I-INDmoney lusetyenziso oludumileyo olukuvumela ukuba ulawule iiakhawunti zakho, utyale imali kwimarike yesitokhwe saseMelika, kwaye ufikelele kwezinye iinkonzo zemali.
Nangona kunjalo, njengayo nayiphi na i-app, isenokungafanelanga bonke abasebenzisi. Ukuba ujonge enye indlela ye-INDmoney, unokhetho oluninzi.
Kukho i-app yayo yonke imfuno. Ukusuka kumathuba otyalo-mali ukuya kwiinkonzo ukuya kumava omsebenzisi, uya kufumana ehambelana neemfuno zakho.
Kule post, siza kujonga ezinye zeendlela eziphezulu ze-INDmoney kwaye siqaqambise iimpawu ezibehlulayo.
Ke, nokuba ungumtyali-mali onamava okanye umtsha kwezemali zobuqu, sikuhlawulele.
Valiwe
UDarwin Arifin, u-Eric Huynh, uViram Shah, kunye no-Yinghan Lin baseka iqonga lotyalo-mali eliqhutywa yimishini. Valiwe in 2018. I-Vested ifuna ukuxhobisa abantu ngokubanika ukufikelela kwi-equity market yase-US njengomcebisi wotyalo-mali obhalisiweyo we-SEC. Inkampani iyazahlula kwezinye iinkampani ezikweli candelo ngokugxila ekuxhobiseni abathengi kunye nokulungelelanisa inkqubo yotyalo-mali.
NgeVested, unokwenza utyalo-mali lwentengiso ngokuzithemba kwaye ulawule ikamva lakho lezemali. Nokuba ungumtyali-mali osaqalayo okanye unamava, iVested inolwazi kunye nezixhobo ozidingayo ukuze ufikelele kwiinjongo zakho zemali.
Iimbonakalo
- Iintlawulo zeebhili ezisetyenziswayo kunye nexesha lomoya/ukuthengwa kwedatha kunokwenziwa kwiVested
- Dlulisa imali kwezinye iiakhawunti kwaye ucwangcise iinjongo zemali nabantu abaninzi
- Akukho zithintelo zokutsalwa kwemali kunye nokhetho lotyalo-mali lwesabelo esincinci ezikhoyo
- Utyalo-mali oluphindaphindiweyo oluzenzekelayo kunye nokukhusela i-akhawunti nge-SIPC kunye ne-inshurensi ye-FDIC
- Umrhumo wexesha elinye wokuseta i- ₹399 uyasebenza, ngaphandle kweendleko ezongezelelweyo zokuthenga nokuthengisa izitokhwe okanye ii-ETF.
- Izixhobo zophando oluphezulu kunye neenketho zepotfoliyo ezenziwe kwangaphambili (iVests) ziyafumaneka
- I-256-bit encryption kunye ne-SSL yokhuseleko, ngaphandle kwemfuneko encinci yebhalansi.
Kuvera
I-Kuvera yiplatifomu yokulawula ubutyebi bedijithali eyasungulwa nguGaurav Rastogi ngo-Oktobha 2017. Ngokusekelwe e-Bengaluru, eKarnATA, inkampani yivenkile enye yazo zonke iimfuno zakho zotyalo-mali. UKuvera unceda abantu nge izigqibo zezemali ngokubanceda bakhethe ezona ngxowa-mali zifanelekileyo, bacwangcise iinjongo zabo, bakhulise iirhafu zabo, okanye balinganise iipotfoliyo zabo.
Ngetekhnoloji ye-AI, iKuvera ibonelela abatyali-mali abatyebileyo nabaqolileyo abafuna ukulawula ikamva labo lezemali. Ngojongano lwayo olusebenziseka lula kunye nesikhokelo sobuchwephesha, iKuvera lolona khetho lufanelekileyo kwabo bafuna ukukhulisa ubutyebi babo kwimeko yezemali ekhawulezayo yanamhlanje.
Iimbonakalo
- Tyala uluhlu olubanzi lwee-stocks kunye nee-ETF ezingenamrhumo wekhomishini, (ezinye iindleko ezifana nocingo kunye nokuguqulwa kweFX kusengasebenza)
- Iiakhawunti zigcinwe ngokhuseleko oluphezulu lwe-500,000 yeedola kwaye zinokuvulwa ngexabiso elincinci njenge-$10
- Fumana ukufikelela kwingxelo yenzuzo eyinkunzi ekupheleni konyaka ukuze ulandele utyalo-mali lwakho
- I-Kuvera inikezela ngenkqubo yokunyaniseka ebizwa ngokuba yi-Coins, evuza abasebenzisi ngokwenza ukhetho olunoxanduva lwezemali kwaye banakho isetyenziswe ukuvula iimpawu eziphambili ezifana neeAkhawunti zoSapho, iTrade-Smart, kunye nokuVuna iRhafu
- Yenza iiakhawunti ezininzi phantsi okufanayo Ngema wena kunye namalungu osapho lwakho, kwaye ulawule ngokulula lonke utyalo-mali
- Hlanganisa kwaye ulandele ipotifoliyo yakho ye-Mutual Fund ngelona nqanaba liphezulu lokhuseleko lwabucala
- Dlulisa imali ngokulula nangokukhuselekileyo ngeqonga likaKuvera.
Ingxaki
I-Webull liqonga lotyalo-mali lwedijithali kubatyali-mali behlabathi lonke elasungulwa ngo-2017 nguWang Anquan, owayesakuba ngumsebenzi we-Alibaba Group. Ngedatha yentengiso yexesha lokwenyani kunye nezixhobo ezomeleleyo abanazo, abasebenzisi banokubukela kwaye bahlalutye iimarike zemali ngelixa bephuhlisa izicwangciso zotyalo-mali.
Izitokhwe, ii-ETF, iinketho, i-cryptocurrency, kunye nezabelo zamaqhezu ziphakathi kokhetho lokurhweba olukhoyo kwisiza.
I-Webull ikwabonelela ngeenkonzo zemfundo yotyalo-mali ukunceda abantu benze ukhetho olufundileyo. I-Webull ihambelana ngokupheleleyo nemithetho yasekhaya kwaye inesiseko somsebenzisi kumazwe angaphezu kwe-180, iqinisekisa iqonga elikhuselekileyo nelithembekileyo labatyali-mali. Thatha ulawulo lwempahla yakho kwaye ujonge iimarike zemali ngokulula ngeWebull.
Iimbonakalo
- Ukurhweba ngaphandle kweKhomishini kumawakawaka ezitokhwe kunye nee-ETF ezingenabuncinci bediphozithi efunekayo.
- Amathuba otyalo-mali kwiinkampani zasekhaya nezangaphandle, kubandakanywa ukukwazi ukuthenga izabelo zamaqhezu.
- Itshathi ekwinqanaba eliphezulu kunye uhlalutyo yobugcisa izixhobo, kubandakanywa izibonakaliso ezininzi kunye neNqanaba le-2 Quotes (Nasdaq TotalView), ukuncedisa ekwenzeni izigqibo zotyalo-mali.
- Inkxaso yomthengi we-24/7 ukukhokela abasebenzisi ngeqonga kwaye uphendule nayiphi na imibuzo.
- Ukufikelela kwi-IRAs yendabuko, i-Roth, kunye ne-rollover, kunye noluntu olusebenzayo lokuxhuma kunye nokuxoxa nabanye abatyali-mali.
Cubewealth
ICubewealth, eyasekwa ngenjongo yokwenza ukuba imali ifikeleleke kwaye ibelula kwiingcali ezixakekileyo, iye yazimisa ngokukhawuleza njengomcebisi wezezimali othembekileyo. Umbutho usebenzisa itekhnoloji kunye nabasebenzi babacebisi abanezakhono kwingxowa-mali kunye nabacebisi ngezezimali ukufumana awona mathuba otyalo-mali angcono kubathengi.
Injongo yabo yokwenza lula imali kwabo basebenza nzima iye yanceda abantu abaninzi ekulawuleni imeko yemali. ICubewealth ilungele abantu abanqwenela ukutyala imali kwezona zinto zinokwenzeka kodwa baswele ixesha okanye izakhono zokuzenzela ezabo izifundo.
Iimbonakalo
- ICubewealth inikezela ngesikhokelo sotyalo-mali somntu ngokunxibelelana rhoqo nababhalisi
- Inika uncedo ekukhetheni i-brokerage kunye neenkampani zokuqonda
- Ibonelela ngeembono ezintsha zotyalo-mali kunye nohlalutyo nyanga zonke
- Ugcina indlela engakhethi cala kungekho budlelwane nabarhwebi
- I-app elula kunye ne-user-friendly
- Ibonelela ngoluhlu olubanzi lwezixhobo zemfundo kunye nolwazi olufana nophando lwesitokhwe, iingxelo zekota, uhlaziyo lwezorhwebo, kunye nezikhokelo zotyalo-mali.
Isitokhwe
I-Stockal liqonga lotyalo-mali elitsha elasungulwa ngoFebruwari 2016 liqela leengcali zezemali ezinamava. Stockal, ekhokelwa nguRajan K Natarajan, Sitashwa Srivastava, kunye noVinay Bharathwaj, igxile ekwenzeni utyalo-mali lwehlabathi lube lula kwiingcali ezixakekileyo.
Iqela leStockal lineminyaka engama-40 yamava linceda abathengi ngotyalo-mali lwangaphandle. Zisetyenziswa ziifemu eziphambili zokurhweba, amashishini olawulo lobutyebi, kunye nabacebisi be-robo, bebonelela amawaka abatyali-mali yonke imihla. I-Stockal sesona sixhobo sifanelekileyo sokuthengisa utyalo-mali lwakho kunye nogcino lwehlabathi, nokuba uyafuna ukwahlula ipotifoliyo yakho okanye ulondolozele ikamva.
Iimbonakalo
- I-Stockal ibonelela ngeempawu zokurhweba ezizodwa ezinjengolawulo lwemali kunye nee-ETF eziphathwayo kubatyali-zimali basekhaya abajonge kuzo tyala imali kwimarike yemasheya yase-US
- Iakhawunti yeStockal esisiseko idibanisa ukusebenza korhwebo, iDemat, kunye neakhawunti yebhanki, ivumela abasebenzisi ukuba babambe izabelo kwaye batyale imali kwezinye iimveliso zeStockal.
- Akukho ntlawulo yokuvula i-akhawunti ngekomishini yeesenti ezi-5 kwisabelo ngasinye kubulungu 'beGlobal' kunye nepesenti enye ngesabelo kubulungu be-'Global Plus'
- I-Stockal inikezela ngencoko ephilayo, umnxeba, kunye nenkxaso ye-imeyile.
- Ikuvumela ukuba utyale imali kwizabelo zamaqhezu ngaphandle komda kwinani elincinci lezabelo.
Winvesta
UWinvesta, owasekwa ngo-2019 ngu-Swastik Nigam kunye no-Prateek Jain, yinkampani ye-fintech eyenza kube lula ukutyala imali kunye nokurhweba ngaphesheya kwemida yabantu kunye namashishini. Iqonga lakhiwe kwaye lilawulwe liqela leengcali ezinamava angaphezu kweminyaka elishumi yamava kwiimarike zemali zehlabathi.
Inkampani iyazingca ngokubonelela ngeqonga elikhuselekileyo nelithobelayo kubasebenzisi bayo. Ukongeza, uWinvesta unebhodi yabacebisi eyakhiwe ziingqondo ezikhokelayo kumthetho nakwimali. Inkampani kunye namaqabane ayo abhaliswe ngokupheleleyo kwaye alawulwa kunye ne-FCA e-UK kunye ne-FINRA kunye ne-SEC e-US.
Iimbonakalo
- I-Winvesta inikezela ngokufikelela kwimarike yase-US ngokutshintshiselana okudumileyo njenge-NYSE kunye ne-NASDAQ
- Abasebenzisi banokutyala imali kuluhlu olubanzi lwee-equities, ii-ETF, kunye nee-ADR ezithobela imimiselo yaseIndiya.
- Utyalo-mali lunokwenziwa kuphela nge-app yeselula, efumaneka kuzo zombini ii-iOS kunye ne-Android
- Usetyenziso lubandakanya ujongano olusebenziseka lula, iindaba kunye nohlaziyo kwiinkampani zeepotfoliyo, kunye nohlaziyo olujoliswe kwixabiso kwizitokhwe
- Fumana urhwebo olungenamkhawulo ngaphandle kwentlawulo kwinyanga yokuqala, kunye nobuninzi be-3 yorhwebo ngenyanga emva koko kunye nomrhumo we-1 yeedola ngokurhweba.
- Ivumela utyalo-mali lwamaqhezu, ivumela abasebenzisi ukuba batyale imali encinci njenge-$1 kwisitokhwe okanye kwinkampani ethile.
I-ICICI ngqo
Icandelo le-ICICI Bank, i-ICICI Direct liqonga lotyalo-mali elaziwayo elibonelela ngokufikelela kwezona marike ziphumeleleyo kwihlabathi. Abatyali-zimali banokutshintsha iipotfoliyo zabo kwaye bajonge amathuba amatsha enkosi kukhetho olukhulu lwezinto ezikhoyo.
Kubathengi abanqwenela ukwandisa i-horizons zabo zotyalo-mali, i-ICICI Direct ikwabonelela ngeepotfoliyo ezigcinwe ngaphezulu kwama-80 ezilawulwa ngabaphathi bengxowa-mali abanolwazi lwamazwe ngamazwe.
Ngeengcambu ezibuyela kwi-1995, i-ICICI Direct iseke imbali yokubonelela ngenkonzo ebalaseleyo kunye nokukhulisa abathengi bayo. I-ICICI Direct sisixhobo esihle sokugcina nokwakha imali yakho, nokuba ungumtyali-mali onamava okanye usaqala.
Iimbonakalo
- I-ICICI Direct inikezela ngeebhasikithi ezigciniweyo zesitokhwe kunye nee-ETF zotyalo-mali, ezikhethwe liqela labo lophando
- Inkqubo ekhawulezayo nesebenzayo yokuthengisa amasheya kunye nokufumana imali, ngaphandle kweendleko ezongezelelweyo
- Izilumkiso ezenziwe ngokwezifiso kunye nohlalutyo olunzulu lwesitokhwe somntu ngamnye ukunceda izigqibo zotyalo-mali ezinolwazi
- Ukuvula iakhawunti ekwi-Intanethi ngokulula ngaphandle kwemfuneko yamaxwebhu abonakalayo
- Ithuba lokutyala imali kwizabelo zamaqhezu kwiimarike zaseMelika
- Iiakhawunti zikhuselwe kwimeko yokutshona, kwaye ukongezwa kwi-inshurensi ye-Securities and Investment Protection Council
- Ifumaneka kunye ne-zero yokubhalisa kunye neentlawulo ze-brokerage.
khula
I-Groww yasungulwa ngo-2017 nguLalit Keshre, uHarsh Jain, u-Ishan Bansal, kunye noNeeraj Singh.
Inkampani yaqala njengeqonga elithe ngqo lokusasaza ingxowa-mali kwaye yakhawuleza yafumana ukuthandwa phakathi kwabatyali-mali eIndiya. Ukuphendula kwimfuno yabasebenzisi, i-Groww yandise iminikelo yayo ukubandakanya izitokhwe, igolide yedijithali, ii-ETF, urhwebo lwemini, kunye nee-IPO.
Ngoku, iqonga linabasebenzisi abangaphezu kwe-1.5 crore kwizixeko ezingama-900+ eIndiya. Balukhetho oluthembekileyo lotyalo-mali. Abaseki bafuna ukwenza lula iinkqubo zemali kubatyali-mali abatsha kwaye benze kube lula ukutyala imali kunye nokukhulisa ubutyebi.
Iimbonakalo
- Ukukwazi ukutyala imali kwizabelo zamaqhezu, ukuvumela abasebenzisi ukuba bathenge kancinci njenge-0.0001 yesitokhwe
- I-wallet yotyalo-mali ye-USD yokulandelela utyalo-mali kwiimarike zangaphandle
- Uhlengahlengiso lokhetho lwenkxaso-mali ngokusebenzisana ne-Axis Bank kunye nezinye iibhanki
- Iinkonzo ze-brokerage zilawulwa yi-Viewtrade Securities kunye nokucaciswa kwezorhwebo kunye neenkonzo zogcino zibonelelwa yi-Apex Clearing Corporation
- Inqaku leSmartSave, elivumela abasebenzisi ukuba bafumane imbuyekezo ephezulu kugcino lwabo
- Uthelekiso lwengxowa-mali ehlangeneyo kunye nezixhobo zokwakha iipotfoliyo ezilungiselelwe ukunyamezela umngcipheko womntu ngamnye kunye nokhetho lwenzuzo
- Idesika yoncedo yabathengi abazinikeleyo yokusombulula ngokukhawuleza imibuzo okanye izikhalazo
- Akukho zindleko zongezelelweyo kutyalo-mali oluqhelekileyo kwizitokhwe zase-US, kodwa iintlawulo zinokufaka isicelo kwiinkonzo ezahlukeneyo. (Cofa apha ukwazi ngeenkonzo zabo ezahlukeneyo)
INDmali uye wabamba indawo ephezulu kwimarike ixesha elithile, kodwa inkxaso yayo engeyiyo-i-stellar umthengi wenze indawo kwabanye abadlali kwimarike. Ngelixa i-app nganye ibonelela ngeempawu ezizodwa, siye sakhetha Vested kunye Stockal njengezona ndlela zisebenziseka lula INDmali. Endaweni yokudwelisa iinketho ezintathu njengamanqaku ethu amaninzi, siwucuthe ukuya kutsho nje amabini ukukunceda wenze ukhetho olucacileyo. Makhe sihlolisise iingenelo kunye neengozi zento nganye ukuze sikuncede wenze isigqibo esinolwazi.
Zinikiwe: Ukujongwa ngokusondeleyo
IiPros of Vested:
- Ukwenziwa ngokungenamthungo kokuthenga nokuthengisa izitokhwe zase-US
- Inkxaso elungileyo yomva evela kwiingcali
- Inkalo yolawulo lwemali edibeneyo iluncedo kakhulu
- Ukudluliselwa kwemali okungenamagingxigingxi ngaphakathi nangaphandle kweeakhawunti zebhanki zaseIndiya
I-Cons of Vested:
- Uyilo lwe-app lufutshane
- Ayinguye wonke umntu okhetha i-app yeselula
- Ukhetho lwee-asethi ezilinganiselweyo (umzekelo, azikho ii-IPOs okanye ii-cryptocurrencies)
Isitokhwe: Khangela ngakumbi
Iinzuzo zeStockal:
- Inkonzo yabathengi eyenzelwe wena iyafumaneka ngefowuni ukwenzela ukuba kube lula
- I-intuitive interface ekulula ukuyijonga
- Inqaku elithi "Iimfumba" libonelela ngophando oluxabisekileyo lwezigqibo zotyalo-mali ezinolwazi
- Amanyathelo okhuseleko awandisiweyo ngebhayometriki Ngema iinketho
Ii-Cons of Stockal:
- Ukungakwazi ukurhoxisa iiodolo ezilindileyo nge-app
- Iingxelo zokuphindaphinda Ngema imiba kunye nenkxaso subpar kubathengi
- Imali efihliweyo yokuguqula imali iye yaxelwa ngabasebenzisi
siwiswe lokugqibela
Uninzi lwabakhuphisana abafanelekileyo kwimimandla efana nolawulo lwemali kunye notyalo-mali lwesitokhwe bacele umngeni ukongamela kwimarike ye-Indmoney, ngokukodwa. I-app nganye ibonelela ngomxube okhethekileyo weempawu kunye neenzuzo. Valiwe, nangona kunjalo, ivelele njengeyona ndlela ilungileyo yoku INDmali malunga nokulula ngokubanzi.
Isoftware inamandla kuba ithenga kwaye ithengise izitokhwe zase-US kakuhle, inesixhobo sokulawula imali, kwaye ibonelela ngoncedo lweengcali kwi-backend. Izibonelelo zeVested ngaphezu kwezinye izicelo ziquka ukudibanisa imiba emininzi yemali yobuqu phantsi kophahla olunye.
I-Vested yindlela omawuhambe ngayo ukuba ufuna isisombululo esipheleleyo sokuphatha imali yakho kunye notyalo-mali kwi-stock market yase-US.
Shiya iMpendulo