![\"Standard-Chartered-Super-Value-Titanium-Credit-Card\"](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2020\/08\/standard-chartered-1.png?resize=780%2C432&ssl=1\")
<\/p>\nThe card we are reviewing today is the Standard Chartered Super Value Titanium Credit Card. Interestingly, the card has been advertised on the official web-page as \u201cthe best card to pay your bills\u201d.<\/p>\n
The Standard Chartered Bank started its operation in India in 1858 and has been going strong ever since.<\/p>\n
With a legacy that runs more than 150+ years, the Standard Chartered Bank is a veteran in providing financial services to the ever-progressing India.<\/p>\n
The Standard Chartered Super Value Titanium Credit Card is a Cashback + Rewards Card. It is primarily a Cashback card as its benefits are geared more towards earning cashback. You can earn a percentage of cashback on certain categories of expenditure like phone bills and fuel, etc.. For all other categories of spending, you will earn reward points that can be used for purchasing goods from the bank\u2019s goods catalog portal named 360\u00b0 Rewards.<\/p>\n
Let us take a close look at the benefits and best services provided by the Super Value Titanium Credit Card and judge for ourselves if it indeed justifies \u201cthe best card\u201d tag in terms of paying bills. Let us also see if it really does save us \u20b9 6000 per year on bill payments as advertised on the official webpage.<\/p>\n
The card does not offer any welcome benefits. It does, however, offer a 100% cashback of up to \u20b9 1500 on fuel spends within the first 3 months (90 days).\u00a0<\/span><\/p>\n There is a 5% cashback of up to \u20b9200 per month on fuel spends. This is valid on transactions of \u20b92000 and below, and across all fuel stations in India. The maximum cap on each transaction is Rs. 100 i.e on each transaction, you can get a maximum cashback of \u20b9 100, and a maximum of \u20b9 200 cashback per month.<\/p>\n The card offers 5% cashback on telephone bills of \u20b9 750 and above. The maximum cashback is \u20b9 200 per month. The telephone bill must be paid through the Billpay portal of Standard Chartered Bank to avail of the cashback.<\/p>\n Earn 5% cashback on utility bills having a transaction value of \u20b9 750 and above. Electricity bill, water bill, gas bill, and a few other bills come under utility bills. The maximum cashback per month on utility bills is \u20b9 100. The cashback can be availed only when utility bills are paid through the Billpay portal of the bank.<\/p>\n You earn 1 reward point on every \u20b9 150 spent for all other expenses through the Standard Chartered Super Value Titanium Credit Card.<\/span><\/p>\n To redeem rewards, you need a minimum of 500 reward points accumulated in your account.<\/p>\n Reward points can be redeemed only against products or vouchers\/services available at the 360\u00b0 Rewards portal.<\/p>\n On spending \u20b9 90,000 and above in a year, the yearly renewal fee of \u20b9 750 is waived off.<\/p>\n Is Amazon your go-to website for all online shopping? The SBI SimplyCLICK Card might be the right pick for you. Check here!<\/em><\/a><\/p>\n 21 \u2013 65 years<\/p>\n Acquiring the Standard Chartered Super Value Titanium Credit Card becomes easier if you already have a credit card from Standard Chartered or any other bank.\u00a0\u00a0CASHBACK BENEFIT ON FUEL EXPENSE<\/b><\/h3>\n
CASHBACK BENEFIT ON TELEPHONE EXPENSE<\/b><\/h3>\n
CASHBACK BENEFIT ON UTILITY BILLS<\/b><\/h3>\n
REWARD POINT ON ALL OTHER SPENDS<\/b><\/h3>\n
![\"cashback-rewards-Standard-Chartered-Super-Value-Titanium-Credit-Card\"](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2020\/08\/Untitled-design-1.png?resize=800%2C304&ssl=1\")
<\/p>\nMILESTONE BENEFITS<\/b><\/h3>\n
OTHER BENEFITS<\/b><\/h2>\n
\n
![\"other-benefits-standard-chartered-super-value-titanium-credit-card\"](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2020\/08\/Untitled.png?resize=800%2C328&ssl=1\")
<\/p>\nFees & Charges<\/b><\/h2>\n
\n
\n<\/b>\u20b9 750 + taxes<\/li>\n
\n<\/b>\u20b9 750, waived off on annual spending of \u20b9 90,000.<\/li>\n
\n<\/b>3% of the amount withdrawn or \u20b9 300, whichever is higher.<\/li>\n
\n<\/b>\u20b9 299 will be levied for a cash payment of credit card bills<\/a>. The amount gets reflected in the billing of the next payment cycle.<\/li>\n
\n<\/b>\u20b9 25 or 2.5% of the transaction amount, whichever is higher, will be levied on Railway transactions.<\/li>\n
\n<\/b>\u20b9 500 or 2.5% of the Over limit amount will be charged as an over-limit fee.<\/li>\n
\n<\/b>\u20b9 10 or 1% of the transaction amount, whichever is higher, will be levied on petrol transactions. The rate of surcharge may vary depending on the acquiring bank.<\/li>\n
\n<\/b>The late payment charges, post the 50 days interest-free period are as follows (effective September 2020) :<\/li>\n<\/ul>\n\n\n
\n Statement Balance<\/b><\/td>\n Late Payment Charges<\/b><\/td>\n<\/tr>\n \n \u20b9 100 and below<\/td>\n No charge<\/td>\n<\/tr>\n \n \u20b9 101 \u2013 \u20b9 500<\/td>\n \u20b9 100<\/td>\n<\/tr>\n \n \u20b9 501 \u2013 \u20b9 5,000<\/td>\n \u20b9 500<\/td>\n<\/tr>\n \n \u20b9 5,001 \u2013 \u20b9 15,000<\/td>\n \u20b9 700<\/td>\n<\/tr>\n \n \u20b9 15,001 and above<\/td>\n \u20b9 800<\/td>\n<\/tr>\n \n <\/td>\n <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n ![\"fees-charges-standard-chartered-super-value-titanium-credit-card\"](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2020\/08\/screenshot2.png?resize=800%2C333&ssl=1\")
<\/b><\/h1>\nEligibility for Standard Chartered Super Value Titanium Credit Card<\/h2>\n
AGE<\/b><\/h3>\n
ANNUAL INCOME<\/b><\/h3>\n
\n\n
\n Ahmedabad<\/td>\n Hyderabad\/Secunderabad<\/td>\n<\/tr>\n \n Baroda<\/td>\n Indore<\/td>\n<\/tr>\n \n Bengaluru<\/td>\n Jaipur<\/td>\n<\/tr>\n \n Bhopal<\/td>\n Kolkata<\/td>\n<\/tr>\n \n Chandigarh<\/td>\n Mumbai\/Navi Mumbai\/Thane<\/td>\n<\/tr>\n \n Chennai<\/td>\n Nagpur<\/td>\n<\/tr>\n \n Cochin<\/td>\n New Delhi<\/td>\n<\/tr>\n \n Coimbatore<\/td>\n Noida\/Greater Noida<\/td>\n<\/tr>\n \n Faridabad<\/td>\n Pune<\/td>\n<\/tr>\n \n Ghaziabad<\/td>\n Rajkot<\/td>\n<\/tr>\n \n Gurgaon<\/td>\n Surat<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n OTHER ELIGIBILITY<\/b><\/h2>\n
![\"credit-score-aayush-bhaskar\"](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2020\/08\/minimum-credit-score-considered-as-good-in-india.png?resize=278%2C260&ssl=1\")
<\/p>\n
![\"\"](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2020\/08\/Standard-Chartered-SV-titanium-card-review-cover.png?w=800&ssl=1\")
","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"excerpt":{"rendered":"![\"\"](\"https:\/\/aayushbhaskar.com\/wp-content\/uploads\/2020\/08\/Standard-Chartered-SV-titanium-card-review-cover.png\")
","protected":false,"gt_translate_keys":[{"key":"rendered","format":"html"}]},"author":2,"featured_media":2313,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[11],"tags":[15,27],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/aayushbhaskar.com\/wp-content\/uploads\/2020\/08\/Standard-Chartered-SV-titanium-card-review-cover.png","acf":[],"yoast_head":"\n