Khetho eo ke e ratang ea likarete tsa mokitlane ke karete ea ho khutlisa chelete ho fapana le karete ea moputso.
Ha o sebelisa karete ea mokoloto ea ho khutlisa chelete ho etsa litefo, o fumana chelete ea metsi ka kotloloho akhaonteng ea hau e le moputso.
Ho fapana le lintlha tsa mokitlane, tseo e seng chelete ea sebele hobane u ke ke ua e sebelisa ho eng kapa eng eo ue batlang. U ka fetola lintlha hore e be li-coupons, voucher, kapa u reke ho hong lebenkeleng le tšehelitsoeng ka lichelete, 'me ke phetho.
E leng ntho e nthibelang haholo. Haholo-holo ha ke na le khetho ea ho fumana meputso ea chelete.
Mona ke likarete tse 7 tse ntle ka ho fetisisa tsa mokoloto tse fanang ka meputso ea ho khutlisa chelete India.
1. ICICI Sapphiro Credit Card
ICICI Sapphiro ke karete ea mokitlane e holimo e u fang moeli o phahameng oa mokoloto le lintlha tse eketsehileng tsa Payback ho latela hore na u sebelisa chelete ka MasterCard kapa karete ea American Express.
Haeba u sebelisa MasterCard ka nako eo bakeng sa ditransekshene lapeng (bonyane ba RS 100), u fumana 2 payback lintlha le 4 payback lintlha tsa ditransekshene machaba.
Haeba u sebelisa AmericanExpress, u fumana lintlha tse 4 tsa ho lefa bakeng sa RS ka 'ngoe. 100 e sebelisitsoeng ka har'a transactions ea lapeng le lintlha tse 6 litšebelisanong tsohle tsa machabeng. Ntle le ho reka mafura.
Mabapi le ho fumana lintlha tsa ho lefa, ICICI Sapphiro e phahame haholo ha e fihla 'marakeng hona joale.
U ka sebelisa lintlha tsa ho khutlisa ho lefa sekoloto sa karete ea hau ea mokoloto. Ntho e 'ngoe le e 'ngoe ea ho lefa ke Rs. 0.25, 'me u ka lopolla lintlha tsa hau kaofela ka chelete. Chelete ea topollo e ea ka kotloloho akhaonteng ea karete ea mokoloto ea ICICI.
Beng ba likarete tsa ICICI Sapphiro ba fumana lintlha tse 2000 tsa tefo bakeng sa RS e 'ngoe le e 'ngoe. 100,000 e sebelisitsoeng le lintlha tse 4000 bakeng sa RS e 'ngoe le e 'ngoe. 400,000 e sebelisitsoeng.
Ho na le meputso ea chelete ea ho sebelisa chelete leha e le efe ho feta 5,00,000 ka selemo.
Melemo ea karete ea ICICI Sapphiro:
- Libaka tse 2 tsa ho phomola tsa machaba kotara e 'ngoe le e 'ngoe le linako tse 2 tsa mahala tsa spa boema-fofane
- Likamore tse 4 tsa bolulo tsa malapeng kotara e 'ngoe le e 'ngoe
- Ho fihlella lipapali tsa papali ea kolofo libakeng tsa pele tsa papali ea kolofo lefatšeng ka bophara
- Meputso ea chelete tšebelisong ea chelete ka holimo ho RS. 5,00,000 le 10,00,000 (ka hare ho naha le machaba)
Ke mang ea lokelang ho khetha karete ea ICICI Sapphiro:
ICICI Sapphiro ke karete ea mokitlane ea premium e nang le moeli o phahameng, melemo e khethehileng, e bolelang tefiso e phahameng ea ho kopanya le ea selemo le selemo.
Haeba litšenyehelo tsa hau tsa selemo li feta RS 600,000, joale ena ke karete e ntle ka ho fetisisa ea mokoloto mabapi le litefiso tse khethehileng le lipolokelo. Bala tlhahlobo e felletseng ea ICICI Sapphiro mona.
Eya webosaeteng ea Banka ea ICICI 'me u sebelise
2. Citibank Cash Back Card
Karete ea Citibank Cashback ke karete ea mokoloto e tsebahalang haholo, 'me batho ba natefeloa ke ho e sebelisa lipapatsong tsa letsatsi le letsatsi.
Hape ke e 'ngoe ea tse bonolo ka ho fetesisa ho fumana tumello. Haeba u mohiruoa ea lefuoang, ho na le monyetla o moholo oa hore u fumane tumello bakeng sa karete ea ho khutlisa chelete ea Citibank haeba u na le lintlha tse ka tlase ho kakaretso tsa mokoloto.
Karete ea Citibank Cashback e fana ka 0.5% ea boleng ba transaction joalo ka chelete e khutlisetsoang. Bakeng sa 1,00,000 e 'ngoe le e 'ngoe e sebelisitsoeng, u fumana chelete e 500.
U boetse u fumana chelete e eketsehileng ea 5% ha u reka litekete tsa lifilimi le tefong ea lisebelisoa le likoloto.
Chelete ea ho khutlisa chelete e kenngoa ka bo eona akhaonteng ea karete ea hao ea ho reka ka mokitlane nako le nako ha u bokella RS—500 ho khutlisetsoa chelete.
Melemo ea karete ea Citibank Cashback:
- Tefiso e tlase ea ho ikopanya - RS. 500 (Ha ho tefiso ea tefiso)
- Mekitlane ea koloi ea cashback
- Tumello e bonolo - e loketse ba qalang
Ke mang ea lokelang ho khetha karete ea Citibank Cashback:
Karete ea Citibank Cashback e loketse mang kapa mang, empa ba qalang ba ka rua molemo haholo. Litefiso tse tlase tsa ho kopanya, chelete ea ho khutlisa chelete ea koloi le tumello e bonolo ke lebaka le ka sehloohong le etsang hore e be khetho e ntle.
Eya webosaeteng ea Citibank 'me u kope kopo
3. ICICI Coral Credit Card
Karete ea ICICI Coral e bile karete ea ka ea pele ea mokoloto.
Ke karete ea mokoloto e tlase haholo ha e bapisoa le tse ling tse lethathamong. Karete ea ICICI Coral e loketse hantle bakeng sa ho qala bakeng sa ba qalang.
U fumana lintlha tse 2 tsa tefo bakeng sa Rs e 'ngoe le e 'ngoe. 100 e sebelisitsoeng. Ntle le ho reka mafura.
Tabeng ea theko ea mafura, o fumana tefo e eketsehileng ea 1% e tlositsoeng bakeng sa litšebelisano tse ka tlase ho RS. 5000.
Karolo e molemohali ke hore o ka sebelisa lintlha tsa ho lefa ho lefa sekoloto sa karete ea mokoloto ea ICICI.
Melemo ea karete ea ICIC Coral:
- Tefiso ea selemo - RS. 500 + GST. Litefiso tsa selemo le selemo lia hlakoloa haeba u sebelisa Rs. 150,000 kapa ho feta ka selemo.
- Ho fihlella sebaka sa boema-fofane sa VISA/MasterCard hang kotara e 'ngoe le e 'ngoe.
- Ho fihlella holong ea terene hang kotara e 'ngoe le e 'ngoe.
- Meputso ea chelete ka tšebeliso ea selemo e fetang RS. 300,000.
Ke mang ea lokelang ho khetha karete ea ICICI Coral:
ICICI Coral e molemo ka ho fetisisa bakeng sa bareki ba tloaelehileng ba sebelisang karete ea mokitlane ho sebelisa chelete ka litšenyehelo tsa letsatsi le letsatsi.
Haeba u sa tsamaee haholo 'me u ikemiselitse ho boloka chelete ka litefiso tsa selemo le selemo, ena ke khetho e nepahetseng. Bala tlhahlobo e felletseng ea ICICI Coral mona.
Eya webosaeteng ea Banka ea ICICI 'me u sebelise
4. HDFC Bank MoneyBack Credit Card
Khetho e 'ngoe e ntle ea karete ea ho khutlisa chelete e tsoa bankeng ea HDFC - karete ea mokitlane ea MoneyBack.
Ena ke karete ea mokoloto ea boemo ba pele. Karete ea HDFC MoneyBack ke e 'ngoe ea tse bonolo ho amoheloa. Seo u se hlokang feela ke ak'haonte ea banka ea HDFC, 'me haeba u sena lintlha tse fokolang tsa mokitlane, u tla e fumana mahala.
U fumana lintlha tse 2 tsa meputso khoebong ka 'ngoe ea Rs. 150 bakeng sa swipes le litšebelisano tse ling tse kantle ho marang-rang.
Ha u sebelisa chelete inthaneteng, u fumana meputso e 4 bakeng sa Rs e 'ngoe le e 'ngoe. 150 e sebelisitsoeng. Ho na le bonase ea bohlokoahali ea Rs. 500 E-voucher ea ho sebelisa RS. 50,000 ka kotara.
Melemo ea HDFC MoneyBack Card:
- Ho ba setho sa selemo sa 1 ha ho lefelloe (Ho tlohetsoe ho sebelisa RS. 50,000 selemo le selemo)
- Tumello e netefalitsoeng bakeng sa basebetsi ba lefuoang
- Hang ha u bokella RS. Lintlha tse 500 tsa moputso, ka bohona e lopolla chelete e fumanoeng akhaonteng ea karete ea mokoloto.
Ke mang ea lokelang ho khetha HDFC MoneyBack Card:
Ke karete ea mokoloto ea boemo bo holimo le ea mantlha.
Leha ho le joalo, HDFC ha e fane ka litšebeletso life kapa life tsa mahala kapa melemo ea mahala kareteng ea MoneyBack. Mang kapa mang ea hlokang ho lokisa lintlha tsa bona tsa mokoloto kapa ea batlang karete ea mokoloto ea mahala e le khetho ea bekapo a ka e khetha. Bala tlhahlobo e felletseng ea karete ea HDFC Moneyback mona.
Eya webosaeteng ea banka ea HDFC 'me u ingolise
5. IndusInd Iconia Amex Credit Card
IndusInd ke e 'ngoe ea libanka tse ntle ka ho fetisisa bakeng sa batho ba chesehelang likarete tsa mokoloto.
Karete ea IndusInd Iconia e etselitsoe barati ba mafelo-beke. Haeba u rata ho ea ka ntle bakeng sa lijo tsa mantsiboea, lifilimi le mekete, ka sebele u lokela ho e hlahloba.
Bakeng sa RS e 'ngoe le e 'ngoe. 100 eo u e sebelisang, u tla fumana meputso e 2 ka mafelo-beke le 1.5 ka matsatsi a beke.
Mona ke ntho eo u tla e rata:
Boleng ba ntlha e le 'ngoe ea moputso ke Rs. 1. Ho bolelang hore o fumana 1 cash credits nako le nako ha o sebelisa RS. 500. Ke boleng ba bohlanya.
Melemo ea karete ea The IndusInd Iconia:
- Liketelo tse sa lekanyetsoang tsa sebaka sa boema-fofane (ka karete ea AMEX feela)
- Lipapali tsa kolofo tsa mahala le lithuto
- 1+1 litekete tsa mahala tsa lifilimi ka khoeli
- Litšebeletso tsa likoloi
- Tefiso ea nako e le 'ngoe ea ho kopanya - ha ho tefiso ea selemo le selemo
Ke mang ea lokelang ho khetha karete ea Indusind Iconia:
IndusInd Iconia ke karete ea mokoloto e loketseng mang kapa mang. Leha e na le melemo e meholo bakeng sa lijo tsa mantsiboea le ba sebelisang chelete ea mafelo-beke, morero oa moputso o fanoang ke banka ea IndusInd ke o mong oa tse ntle ka ho fetisisa 'marakeng.
E na le sekhahla sa tumello se itekanetseng, empa u lokela ho fumana tumello ka lintlha tse ntle tsa mokitlane le litokomane tse nepahetseng tsa chelete.
Eya webosaeteng ea IndusInd Bank 'me u sebelise
6. American Express Platinum Travel Credit Card
AMEX Platinum Travel Card ke motsoako o motle oa linyehelo tse ikhethileng le chelete e khutlisetsoang baeti. Ke karete ea mokoloto e makatsang e fanang ka melemo e mengata ho batho ba chesehelang maeto.
Ke karete ea mokitlane ea premium e fanang ka li-voucher tse khethehileng le libonase tsa bohlokoa ka tšebeliso e itekanetseng.
U fumana moputso o le mong ho Rs e 'ngoe le e 'ngoe. 1 e sebelisitsoeng (ntle le litefiso tsa mafura le likoloto). U ka sebelisa lintlha tsena tsa moputso ho reka inthaneteng, ho fumana livoutjhara tsa maeto, le ho li fetolela ho ba likarete tsa limpho hammoho le ho lefa likoloto.
AMEX Platinum e boetse e fana ka melemo e mengata ea bohlokoahali e kang:
- Litlankana tsa maeto tsa boleng ba Rs. 9,440 ho sebelisa Rs. 4 lakhs ka selemo
- Fumana meputso ea 7,500 le livoutjhara tsa maeto tsa boleng ba Rs. 5000 ho sebelisa Rs. 1.90 lakhs ka selemo
- Fumana karete ea Taj Experience E-Gift e jang Rs. 10,000 ho sebelisa Rs. 4 lakh
Tefiso ea ho kenela karete ena ke Rs 3500 le Rs 5000 ho tloha selemong sa bobeli ho ea pele.
Melemo ea American Express Platinum Travel Card:
- Melemo ea bohlokoa ho feta likarete tse ling
- Lintlha tse ling tsa meputso ha li bapisoa le tlholisano
- Molato oa tahlehelo ea karete ea Zero (haeba e tlalehiloe ka tlase ho matsatsi a 3)
- Melemo e metle le litefiso tse khethehileng bakeng sa baeti
Ke mang ea lokelang ho khetha American Express Platinum Travel Card:
Haeba u tsamaea haholo 'me u batla karete ea mokitlane ea maeto a holimo, AMEZ Express Platinum e nepahetse bakeng sa hau.
Eya webosaeteng ea American Express 'me u etse kopo
7. Standard Chartered Super Value Titanium Credit Card
Qetellong, karete ea mokoloto e bolokang chelete litšebelisanong tsa letsatsi le letsatsi le ho u putsa bakeng sa ho sebelisa chelete ho reka lisebelisoa le mafura.
SC Super Value Titanium ke karete e le 'ngoe ea mokoloto e hlahlobang mabokose ohle bakeng sa moreki ea tloaelehileng ea lakatsang ho boloka chelete ka litšenyehelo tsa bohlokoa joalo ka likoloto tsa lapeng le mafura.
U fumana moputso o le mong bakeng sa Rs e 'ngoe le e 'ngoe. 1 e sebelisitsoeng. Ebe u fumana chelete ea 105% ea chelete ea likoloto tsa mafura ka theko e 'ngoe le e' ngoe haeba e sa fete Rs. 5.
Ho na le 5% ea ho khutlisa chelete likolotong tsohle tsa mehala le lits'ebeletso.
Melemo ea Karete ea Standard Chartered Super Value Titanium:
- E 'ngoe ea likarete tsa mahala tsa mokoloto tse fanang ka chelete ea ho khutlisa tšebeliso ea chelete le e' ngoe ea tse phahameng ka ho fetisisa e nang le 5%.
- Khokahano e tlase le maikutlo a selemo le selemo a Rs. 750 (e tlohetsoe ho sebelisa Rs. 90,000 ka selemo)
- Tumello e bonolo bakeng sa batho ba ikemetseng
Ke Mang ea Lokelang ho Khetha Standard Chartered Super Value Titanium Credit Card:
Mang kapa mang ea ikemiselitseng ho ba le karete ea mokitlane e theko e tlaase 'me a lakatsa ho boloka chelete likolotong tsa bohlokoa le mafura o lokela ho khetha SC Super Value Titanium Card. Bala tlhahlobo e felletseng ea karete ea Standard Chartered Super Value mona.
Eya webosaeteng ea Standard Chartered 'me u etse kopo
fihlela qeto e
Karete e ntle ka ho fetisisa ea mokoloto bakeng sa hau ke e lumellanang le litlhoko le mekhoa ea hau ea ho sebelisa chelete. Ho na le likhetho tse fapaneng le karete e ikhethang bakeng sa motho e mong le e mong.
U sa tsoa fumana tse ling tsa likarete tse ntle ka ho fetisisa tsa mekitlane 'marakeng. E 'ngoe le e 'ngoe ea likarete tsena e fana ka mpho e khethehileng le molemo ho mofuta o itseng oa mosebelisi. Khetha eo u nahanang hore e lumellana le mokhoa oa hau oa bophelo.
Ehlile, boloka lintlha tsa hau tsa mokoloto li le holimo ho fumana kapele le ho netefatsa tumello ho tsoa libankeng tse kholo.
Lipotso? A na u batla ho fana ka likarete tse ncha? Maikutlo ka tlase.
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