I-ICICI Bank Coral Credit Card yikhadi letyala elidumileyo nelifikelelekayo kwi-Gemstone uluhlu lwamakhadi anikezelwa yi-ICICI Bank.
I-ICICI Bank yenye yeebhanki eziphambili zecandelo labucala laseIndiya kwaye ngoku inothungelwano lwamasebe angaphezu kwama-5000 eIndiya.
Ukongeza kolu fikelelo lubanzi, ibhanki idale nenethiwekhi enkulu yeemveliso kunye neenkonzo zemali. Oku kuqinisekisa ukuba iimveliso zezimali zeprimiyamu ezifana namakhadi okuthenga ngetyala anokufikelela ngokubanzi kwiidolophu ezisezidolophini kunye needolophu ezincinci zaseIndiya, zibonelela ngeenzuzo zokonga ngelixa uchitha.
Ngolondolozo oluphantsi lonyaka kunye nentaphane yeenzuzo zokuhamba, ukutya kunye nokuzonwabisa, eli khadi liza kukhuphiswano lwentamo elukhuni yamakhadi alo olondolozo oluphantsi lwangoku, ngakumbi SBI SimplyCLICK Credit Card kwaye i HDFC MoneyBack Credit Card.
Makhe sibone ukuba lahluke kangakanani eli khadi kubantu balo kunye nokuba loluphi udidi lwenkcitho olunokuba nomvuzo kweli khadi.
I-ICICI Bank Coral Card iza kwii-MasterCard kunye ne-Visa ezahlukeneyo.
Izibonelelo ze-ICICI Bank Coral Credit Card
WAMKELELE INZUZO
Akukho ncedo lwamkelekileyo olwandisiweyo kweli khadi.
IINZUZO KWINDAWO YOKUHLALA KAloliwe
Ekugqibeleni, i-mainstream ikhadi lamatyala (ngokuchaseneyo namakhadi okuthenga ngetyala ahamba ngokuthe ngqo) abonelela ngeenzuzo zegumbi lokuphumla likaloliwe. Kumntu othanda ukuhamba ngololiwe onjengam, izibonelelo kuhambo lukaloliwe zihlala ziyi-plus-point enkulu kwi ikhadi lamatyala.
I-ICICI Bank Coral Credit Card inikeza Ufikelelo olu-1 oluncomekayo ukukhetha iindawo zokuhlala zikaloliwe zasekhaya ngekota. Ke ngoko, unokufikelela ekukhetheni iindawo zokuphumla zikaloliwe amaxesha ama-4 ngonyaka.
IZIBONELELO ZE-AIRPORT LOUNGE
Ikhadi linikeza Ufikelelo olu-1 oluncomekayo ukukhetha iindawo zokuphumla kwisikhululo seenqwelomoya ngekota ubuncinci benkcitho yee-Rs. 5000 kwikota edlulileyo. Ngokufutshane, ufanelekile ukuba ufumane indawo yokuphumla kwisikhululo seenqwelomoya kuphela ukuba kunokwenzeka ukuba uchithe i-Rs. 5000 nangaphezulu kwiinyanga ezi-3 zokugqibela.
Ukubhabha rhoqo? Jonga izibonelelo zesikhululo seenqwelomoya ezimangalisayo ezinikezelwa yi I-ICICI Bank Sapphiro Credit Card.
BOOKMYSHOW KUNYE NEINZUZO INOX
Ungafumana isaphulelo se-25% ukuya kuthi ga kwi-Rs. I-100 ekuthengeni ubuncinane amatikiti e-movie ama-2 nge-BookMyShow kunye ne-INOX. Esi sibonelelo sisebenza kabini ngenyanga.
INZUZO YENTLAWULO YEFUTHA
I-1% yoyekelelo kwintlawulo yepetroli kubuncinci benkcitho yee-Rs. 4000 ngetransekshini nganye kuzo zonke izikhululo zamafutha eHPCL.
IINZUZO EZIBALULEKILEYO
Ngenkcitho ye-Rs. I-2 lakh ngonyaka, ufumana amanqaku angama-2000 e-PAYBACK. Emva koko kwi-1 lakh nganye echithiweyo (I-Rs. 3 lakh ukuya phambili), ufumana amanqaku ayi-1000 e-PAYBACK. Ungafumana amanqaku aphezulu angama-10,000 e-PAYBACK ngonyaka.
EZINYE IZENZO
- Ngayo I-ICICI Bank Culinary Treats ilungelo, ufumana izibonelelo ezikhethekileyo kunye nezaphulelo ekutyeni.
- I-ICICI Bank Coral Credit Card ukwahluka kwe-Visa yandisa izibonelelo kunye nezaphulelo kwiihotele, kwiindawo zokuhlambela kunye nokutya okulungileyo kweli lizwe nakwamanye amazwe.
- Umahluko we-MasterCard ubonelela ngofikelelo 'kwi-MasterCard Moments' portal. I-portal ye-Moments ibonelela ngezaphulelo kunye nezivumelwano zokuhamba, ukutya, ukuzonwabisa kunye nezemidlalo kunye nokuthenga.
Okubangela umdla kukuba, ibhanki ibeka itshati ebonisa malunga ne-Rs. 11000+ ukonga okuxabisa kwindlela yokuphila kunye nenkcitho yokuthenga ngonyaka. Itshathi ishwankathelwe apha ukuze ujonge. Iingqikelelo zisekelwe kwinkcitho yonyaka ye-Rs 3,60,000.
I-25% isaphulelo kumatikiti e-movie kunye ne-BookMyShow kunye ne-INOX | Rs. 2,400 |
Iimbuyekezo zemali kwinkcitho yonyaka eyi-Rs 3,00,000 | Rs. 1,425 |
Imbuyekezo yeMilestone kwinkcitho eyi-Rs 3,00,000 | Rs. 750 |
Ukufikelela kwi-MasterCard okanye kwi-Visa Airport Lounge | Rs. 4,000 |
I-1% yokurhoxisa intlawulo yepetroli kwi-Rs 5,000 echithwa nyanga zonke kumafutha | Rs. 600 |
Ufikelelo oluncomekayo kwiLoliwe Lounge eIndiya | Rs. 2,000 |
Amanqaku oMvuzo/i-PAYBACK ye-ICICI Bank Coral Credit Card
I-ICICI Bank liqabane le-premium ye-PAYBACK, inkqubo ye-India enkulu yokunyaniseka kweempawu ezininzi, kwaye inikezela ngamanqaku okuvuza ngendlela ye-PAYBACK. Oku kuthetha ukuba amanqaku okuvuza anokuthi akhululwe kwiimveliso kunye nezibonelelo ezivela kwikhathalogu ye-PAYBACK.
Inzuzo enkulu yamanqaku e-PAYBACK njengamanqaku okuvuza ngamanqaku aphindwe kabini.
Ukuthenga usebenzisa i-ICICI Bank Coral Credit Card yakho, unokufumana amanqaku kwamanye amaqabane e-PAYBACK, kwi-intanethi nakwivenkile. Ezinye iibrendi ezaziwayo ezingamaqabane e-PAYBACK yiBig Bazaar. HPCL, Brand Factory, Amazon, Flipkart, Myntra, Dominos, Swiggy, Lenskart kunye nezinye iivenkile ezininzi.
Kwakhona, okuphawulekayo kukuba ikhathalogu ye-PAYBACK inoluhlu olubanzi lweemveliso kunye nezibonelelo zokukhetha kuzo. Uyolo lomthengi ndingatsho.
Ulwakhiwo lwenqaku le-PAYBACK luhamba ngolu hlobo lulandelayo:
- Inqaku le-PAYBACK e-1 nge-Rs nganye. I-100 elichithwe kwiMithetho eYilwayo yokuSebenza kunye nenkcitho enxulumene ne-Inshurensi.
- 2 Amanqaku entlawulo ngeRs. 100 kuyo yonke enye inkcitho, ngaphandle kwesibaso.
Okona kuvuyisa ngakumbi kukuba ungawagcina amanqaku akho e-PAYBACK!
4 Amanqaku oMBUYELO = Re. 1
NGAMAFUTSHANE, IINJONGO ZOKUBUYEKELWA ZINOKUHLAWULWA
- Izinto ezithengiswayo ezivela kwikhathalogu yemivuzo ye-PAYBACK.
- Iivawutsha kunye neeVawutsha ze-E zeentlobo ezininzi zokutya, ifashoni, i-elektroniki, igrosari, ukuzonwabisa kunye nokunye okuninzi.
- Ukuthengwa kwi-PAYBACK Kwivenkile kunye namaqabane e-intanethi.
- Iimayile zomoya.
- Imali ebuyayo
Imirhumo kunye neentlawulo
IMALI YOKUJOYINA
Umrhumo wokujoyina yi-Rs. 500 + iirhafu.
UMRHUMO WONYAKA/UMRHULULO WOKUHLAZIYA
Umrhumo woNyaka yi-Rs. 500 + iirhafu, zirhoxisiwe kwinkcitho engaphaya kweRs. 1,50,000 kunyaka ophelileyo.
IMALI YEMALI EDLULILEYO
I-2.5% yemali edlulileyo okanye i-Rs. 300, nokuba yeyiphi na ephezulu.
KHANGELA KUNYE NEENKHIWO ZOKULANDA
I-Rs. 100 ngokuthatha.
UKUKHUTSHWA KWAKHONA KWEKHADI ELAHLEKILEYO, ELIBIWEYO, OKANYE LONAKILEYO
Rs. 100.
INKCAZELO YOKUBUYISA INKCAZO
I-Rs. I-100 nganye yokufunyanwa kweengxelo ezingaphezulu kweenyanga ezi-3 ubudala.
IINTLAWULO ZOKUHLAWULWA KADE
INgxelo yoMlungelelwano | Iintlawulo zeNtlawulo emva kwexesha |
Ngaphantsi kwe-Rs. 100 | Akukho ntlawulo |
I-100 - i-500 | Rs. 100 |
I-501 - i-10,000 | Rs. 500 |
I-Rs. 10,000 nangaphezulu | Rs. 750 |
NGAPHEZU KWEMALI YOKUMDA
I-3.40% yekhredithi eyandisiweyo.
INTLAWULO YOKUPHATHA
Uhlawulelo olusekwe kwiKhathalogu kwi-PAYBACK: Rs. 99.
Ukuhlawulelwa kwi-Intanethi nakwivenkile kwi-PAYBACK: I-Rs. 25.
IMALI YOKUBUYISELWA KWEMALI
I-Rs. I-100 ngentengiselwano nganye.
IMALI YOKUBEKELWA KOloliwe
I-1.80% yemali yentengiselwano yokubhukisha itikiti kwi-intanethi kunye ne-2.50% yokubhukisha itikiti lekhawuntara.
EZINYE IMALI EZIHLUKENEYO
Imiqulu | I-3% yemali eyidrafti okanye i-Rs. 300, nokuba yeyiphi na ephezulu. |
Ukubuyiswa kwetshekhi | I-2% yemali efunekayo okanye i-Rs. 450, nokuba yeyiphi na ephezulu. |
Umrhumo wokusetyenzwa kwetshekhi yokuphuma ngaphandle | I-1% yemali yetshekhi okanye i-Rs. 100, nokuba yeyiphi na ephezulu. |
Isicelo sokuhlawula ityala | I-Rs. 100 ngesiliphu sentlawulo. |
Iintengiselwano zemali yangaphandle | 3.5% uphawu |
Ukufaneleka kwi-ICICI Bank Coral Credit Card
I-ICICI Bank ayikhange ichaze iindlela zokufaneleka ezibekiweyo zokufumana ikhadi. Ngokusekwe kumvuzo wakho oshiyekileyo, imbali yetyala, imbali yentlawulo, iminyaka kunye nendawo ohlala kuyo, ibhanki ithatha isigqibo malunga nokufaneleka kwakho ukufumana ikhadi.
Nangona kunjalo, kuthathelwa ingqalelo inkcitho efunekayo yokufumana uncedo olubalulekileyo, indawo yokuphumla kunye nomrhumo wokuhlaziya, uqikelelo lwethu lolokuba umvuzo wonyaka ubuncinci yi-Rs. I-3 lakh nangaphezulu iya kufuneka ukuze kuqwalaselwe ukufaneleka.
Ukususela kumava, ndingatsho ukuba imbali efanelekileyo yokuchitha imali okanye inqaku elifanelekileyo lekhredithi lihamba ixesha elide ekuthengeni ikhadi lekhredithi kwiibhanki zabucala.
Ukufaka isicelo se-ICICI Bank Coral Credit Card, nceda undwendwele iphepha lewebhu elisemthethweni Apha.
Isigwebo sethu kwi-ICICI Bank Coral Credit Card
I-ICICI Bank Coral Credit Card inokuba likhadi lakho letyala lokuqala eligqibeleleyo. Ezi zibonelelo zikhankanyiweyo zenza ukuba libe likhadi elinqwenelekayo kumntu ochitha isixa esimiselweyo somvuzo wakhe ekulondolozeni indlela yokuphila. Eli khadi lelakho ukuba:
- Bakhangela ikhadi letyala lolondolozo oluphantsi.
- Uyathanda ukuchitha iimpelaveki ezimbalwa nyanga zonke ubukele iimuvi kunye nokutya ngaphandle.
- Hamba amaxesha ambalwa ngonyaka.
- Unemfuno zokuthenga ezininzi ezivela kwi-PAYBACK iibrendi zoshishino ezihlangeneyo.
Izibonelelo zepetroli zekhadi aziyoncedo kumntu oneemfuno zamafutha ezincinci njengoko kukho umphezulu we-Rs. 4000.
Ikhadi le-ICICI Coral nalo alilona lihle kakhulu malunga nokuhlawula amatyala asetyenziswayo. Ngokucacileyo, ikhadi elinqweneleka ngakumbi kumntu onobuchule bokuphila ubomi obutofotofo ngaphandle kokuchitha imali eninzi kwimirhumo yokuhlaziya.
Shiya iMpendulo