Umnikazi weReal Estate yase-US-Indlela yeCrypto. Ewe, uyifunda kakuhle.
Ithemba lokutyala imali kwi-real estate kumazwe angaphandle belisoloko linomtsalane.
Ngelishwa, ulawulo lwenkunzi yenkqubo yeTradFi ekhaya & nemithetho yobunini kumazwe angaphandle yenze eli thuba libe lithuba elinokufikelela kwi-ultrarich kuphela.
Ewe, akusekho. Ngena: I-Lofty Real Estate-inkonzo esekwe kwi-blockchain ekuvumela ukuba ube ne-US Real Estate ngokusebenzisa amathokheni - Indlela ye-Crypto!
Unomdla?
Funda Kwi.
1. Yintoni iLofty AI?
Ukuphakama yindawo yentengiso ye-intanethi ethi:
-Inceda abaza kuba ngabathengisi beepropathi e-US ukuba babonise indawo yabo yokwenyani;
-Inika iipropathi ezinethokheni ezithengiswa kubatyali-mali kwihlabathi liphela;
– Uchonga abaphathi bepropathi egameni labatyali-mali abaqokelela irente & benze iirenti zokulungiswa nokugcinwa;
2. Yintoni iTokenization & Kutheni iLofty iyisebenzisa?
I-Tokenization yinkqubo yokudala iiyunithi ezimele i-fractional ye-asethi. Kwimeko ye-Lofty, ixabiso eliqikelelweyo lepropati nganye lihlulwe kwiiyunithi ze-US $ 50 nganye, kwaye ezi yunithi zibizwa ngokuba ngamathokheni.
Ngoko ipropati enexabiso le-US $ 100,000 iya kuba neeyunithi ezingama-2000 ze-USD 50 nganye imele onke amalungelo obunini kwipropati.
I-Lofty isebenzisa le ndlela yokuhambisa kuba iyavula utyalo-mali Iindlela zemarike enkulu ekhaya nakwamanye amazwe kubantu abangenayo imali eyinkunzi kunye/okanye abanyanzelwa yimithetho emininzi ukuba batyale imali ngokuthe ngqo kwi-real estate.
Konke okudingayo yiselfowuni & i Algorand isipaji esinexabiso le-USD50 lezitali, kwaye nonke nilungile.
3. I-Lofty Marketplace idwelisa njani iiPropati?
Umnini wepropati onqwenela ukuthengisa indawo yakhe usebenza kwindawo yentengiso yaseLofty. Kweli nqanaba, uvavanyo lokuqala lwe-desktop lwenziwa ukuvuma okanye ukwala uluhlu olusekwe kwizinto ezininzi ezibandakanya kodwa ezingaphelelanga kwisimo sokuhlala, imeko, indawo, imbali yokurenta, njl.
Nje ukuba ipropathi yamkelwe, ifakwa phantsi kwekhontrakthi yi-LLC entsha. I-LLC ke ifakwa kwi-token kwii-tokens ezingama-50 zeedola kwi- Algorith blockchain.
Inyathelo elilandelayo libandakanya ukuqeshwa kwenkampani yokuhlola ipropathi yobungcali eya kubonelela ngengxelo yokuphucula kuvavanyo lokuqala lwedesktop. Eyona nto ixhalabisayo sisidingo sokulungiswa okuthe, ukuba kuyafuneka, kwenziwa ngumthengisi okanye intlawulo eseleyo yamkelwe nguye ngetyala kwi-LLC.
Kwinqanaba lokugqibela, ipropathi idweliswe kwindawo yentengiso eLofty. Nje ukuba zonke iithokheni ezimele ipropathi zithengisiwe, oko kukuthi, ipropathi ixhaswa ngemali ngokupheleleyo, kwaye i-LLC iya kuhambisa ukudluliselwa kwepropathi ngokubhaliswa kwetayitile egameni layo.
5. Ndifuna ukuTyala imali. Isebenza njani iLofty?
5.1. Bhalisa
The bhalisa inkqubo intlu-mbini. Inxalenye yokuqala ijongana nenkqubo yemizuzu emi-5 kwiwebhusayithi yabo. Ukuba liqumrhu elilawulwayo, bafuna ukuqiniseka KYC amaxwebhu ngoko ungothuki.
Inyathelo lesibini kukuseta i-wallet ye-Algorand kwaye uyidibanise neakhawunti yakho ye-Lofty. Iqonga lixhasa i Pera I-Algorand Wallet Mobile App kunye ne-MyAlgoWallet app.
5.2. Ukutyala imali
Ngoku ungaqala ukukhangela iipropathi kwindawo yazo yentengiso. Kunye nemifanekiso, indawo yentengiso ibonelela kwaye igcina idatha eneenkcukacha yezemali, iingxelo zohlolo, kunye namaxwebhu epropathi.
Nje ukuba wenze isigqibo ngepropathi, kuya kufuneka ungene kuloo propati usebenzisa isipaji sakho sealgorand. Olu luphawu lokhuseleko, njengemvume kwiprothokholi, ukukuthumela iithokheni zakho ngokutshintshiselana nge $ALGO, $USDCa, okanye $STBL.
5.3. Ukuqokelela Irenti
Nje ukuba ukuthenga kugqityiwe, ufumana iimpawu ezixabisa i-USD $50 nganye kwaye ube ngumnini othe ngqo kunye nentlawulo yakho yokuqala yerenti eza kwangolo suku lunye. Irenti inokurhoxiswa njenge-Crypto ($ ALGO, $USDCa, okanye i-STBL) kwi-wallet yakho ye-algorand okanye ngenye yeenketho ze-fiat / TradFi ezikhoyo.
5.4. uMqondiso woxabiso
Ngenyanga, iprotocol yenza umsebenzi wokulinganisa ixabiso usebenzisa i-HouseCanary Automated Valuation Model - umgangatho ohamba phambili wexabiso kwishishini. Ixabiso lamathokheni lilungelelaniselwe utshintsho kuqingqo-maxabiso ekuphenduleni kwixabiso lepropathi langempela ukunyuka okanye ukuhla.
5.5. Ukukhupha imali
Akukho maxesha okutshixa kwaye iithokheni eziPhakamileyo zinokuthengiswa nangaliphi na ixesha ngaphandle kwentlawulo okanye izohlwayo. Okwangoku, iprotocol ngokwayo ngumhlawuleli kodwa balindele ukuqaliswa kotshintshiselwano lwabo lwesibini lwemarike kamva kulo nyaka.
5.6. Iirhafu
Yonke ingeniso kunye noxabiso lurhafiswa kubatyali-zimali base-US kunye neprothokholi exhuzula ezi kwimvelaphi (intlawulo kunye / okanye ukuphuma kwemali) kunye nokubonelela ngamaphepha ayimfuneko afakwe kwi-IRS kumtyali-mali.
AbaTyali-mali abangengabo abase-US baxhomekeke kwiirhafu ezifanayo zokubamba ezinokuthi, kuxhomekeke kwizivumelwano zerhafu ilizwe lasekhaya labaTyali-mali elinazo ne-US, zinokurhoxiswa. Nangona kunjalo, yonke ingeniso eyenziweyo iya kuhlala irhafiswa kwilizwe lasekhaya lomtyali-mali.
5.7. Ulawulo
I-Lofty isebenzisa i Algorith blockchain Inethiwekhi ekhawulezayo, ekhuselekileyo & enexabiso eliphantsi. Ukusetyenziswa kwetekhnoloji ye-blockchain kunceda ukulinganisa ipropathi kunye nokuqinisekisa ukuba zonke iintengiselwano zirekhodwa kwi-blockchain.
Ngokufanayo, kukho ubunini kunye nolawulo oluqinisekisiweyo ngetekhnoloji ye-blockchain. Akukho mtyali-mali omnye uvumelekileyo ukuba abe ngaphezu kwe-10 -15% yayo nayiphi na ipropati & zonke izigqibo ezinkulu zivotelwa ngabanini-token ngokusebenzisa igatya elikhulu kakhulu (60%). Ezi zigqibo zibophelela kumphathi wepropathi kunye neqonga.
6. I-Lofty - Real Estate & Eminye yeMibuzo yokwenyani
6.1. Ngaba iLofty lishishini elisemthethweni?
I-Lofty ibandakanywe e-US okuthetha ukuba ilawulwa yi-US Securities & Exchange Commission (SEC) njengeshishini elihlanganisiweyo. Ingaba i-SEC iphinda iyilawule njengomkhuphi wezibambiso ayicacanga.
Ukusuka kumxholo we-disclaimers ekhoyo kwiwebhusayithi ye-Lofty, kubonakala ngathi abanikezeli nayiphi na ingcebiso yotyalo-mali kwaye loo nto indenza ndizive ukuba imeko yolawulo esebenzayo kubo ibanzi kwaye ukuba icacisiwe ayinxulumananga neemveliso zotyalo-mali.
Abatyali-mali abahamba phambili kuquka i-Y Combinator kunye no-Nvidia baxhasa iprojekthi kunye neqela lolawulo eliqhayisa iprofayili yamava atyebileyo avela kwiibhanki, i-e-commerce & technology sector.
Ukusukela ngexesha lokubhalwa, ukusukela ngoMeyi ka-2021 ukusungulwa kwabo, iimali ezixabisa i-USD 16.3mn ziye zatyalwa kwii-Lofty tokens kunye ne-USD 394,000 yembuyekezo yemihla ngemihla sele igqityiwe ukuza kuthi ga ngoku.
6.2. Ngaba iLofty luTyalo-mali oluKhuselekileyo?
Akukho nto ifana nokwenza utyalo-mali olukhuselekileyo. Umngcipheko othile uhlala ukhona. Kule meko, utyalo-mali lwakho luxhomekeke kwimingcipheko eqhelekileyo eyayanyaniswa noqoqosho lwase-US kunye nemarike yezindlu nezindlu ngakumbi. Inzala ephezulu iyawathoba amaxabiso eepropathi ngelixa inzala esezantsi inefuthe elihle kubo.
Kukwasengqiqweni ukucinga ukuba, njengakuzo zonke izindlu ezithengiswayo, kukho imingcipheko eyodwa ngokubhekiselele kwipropathi enokuthi ibe nobunzima kwiprofayile yakho yokubuyisela. Ngaphandle kokungahloniphi nabani na, iipropati ezikwimimandla yobuzwe okanye apho ulwaphulo-mthetho luphezulu luya kuthotywa kancinane kodwa kwakhona lutsale amaxabiso aphantsi ukuya phambili.
Ewe, nazo zonke izinto eziphathekayo, kuza nezinye iingozi. Umzekelo, isikhukula sitshabalalisa ipropathi yakho ngokupheleleyo kwaye ifuna ukulungiswa okukhulu.
Iqela laseLofty kunye neqonga lithomalalisa eminye yale mingcipheko ingentla ngokusetyenziswa kweepropati zokuhlola ngokusebenzisa abahloli bomntu wesithathu kunye nokuthatha i-inshurensi apho kuyimfuneko. Ngokuqhelekileyo, oku kushiya kuphela umngcipheko wemarike kunye nomtyali-mali.
6.3. Ukuba i-Lofty ayingomniki wezibambiso, ngubani umnini osemthethweni wepropati & njani?
Abanini beempawu ngabanini bepropathi nge-LLC enetayitile yepropathi ebhaliswe kuyo. ULofty kuphela liqabane elilawulayo le.
Nawuphi na umngeni osemthethweni kwi-Lofty ngokwayo ayinakuchaphazela ubume beepropati zomntu ngokwazo njengoko ziwela phantsi kwezakhiwo ezisemthethweni ezahlukeneyo.
6.4. Ngaba ixabiso leAlgorand lichaphazela ixabiso leeTokens eziPhakamileyo?
Hayi. Utshintsho kwixabiso lepropati yimpembelelo kuphela kwixabiso lophawu lwakho. Inkampani isebenzisa kuphela isiseko se-blockchain ukwenza umqondiso wenkqubo. Akukho nxu lumano lwexabiso kunye neAlgorand.
6.5. Uyenza njani imali uLofty?
I-Lofty yenza imali ngeendlela ezimbini.
Bathatha i-5% yomrhumo woluhlu kwipropati nganye (okanye i-$ 5,000 ukuba ingaphantsi kwe-$ 100,000) kwaye bahlawulise abathengisi i-3% yomrhumo womthengisi ngokusondeleyo (okanye i-$ 2,500; nokuba yeyiphi enkulu) ukuze badwelise iipropati zabo kwindawo yabo yemarike.
7. Isigwebo sokugqibela kwiLofty Real Estate Investing
I-Lofty inikezela ngesicelo esisodwa kunye nentsha yetekhnoloji ye-blockchain kwingxaki yehlabathi lokwenyani. Isibonisa indlela yokuba singadala njani ukufikelela kumathuba otyalo-mali kwihlabathi.
Ngokokwam, kufuneka ndibancome ngokufikelela kwidemokhrasi. Abantu abaninzi, e-US okanye phesheya, abanakukwazi ukuthenga izindlu zokuhlala kwikhefu lodwa njengotyalo-mali. Ukunikezelwa kwemveliso yeLofty isombulula lo mqobo ekungeneni.
Eyona nto inomdla kakhulu kukuba banemveliso ehambelana ne-KYC kwaye oku kukunika umbono wekamva lezemali notyalo-mali. Ndiyakholelwa ukuba abatyali-mali, nokuba bangakanani na, kufuneka bathathe ithuba lale mveliso ukuze baguqule iipotfoliyo zabo.
Shiya iMpendulo