![\"Appreciate](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2022\/06\/appreciate-home-screen-screenshot.png?resize=800%2C341&ssl=1\")
<\/p>\nHistoric data states that the US Stocks performed 20% better than the Indian stocks and the US Dollar value to INR also rose every year. <\/span><\/p>\n
T<\/span> his makes it super easy to decide whether you can benefit from investing in US stocks or not.<\/span><\/p>\n
Coming soon in the Indian markets, Appreciate (also known as Appreciate Wealth) seems to bring an evolution for the Indians who are interested in making global investments. <\/span><\/p>\n
I personally dig deep to find out everything about the app so you can get your answers in one place.\u00a0<\/span><\/p>\n
So, let\u2019s start and first find out what the app is about?<\/span><\/p>\n
<\/p>\n
Appreciate<\/a> is an Indian start-up that lets its users buy US stocks<\/a> directly from the app. You can buy stocks of giant companies like Tesla, Facebook, and more for as little as Rs.1. There is no minimum amount limit in the app.\u00a0<\/span><\/p>\n Appreciate also offers goal-based saving features. You can even take part in buying micro-SIPs and micro-investments.<\/span><\/p>\n It also offers thousands of premium reports and analyses to its users that help them in making the right choices. There are no commission fees or hidden charges included in the transactions of the app.<\/span><\/p>\n These were some of the highlights of the app. However, there is a lot that the Appreciate app brings to the table for all of its users.<\/span><\/p>\n From goal-based savings to top-class security features, Appreciate promises to deliver. Here are the main features of the app.<\/span><\/p>\n A unique feature of Appreciate lets you set your goals for anything. If you want to buy a car, gadget, or even a vacation, it lets you set your goals, and the proprietary AI of the app lets you make the right choices.<\/span><\/p>\n The AI helps you with portfolio recommendations that can increase your returns and eventually take you a step closer to your goals. Appreciate even gives the feature of buying Systematic Investment Plans(SIP) directly through the app. You can make small investments periodically in weeks, months, or even quarters.<\/span><\/p>\n All these investing recommendations and portfolio diversification help the users achieve their financial goals with ease.<\/span><\/p>\n This feature is a game-changer for the users. With the change of investing, Appreciate rounds up your transactions and invests the excess amount in the US stocks.\u00a0<\/span><\/p>\n For example, if you did a transaction of Rs.36, then Appreciate will deduct Rs.40 from your bank account and invest Rs.4.<\/span><\/p>\n You can set it up very easily by navigating the app. However, this is not a compulsory feature, and it depends on the user.<\/span><\/p>\n Through this feature, you can continuously make small investments that can lead to a handsome amount in the future.<\/span><\/p>\n There are many people who delay investing in the markets due to low capital and no savings. Appreciate removes this barrier by offering fraction investing. With this feature, you can invest as little as Rs.1 in US stocks.<\/span><\/p>\n This means that you can even buy the shares of Amazon and Google as per your capacity. You even get a cashback on your fees if you recommend your fraction investments to someone else and they buy the same fractions on your recommendations.<\/span><\/p>\n If you are a trader and are sick of the bugs and limitations in your trading app, then Appreciate can be your new friend. It lets you take trades without any commissions. All you have to do is pay a small fee every time you enter a trade.<\/span><\/p>\n The multiple tools and the AI of the app lets you get tons of insights into the financial markets. There are no subscription models to access this or any feature of the app.\u00a0<\/span><\/p>\n As people continue to fear that they will lose their money through these investing apps<\/a>, Appreciate seems to be very serious about its user\u2019s safety. You can find many top-notch security features present in the app.\u00a0<\/span><\/p>\n Here are the top security measures of Appreciate:<\/span><\/p>\n Appreciate offers the dynamic AI fraud alerting feature to its users. <\/span><\/p>\n With this, all of your transactions are being tracked 24\u00d77. Whenever you make an activity, the AI is continuously monitoring it, and it flags any suspicious activity through its proprietary AI algorithm.<\/span><\/p>\n Something which you don\u2019t find very often, the portfolio insurance present on the app lets you safeguard your portfolio. You can easily opt for US-backed insurance for your accounts worth around $500,000.\u00a0<\/span><\/p>\n However, it doesn\u2019t protect you from your trading losses, which are quite obvious.<\/span><\/p>\n Appreciate is completely regulated by FEMA and RBI. This brings the utmost level of security and safety to the app. You can easily participate in the US stock markets through the app, as it is regulated.<\/span><\/p>\n Appreciate is aiming to bring an evolution in the investment segment of the country, and with its release date coming closer, it is vital to know its USP.\u00a0<\/span><\/p>\n Here are a few USPs that can help Appreciate<\/a> beat its competitors according to me:<\/span><\/p>\n This is where Appreciate seems to win the race against its competitors. <\/span><\/p>\n The users can enjoy the features of letting AI invest on their behalf. The AI of Appreciate monitors your risk appetite based on the information provided by you and finds out the right investing instruments. <\/span><\/p>\n It will directly buy those assets on your behalf. On top of that, it is free for all users.<\/span><\/p>\n The state of the art security helps Appreciate become the first preference for anyone who is looking to invest in the US stock market. It also offers great insurance for the user\u2019s portfolio.<\/span><\/p>\n With Appreciate, you can make smooth transactions. You can buy and sell your investments with a single click. This fast process saves a lot of time for the users.<\/span><\/p>\n This feature is attracting the masses to use the Appreciate app. Everyone knows that any change that they get is utilized in the most unwanted places. With the birth of change investing by Appreciate, users can literally make money out of it.\u00a0<\/span><\/p>\n Appreciate simply rounds up your transactions and invests the excess money through its smart AI. This is something that can take Appreciate to places.<\/span><\/p>\n Even if you are not familiar with the stock markets, you can use Appreciate and make your first investment. It gives access to valuable content and material worth more than Rs.5000 to educate the user about the financial markets.<\/span><\/p>\n If you want to invest in the US markets, then these are the three popular options you will come across these days. But, the question is, which is the best?<\/span><\/p>\n If we look at the features of all the apps, then it is quite difficult to find any differences. The Robo-advisor feature that is being promoted by Appreciate is present on all the platforms. You can even buy fractional shares of any US stocks on all three platforms.<\/span><\/p>\n The change investing feature of Appreciate is something out of the box, and this is what lacks in Vested and INDmoney<\/a>. Now, it will be interesting to watch whether people will prefer this feature so much that they will switch from their existing apps or not.<\/p>\n However, the pricing options do make a difference in these apps. Vested<\/a> charges a withdrawal fee of $11 and offers free withdrawal with its premium plan. INDmoney charges around $5 per withdrawal, which is the lowest fee in the country. By now, Appreciate has not hinted at the exact withdrawal fee, but it promises to reduce these rates to very nominal levels.<\/p>\n Features Of The App<\/span><\/h2>\n
1. Goal-Based Savings & Investing<\/span><\/h3>\n
![\"appreciate](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2022\/06\/appreciate-goals-section-1.png?resize=800%2C342&ssl=1\")
<\/p>\n 2. Change Investing<\/span><\/h3>\n
![\"appreciate](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2022\/06\/Appreciate-change-investing-section.png?resize=800%2C342&ssl=1\")
<\/p>\n 3. Fraction Investments<\/span><\/h3>\n
![\"appreciate](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2022\/06\/Appreciate-fraction-section-1.png?resize=800%2C369&ssl=1\")
<\/p>\n 4. Pro Trading Tools & Features<\/span><\/h3>\n
![\"appreciate](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2022\/06\/Appreciate-pro-trade-section.png?resize=800%2C341&ssl=1\")
<\/p>\n Taking Security Measures To The Next Level<\/span><\/h2>\n
1. AI Fraud Alerting<\/span><\/h3>\n
2. Portfolio Insurance<\/span><\/h3>\n
3. Compliant With All Laws & Regulations<\/span><\/h3>\n
The USP Of AppreciateWealth<\/span><\/h2>\n
1. AI-Based Investing\/Robo-Advisory<\/span><\/h3>\n
2. Security Features<\/span><\/h3>\n
3. Hassle-Free Transactions<\/span><\/h3>\n
4. Change Investing<\/span><\/h3>\n
5. Learn From The Valuable Resources<\/span><\/h3>\n
Is Appreciate Better Than Vested & INDmoney?<\/span><\/h2>\n
![\"\"](\"https:\/\/i0.wp.com\/aayushbhaskar.com\/wp-content\/uploads\/2022\/06\/AppreciateWealth-Review.png?w=800&ssl=1\")
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