabatana neDriveWealth kubvumira maIndia kutenga zvakananga zvikamu zvemakambani akanyorwa paNew York Stock Exchange.
Iwe haufanirwe kubhadhara chero makomisheni ekushandisa Vested. Ivo zvakare vanopa "Vests" inova bhasikiti repodfolio rakavakirwa panjodzi yekudya uye zvikamu. Chipfeko chega chega chine masheya akati wandei uye ETFs kuderedza njodzi nekusiyanisa mari yako.
Vested inopawo mari yakaderera yekubvisa uye yakachengeteka zvachose.
Kutaurwa kwakakosha - INDmoney
INDmoney imwe yakanaka app yekutanga kuisa mari muUS Stocks. NeINDmoney unowana mukana kuSuper Saver Account yekuendesa mari kuUS Brokerage account pasina muripo kana mari yekunze.
Mukubatana nebhangi reSBM, INDmoney inopawo zvakanakisa INR kusvika kuUSD shanduko yemari.
Kana iwe uri kutarisira kuisa mari muUS ETFs, iwe uchada yavo yakasimba ETF yekutsvagisa chimiro. Inokuratidza mukana wekudzoka pakudyara kwako kweETFs dzakasarudzwa, kubata kwavo, uye kuenzanisa nemamwe maETF ari pasi pechikamu chimwe chete.
Iwe zvakare unowana mibairo yekudyara muUS stocks kuburikidza neINDMoney.
Zvishandiso Zvekutsvaga Musika
Tijori
Tijori ingangove ine yakawedzera / yakazara data data nezveIndia uye US-akanyorwa makambani.
Chese chaungade kuziva nezveimwe stock, Tijori ine data rekuipindura. Uye zviri pamusoro pekuti vanopa sei iyi data, mune intuitive, yakachena uye iri nyore-kunzwisisa fomati.
Tijori Finance inokuita kuti uite ongororo yakadzama pamasheya, unzwisise uko imwe kambani iri kuita yakawanda yemari yayo, mabhenji, magirafu anooneka ane ruzivo rwakadzama rwekuongorora kwemari, kuparara kwezvikamu, nezvimwe.
Kuti uwane kusvika kune iyo nhanho yedata Tijori inopa mune yakasanganiswa maonero, iwe unozofanirwa kusanganisa angangoita manomwe akasiyana maturusi emari. Uyezve, zvinokuchengetera kunetseka kwekuenda kuburikidza nemishumo yegore, zvekushandisa ongororo, kuongororwa kwemusika, mabhuku, kuongorora kwechikamu, kungotaura zvishomanana, uye inokubvumira kuita chisarudzo chekuchenjera pane izvo zvekutengesa kutenga kana kutengesa.
TickerTape
TickerTape inoongorora masheya uye screener inopa akawanda maturusi ekuongorora kambani semuridzi wemari.
Iwe unogona kuongorora kukosha kwekambani, marekodhi emari, tarisa fungidziro yemitengo yeramangwana, kukura, maitiro ekugovana, zviitiko / nhau, enzanisa makambani akasiyana muchikamu nezvimwe.
Uyezve, TickerTape inouya neiyo stock health checklist.
Iwe unogona zvakare kuongorora ETFs uye Mutual Funds uchishandisa TickerTape. Ichi ndicho chimwe chishandiso chaunofanirwa kunge uchishandisa sekutanga.
Finology Ticker
Kutaurwa kwakakosha, Finlology Tracker inogona kusapa fungidziro yemitengo yeramangwana, asi ichiri chishandiso chikuru chekuongorora masheya.
Chimwe chezvakanakisa zveFinology Ticker chikamu chayo che "Simba uye Kusimba". Inokuratidza nzvimbo idzo kambani iri kuwedzera kusimba uye kwairi kushomeka zvakare. Ruzivo urwu runowanzo diki diki kutora uye kubatanidza kune vanotanga.
Kana iwe uchida rumwe ruzivo, unogona kunyorera kuFinology ONE iyo inokupa iwe kuwana akawanda mishumo uye kuongororwa kwemasheya kunoitwa neboka renyanzvi.
Zvimwe zvinobatsira Fintech Zvishandiso
EnKash
EnKash inoratidza mabhizinesi madiki ane kadhi rechikwereti risina mubereko rekushandiswa kwemakambani. Iyo B2B fintech chikuva.
Kana uchinge wawana EnKash kiredhiti mutsara, unogona kugadzira akawanda chaiwo uye emuviri makadhi akabatana neEnKash account yako uye woagovera pakati pechikwata chako. Iwe unogona kugadzirisa kadhi rega rega uye kutonga kushandiswa kwaro sezvaunoona zvakakodzera.
Iwe unogona zvakare kushandisa EnKash kugamuchira kubhadhara kwebhizinesi rako, otomatiki kuyerera kwemari, uye kuisanganisa neyakakurumbira accounting software.
Hop
Hop, kana MoneyHop inopa akawanda-mari chikwama/savings account. Zvinokutendera kuti ugamuchire mubhadharo kubva kunyika dzakasiyana, kusanganisira iyo US, zvakananga, pasina kubhadhara mari yekuwedzera yekushandura.
Hop inouya nekadhi rekubhengi, uye zero balance saving account. Uchishandisa Hop's debit card, unogona kuita forex transactions usingabhadhare chero muripo.
Kana wakashandisa Payoneer's yekubhadhara pasi rose, funga Hop seimwe nzira, asi pasina kunonoka kugamuchira mari muakaundi yako yekubhangi.
Open.Money
Open.Money ndeye neobank yakavakirwa mabhizinesi. Kubatsira mabhizinesi kubata mari yavo, mutero, accounting, kuyerera kwemari, uye akawanda maakaundi ekubhengi munzvimbo imwechete.
Vhura kunouya neVISA debit kadhi, manejimendi ekubhadhara, muunganidzwa wekubhadhara uye mamwe e-commerce maficha ayo anotendera iwe kuti utore chikamu chezvemari chebhizinesi rako usingapfuure nematani emhando yepamusoro uye inovhiringidza accounting software.
Uye, inotsigira API kuitira kuti iwe ugone kugadzira tsika mapurogiramu ekubatanidza neakavhurika account yako. Mashoma neobanks muIndia parizvino anopa ichi chimiro.