Imarike yemasheya yindawo eguqukayo. Ngotshintsho lwemihla ngemihla, imarike ngamanye amaxesha iyakhula kwaye ngamanye amaxesha, hayi kakhulu. Yindawo eguquguqukayo ukuba ube kuyo kwaye ngokuqinisekileyo ifuna isixa esifanelekileyo sophando kunye nokuqonda ukuze ungene kuyo.
Zimbini iintlobo zokurhweba, ukurhweba nge-intraday, kunye norhwebo lwe-swing. Ukurhweba nge-Intraday yinto eyenzekayo ngosuku olunye. Umrhwebi we-intraday wenza amashishini amaninzi emini kwaye avale urhwebo njengoko imarike ivala.
Nangona kunjalo, ukurhweba nge-swing luhlobo lokurhweba olwenzeka kwiintsuku ezimbalwa okanye iiveki. Zombini ezi ntlobo zokurhweba zidinga ubuchule bokuqala ukwenza izigqibo zobulumko kumdlalo wokutshintshiselana ngesitokhwe!
Ngaphambi kokuba uqhubele phambili, kubalulekile ukuqonda ukuba imarike yemasheya yindawo yokudlala enobungozi. Kukho inzuzo, ngokuqinisekileyo. Kodwa kukwakho neelahleko.
Kwaye umntu uya kuhlala ekulungele ukuthwala ilahleko ukuba uzimisele ukufumana inzuzo.
Akukho ndlela 'egqibeleleyo' yokufumana ubuchule bokurhweba ngesitokhwe kodwa ifuna isakhono esikhethekileyo esiseti kunye nokunyamezela umngcipheko ukuqhubeka nokuba kuyo ekuhambeni kwexesha.
Siza kugubungela imiba emibini ebalulekileyo yokuthenga isitokhwe sakho sokuqala eIndiya, eyokuqala ibe yinxalenye yetekhnoloji kwaye enye ibe yinxalenye yobukrelekrele.
Isikhokelo sobugcisa siya kugubungela amanyathelo ayimfuneko ukuze ukwazi ngokwenene ukurhweba kwimarike. Kunye naloo nto, inkalo yengqondo iya kugubungela amanqaku abalulekileyo ekufuneka uwagcine engqondweni ngelixa utyala imali kwisitokhwe sakho sokuqala.
Nantsi indlela onokuthi uthenge ngayo isitokhwe sakho sokuqala eIndiya: Isikhokelo sobugcisa -
1. Qinisekisa ukuba unekhadi le-PAN
Ukuba nenombolo yeakhawunti esisigxina kunyanzelekile eIndiya kuzo zonke iintlobo zentengiselwano zemali. Ukuba awunayo, qiniseka ukuba uyayifumana ngaphambi kokuba uqale uhambo lwakho lokurhweba.
Uya kufuna le PAN ukuvula iakhawunti yebhanki, utyalo-mali kwiingxowa-mali ezifanayo, xhasa ngemali idiphozithi yakho emiselweyo, kwaye uxhase ngezimali izitokhwe. Uyayidinga kwakhona le nombolo ukuze ufake ifayile ye-ITR yakho.
Ke ngoko, ukutyala imali kwizabelo eIndiya, eli lelokuqala kwaye lelinye lawona manyathelo abalulekileyo ekufuneka uwagqibe.
Ndwendwela iwebhusayithi ye-TIN apha ukuze ufake isicelo sekhadi le-PAN.
2. Fumana umthengisi ofanelekileyo:
Ukurhweba kwimarike yemasheya, kufuneka ube nomthengisi obhalisiweyo we-SEBI.
Lo mthengisi uya kusebenza njengommeli phakathi kwakho kunye nawe, ukuze uthenge kwaye uthengise izabelo. Qhagamshelana nomthengisi oneziqinisekiso ezifanelekileyo ukuze uye phambili.
Kukho iiwebhusayithi ezininzi kunye nee -apps ezibonisa iinkonzo zokuthengisa. Sincoma ukusebenzisa khula or Zerodha kubaqalayo. Ukusebenzisa zombini ezi apps awuzukwenza nto yimbi ukuqala ukutyala imali kwimarike yesitokhwe.
3. Vula iDEMAT yakho kunye neakhawunti yokurhweba:
A Idemat i-akhawunti iyafuneka ukuze ubambe izabelo zakho nge-elektroniki. Ngaphandle koku, akukho ndlela yimbi yokuba uthenge kwaye uthengise izitokhwe zakho.
Ngelixa, kwintengiselwano yokuthenga kunye nokuthengisa izabelo zakho, udinga iakhawunti yorhwebo edibeneyo.
Kuthatha kuphela malunga ne-48 ukuya kwiiyure ezingama-72 ukuvula iakhawunti yakho yeDemat kwaye uqale ngokurhweba kwizitokhwe.
Ukuba ujonge iakhawunti yeDema yasimahla, cinga ukusebenzisa i Khulisa usetyenziso.
4. Qhagamshelana nomthathi-nxaxheba wedipozithi (DP):
Umthathi-nxaxheba wedipozithi ukwangumlamli, kodwa phakathi kweendawo ezigcina imali kunye nomtyali-mali.
Zimbini iindawo zokugcina imali eIndiya; iNational Securities Depositories Ltd. (NDSL) kunye neCentral Depository Services Ltd. (CDSL).
I-akhawunti ye-Demat oyivulayo ivela kwezi zigcini-mali ngokwazo, ezikunceda ukuba utyale imali kwizitokhwe. IiDPs ziya kukunceda ubambe izabelo ozithengayo kwaye ukhulule ezo uzithengisayo.
5. I-UIN yokutyala imali enkulu:
Ukuba uzimisele ukuba neentengiselwano zorhwebo, nge-Rs. I-Lakh eyi-1 okanye ngaphezulu ngexesha elinye, kufuneka ube neNombolo yeSazisi eYodwa.
Kubatyalo-mali abaqhelekileyo abacebi ukutyala imali eninzi kakhulu, eli nyathelo liyaphepheka.
Ungafumana inombolo ye-UIN usebenzisa iFOMU GST REG-13.
6. Ukuthenga nokuthengisa izabelo, ekugqibeleni:
Ukulungele ukutyalomali kwimarike yemasheya xa sele ugqibile ngawo onke la manyathelo angentla.
Ukuqala ukutyala imali, kufuneka uxelele umthengisi wakho ukuba zeziphi izabelo ofuna ukuzithenga, ubungakanani bazo, kwaye ngeliphi ixabiso.
Nje ukuba ubeke iodolo kwaye izabelo zifikelele kwelo xabiso, intengiselwano yakho iya kwenzeka.
Umzekelo, ukuba unqwenela ukuthenga izabelo ezili-10 ze-ABC Ltd. nge-Rs. 276, uya kwazisa umthengisi wakho ngokufanayo. Nje ukuba isabelo sichukumise eli xabiso, umthengisi uya kuthenga i-10 ABC Ltd.
Izabelo egameni lakho kwaye zongeze kwiakhawunti yakho. Yonke i-broker ibiza intwana yekhomishini kwintengiselwano nganye.
Nje ukuba uwaqonde amanyathelo obugcisa ekufuneka uwahlawulele ukuthenga isitokhwe sakho sokuqala eIndiya, kuza inxalenye yengqondo.
Ukugqiba ukuba yeyiphi isitokhwe ofuna ukutyala kuyo, kukho iinkxalabo ezibalulekileyo ekufuneka wonke umntu azihlalutye kwaye azifundisise
La ngamanyathelo kwinkalo yengqondo yokuthenga isitokhwe sakho sokuqala eIndiya
1. Landela iindaba kwaye wenze uphando lwakho:
Idatha yo qoqosho ibalulekile njengoko ichaphazela kakhulu imarike. Ngalo lonke ixesha uqinisekisa ukuba ulandela iindaba ngesisa kwaye ugcine umkhondo wento eyenzekayo kuqoqosho.
Izibhengezo ezivela kwiinkampani ezinkulu nazo zichaphazela i-stock market, ngoko ke kuyimfuneko ukugcina umkhondo weendaba ezibalulekileyo zemali kunye nezoqoqosho eziqhubekayo ngoku.
Phanda kangangoko unakho malunga neenkampani ofuna ukutyala kuzo. Yenza uluhlu lweenkampani ezimbalwa onazo ngokwenene, kwaye uqale ukuhlalutya iintsingiselo zayo.
Idatha yangaphambili, amanani, iindaba, kunye nokuma kwenkampani ngoku zizinto ezibalulekileyo ekufuneka zijongwe.
Iingeniso zonyaka ophelileyo zenkampani zikwayinto ebalulekileyo ekufuneka uyikhumbule.
Soloko ukwenze umkhwa ukuphanda malunga nenkampani ngaphambi kokuba utyale imali kuyo, kwaye utyala imali kuphela kwiinkampani oqinisekileyo ngazo, ubuncinci ekuqaleni.
Nazi iingcebiso ezi-7 ezibalulekileyo zabaqalayo ukuba baqalise ukutyala imali ngobulumko.
2. Khetha ezaziwayo, iinkampani ezinkulu ukuqala ngazo:
Kububulumko ukuba umtyali-mali oqalayo azame kwaye atyale imali kwii-caps ezinkulu kunye namagama amakhulu.
Kukudlala ngokukhuselekileyo ukutyalomali kwiinkampani esele zinendawo ehlonelwayo neyaziwayo kwimarike.
Izitokhwe ezinjalo aziqhubeki kakuhle ngalo lonke ixesha, kodwa amathuba abo okuphinda afumane ixabiso eliya kukuzuzisa liphezulu kunezinye izitokhwe.
3. Funda indlela yokufunda iitshathi kunye nentsingiselo:
Obu buchule buya kuthatha ixesha elininzi ukuphuhlisa, kodwa kusoloko kuyinto efanelekileyo ukuqala kwangethuba.
Kukho iitshathi ezininzi ezikhoyo ezixelela yonke into malunga nesikhundla senkampani, kwaye ukuba ufunda ukufunda ipesenti ethile yayo, iya kuba sisiqalo esihle!
Eyona nto iphambili ekufuneka ugxile kuyo kukuba itshathi yenkampani iqala ukusuka kwinqanaba elisezantsi kwaye iphele kwindawo ephezulu.
Oko kuthetha ukuba amaxabiso esitokhwe ayenyuka, kwaye kuyinto entle ukutyalomali kweso sitokhwe. Ewe kunjalo, kukho iitshathi zobugcisa ezixela okuninzi malunga nenkampani, kodwa le nqaku inye yeyona ilula ukuyifunda kunye nokusebenzisa.
4. Qonda umlinganiselo:
Imilinganiselo emininzi ikunceda ukhethe isitokhwe esifanelekileyo.
Ixabiso kwireyishini yemivuzo, ityala kwi-equity ratio, ingeniso ngesabelo ngasinye, kunye nokubuyela kwi-equity ratios ziphakathi kwemilinganiselo embalwa eya kukunceda ukhethe isitokhwe esifanelekileyo. Iphezulu ingeniso kwixabiso, ngcono isitokhwe.
Ityala lisezantsi kwi-equity, i-stock ingcono.
Imivuzo ephezulu kwaye ikhula rhoqo ngesabelo ngasinye, ingcono. Yile ndlela oqonda ngayo kwaye uhlalutye imilinganiselo yokukhetha isitokhwe sakho sokuqala oza kutyala kuso.
5. Sebenzisa ubukho beBloomberg:
I-Bloomberg sisixhobo somlingo, ngokwenene! Sisicelo esigcina idatha malunga nantoni na yonke into kwihlabathi jikelele.
Iphethe ulwazi malunga neenkampani, imeko yazo yezemali, izibhengezo zamva nje, kunye nantoni na. Kwabaqalayo, yeyona ndlela ilula yokuba nengqokelela yonke yezinto ngexesha elinye.
Sebenzisa iBloomberg kwaye ufunde yonke into onokuyenza ngeetshathi kunye namanani ukuze uqonde esona sitokhwe silungileyo onokuthi uqalise uhambo lwakho lotyalo-mali.
isiphelo
Hlala ukhumbula ukuba utyalo-mali kwimarike yemasheya yinkqubo yokufunda eqhubekayo. Akukho mntu unokwenza inkqubo yokurhweba ngeentsuku ezimbalwa, okanye ngaloo nto, nakwiminyaka embalwa.
I-dynamism ifana nokuba kungakhathaliseki ukuba ufunda kangakanani, akwanelanga.
Kungenxa yoko le nto kufuneka uhlale usezinzwaneni zakho kwaye uqhubeke ufunda imarike kangangoko unako. Ngumdlalo onzima, kodwa imidlalo enzima iseyeyona imnandi kakhulu!
Ukuba unokujonga ngeliso elibukhali imiba yobuchwephesha kunye nobukrelekrele ekhankanywe ngasentla, ngokuqinisekileyo uya kwenza ukhetho olufanelekileyo ngelixa uthenga isitokhwe sakho sokuqala. Nangona kunjalo, nokuba awukwenzi, ungakhathazeki.
Isigqibo sakho sokuqala sinokuba singalunganga, kunye nesesibini sakho, kodwa isithonga sesithathu ngokuqinisekileyo siya kuba sisitshintshi somdlalo. Ukufunda rhoqo, ukufunda, ukuphonononga, kunye nokuphonononga kuko okuya kukunceda ekuhambeni kwexesha.
Jonga ezi apps zotyalo-mali ziphezulu ukuqala uhambo lwakho njengomtyali-mali.
Utyalo-mali olonwabileyo!
Shiya iMpendulo