Tenga izvozvi, bhadhara gare gare inzvimbo yakatorwa pamisika yepamhepo nguva pfupi yadarika. Kubva pamaapplication uye misika kusvika kumakadhi echikwereti - munhu wese ari kuuya nemazano ekupa vanhu kuti vatenge nechikwereti.
Imwe yezvitsva zvakagadziridzwa mumunda iUni kadhi, kadhi rinokupa mukana wekutenga izvozvi uye kubhadhara gare gare - senge kadhi rechikwereti, asi ine yakakura nguva yakatarwa.
Ngatinzwisisei zvese zvinopihwa nekadhi iri uye kuti chii chinoita kuti risabude kubva kune mamwe maapplication uye makadhi echikwereti pamusika.
Chii chinonzi Uni card?
batana yakatanga yekutanga-ye-yayo-rudzi kadhi rechikwereti rinogonesa vatengi kutenga izvozvi uye kubhadhara gare gare.
Vashandisi veUni vanogona kubhadhara mari dzese dzavakaita mumwedzi mumwechete muzvikamu zvitatu zvakasiyana, mukati memwedzi mitatu, kuitira kuti vasazobhadhara chikwereti zvachose panguva imwe chete.
Chinhu chakanakisa nezve Uni kadhi ndechekuti unokwereta mari iyi pasina mubereko kana muripo zvachose, saka ndeye mahara kushandisa.
Kadhi racho nderemahara here pasina zvirevo nemamiriro akaiswa?
Zvakanaka, hongu. Mari chete yaunofanirwa kubhadhara imari yekunonoka, iyo inoshanda kana iwe ukasvetuka mari yemwedzi wega wega. Zvimwe kunze kweizvozvo, kadhi rinogona kushandiswa mahara sepamuganho uripo.
Rakaparurwa neUniorbit Technologies, kadhi iri rinodyidzana neRBL Bank uye riri kupa mabasa emahara kwegore kusvika pazuva rekupedzisira raNdira.
Iyo Visa-yakadhindwa kadhi inobvisa matambudziko ekubhadhara pamhepo uye kunze kwenyika sezvo kadhi rinogona kushandiswa mumawebhusaiti akasiyana uye zvitoro zvinogamuchira makadhi eVisa.
Pamusoro pezvo, kana ukasarudza kubhadhara chikwereti chese pamwe chete, iyo Uni kadhi inokupawo kuderedzwa kwe1% pamutengo wakazara.
Uni Card Features
Shandisai pamwe chete, bhadharai muzvikamu
Nemakadhi eUni, iwe unogona kushandisa yakawanda senge muganho unobvumidza pamusoro penguva pasina kunetseka nezve kubhadhara.
Zvadaro, iwe unogona kudzosera mukweretesi muzvikamu zvitatu zvakasiyana mumwedzi mitatu yakasiyana pasina mubereko. Inoita senge kadhi rechikwereti izvo zvinokupa iwe shanduko yekubhadhara chero nguva yaunoda pasina kubhadhara chero chakawedzerwa.
Cashbacks
Kusiyana nemakadhi mazhinji, Uni inopa kudzoserwa mari uye zvidzikiso kune vashandisi kana vabhadhara zvizere.
Saka, kana iwe uchinzwa kuti iwe unogona kubhadhara kune zvese zvawakashandisa mune imwe kuenda, iwe uri mune 1% kuderedzwa kana kudzoserwa mari kubva kukambani!
Yakareba EMI kupatsanura sarudzo
Kana iwe usingakwanise kudzosera iyo Uni kadhi timu muzvikamu zvitatu mukati memwedzi mitatu, unogona zvakare kusarudza inoshanduka EMI sarudzo.
Uni inotenda mukupa mushandisi wega wega nguva yavanoda, saka mushandisi anogona kusarudza inodhura EMI zvirongwa kubva pa6 kusvika 18 mwedzi 'nguva.
Zero mari yejoining
Iko hakuna mubhadharo kana mhosva yakavanzika inobatanidzwa kuti ubatanidze iyo Uni kadhi uye unakirwe nemabhenefiti ayo.
Iwe unogona kungonyorera, kushandisa masevhisi, uye kungobhadhara izvo zvaunotenga. Uni haina kana kubhadharisa chero mari yekuchengetedza yegore kune vatengi vavo vekutanga.
99.9% kugamuchira mutengo
99.9% yevatengesi muIndia yose vanogamuchira Uni Pay 1/3 kadhi yekutenga nechikwereti.
Zvese zvaunofanirwa kuita kuongorora iyo QR kodhi uye kumirira kuti kutengeserana kugadziriswe kuburikidza neUni tenga izvozvi bhadhara gare gare app.
Bhadhara 1/3rd uye unakirwe zvizere
Kubva pakutengesa kwemafashoni, grocery, mabhiri emagetsi kumishonga uye kukanda pati - zvinhu zvose zvakavharwa pasi pekadhi reUni Pay pa 1/3 yemutengo wose.
Zvimwe zvese zvinogona kugadziriswa gare gare sekuda kwemutengi.
Transparency
Zvese zvinoitika neUni uye paapp yayo zvinoonekwa kune vashandisi pasina chero sefa.
Kana chero muripo kana mhosva dzikaiswa pasina kukuzivisa iwe pachine nguva, pane 100% yekudzoserwa mari garandi iyo Uni inobhadhara.
Robust support team
Zvese zvitsva zvinoda rubatsiro rwakasimba, uye Uni Pay inopa izvo chete.
Chikwata chavo chekutsigira chinowanikwa nguva dzese, uye iwe unogona kusvika kwavari kuburikidza neemail kana bhizinesi WhatsApp kuti ubvise chero mibvunzo yaungave unayo. Nguva yavo yeavhareji yekupindura maawa mashoma zuva rega rega.
chibatiso
Yese ruzivo rwaunoisa paUni Pay app inochengetedzwa uye yakavharidzirwa kuti ive nechokwadi chekuti ruzivo rwese rwemunhu uye data rinoramba rakachengeteka nguva dzese.
Hapana munhu anogona kuwana ruzivo rwako rwakavanzika kunze kwako, kunyangwe timu yeUni.
Uni Pay mabhenefiti
- Inopa inoshandurwa zviri nyore EMI zvirongwa zvekubhadhara.
- Mibayiro uye kudzoserwa mari zvinopihwa kana mubhadharo waitwa zvizere uye nenguva.
- Zvinongoda kuti iwe ubhadhare 1/3rd yemubhadharo panguva.
- 24 * 7 rutsigiro rwevatengi rwunowanikwa pane email, chat, uye mafoni.
- Zvidzoreso zvekadhi zvinogoneka nyore.
- Zvese zvekutengesa zvinoonekwa paUni app, uye miganho inogona kusetwa zvinoenderana nezvinodiwa zvako.
- Zviyeuchidzo zvakawanda zvemabhiri zvinotumirwa pamberi pega yega yega pafoni yako uye email.
- Kana iwe ukamboona mamiriro enjodzi, unogona kukiya iyo Uni kadhi kuburikidza neapp nekudzvanya kamwe chete uye kudzivirira chero zviitiko zvekubiridzira.
- Hapana kujoinha kana mari yegore negore.
Uni Kadhi rutsigiro rwevatengi
Paunongoshanyira webhusaiti kana kudhawunirodha app uye uchitaura nezvezvako zvinoratidza kufarira kwako kadhi, timu yeUni inotumira email ichikugamuchira kumasevhisi avo.
Kana wapedza kuseta account, unogona kusiya mibvunzo yako neemail kana kutaura kuzvikwata uye kutarisira kufona mumaawa mashoma.
Chikwata chavo chetsigiro chinoshanda zvakanyanya uye chinowanikwa nguva dzese kuti uve nechokwadi chekuti unotsigirwa chero nguva yezuva kana husiku pasina kunetseka.
Ndiani anokodzera kuwana Uni Pay kadhi?
Kuti uwane mukana weiyo Uni pay kadhi, unofanirwa kunge uri mugari wemuIndia ane makore anopfuura gumi nemasere.
Kuva nezvakanaka chikwereti chibozwa hachisi chinodikanwa chinodiwa, asi kana ukadaro, unogona kunakidzwa nechikwereti chepamusoro pane kadhi chinokugonesa kutenga zvakawanda zvino uye kubhadhara mari yacho muzvikamu zvitatu gare gare.
Nekudaro, kana ukangotadza kubhadhara paUni app, hazvizokanganisa chikwereti chako chero nzira sezvo masangano ese ari maviri akazvimiririra.
Iwe unofanirwawo kuona kuti kero yekutumira yaunoisa kuti ugamuchire kadhi yako inofanirwa kushanda kune RBL kana Uni kadhi timu.
Parizvino, havatumiri makadhi kumaguta madiki. PAN, Aadhar, uye Aadhar-yakabatana nhamba dzenhare dzinofanira kushanda semutemo unomanikidzwa wekukodzera.
Uni card credit limits
Uni inopa imwe yepamusoro-soro miganho yechikwereti kune vashandisi vayo kana vachikodzera zvakafanana. Iwe unogona kugamuchira zvikwereti zvepamusoro nekuratidza Uni nezvikwereti zvako zvechikwereti.
Kana iri kadhi rako rekutanga, unogona kugamuchira muganho wakaderera, asi paunotanga kuishandisa uye kubhadhara nenguva, muganho unowedzerwa nekufamba kwenguva.
Kadhi rinopa muganho chero pakati peRs 20,000 kusvika kuRs 600,000.
Mushure mekunge kadhi rapihwa kwauri, unogona zvakare kunyorera kuti uwedzere mari yechikwereti mushure memwedzi mitanhatu.
Nekudaro, kana ukasashandisa kadhi kwegore rakananga, timu yeUni inovhara kadhi rako, ichinzwa kusaita. Muchiitiko ichi, unofanirwa kunyorera kadhi zvakare, iyo iriwo nzira isina musono.
Maitiro ekunyorera iyo Uni kadhi: Stepwise gwara
- Dhawunirodha iyo Uni 1/3 kadhi application kana gadzira account kuburikidza neavo Website.
- Dzvanya bhatani rinoti 'tanga' uye taura zita rako, nhamba yefoni, uye email ID.
- Nharembozha yako inofanirwa kunge yakabatana nenhamba yako yekadhi reAadhar kuti chizivikanwe.
- Kana nhamba yako yefoni yasimbiswa, tinya bhatani rekukodzera kuti uenderere mberi.
- Isa kadhi rako rePAN sezita rizere, nhamba yePAN, zuva rekuzvarwa, uye baya bhatani re'rinotevera'.
- Sarudza murume kana mukadzi sedanho rinotevera wodzvanya pakanzi 'enderera.'
- Iyo inotevera skrini inozoonekwa ichabvunza nezve yako yebasa mamiriro. Sarudza iyo ichokwadi uye tinya bhatani rekuti 'tarisa kukodzera izvozvi'.
- Mushure mekudzvanya bhatani, skrini ine chikwereti chako chibodzwa uye muganho unozoonekwa kuti uone kana uchikodzera kadhi.
- Pedzisa KYC yako nekudzvanya bhatani reKutanga KYC uye uchitevera matanho matatu.
- Mushure mekunge KYC yaitwa, isa pini ine manhamba kuti uchengetedze ruzivo rwese uye tinya bhatani remuseve kana password yaiswa.
- Tora selfie kuti uone chitupa chako uye upedze KYC.
- Isa kero yako yepamba paunoda kugamuchira kadhi.
- Zadza kero yekutumira kero yekugamuchira kadhi uye kupedzisa maitiro ako eKYC.
Uni kadhi iri nani pane makadhi echikwereti?
- Iyo Uni kadhi haidi kuti iwe uve neinodiwa kiredhiti mamakisi, ayo akawanda mamwe makadhi echikwereti anoita.
- Nekadhi reUni, unogona kubhadhara zvizere kana muzvidimbu sezvaunoda, asi nemakadhi echikwereti, unofanirwa kubhadhara mari yese pamwe chete kana kutenga chigadzirwa paEMI.
- Uni kadhi haibhadharise mari zvachose, nepo, makadhi mazhinji echikwereti anobhadharisa kujoinha uye muripo wekugadzirisa.
- NeUni, unogona kuva ne7.5% yehuwandu hwasara sezvaunofanirwa, inongosvika 5% pane mamwe makadhi echikwereti.
- Kana iyo mari ichiendeswa mberi sezvaunobhadhara neUni, muripo we5.5% unobhadharwa. Nepo, makadhi echikwereti anochaja mhindu pamari yese isina kubhadharwa.
- Uni haibhadharise chero mubereko pamari yekunonoka kubhadhara, asi makadhi echikwereti anoita.
Uni Card FAQ
Mumazuva mangani munhu anogamuchira kadhi rake mushure mekunge KYC yaitwa?
Zvinotora anenge mazuva matatu mushure mekubvumidzwa kuti mushandisi agamuchire kadhi ravo.
Zvinogoneka here kuwedzera mari kubva kuUni kadhi kune dhijitari wallet?
Kwete, iwe unogona chete kubhadhara zvakananga kumutengesi kuburikidza neiyo Uni kadhi uye kwete kuishandisa kukwidza wallet yako.
Ndeipi mari inoshandiswa pakunonoka kubhadhara?
Around 20% yemari isina kubhadharwa inobhadhariswa semubhadharo wekupedzisira. Saka, kana uine mari yasara yeRs 10,000, Rs zviuru zviviri zvinochajwa semuripo wekupedzisira kana ukasabhadhara nenguva.
Kadhi reUni rinogona kushandiswa kupi?
Iyo kadhi inogona kushandiswa pane ese epamhepo mawebhusaiti uye kunze kwenyika zvitoro zvinotsigira kubhadhara kuburikidza neVisa makadhi.
Kadhi reUni remahara kweupenyu hwose here?
Ehe, kana ukanyorera kadhi iri izvozvi, unogona kuwana iyo yehupenyu hwemahara kupa kusvika 31 Ndira.
Unogona kunyorera Uni Card pano →
Mhedziso: Ndepapi paunofanira kunyorera kadhi iri?
Uni 1/3rd kadhi haisi kutsiva kadhi rechikwereti sezvo risingauye nemapoinzi emubairo uye mamwe mabhenefiti anopihwa nemakadhi echikwereti.
Nekudaro, kana iwe uri mumwe munhu anoshuvira kuve nemari yakawanda uchibhadhara zvinhu, kadhi iri nderako.
Iwe unogona zvakare kunyorera kadhi iri kana usina kukwanisa kuzvitengera kadhi rechikwereti kusvika parizvino nekuda kwezvikonzero zvakawanda.
Sezvo maitiro ekutora Uni kadhi ari nyore uye akatwasanuka kupfuura ekutora kadhi rechikwereti, zvinova nyore kunyorera chigadzirwa ichi. Unogona kuvaka nhoroondo yakasimba yechikwereti paUni kadhi uye wozonyorera makadhi echikwereti gare gare.
Iri kadhi rinogonawo kuchengetwa sechipo chekuchengetedza kadhi rechikwereti nguva dzausingade kubhadhara mari yese yakashandiswa mukuenda kumwe chete kana mwedzi wapera.
Unogona kutsvaira kadhi iri kutenga zvisingauye neEMI uye wobhadhara chigadzirwa gare gare muzvikamu zvitatu zviri nyore.
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