{"id":5657,"date":"2022-01-25T20:32:47","date_gmt":"2022-01-25T15:02:47","guid":{"rendered":"https:\/\/aayushbhaskar.com\/?p=5657"},"modified":"2022-07-12T20:07:30","modified_gmt":"2022-07-12T14:37:30","slug":"uni-cards-review","status":"publish","type":"post","link":"https:\/\/aayushbhaskar.com\/uni-cards-review\/","title":{"rendered":"Uni Card 1\/3 Review: Features, Eligibility & More with FAQs","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"
Buy now, pay later is a facility that’s taken over online markets lately. From applications and marketplaces to credit cards \u2013 everybody is coming up with ideas to offer people to shop on credit.<\/p>\n
One of the newest inventions in the field is the Uni card, a card that offers you the facility of buying now and paying later \u2013 almost like a credit card, but with a greater timeline.<\/p>\n
Let us understand everything this card has to offer and what makes it stand out from the other apps and credit cards on the market.<\/p>\n
<\/p>\n
Uni<\/a> has launched the first-of-its-kind physical credit card that enables shoppers to buy now and pay later.<\/p>\n Uni users can pay all the expenses they have incurred in a single month in three different installments, over three months, so that they do not have to pay back the credit altogether in one go.<\/p>\n The best part about the Uni card is that you borrow this money at no interest or cost at all, so it’s absolutely free to use.<\/p>\n Well, yes. The only fee you have to pay is the late fee, which is applicable when you skip the monthly payments. Other than that, the card can be used for free as per the available limit.<\/p>\n Launched by Uniorbit Technologies, the card partners with RBL Bank and is providing free services for a year until the last day of January.<\/p>\n The Visa-branded card eliminates payment problems online and offline as the card can be used across different websites and merchant outlets accepting Visa cards.<\/p>\n Additionally, if you opt to pay the entire credit together, the Uni card will also provide you with a 1% discount on the total value.<\/p>\n <\/p>\n With Uni cards, you can spend as much as the limit allows over a period without having to worry about the payment.<\/p>\n Then, you can repay the lender in three different parts across three different months without any interest. It acts like a credit card<\/a> that gives you the flexibility to pay back whenever you wish without paying anything extra.<\/p>\n Unlike most cards, Uni offers cashback and discounts to users when they make any payments in full.<\/p>\n So, if you feel that you can pay for everything you have spent in one go, you are in for a 1% discount or cashback from the company!<\/p>\n <\/p>\n If you cannot pay back the Uni card team in three installments over three months, you can also choose flexible EMI options.<\/p>\n Uni believes in giving each user the time they need, so the user can choose affordable EMI plans ranging from 6 to 18 months\u2019 time frame.<\/p>\n <\/p>\n There are no fees or hidden charges involved to join the Uni card and enjoy its benefits.<\/p>\n You can simply apply, avail of the services, and only pay for what you purchase. Uni does not even charge any annual maintenance charges to their early consumers.<\/p>\n 99.9% of merchants across India accept the Uni Pay 1\/3 card for debit and credit purchases.<\/p>\n All you have to do is scan the QR code and wait for the transaction to process through the Uni buy now pay later app.<\/a><\/p>\n <\/p>\n From fashion sales, grocery, electricity bills to medicines and throwing a party \u2013 everything is covered under the Uni Pay card at 1\/3rd of the total cost.<\/p>\n Everything else can be settled later as per the customer\u2019s willingness.<\/p>\n <\/p>\n Everything that happens with Uni and on its app is visible to the users without any filter.<\/p>\n If any fees or charges are applied without letting you know in advance, there is a 100% money-back guarantee that Uni pays.<\/p>\n Everything new needs solid assistance, and Uni Pay offers just that.<\/p>\n Their support team is available round the clock, and you can reach out to them via email or a business WhatsApp to clear any queries that you may have. Their average response time is a few hours every day.<\/p>\n All information you input on the Uni Pay app is secured and encrypted to make sure that all personal information and data remains secure at all times.<\/p>\n Nobody has access to your confidential information except you, not even the Uni team.<\/p>\n <\/p>\n As soon as you visit the website or download the app and mention your details implying your interest in the card, the Uni team sends an email welcoming you to their services.<\/p>\n Once you have done setting up an account, you can leave your queries via email or chat to the teams and expect a call back in a few hours.<\/p>\n Their support team is extremely active and available round the clock to make sure that you are supported during any hour of the day or night without hassle.<\/p>\n To get access to the Uni pay card, you must be an Indian resident who is over the age of 18 years old.<\/p>\nIs the card free without any terms and conditions applied?<\/h2>\n
Uni Card Features<\/h2>\n
Spend together, pay in parts<\/h3>\n
Cashbacks<\/h3>\n
Longer EMI split options<\/h3>\n
Zero joining fee<\/h3>\n
99.9% acceptance rate<\/h3>\n
Pay 1\/3rd and enjoy in full<\/h3>\n
Transparency<\/h3>\n
Robust support team<\/h3>\n
Security<\/h3>\n
Uni Pay benefits<\/h2>\n
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Uni Card customer support<\/h2>\n
Who is eligible to get the Uni Pay card?<\/h2>\n