Fi (Fi.Money) kunye Jupiter (Jupiter.Money) zimbini zifana kakhulu INeoBank yaseIndiya iiprojekthi eziye zaphila ngo-2021.
Zombini zifana kakhulu kwimbonakalo yazo, indlela kunye nokuthengisa. Kodwa njenge-app yebhanki, kukho umahluko phakathi kweJupiter kunye neFi.
Kweli nqaku, siza kuthelekisa iJupiter kunye neFi ecaleni.
Ndiza kubeka iiyantlukwano ezingundoqo kwaye ndibonise iiPros n Cons phakathi kweNeobank nganye ukuze ukwazi ukugqiba ukuba yeyiphi kwezi zimbini ikulungeleyo.
Masiqale ngeNtshayelelo yazo zombini, iFi kunye neJupiter.
Yintoni iFi neJupiter?
I-Fi kunye neJupiter ziiNeobanks ezimbini. I-Neobanks ziibhanki zedijithali zonke azinawo amasebe abonakalayo, akukho maphepha kwaye ayafumaneka njenge-app yeselula kuneapp yewebhu.
Abantu abangakwaziyo ukufikelela kwiibhanki banokusebenzisa iNeobanks ukuqalisa. Kulula ukuvula iakhawunti, kodwa eyona nto ikhoyo kukuba, awunayo inketho yokufaka imali. Ke indibaniselwano yeakhawunti yebhanki eqhelekileyo yokugcina imali, kodwa ukusebenzisa iNeobank ukwenza izinto kufuneka kuncede abantu abaninzi abangabhanga.
Zombini i-Fi kunye neJupiter ziqale ngo-2019. Zifana kakhulu kwaye ziphantse zifane kwindlela yazo yokuthengisa. Zombini kujoliswe kwiminyaka eyiwaka kunye nabaphulaphuli beGeneration Z kwaye bashumayela ukuba ixesha elitsha lebhanki liza nemveliso yabo.
I-Jupiter kunye ne-Fi, baye basebenzisana ne-Federal Bank. Ukuba ungumnini-akhawunti okhoyo we-Federal Bank, unokuvula i-akhawunti ye-Fi yokonga.
Kodwa ukusukela ngoku, awukwazi ukuvula iakhawunti yokonga yeJupiter. Uya kukwazi, kodwa akukho mhla wokuvavanywa ovela kuJupiter kulo mbandela.
Enye yeendlela ezisezantsi zokuba nebhanki enye njengebhanki yeqabane kuzo zombini iJupiter kunye neFi awunakhetho kunye nenkululeko yokuzikhethela. I-Federal Bank, akunjalo, yibhanki ephezulu kakhulu malunga nantoni na. Nangona kunjalo, zithembekile kwaye zonyusile ingqwalasela yazo ekusebenzisaneni neeprojekthi ezininzi zeNeobank kwixesha elizayo.
Sekunjalo, oku kuthetha ukuba ufumana inqanaba elithile lokhuseleko, ukhuseleko lwenkunzi kunye nezinye iinkonzo nokuba ukhetha iJupiter okanye iFi.
Ngaba ungayivula iakhawunti kuzo zombini iFi kunye neJupiter?
Ndenze uvavanyo, kwavela, hayi. Awukwazi ukuvula i-akhawunti kwi-Fi ukuba sele ungumsebenzisi weJupiter kwaye ngokuphambene. Kodwa kukho indlela, unokuqhagamshelana ne-Federal Bank kwaye ucele uhlaziyo lwe-KYC ukuba ufuduke ukusuka kwi-Fi ukuya kwi-Jupiter kwaye ngokuphambene noko. Sekunjalo, awukwazi ukusebenzisa zombini phantsi kweenkcukacha ze-KYC ezifanayo ngaxeshanye.
Ngaba ungayivula iakhawunti kwiJupiter kunye neFi ukuba sele ungumthengi we-Federal Bank?
Nope.
Kodwa ngeFi, kukho indlela. Uza kufumana impazamo ethi into efana nale:
Kubonakala ngathi sele unayo i-akhawunti ye-Federal Bank. Nceda uqhagamshelane ne-Federal Bank kwaye ubacele ukuba bahlaziye iinkcukacha zakho ze-KYC ukuze uqhubeke.
I-Fi ikuvumela ukuba ugcwalise i-KYC epheleleyo kwaye uvule i-akhawunti yokonga nokuba ungumthengi we-Federal Bank. Kufuneka ulandele amanye amanyathelo ongezelelweyo.
Kubonakala ngathi iJupiter inomcimbi ongakuvumeli ukuba wenze okufanayo. Nangona kunjalo, iqela leJupiter lithembise ukuba lisebenza kulo mbandela kwaye kufuneka usonjululwe kungekudala.
Ukuthelekisa iJupiter kunye neakhawunti yeFi Savings
I-Fi kunye neJupiter zibukeka zifana kakhulu ngaphambili. Nangona kunjalo, iakhawunti yabo yokonga inomahluko omkhulu.
Iakhawunti yoLondolozo lweJupiter-Unyino
KwiJupiter, ngoku ufumana iakhawunti encinci. IJupiter inezicwangciso ezimbini zobulungu:
- Ubulungu obusisiseko
- Ubulungu obupheleleyo
Ngaphantsi kwesicwangciso sobulungu esisisiseko, ugqibezela inkqubo encinci ye-KYC, ngaphandle komnxeba wevidiyo. Oku kuthetha ukuba kukho imida ethile, efana nale:
- Awukwazi ukwenza ngaphezulu kwe-2 Lakh ngonyaka.
- Awukwazi ukufaka ngaphezulu kwe lakh enye kwinyanga enye.
Akukho khetho yokunyusela kwi-akhawunti epheleleyo yeJupiter yobulungu. Iyeza kungekudala, kunye nezinye iimpawu ezifana Iimbiza ezincinci iakhawunti yokonga kunye nezacholo ezininzi cashback.
Ukuvula iakhawunti ngeJupiter, akukho KYC yevidiyo okwangoku. Into ekufuneka uyenzile kukuba nekhadi le-PAN kunye neNombolo ye-Aadhaar elungile. Uya kufumana iikhowudi ezimbalwa kwinombolo yakho yeselula ebhalisiweyo kwaye yiloo nto. Uneakhawunti yakho entsha yokonga yeJupiter elungile.
Idiphozithi yokuqala kufuneka ibe yincinci ye-INR 3000. Kufuneka ubeke le nto kakhulu ukuze uvule iimpawu ezisisiseko zeJupiter.
Le akhawunti iyasebenza ngoko nangoko. Unakho ukuthengiselana nge-UPI wakuba ugqibile ukuyibhalisa kwibhanki yakwa-Axis – ibhanki yeqabane leJupiter yeUPI yeentlawulo. Kuthatha ukucofa okumbalwa ukwenza oko ngokunjalo.
Nje ukuba iakhawunti yakho yeJupiter isebenze, unikwa ikhadi lebhanki lebhanki. Ungasebenzisa eli khadi ukwenza utshintshiselwano kwi-intanethi njengokuba usenza ngalo naliphi na elinye ikhadi lebhanki lokutsalwa kwebhanki.
Ukufumana ikhadi ledebhithi ebonakalayo, konke okufuneka ukwenze kukuya kwi izilungiselelo kwaye nqakraza Faka isicelo sekhadi ledebhithi ebonakalayo ikhonkco. Akukho ntlawulo kwaphela. Ikhadi ledebhithi liza kusiwa kuwe kwiveki okanye ngaphantsi.
Kwaye kufuneka nditsho, ukupakishwa kwekhadi le-debit likaJupiter kubonakala kupholile.
Ufumana iphepha leenjongo zezimali zobuqu kunye nalo, inkitha yezincamathelisi ezikhangeleka ziyonwabisa, kunye nekhadi ledebhithi elithambileyo.
Ijongeka icocekile ngaphambili - kuba kukho igama lakho kuphela, uphawu lukaJupiter kunye nophawu lwe-VISA PayWave ngaphambili. Yonke enye into, kubandakanywa inombolo yekhadi kunye ne-Federal Bank's branding, isemva kwekhadi le-debit.
Abanye banokucebisa ukuba bachitha iphepha, kodwa aba bantu banye banokukhubeka ngabahlobo babo. Ungenzani?
Iakhawunti yeFi Savings – Akukho Mida
Nge-Fi, ufumana i-akhawunti yogcino lwezithintelo zero. Akukho bulungu; wonke umntu ufumana iakhawunti efanayo, iimpawu ezifanayo, imida zero.
Ungadipozitha kangangoko ufuna, ukhuphe kangangoko ufuna, kwaye wonge kangangoko ufuna.
Qaphela ukuba ukuya kuthi ga kwi-5 lakhs yemali yakho efakiweyo ikhuselwe yi-RBI. Lo ngumgangatho wayo nayiphi na ibhanki yaseIndiya, ke ukuba ugcina ngaphezulu kunoko kwiakhawunti yakho yokonga, uthixo akusikelele.
Ufumana inzala eyi-2.5% (edadayo) ngonyaka kwiakhawunti yakho yogcino lweFi. Nangona kunjalo, i-Fi inendawo yediphozithi ehlakaniphile ebizwa ngokuba yi-Stash deposits.
I-Stash yiakhawunti yediphozithi eguquguqukayo eza kunye neakhawunti yakho yokonga yeFi. Ngokufana ne-ICICI iWish. Unokwenza iiakhawunti ezininzi zeStash ngokwakho, kwaye uzibize ngamagama.
Masithi ufuna ukugcina iholide entsha kwikota elandelayo. Unokwenza i-Stash ebizwa ngokuba yiholide kwaye uyifake nayiphi na imali, nangaliphi na ixesha. Nje ukuba ufikelele usukelo lwakho, uya kufumana umvuzo ngohlobo lweengqekembe zeFi.
Iingqekembe zeFi zinokuguqulwa zibe yimali nanini na xa ufuna.
Xa u yonga imali yakho kwiDiphozithi ye-Stash, ungafumana inzala ukuya kuthi ga kwi-5.1% ngonyaka.
Yintoni oyifumanayo ngeakhawunti yeFi Savings:
Nge-Fi, ufumana ezi zibonelelo zilandelayo:
- Ikhadi le-VISA Debit Card simahla
- Udluliselo lwasimahla lwe-IMPS (uJupiter uyakuhlawulisa emva kwentengiselwano emi-5 ye-IMPS ngenyanga)
- Iincwadi ezimbini zeetshekhi ngekota (10 itshekhi amagqabi ewonke)
- Iidrafti zeMfuneko yasimahla ukuya kuthi ga ₹1 lakh ngekota
- Imivuzo yokugcina imali (ungachithi-ingcono kakhulu kwimbono yam)
I-Fi ikwaza nebar entle yokukhangela, i-AI ekuvumela ukuba ubuze imibuzo kwaye ufumane iimpendulo ezichanekileyo malunga nemali yakho. Ungabuza imibuzo efana nale, “Ndiyichithe phi imali yam eninzi kule nyanga?”.
Kwaye uFi uya kukubonisa. Iyasebenzisana kwaye iyahlaziya. Endaweni yokuskrola kwiziteyitimenti zam, ndingambuza ngokulula uFi kwaye ndifumane impendulo ekhawulezayo, ndifumane nayiphi na intengiselwano endiyifunayo, ndibone ukuba ndiyifumene na loo mbuyiselo, kunye nokunye.
I-Fi inolunye uphawu lokugcina olubizwa ngokuba yi-FIT. Kwakhona, into ephefumlelwe yi-iWish, kodwa ilungisiwe.
I-FIT ikuvumela ukuba usete imithetho okanye i-auto-bot kulwimi lwe-Fi. Unokumisela umgaqo wokugcina isixa-mali esimiselweyo nangaliphi na ixesha xa usenza. Oku kunokuba ngqo kakhulu, njengoko usenokukhetha ukugcina kuphela xa uthengiselana nomrhwebi othile.
Ukusebenzisa le migaqo unokuphinda uzikhumbuze ngeentlawulo ezicwangcisiweyo okanye umise inkqubo yokuhlawula ngokuzenzekelayo.
Okwangoku, iFi isebenza kuphela ngeeakhawunti zeGmail. Ke kuya kufuneka ubhalise ngeGmail kwaye unike imvume yakwaFi yokufunda ii-imeyile zakho ukuze ulandelele iindleko zakho kuzo zonke iiwebhusayithi zabarhwebi.
Oku kuza neseti yayo yeenkxalabo, endikhe ndathetha ngayo kwam Uphononongo lwe-INDMoney.
Yintoni oyifumanayo ngeakhawunti yokonga iJupiter:
NgeJupiter, ufumana ezi zibonelelo zilandelayo:
- Ikhadi le-VISA Debit Card simahla
- Okokuqala i-5 IMPS ibiza mahhala - Emva koko i-INR 5 kwintengiselwano nganye ye-IMPS exabisa ngaphezu kwe-INR 1000 - 1 Lakh, inyuka ukuya kwi-INR 10 emva kwe-1 Lakh.
- Incwadi yetshekhi yasimahla * - kuphela incwadi yokuqala yokutshekisha enamagqabi ama-5 isimahla. Emva koko kukho iintlawulo ezongezelelweyo
- UYilo lweMfuno enye simahla kanye ngonyaka
- Imivuzo yokuchitha imali - ifakwe kwi-INR 500 ngenyanga
NgeJupiter, ufumana ulwazi lwexesha lokwenyani kwimali yakho. I-Jupiter ichaza kakuhle iindleko zakho kwiindidi ezahlukeneyo kwaye ikuvumela ukuba uqonde apho imali yakho iya khona.
I-Jupiter inendawo yayo yediphozithi ephefumlelwe yi-iWish - Iimbiza.
Ezi Pots zincinci, ii-akhawunti zediphozithi zomntu onokuzisebenzisa ukonga imali kwiinjongo zexesha elifutshane.
NgeePots, ungafaka ngokuzenzekelayo nayiphi na imali kwinjongo. Uchaza iinjongo zakho xa usenza iPot entsha. Nje ukuba ufikelele usukelo lwakho, uya kufumana umvuzo, nto leyo intle.
Kodwa ngokungafaniyo neFi, awufumani nzala kwezi Pots.
Inxalenye enomdla malunga neJupiter yimivuzo yayo kwiintengiselwano ze-UPI. Yonke intengiselwano ye-UPI iya kukufumana i-1%.
Ayisiyiyo into onokuyifumana kwiFi. IJupiter ikuvuza ngembuyekezo yemali ngohlobo lwamatye anqabileyo, onokuthi uwahlawulele ngemali nanini na. Iimbuyekezo zigcinwe kwi-INR 500.
I-Jupiter ikuvumela ukuba uqhagamshelane nenye iakhawunti yakho yebhanki enikwe i-UPI. Nje ukuba uziqhagamshele, unokujonga ulwelo oludityanisiweyo lwenethi Ukubaluleka kwi-app yeJupiter ngokwayo.
*Okwangoku, indawo yetshekhi ayifumaneki kuba iluphawu kuphela amalungu e-KYC aqinisekisiweyo anokonwabela. Kwaye akukho ndlela yokuqinisekisa i-KYC yakho ukusukela ngoku kwiJupiter app.
I-Fi Debit Card ine-Advantages ngaphezu kweJupiter
I-Fi kunye neJupiter zombini zibonelela ngekhadi ledebhithi le-VISA elicocekileyo, elibukekayo nelingaqhelekanga, simahla. Akukho ntlawulo yesondlo okanye yokukhutshwa.
Kodwa i-Fi Debit Card ineenzuzo ezimbini:
- I-Federal Bank inikezela ngokusebenza kwi-Fi Debit Card (Amaxesha amaninzi)
- Iindleko ze-Zero Forex (Imali enkulu)
I-Jupiter inentlawulo ye-forex ye-3.5% + 18 GST esebenzayo kwiintengiselwano zekhadi le-debit yamazwe ngamazwe ngaphezu kwe-INR 25,000, ngenyanga.
Gcina ukhumbula, ukuba ungumsebenzisi we-iOS/Mac, ukuthengwa kwevenkile ye-Apple kukwahlawulisa iintlawulo ze-forex.
I-Fi ayihlawulisi nantoni na kwi-forex transactions. Akukho mda uphezulu.
Ukuba ungumntu osebenza yedwa okanye osebenza rhoqo kwiivenkile zamazwe ngamazwe, uya kuba ngcono xa usebenzisa i-Fi Debit Card.
Enye inqaku ekufuneka uyiqaphele ziinzuzo ze-VISA kunye ne-Federal Bank yentengiso. Okwangoku, iKhadi le-Jupiter Debit aliboneleli ngezibonelelo zeBhanki ye-Federal okanye iiNzuzo zeSiginitsha yeVisa.
Ngelixa uFi esenza.
Nangona kunjalo, iJupiter isebenzela ukuzisa umvuzo okhethekileyo kubathengi bayo.
inkxaso
Xa undwendwela ezi webhusayithi zeNeobanks, ubona zigxininisa kakhulu kwinkxaso ekhawulezayo, enobuhlobo kunye nekhawulezayo kunesiqhelo-ibhanki.
Nangona kunjalo, oku akuyonyani ngokupheleleyo.
IiNeobanks aziyibambi imali yakho, aziyiphathi imali yakho, aziyiphathi imali yakho, azikuniki ikhadi lebhanki, azisingathe izikhalazo zakho – azinagunya kwimali yakho. Ngoko ke nantoni na eyenzekayo ngeentengiselwano zakho, ibhanki yeqabane ebamba iakhawunti yakho inoxanduva.
Ngamanye amaxesha, ezi Neobanks azifumani mpendulo zikhawulezayo/izisombululo kwibhanki yeqabane labo. Baqala ukuma kwaye bakunike iziqinisekiso. Umzekelo, masithi intengiselwano yakho ayiphumelelanga kumrhwebi we-intanethi kwaye ulindele imbuyekezo yakho.
Iintsuku ziyahamba kwaye ufikelela kwinkxaso yakho yeNeobank. Baphumeza isithembiso sabo senkxaso ekhawulezileyo ngokukuthembisa ukuba basebenza kumbuzo wakho.
Ngubani okwicala elingalunganga apha?
Eneneni akukho mntu. Ukuqhubekeka kwezicelo kuthatha ixesha. Iibhanki ziqhuba amawaka emibuzo kwilizwe ngalinye yonke imihla. Kuya kufuneka uqonde ukuba oku kuya kufana xa usebenzisa i-Neobank, nokuba bakuxelela ntoni na.
Nantoni na ngaphandle kwemicimbi yentengiselwano kunye nekhadi lebhanki, ungalindela isisombululo esikhawulezayo kwinkxaso yakho yeNeobank xa kuthelekiswa nenkqubo yebhanki eqhelekileyo.
Bobabini iJupiter kunye neFi banengxoxo, ifowuni kunye nenkxaso ye-imeyile. Ngokuqinisekileyo unokulindela iimpendulo ezikhawulezayo kunye nezisombululo ezivela kwinkonzo yabathengi yebhanki nganye.
Jupiter vs Fi - Isigwebo
Kuya kufuneka wenze isigqibo kuba ungakhetha enye yezi Neobanks zimbini. Nje ukuba ubhalisele iJupiter, awukwazi ukusebenzisa i-Fi phantsi kwe-KYC efanayo kwaye ngokuphambanayo.
Abanye benu bangakwazi; abanye abanako. Ndivile kubabhalisi bam abaninzi kunye nabaphulaphuli ukuba banokuzisebenzisa zombini.
Ke mandicalule amanqaku abalulekileyo ama-5 apho iFi kunye neJupiter zahluka khona:
- IJupiter iqhutywa ngakumbi luluntu - lindela izinto ezintsha ngokukhawuleza nangesisombululo esikhawulezayo kwiingxaki. Kwelinye icala, i-Fi ineqela elinobuchule obumangalisayo emva kwayo, ithembisa kakhulu kwaye iyakwazi ukwenza i-Fi ibengcono kwiinyanga ezizayo.
- Ufumana inzala efanayo kuzo zombini iiNeobanks, fumana ikhadi lebhanki lasimahla, incwadi yetshekhi kunye namava amangalisayo angaphakathi kwi-app. Nangona kunjalo, iJupiter okwangoku yiakhawunti yokonga kwaye iintlawulo ezongezelelweyo kwitransekshini ye-IMPS/NEFT/RTGS. I-Fi ayihlawulisi kwanto kwi-IMPS, RTGS okanye NEFT transactions.
- Ikhadi le-fi debit lineentlawulo zero zero, kanti iJupiter inexabiso eliqhelekileyo le-3.5% kwintengiselwano nganye yamazwe ngamazwe.
- Zombini zineempawu zeakhawunti yediphozithi entle. IJupiter njengeePots, iFi ineStash. Ungagcina ngokuzenzekelayo iimali ezincinci kwiinjongo zexesha elizayo kwaye ufumane umvuzo ngokunjalo. Nangona kunjalo, i-Fi ikuhlawula inzala ye-5.1% kwezi deposit ze-Stash. Kwaye iPots inqaku okwangoku alifumaneki nakubani na, kuba akukho ndlela yokunyusela kubulungu obupheleleyo beJupiter.
- Inkxaso yebhanki engcono kunesiqhelo. I-Fi inomncedisi we-AI omhle ukukunceda ufumane iimpendulo ngokukhawuleza kwimibuzo yesiqhelo enxulumene nemali. IJupiter ine-UI enkulu kunye neempawu zokuhlela, kunye ne Iingxowa-mali ezifanayo Portfolio Analyzer iyeza kungekudala.
Xa ujonga zombini, iJupiter kunye neFi, akukho mahluko ungako.
Nokuba ukhetha iFi okanye iJupiter, imali yakho iya kwiBhanki yeFederal. Ufumana ikhadi le-VISA debit kunye namava akrelekrele, anengqondo, ebhanki yedijithali nge-smartphone yakho.
Kum, ophumeleleyo ocacileyo nguFi. I-app yabo izinzile ngakumbi, bangcono kakhulu malunga neempawu kwaye banemveliso esondeleyo-ukugqitywa. Akukho ndawo ithile apho iJupiter inokubetha iFi.
Zombini iFi kunye neJupiter ngoku ziyafumaneka kwi-iOS ngokunjalo.
Qiniseka nje ukuba awuzenzi ezi Neobanks ibhanki yakho yokuqala. Ngokuqinisekileyo hayi ukuhlawulwa kwishishini lakho, kubandakanya iPayPal, iPayoneer, njl.
Yiyo leyo.
Undazise ukuba yeyiphi oyikhethayo iJupiter okanye iFi?
Lesley Vincent Valder
I-Fi inomsebenzi omnye ongakumbi obizwa ngokuba yiplanti yemali. Kuya kwenziwa imisebenzi, uya kuvuzwa ngesityalo semali ukuba uyigqibile. Ukusuka kwisityalo semali ufumana iingqekembe zeFI, ezinokuthi zihlawulelwe kwiivawutsha
Dan
Ukuba ungumsebenzisi weJupiter kunokuba awukwazi ukuvula iakhawunti kwiMali yeFi, kulungile.
Kodwa ukuba ungumsebenzisi we-Fi imali ke unokuvula ngokulula iakhawunti kwiJupiter ngaphandle kwengxaki.
Noko kwimeko yam
Aayush Bhaskar
Ilungile kuwe, nangona kunjalo, iyahluka ngokwemeko. Kwi-poll yam kunye nababhalisi bam, uninzi lwabo alukwazi.
Ngaphezu koko, akukho sizathu sokuba ne-neobank enye esebenzayo kunye neeakhawunti ezimbini zebhanki ezisebenzayo.
Rameshwar Dutt
Ndivule i-fi a/c. Emva kokusebenzisa ngaphezulu kweenyanga ezili-10 ndingatsho ukuba kulula ngakumbi ke ibhanki yemveli.
Kritika Pandey
IJupiter ngoku iyafumaneka kwi-ios nayo
Aayush Bhaskar
Enkosi ngokusazisa, inqaku lihlaziywe.
Saurabh Sheela Vasant Chambhare
Ndijonge phambili kwiimbono ezicocekileyo nezicocekileyo zenkcitho yam kunye nokuqonda malunga nayo. Ndizamile iWalnut kunye neFinArt kodwa ayichukunyiswanga-kufuneka ndibhale inkcitho eninzi ngesandla.
Ngaba uJupiter uza kundinceda ndenze loo nto? Kwakhona njengoko sele ukhankanyile, kukho inqaku apho sinokunxibelelanisa iakhawunti yebhanki eyahlukeneyo kunye neJupiter - ngaba ndiza kubona uhlalutyo lwenkcitho oludityanisiweyo kuzo zonke iibhanki zam kunye?
I-1% yokubuyisela imali ibonakala inomdla. Yintoni isakhiwo somvuzo kuzo zombini iFi & Jupiter?
Aayush Bhaskar
Molo Saurabh,
Into endiyifumeneyo kukuba ufuna into efana neWallet app - ngabaBhaki beBhajethi. Ikuvumela ukuba uvumelanise iiakhawunti zakho zebhanki, ulawule iintengiselwano zakho, kwaye uzihlele ngokuzenzekelayo. Ukuqonda malunga nezezimali zakho, ungazama ukusebenzisa i-Spendee.
Ndikhe ndasebenzisa uSpendee kwixesha elidlulileyo kwaye ukuqonda kwabo akuhambelani:
Ngokumalunga nesakhiwo somvuzo, ufumana malunga ne-1% umva ngentengiselwano nganye, kodwa kukho umda ongaphezulu wokuba ungafumana malini nyanga zonke. Nge-Fi, ufumana iingqekembe ze-Fi onokuthi uzihlawule kwiiwebhusayithi ezahlukeneyo ze-ecommerce okanye uzitshintshe ngemali.
Harish Gupta
Uthelekiso Oluhle!
Bendizama ukuvula iakhawunti kwiFi Money ebebefuna i-imeyile yomsebenzi wam, ndibonelele ngokufanayo kodwa khange ndiyivule iakhawunti kuba kwi-backend bebengenokwazi ukungqina umsebenzi.
Oku ayingowamava alungileyo kumntu ongumthengi olungileyo wezinye iibhanki ezininzi kodwa xa ezama ukuvula i-akhawunti kwi-NeoBank nangona ine-Aadhar esebenzayo kunye ne-PAN akakwazi kuba i-Fi Money ayinakungqinisisa umsebenzi.
I-Sudip
Ndicinga ukuba iJupiter ineendleko zero forex; Ndajonga iwebhusayithi yabo.
Aayush Bhaskar
Kwakufuneka - kuba i-Fi yayinikezela ngeentlawulo ze-forex zero.
Ravi Dahiya
ubukhulu bokusetyenziswa ziintlawulo ze-pi kwaye ukuba ijupiter inika i-1% yembuyekezo yemali. oko kuhle kakhulu. Ndicinga ukuba kubaluleke kakhulu kuneetshekhi zasimahla okanye ii-DD okanye iintlawulo ze-forex. Ke ndingathi ijupiter ingcono kakhulu.
Aayush Bhaskar
Kwabo basebenzisa i-Upi, ngokwenene, yinto enkulu kwaye iJupiter lukhetho olungcono.
raju
Ngaba imali yeFI ivumela ukuvula i-akhawunti kubantu abadala okanye abasetyhini abangaphangeliyo?
Ukuba sinayo nayiphi na i-akhawunti ye-Federalbank ekhoyo, ngaba sinokuyidibanisa nemali ye-FI endaweni yokuvula enye i-akhawunti ngemali ye-Fi?
Sanikesh
Kukho umahluko omnye omkhulu owuphosileyo .Ngoko, ugcino kunye nediphozithi emiselweyo okt iingqayi zinenzala emalunga ne-4.5% (iingqayi ezahlukeneyo zinemilinganiselo eyahlukileyo).
Soham Mishra
Ngaba i-Fi okanye iJupiter ivumela iiakhawunti zebhanki ezidibeneyo? Njengabo bobabini banokusebenzisa iziqinisekiso zabo ukungena kwiakhawunti enye ngeefowuni ezahlukeneyo?
Aayush Bhaskar
Ngeli xesha, akubonakali ngathi benza.
Divya Shree
Eli nqaku libe luncedo ngokwenene. Enkosi.
Prasanth
Ndiye ndacaciswa kuJupiter ukuba sinokuba nazo zombini iiakhawunti.
Kodwa kufuneka ukuba i-FKYC yenziwe okokuqala ngaphambi kokuvula elandelayo.
https://twitter.com/ThePrasanthKJ/status/1513098199711461377?s=20&t=X9YFyh5l7eid5krI-WbFEQ
Aayush Dhiman
Kutheni kungakhuselekanga ukongeza i-paypal nayo nayiphi na ibhanki ye-Neo?
UHlelo lweFinChamps
Hi Ayush,
Ngaba ungawuchaza ngokutsha okanye ucacise umbuzo wakho?
Arjay
Hi Ayush,
Ukuba i-Fi inemilinganiselo ye-zero ye-forex ngoko yintoni ukujongana nomgangatho, kunye namakhadi angenasiphelo? Kwaye ngamana ndingazazi izityholo abazithethayo!
PB
Ndikhangela ibhanki yedijithali apho ndingavula iakhawunti yeklabhu yam yasekholejini.
Ukuze ndingade ndidipozithe imali kwiakhawunti yam yebhanki yobuqu njengoko inokuphatha kakubi iindleko kwakhona, ukuba neakhawunti yebhanki engasebenziyo nako kuya kundinceda ekulawuleni iindleko zeklabhu.
Iimali azininzi, ubuninzi buya ku-7-8K (kulo nyaka).
Naziphi na iingcebiso endingahamba nazo?
Sachin Saurav
I-Federal Bank Ine-akhawunti yokonga ezinikeleyo yeeKlabhu kwaye unokuyivula kwi-intanethi. https://www.federalbank.co.in/club-savings-account