{"id":7417,"date":"2023-05-02T06:16:28","date_gmt":"2023-05-02T00:46:28","guid":{"rendered":"https:\/\/aayushbhaskar.com\/?p=7417"},"modified":"2023-05-08T16:34:25","modified_gmt":"2023-05-08T11:04:25","slug":"best-credit-card-apps-india","status":"publish","type":"post","link":"https:\/\/aayushbhaskar.com\/best-credit-card-apps-india\/","title":{"rendered":"12 Best Credit Card Apps in India (Apps like Slice)","gt_translate_keys":[{"key":"rendered","format":"text"}]},"content":{"rendered":"
Technology is growing faster than ever, and the credit-based apps of the country are no different.<\/p>\n
With so many options in the market, it gets confusing on choosing the best one for you.<\/p>\n
I have mentioned the best credit apps you can use at your convenience.<\/p>\n
This list includes the highlights of all these apps along with their top features and app ratings.<\/p>\n
So let\u2019s dive straight into the list and see the number one credit card app in India.<\/p>\n
<\/p>\n
UniCard is recently making headlines with its marketing strategy of letting the users split their bills into three parts and pay in the next three months without any extra cost. It also offers EMI options for 6,9,12,18+ months.<\/p>\n
Backed by Visa, UniCard has been accepted in around 99% of places throughout the country. You also receive a virtual credit card instantly after registering on the app until the time your physical card arrives. Read our full review of Uni Card.<\/a><\/p>\n <\/p>\n Slice is a student exclusive app that lets the youth of the country use credit to pay their bills.<\/p>\n It offers the users to split their bills and pay them over 3 months without additional charges. Offering around Rs.10 lakhs in credit, Slice is used by more than 12 million users in the country.<\/p>\n Slice even allows those users who do not have a CIBIL score. Anyone above 18 can easily apply and start enjoying its services.<\/p>\n <\/p>\n OneCard offers instant payment through their credit and then later split the amount in monthly EMIs as per the convenience of the customer.<\/p>\n It also offers a metallic credit card<\/a> in collaboration with some of the top banks including IDFC First Bank, South Indian Bank, SBM Bank, and Bank of Baroda Financial. Users can instantly get on board and start utilizing the benefits of the card.<\/p>\n OneCard also offers up to 5x rewards on the top 2 categories of your spending history. The user-friendly interface offers timely updates and lets the users keep track of all of their expenses.<\/p>\n <\/p>\n One of the first digital payments apps in the country Paytm offers credit facilities to its users with a lot of benefits. Paytm offers co-branded credit cards with different banks like SBI and gives many offers and cash backs.<\/p>\n The credit card is accepted throughout the country and is one of the most popular cards, which makes it super convenient.<\/p>\n Paytm credit cards offer a flat 1% cashback on all the transactions done with their cards. It also helps in building the CIBIL score of the users with its credit facilities.<\/p>\n <\/p>\n Lazypay, another popular credit app in the country offers instant payment of bills through UPI. You can pay your bills through the credit facilities and pay them back in 15 days at zero interest.<\/p>\n Lazypay offers loans up to Rs.5 lakhs based on the user\u2019s CIBIL score. It also gives timely offers on some of the most popular platforms including Zomato, Swiggy, Rapido, Mcdonald\u2019s, and much more.<\/p>\n You get the physical credit card as well to use for offline purchases. And the best part, their approval is very high at 99%.<\/p>\n <\/p>\n Wizi offers its users various credit cards from the top banks in the country. It not only helps in processing a new credit card, but it also helps in managing your existing credit cards with its user-friendly interface.<\/p>\n With Wizi, you can easily pay your bills and later split them into EMIs as per your convenience.<\/p>\n <\/p>\n Bajaj Finserv offers various app-based credit cards, partnering with RBL and DBS banks. You can simply go to the platform and get registered. If your CIBIL score is 750+, then you will be eligible for the credit card.<\/p>\n You can easily convert your payment into EMIs if the amount is more than Rs.2500.<\/p>\n You can even use the card to pay your bills on various platforms.<\/p>\n <\/p>\n Post Pe is a Buy-now-pay-later app owned by BharatPe that lets the users avail credits and use them at various outlets. You can pay back the amount at 0 interest in a span of 30 days.<\/p>\n It also provides up to Rs.10 lakhs of credit to the users based on the CIBIL score.<\/p>\n PostPe provides the scanning feature through which the users can instantly make payments with QR codes and later pay back in EMIs. The bill is generated on the 1st of every month.<\/p>\n The users also have the option to split in 3\/4\/5\/6 monthly EMIs.<\/p>\n <\/p>\n One of India\u2019s first digital credit cards, Aspire offers multiple services and offers to the users. Use the card to pay instantly at any store. You can even break down your payment into 4 installments at 0% interest.<\/p>\n Simply log in to the app with your mobile number linked with UPI and get your credit limit. You don\u2019t need an existing credit card or a CIBIL score to use the app.<\/p>\n <\/p>\n IndMoney<\/a> is yet to launch its credit, but the announcements sound quite promising. You can easily buy US stocks<\/a> from the platform which makes it one of a type in this list. Mutual funds<\/a>, Digital gold, Stocks, insurance, and much more.<\/p>\n The app also provides an expense tracker<\/a>, AI-based investment, and other features that make it highly useful. You can even buy IPOs from the app.<\/p>\n The reason I wanted to add INDmoney to the list is because of their upcoming IND Super Credit Card, in partnership with SBM Bank. Currently, you can join the waitlist by installing the INDMoney app.<\/p>\n <\/p>\n Dominating in the transportation sector, OlaMoney has also launched its own credit card with SBI. You can instantly avail of the services with a quick registration. The card can be used to pay bills, clear EMIs, and much more.<\/p>\n It also offers various cashback offers to its users and a flat 1% cashback on all transactions excluding e-wallet loading.<\/p>\nTop Features<\/h3>\n
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Slice<\/a><\/h2>\n
Top Features<\/h3>\n
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OneCard<\/a><\/h2>\n
Top Features<\/h3>\n
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Paytm Credit Card<\/a><\/h2>\n
Top Features<\/h3>\n
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LazyPay<\/a><\/h2>\n
Top Features<\/h3>\n
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Wizi<\/a><\/h2>\n
Top Features<\/h3>\n
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Bajaj Finserv Card<\/a><\/h2>\n
Top Features<\/h3>\n
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Post Pe<\/a><\/h2>\n
Top Features<\/h3>\n
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Aspire<\/a><\/h2>\n
Top Features<\/h3>\n
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IndMoney<\/a><\/h2>\n
Top Features<\/h3>\n
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OlaMoney<\/a><\/h2>\n
Top Features<\/h3>\n