IMarike ye-Crypto iye yanyanyiswa yisiphithiphithi kwiiveki ezimbalwa ezidlulileyo.
Hayi, andithethi malunga nokuwa jikelele kwamaxabiso kwibhodi yonke. Kunoko, ndibhekisela kwimiba eye yanyuka kwinqanaba elinye le-Crypto space - i-DeFi.
Enye nenye, iiprothokholi ziyasilela kwaye zihamba ngaphantsi. Abanye baye bayeka ukutsala imali. Abanye baye basilela ukuhlangabezana neefowuni zomda. Ngelixa abanye bemise ezona mpawu beziyi-USP yabo.
Uluhlu lude, kodwa makhe sigxininise kolunye uphuhliso olukhulu malunga neCelsius, 3AC & Solend.
Eli nqaku lelaye nabani na onomdla wokuqonda ngcono umngcipheko kunye nesakhiwo somvuzo we Iimarike ze-Crypto. Kwakhona, kuya kukunika ukuqonda okunzulu komngcipheko ocwangcisiweyo kunye nendlela i-Crypto engekabanjwa ngayo kwihlabathi lethu leTradFi.
1. Chaza umngcipheko ocwangcisiweyo?
Umngcipheko ocwangcisiweyo ngumngcipheko ongenako ukuncitshiswa ngokubamba ipotifoliyo eyohlukeneyo. Ngeyona ndlela ilula, ngumngcipheko ophuma kwinkqubo esisebenza kuyo.
Ngenxa yoko, inokufunxwa kuphela.
Cinga ngamaqondo enzala, intsilelo yemali, noqikelelo lokukhula koqoqosho.
Akukho zifemu, icandelo, okanye imarike inokugcinwa ukuba amazinga enzala anyukile, umgaqo-nkqubo wemali uba ngumnqantsa kwaye ukukhula koqoqosho kuyehla. Ngokubanzi uvakalelo lweshishini kunye nokusebenza kuya kuphazamiseka.
Oku kuya kubonakala kumaxabiso emarike ye esitokisini kunye nezinye ii-asethi.
2. Ichaphazela njani iCrypto yeRisk Risk Impact?
Nangona iingxoxo ezixhokonxa ingcinga ezibekwe phambili yiBitcoin Maxis, imeko yokudlala ekhoyo namhlanje kukuba i-Crypto market ichaphazeleka kakhulu yimpilo yezoqoqosho.
Ngokunyuka kwamaxabiso ezinto ezixhalabisayo, amasheya athathe ukubetha, kwaye izivuno zebhondi zanda, zibonisa ukunyuka kwembuyekezo efunekayo kwi-capital kwi-inflation-adjusted basis.
Ngokuqiniswa kwemali okuqhubekayo, abahlalutyi balindele ukuba ukuhamba kwe-bearish kwezi marike kuqhubeke.
Xa ujonga i-Crypto, imeko efanayo iyaqhubeka. Ukunyuka kwexabiso lemali, eliye linqongophala ngokunyukayo ngenxa yamazinga aphezulu enzala, kube nefuthe elibi kwiimarike.
Zihambile iintsuku zemali yasimahla evela kwiitshekhi zovuselelo etyalwe kulo $ Doge okanye uswayipha ikhadi lakho kwi-CEX ukuze wenze umdlalo $BTC elizayo.
Umntu oqhelekileyo uxhalabele ukhuseleko lomsebenzi kwaye ngenxa yoko, uhlala kude neemarike. Ngenxa yoko, ukuswelakala kwemali kuyaphela.
3. Umnyhadala weNtshukumo
Nokuba ngesizakufika apha nangoku okanye kule milo imbi ngumbuzo ovulekileyo, kodwa eyona nto yayibambe iimarike zeCrypto phezu kwentloko yazo KUFUNEKA depeg.
Le nto ibonakaliswe njengesiganeko esivusayo - into engalindelekanga kwaye ayifanisi ngokulula. Ngaphezulu kwe-$40bn yalahleka ngenxa yovavanyo lwe-UST / Luna njengoko ixabiso le-BTC lehla ukusuka kwi-$ 40,000 ukuya ngaphantsi kwe-30,000 yeedola.
Ngoku inyuke kancinci ukusuka ezantsi kwi-17,700 yeedola. Akukho mntu wabona oku kuza, kwaye ukuba nabani na uvakalelwa kukuba okubi kusemva kwethu, iindaba eziphuma kwicandelo le-DeFi zanele ukubonisa ukuba ziphosakele.
4. Kuqhambuka isiphithiphithi
4.1. I-Celsius Debacle
Ngaphambili kule nyanga, Inethiwekhi yeCelsius, i-app ye-All-in-one yokurhweba, ukuboleka, ukuboleka kunye ne-cryptocurrency ye-crypto ibhengeze ukuba iyanqumama ukutsalwa kwemali ngenxa yeemeko ezinciphile kakhulu zokungabi namali yokuhlawula amatyala.
Oku kukhokelele kuthotho lwezityholo malunga nokuqhatha abatyali-mali babo (ukuya kuthi ga kwi-3 yeebhiliyoni zeedola zase-US). Into esiyaziyo ngoku kukuba ngaphaya kwezityholo, kukho izizathu ezibini zokusilela:
Ngaphezulu kwezikhundla ezixhasiweyo
Iprothokholi ebolekwe kwiiprothokholi zokuhlawula amatyala kusetyenziswa iimali zabathengi ukugcina iindleko zokuboleka zisezantsi kwabanye abathengi. Ukutshintsha okuqhelekileyo kuya kuba yi-$ WBTC (uguqulelo lwe-$ BTC kwi-blockchain ye-Ethereum) ye-DAI ye-$.
Akukho nto iphosakeleyo ngale nto ngaphandle kokuba iprotocol ibonakala ngathi ayilandelanga imodeli ye-asethi-liability okanye ibalwa ngokuguquguquka. Ngemarike iyonke ekubuyiseleni okunamandla, ixabiso lesibambiso esithembise ukuthatha i-$DAI yemali mboleko yehlisiwe kunye nokunyanzeliswa kweefowuni zomda.
Ngomgaqo-nkqubo wokuphuma kwemali entsha enikwe iimeko ezigwenxa kunye neemeko zentengiso kwaye zingakwazi ukubiza okulungileyo kwiimali-mboleko ezenziwe kubaboleki (abangenazo iintloko phezu kwamanzi ngokwabo ukuba ngaba sele beyibhangisiwe), babengenayo enye indlela ngaphandle kokuyeka ukutsalwa kwemali kunye. ukuhlola ukubhanga.
Ukuvezwa kwi-STETH
I-STETH yimveliso ye LIDO Staking ekuvumela ukuba ufumane imbuyekezo ye-staking kwi-ETH yakho yokubamba ngaphandle kweziseko eziyimfuneko ezifunekayo.
Iyimveliso ephuma kuqala kwaye ivumela abatyali-mali ukuba bafumane i-8% yezivuno kule phuli ye-staking pool xa kuthelekiswa ne-4.2% ye-staking imbuyekezo umntu aqhele ukuyifumana ngokufaka i-ETH ye-staking.
Oku kuqinisekiswa nguLido kwinani usebenzisa i-$ETH idiphozithi (nxamnye neyiphi i-stETH ekhutshiweyo) kwiinkonzo zokubonelela nge-liquidity ezongezelelweyo kwiimarike ze-OTC kunye ne-DEX.
Intuthuzelo yayiyeyokuba i-stETH nganye iya kukhululwa kwi-1: 1 umlinganiselo xa i-Ethereum 2.0 iya kuqaliswa (i-stETH ingatshintshwa kwiimarike ze-DEX okwethutyana) kwaye ngoko i-Celsius ithengise oku kakhulu kubathengi bayo.
Nangona kunjalo, ngenxa yeemeko ezimbi zemarike kunye nokukhawuleza ukuya kukhuseleko, isikhonkwane kwi I-DEXs ukuqhekeka kunye nokungabi namali kwasoma kukhokelela kuCelsius, kwaye abathengi bayo, bephethe into engaphantsi kwexabiso layo kwaye ayinakuthengiswa - ubuncinane hayi kwangoko.
4.2. Abanye Banexhala kwi-3AC
I-3AC, mfutshane kwi-Three Arrows Capital, yi-crypto hedge fund esekelwe ngaphandle kweSingapore. Njengalo naluphi na ulwakhiwo lwe-hedge fund, iNkampani yayinabatyali-mali kwaye yasasaza izixa ezikhulu zokuxhasa ukuvelisa imbuyekezo enkulu.
Izinto zaziyi-hunky-dory de kwawa i-UST/Luna.
Kuxhomekeke ekubeni ufunda bani, iNkampani ifumene ilahleko eyi-$200mn ukuya kwi-450mn ukusuka kwesi sikhundla. I-Messari.io ngakolunye uhlangothi iqikelela ukuba yi-$ 560mn (ngaphezulu kwe-60% yokudonsa kwi-27 enye impahla).
Kwakubonakala ngathi iNkampani isindile kumsitho wokuxhobisa, kodwa yashiyeka ibuthathaka ngendlela emangalisayo.
Ukuqhubekeka kokuthotywa kokuthotywa kwemarike xa iyonke kukhokelele ekuphelisweni kwezikhundla zayo. Okwangoku, bazama ukuthengisa yonke into ukuze bavale izikhundla zabo ze-levered (kubandakanywa nokuthengisa iqoqo labo le-NFT).
4.3. I-Solend iphakamisa
I-Sond yiprothokholi yokulima isivuno kwiSolana blockchain evumela abasebenzisi ukuba bafake, babolekise kwaye baboleke imali ye-cryptocurrency. Iprothokholi ibisezindabeni ukusukela oko kwavela ukuba a Solana umnenga une-$21mn SOL isikhundla phantsi kwesoyikiso sokupheliswa.
Inkxalabo yabo yayikukuba umnenga oxeliweyo ngoyena mnenga uninzi lweprotocol's $SOL ebambe.
Oku kubalulekile kuba, ngokudipha kwexabiso kunye nokuchukumisa indawo yokubhangisa, inkxalabo yayikukuba ababolekisi bayakungxamela ukubhangisa indawo ye-SOL ye-SOL, okunokuthi kutsalwe i-Solend ye-95% yeediphozithi ze-SOL ze-SOL kwaye mhlawumbi ibangele ukonakala kwayo yonke i-blockchain ye-Solana. .
Le ntlekele yathintelwa njengoko umnenga ongaziwayo ekugqibeleni waphendula kwiifowuni zoncedo kwi-Twitter ngeprotocol. Emva koko uye wahlengahlengisa isikhundla sakhe kwezinye iimarike ezahlukeneyo.
Nangona kunjalo, kwakumnandi ukubona i-Solend, kwiiyure ngaphambi kokuba unxibelelwano lusekwe kunye ne-whale, lihamba liphakamisa ukuthathwa kwe-akhawunti - into echasene ne-ethos ye-DeFi!
5. Izifundo kuLawulo loMngcipheko
I-Crypto yimarike enobungozi obuphezulu, kodwa inyaniso kukuba zonke iimarike zinomngcipheko wazo kunye nokubuyisela ukurhweba.
Yiyiphi inkalo eyahlukileyo ye-Crypto & DeFi kukuba kusengumsebenzi oqhubekayo kwaye kungekho mgaqo, kukho ithuba lonke lokuba abaqambi baya kukhawuleza imveliso yabo kwimarike kwaye benze iimpazamo ezibizayo.
Oku asikokubakhulula kuxanduva, kodwa kukukwenza uphendule. Ukukhusela inkunzi yakho kuqala luxanduva lwakho. Izifundo, njengabatyali-zimali abathengisayo, onokuthi uzithathe kolu phuhliso zezi:
- Yenza olwakho uphando
- Kuphephe ukusebenzisa amandla
- Ukuba into ilunge kakhulu ukuba ibe yinyani, idla ngokuba njalo
- Vumelani ukulima liqhinga, ngoko ke musa ukuxhoma nalo ngaphandle kokuba unabo ubuchwephesha
- Ukupakisha okutshixiweyo kuthetha ukuncamathelana okutshixiweyo - akukho ndlela yokuba uphume kuyo kwangoko
Ithamsanqa kwaye uhlale ukhuselekile!
Shiya iMpendulo