Iingcali zentengiso zikholelwa ukuba u-2021 iza kuba ngunyaka ongakholelekiyo kwintengiso. Sele iphezulu, i-Sensex kulindeleke ukuba ifikelele kwi-50,000 kunye ne-Nifty kwi-15,000 ekupheleni kwalo nyaka. I-indices iya kubanga iirekhodi eziphezulu ngo-2021.
Unyaka ka-2020 yayiyeyona minyaka ingazinzanga kwintengiso ngenxa yobhubhane. Imakethi yabona iminyaka ecacileyo yenkunzi yenkomo kunye nebhere kodwa yaphela igcina ixesha lenkunzi.
Zombini i-BSE Sensex kunye ne-Nifty 50 zenze i-smart recovery ngaphandle kokuvalwa kwelizwe. Ukuqukuqela kobutyebi obunamandla kwimarike kugqibele kwiinzuzo kuzo zombini ii-indices.
I-Sensex ikhule nge-14.8% kunye ne-Nifty 50 nge-14%.
Ngokukhula kwentengiso, lithuba elihle kakhulu lokuba abatyali-mali batyale imali kwingxowa-mali yokubambisana ekhulayo.
Yintoni iiNgxowa-mali zoThutyana?
Iingxowa-mali ezihlangeneyo zisisiseko semali evulekileyo elawulwa ngobuchule. Badibanisa imali kubatyali-mali abaninzi ukuze bathenge izibambiso.
Iingxowa-mali ezinkulu ezihlangeneyo yenye yezona ndlela zotyalo-mali ezikhuselekileyo. Ngokutsho kwe-SEBI, ezi mali zityala ubuncinci be-80% yee-asethi zayo kwi-equity kunye nezixhobo ezinxulumene neenkampani ezisekelwe kakuhle kunye nezidumileyo.
Banophawu oluthembekileyo lophawu, inzuzo yokukhuphisana, ibhalansi eyomeleleyo, ukufikelela lula kuzo zonke izibonelelo kunye nemodeli yoshishino oluzinzileyo.
Ezi nkampani ubukhulu becala zivelisa inzuzo engaguqukiyo kwaye zonwabele ukuthembeka kwabathengi. Yiloo nto ebenza bakwazi ukumelana nezothuso kwezoqoqosho nakwezemali, kwaye ke, ziinketho zotyalo-mali ezikhuselekileyo.
Ukuqwalasela iiparitha zokubuyisela umngcipheko, ukubuyisela akunakuhlala kuphezulu kakhulu kodwa kuyahambelana. Banceda ekuqulatheni umngcipheko ngexesha lemarike eguquguqukayo xa kuthelekiswa noontanga babo abancinci.
Iingxowa-mali ezinkulu zifanelekile ukuba ujonge ukufumana ukukhula okuzinzileyo kwengeniso eyinkunzi ngexesha elide. Zezona ngxowa-mali zikhuselekileyo kudidi lwe-equity.
Abaphezulu abasi-8 abaqhuba i-mutual fuIinjongo zokutyala imali ngo-2021 zezi-
I-Axis Bluechip Fund:
Ngembuyekezo yonyaka eyi-22.91%, i I-Axis Bluechip Fund ijolise ekuphumezeni umgangatho wokwenziwa komsebenzi weengxowa-mali macala.
Nangona iza phantsi kotyalo-mali olunobungozi, bajonge ukugcina umngcipheko usezantsi kunomda obekiweyo. Ibamba ii-asethi ezizodwa kunye neenzuzo zeklasi.
Kunye noko, bakwabambe amandla okubetha ukunyuka kwamaxabiso kunye nokwenza ingeniso yexesha elide. Ukuba yenye yeengxowa-mali eziphezulu zotyalo-mali kuzo, lukhetho olufanelekileyo kubatyali-mali ukuba bafezekise iinjongo zabo zemali ekujoliswe kuzo zonyaka ka-2021.
Ubuncinci besicwangciso sotyalo-mali esicwangcisiweyo (SIP) se-Axis Bluechip yi-Rs. 500. Inophantsi umyinge weendleko ye-0.51%, ebonisa ukuba ii-asethi ezimbalwa zisetyenziselwa ulawulo kunye neendleko zokusebenza.
Ngezantsi itshathi yokukhula ye-Axis Bluechip Fund evela kwi-moneycontrol.com.
Kotak Bluechip Fund:
Ngembuyekezo yonyaka ye-25.28% kunye nomlinganiselo weendleko we-0.96%, Kotak Bluechip Fund ithathwa njengotyalo-mali olukhuselekileyo olunokunyamezela ukudodobala koqoqosho. Imbuyekezo yabo yeminyaka emi-3 kunye ne-5 yeminyaka iphezulu kunembuyekezo ye-avareji yodidi, oko kuyenza ibe lukhetho oluvakalayo lotyalo-mali.
Le ngxowa-mali ine-SIP encinci ye-Rs. 100. Ukwenza izinto zibe lula kwaye ziqonde ngakumbi, ngokuqwalasela izinga lokubuya kwe-25.28%, i-Rs. I-100 etyalwe nyanga zonke kunyaka ophelileyo iza kuvelisa i-Rs. 1,333 namhlanje.
I-98% ye-Kotak Bluechip ephethe i-asethi, kwaye intsalela yimali - i-HDFC Bank Ltd., i-Infosys, kunye ne-Reliance ibe yi-3 ephezulu yokubamba.
Apha ngezantsi kukho itshathi yokukhula kweKotak Bluechip Fund esuka kwiCoin nge Zerodha.
INgxowa-mali yeSBI Bluechip:
Ukunika imbuyekezo yonyaka eyi-27.52%, i SBI Bluechip fund inobungakanani bengxowa-mali ye-Rs. 25,925 Cr.
Yenye yeengxowa-mali zeenkwenkwezi kwicandelo le-mutual fund, enika amathuba amahle otyalo-mali ixesha elide kunye nembuyekezo.
Umlinganiselo weendleko kwi-SBI Bluechip Fund yi-1.03%, kwaye i-SIP encinci yi-Rs. 500. Ingxowa-mali ine-99.6% yokubamba kwayo ngokulinganayo, kunye ne-HDFC Bank Ltd., i-ICICI, kunye ne-Infosys ibe yizona ziphezulu.
Apha ngezantsi kukho itshathi yokukhula ye-SBI Bluechip Fund esuka kwiCoin nguZerodha.
I-ICICI Prudential Bluechip Fund:
I-ICICI Prudential Bluechip Funds ngomnye wabadlali abangaguqukiyo kwicandelo lengxowa-mali enkulu. Ngobungakanani bengxowa-mali enkulu ye-Rs. 26, 541 Cr., imbuyekezo yonyaka efanayo yi-24.36%.
Ingxowa-mali ikwazile ukoyisa umgangatho kwixesha elide. Ibonelele nge-21% xa ithelekiswa ne-16% yomgangatho kwiminyaka emi-5. Kwaye ikwabonelele nge-18% ngokuchasene ne-11% yaloo nto kwiminyaka eli-10.
Umlinganiselo weendleko nawo awukho phezulu kakhulu, ume kwi-1.22%. Nangona kunjalo, ukwahlukana kwabo kutyalo-mali kubandakanya i-1.1% yetyala, i-3.5% yemali, kunye ne-95.4% ye-equity. Eyona ndawo iphezulu i HDFC Bank Ltd., Infosys, kunye ne ICICI Bank Ltd.
Ubuncinci bemali ye-SIP yi-Rs. 100, kunye nomphathi wengxowa-mali elandela ixabiso elinomtsalane.
Uthathela ingqalelo oku kungasentla, yenye yezona ndlela zibalaseleyo zotyalo-mali ngo-2021.
Apha ngezantsi kukho itshathi yokukhula ye-ICICI Prudential Bluechip Fund esuka kwiCoin nguZerodha.
Canara Robeco Bluechip Fund:
Ngembuyekezo yonyaka eyi-30.17%, ngumngcipheko ophakathi, ukhetho lotyalo-mali lwexesha elide.
Njengoko unyaka om-1, iminyaka emi-3, kunye nengeniso yeminyaka emi-5 iphezulu kunembuyekezo yomndilili wodidi; inenzuzo ephezulu yexesha elizayo.
Canara Robeco Bluechip Fund isebenze bhetele kunebenchmark kwaye lutyalo-mali olufanelekileyo lweminyaka emi-3+ yexesha elibekiweyo, ukubonisa ukukhula okugqwesileyo.
Banomlinganiselo weendleko eziphantsi we-0.66% kwaye ngokwenene bayingxowa-mali esakhulayo. Ubuncinci bemali ye-SIP kule ngxowa-mali yi-Rs. I-1,000, kunye ne-95.3% yohlalutyo lwabo lokubamba olunikezelwe kwi-equity.
I-4 yabo ephezulu i-HDFB Bank, i-Infosys, i-ICICI Bank, kunye ne-Reliance Industries.
Apha ngezantsi kukho itshathi yokukhula yeCanara Robeco Bluechip Fund esuka kwiCoin nguZerodha.
Ingxowa-mali enkulu ye-Mirae Asset:
Nge-24.80% yembuyekezo yonyaka omnye, Mirae Asset Ingxowa mali enkulu sesinye sezikim ezikwinqanaba eliphezulu lengxowa-mali yemutual e-Indiya.
Bangabadlali abangaqhelekanga kwaye bakwazile ukunikezela ngembuyekezo ebalaseleyo ehlengahlengisiweyo kwimingcipheko ekuhambeni kweminyaka. Baqhube ngcono kunabanye xa bethelekisa nebenchmark yodidi lwe-cap-cap enkulu.
Kwisithuba sexesha sonyaka omnye, iminyaka emi-1 kunye ne-3, inkqubo ikwazile ukunika i-5%, 11.8 % kunye ne-8.5% imbuyekezo, ngokulandelelanayo.
Umlinganiselo weendleko zabo uphantsi njenge-0.55%, uvelisa i-12.3%, 7.3% kunye ne-10.4%, ngokulandelanayo, kwi-1, 3, kunye ne-5 iminyaka.
Apha ngezantsi kukho itshathi yokukhula ye Mirae Asset Large Cap Fund evela kwimoneycontrol.com.
Ingxowa-mali enkulu ye-BNP Paribas:
Ngembuyekezo yonyaka eyi-23.94%, Ingxowa-mali enkulu ye-BNP Paribas inomsebenzi ongaphezulu komndilili oqwalasela imbuyekezo, umngcipheko, kunye nokungaguquguquki.
Banomlinganiselo weendleko we-1.03% kunye nexabiso le-SIP elincinci le-Rs. 300. Ezinye zeendawo eziphezulu zeBNP Paribas yi-HDFC Bank, i-ICICI Bank, i-Infosys, i-Reliance Industries, i-Kotak Mahindra Bank, i-Bharti Airtel, i-TCS kunye ne-Hindustan Unilever.
Ukuba ungumtyali-mali ujonge imbuyekezo ephezulu ngokutyala imali yakho iminyaka emi-3-4 ubuncinci, olu lukhetho olufanelekileyo kuwe.
Imbuyekezo engumndilili wengxowa-mali enkulu ibonwa kuma-22.94% xa kuthelekiswa nomndilili wodidi oluyi-21.95% – nto leyo eyenza utyalo-mali lube lolona khetho lulungileyo.
Apha ngezantsi kukho itshathi yokukhula ye-BNP Paribas Ingxowa-mali enkulu evela kwiNgqekembe kaZerodha.
Ingxowa-mali enkulu ye-Edelweiss:
Ngesicwangciso sotyalo-mali sokukhetha izitokhwe ezinexabiso elifanelekileyo ezinembuyekezo engaphezulu komndilili, Edelweiss Iingxowa-mali ezinkulu zeCap ubonelele ngembuyekezo yonyaka eyi-24.98%.
Ubuncinci bexabiso labo le-SIP lixatyiswe nge-Rs. 500 kunye nomlinganiselo weendleko we-1.05%.
Ukubamba kwabo okuphezulu kubandakanya iinkampani ezihloniphekileyo ezifana ne-HDFC Bank, iBharti Airtel, i-Reliance Industries, i-ICICI Bank, i-Infosys, i-SBI, i-Axis Bank, kunye neenkampani eziphantsi kweenkampani eziphezulu ze-100 ezidweliswe eIndiya nge-capitalisation market.
Kuya kufuneka utyale imali kule ngxowa-mali ukuba ujonge ekudalweni kobutyebi kwithuba elide leminyaka emi-5 nangaphezulu.
Uhlalutyo lwepotfoliyo yecandelo lobulumko lubonisa ukuba uninzi lweendawo zabo zokubamba ziinkampani zeenkonzo zezemali, iinkampani ze-IT, ishishini le-Pharma, kunye nempahla yabathengi. Onke la mashishini ayakhula ngokuncomekayo, esenza ingxowa-mali yomanyano ibe lolona khetho lubalaseleyo lokutyala imali kulo.
Apha ngezantsi kukho itshathi yokukhula kwe-Edelweiss Large Cap Fund evela kwiCoin nguZerodha.
Isiphelo:
Iimali ezikhankanywe ngasentla lolona khetho lulungileyo ukuba ujonge ukutyala imali kwimali ehlangeneyo ngonyaka ka-2021.
Nangona kunjalo, kuya kuba kuhle ukuba ukhumbule ukuba awukhethi iimali ezinkulu ngokujonga imbonakalo yemarike yexesha elifutshane, ukungahoywa kwesabelo sakho se-asethi, ukubuyisela ukungaboniyo kwimilinganiselo yeenkwenkwezi, kuxhomekeke kuphela kwiirekhodi ezidlulileyo ze-MF, ukungahoyi imiba esemgangathweni yengxowa-mali ehlangeneyo kunye nokuxhomekeka kakhulu kwiingcebiso zosapho kunye nabahlobo.
Qinisekisa ukuba uzenzela esakho isigqibo emva kokwenza uphando olubanzi malunga nengxowa-mali ethile ofuna ukutyala kuyo.
Nangona iimali ezihlangeneyo zibhekwa njengokhetho olukhuselekileyo, ziyaguquguquka kwaye zinokuba yingozi, nazo.
Yenza ukhetho kuphela xa uqinisekile ngekhulu leepesenti malunga neMF ofuna ukutyala kuyo, emva kokuqwalasela zonke imiba yomgangatho nobungakanani efanayo.
Shiya iMpendulo