IMillennials ibona ukuhamba ngokukhululekileyo kwenkunzi kwimida yejografi.
Ungatyala imali kwiinkampani zangaphandle ezingadweliswanga eIndiya ngokucofa nje okumbalwa. Abatyali-mali bathatha iiphothifoliyo zabo kwihlabathi jikelele kwaye amaqonga otyalo-mali azisa indawo yokuba abatyali-mali batyale imali kwihlabathi jikelele. Iimarike zemasheya zase-US zikhokela ugqatso xa sithetha ngotyalo-mali lwehlabathi.
Ukuba unqwenela ukubandakanya isitokhwe sehlabathi kwipotfoliyo yakho, kufuneka uvule iakhawunti yeDemat kunye nomboneleli wenkonzo ovumela utyalo-mali lwehlabathi.
I-Stockal kunye neVested zimbini ezinikezelweyo amaqonga otyalo-mali lwangaphandle ezivumela abatyali-mali ukuba batyale imali kwii-equity zase-US kunye nee-ETF. Jonga la maqonga ukuze ufumane ukuba yeyiphi ekulungeleyo.
Isitokhwe
I-Stockal ifanelekile kubatyali-mali abafuna ukutyala imali ngokuthe ngqo kwiimarike ze-stock zaseMelika okanye ngee-ETFs. Okwangoku, ivumela kuphela utyalo-mali kwizitokhwe zase-US. Ezinye iimarike zisendleleni, kuquka iMalaysia, Indonesia, Afrika kunye namanye amazwe akuMbindi Mpuma.
NgeStockal, ungatyala imali kwiinkampani ezili-1000+ ezidweliswe kutshintshiselwano lwesitokhwe saseMelika njengeNASDAQ okanye iNYSE. I-Stockal isebenza njenge-akhawunti ye-3-in-1, oko kukuthi, ukurhweba, i-Demat kunye ne-akhawunti yebhanki. Ngaphaya koko, ikwavumela utyalo-mali oluyinxenye. Nazi ezinye zeempawu ze-Stockal ezifanele ukuxoxa ngazo:
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Iimfumba: Ezi ziiphothifoliyo ezicwangcisiweyo ngononophelo kwaye sele zenziwe. Ezi zifuna ubuncinci bemali yotyalo-mali kwaye zilawulwa ngenkuthalo ngabaphathi beengxowa-mali abaziingcali.
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Ulawulo lwemali: Ukutyala imali kwiinkampani zase-US kufuna ukuba utyale iidola zaseMelika. Ngelixa abathengisi besitokhwe bahlala bebonelela ngesixhobo sokuguqula imali, iStockal ikuvumela ukuba wonge, uchithe kwaye utyale imali kwiidola zaseMelika. Ngeenkonzo zayo zolawulo lwemali, unokufumana inzala kwiiDola zakho.
Izicwangciso zexabiso
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Elizwe: Esi sicwangciso sobhaliso sisimahla kwaye sibonelela ngamandla otyalo-mali angenamkhawulo. Nangona kunjalo, inikezela ngee-stacks eziqingqiweyo, kwaye iintlawulo zekhomishini zi-5 cent ngesabelo ngasinye.
Global Plus: Esi sicwangciso sokurhuma sixabisa ii-Rs. 9,999 ngonyaka kwaye inamandla otyalo-mali angenasiphelo. Ngaphaya koko, ibonelela ngomnxeba ozinikeleyo wokuxhasa abathengi. Iintlawulo zekhomishini yipesenti enye ngesabelo ngasinye, kwaye ikwabonelela ngenzuzo yophando olunzulu ebandakanya oku kulandelayo:
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IZacks zokulinganisa umhlalutyi
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I-TipRanks yentengiselwano yangaphakathi kunye nethagethi yexabiso
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I-Morningstar ye-ETF yokubamba kunye nokukala
IiPros and Cons of Stockal
Okulandelayo kukho okuhle kunye nokungalunganga kweStockal ekufuneka abatyali-mali bazi ngaphambi kokusebenzisa iqonga:
eziluncedo |
neengozi |
Isitokhwe inentlawulo echazwe ngokucacileyo kunye nesakhiwo sekhomishini. Ibonelela ngezicwangciso ezi-2 ezahlukeneyo, oko kukuthi, ihlabathi kunye nehlabathi jikelele. |
Iintlawulo zekhomishini ziphezulu kwisicwangciso esisisiseko. Ngapha koko, iinkonzo zenkxaso zithintelwe. |
Abasebenzisi bePremium banokufumana iinkonzo zenkxaso kwi-intanethi yenkxaso ezinikeleyo kunye ne-imeyile kunye ne-24 × 7 inkxaso. |
Ayivumeli utyalo-mali kwezinye iindlela zotyalo-mali ezifana nee-IPOs, i-derivatives, iibhondi njl. |
Ineempawu ezizodwa ezifana nezitaki kunye nolawulo lwemali. |
Izibonelelo zilinganiselwe xa kuziwa kuhlalutyo lweemarike kunye nohlaziyo. |
Valiwe
Valiwe lelinye iqonga elizinikeleyo lotyalo-mali lwangaphandle elivumela abatyali-mali ukuba batyale kwizabelo zamashishini ase-US. NjengoVested, iStockal ikwayi-akhawunti ye-3-in-1 ebonelela ngorhwebo, iDemat kunye nesibonelelo seakhawunti yebhanki kwiqonga elinye. Olu lulandelayo lukhetho lotyalo-mali olubonelelwa yiVested kubatyali-mali:
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Amasheya: Valiwe ikuvumela ukuba utyale imali kwiinkampani ze-1000 + ezidweliswe kwi-NASDAQ kunye ne-NYSE. Ngaphaya koko, ikwakuvumela ukuba utyale imali kwizabelo zamaqhezu. Ke, ungatyala imali ephantsi njenge-1 yeedola.
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IiNgxowa-mali eziThengiswayo (ETFs): Ungatyala imali kwi-ETFs zase-US ukuba uzimisele ukuyohlulahlula ipotifoliyo yakho. IVested ikunika ithuba lokutyala imali kwi-100+ ETFs.
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Iivesti: Iivesti zifana nezitaki kwi-Stockal, oko kukuthi, iipotfoliyo esele zenziwe kwaye zigcinwe ngononophelo ezilawulwa ngabaphathi beengxowa-mali abaziingcali.
Izicwangciso zexabiso
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Isisiseko: Esi sicwangciso sobhaliso sisimahla kwindleko. Nangona kunjalo, iza ne-zero yokurhoxiswa kwamahhala. Ukuqhubela phambili, imali yokuthenga i-vest portfolio yi-0.5% yemali yotyalo-mali (ubuninzi ukuya kwi-$ 3), kunye nenani leevesti ezifikelelekayo zi-7. Isicwangciso esisisiseko asibandakanyi iimpawu ezithile ezifana ne-Alphascreener, utyalo-mali kwiibambiso ze-OTC, okanye ukufikelela kwinkxaso ye-premium. .
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Premium: Olu rhumo luxabisa ii-Rs. 4500 ngonyaka kwaye iza nokutsalwa simahla okungasikelwanga mda kwimeko yoweliselo lwengxowa-mali ngeVested Direct kunye nokutsalwa kwemali kabini simahla kwimeko yoweliselo-mali kwiibhanki eziqhelekileyo. Imali yokuthenga i-vest portfolio ingu-zero, kwaye iivesti ezilishumi ziyafikeleleka kwiplani yepremiyamu. Ngaphaya koko, ikwabonelela ngokufikelela kwiimpawu ezithintelweyo ezifana ne-Alphascreener, utyalo-mali lwezibambiso ze-OTC kunye nokufikelela kwiprimiyamu inkxaso.
IiPros and Cons of Vested
Oku kulandelayo zezinye zezinto ezilungileyo nezingalunganga ze-Vested ekufuneka abatyali-zimali bazi:
eziluncedo |
neengozi |
Ibonelela ngorhwebo lwe-zero-commission |
Ayiboneleli ngeendlela zotyalo-mali kwiindlela ezahlukeneyo ezifana nee-IPO, i-derivatives, iibhondi njl. |
Ibonelela ngeempawu ezizodwa njengeVests. |
Iintlawulo zokurhoxiswa yi-$ 5 ngokurhoxiswa, okubiza kakhulu. |
Iintlawulo kunye nolwakhiwo lwekhomishini luselubala. Inika izicwangciso ezimbini ezahlukeneyo, oko kukuthi, isiseko kunye neprimiyamu. |
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Ikuvumela ukuba usete izilumkiso zemisitho efana nezibhengezo zenkampani, iindaba, iintshukumo zesitokhwe, iintlanganiso zebhodi njl. |
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Unokufikelela kwizixhobo ezahlukeneyo kunye neempawu ezinje ngohlaziyo lomhlalutyi, izikrini zentengiso, amanqaku ophando njl.njl. |
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Amaqokobhe enathi
Stockal kunye Valiwe ngamaqonga otyalo-mali azinikeleyo anika ithuba lokutyala imali kwiinkampani zangaphandle. I-US likhaya kwamanye amashishini amakhulu ehlabathi, iimveliso zawo ziye zaba yinto ebalulekileyo kubomi bethu.
Yiba yiMicrosoft, i-Apple, iGoogle, i-Amazon okanye ukuzonwabisa kunye neqonga leendaba zoluntu ezifana neNetflix, i-Facebook njl - zonke ezi nkampani zinento enye efanayo. Banemisebenzi yehlabathi. Ke ngoko, ukutyala imali kwiinkampani zase-US kuthetha ukutyala imali kwihlabathi.
Enye yeenzuzo eziphambili Valiwe ibamba ngaphezulu kweStockal kukuba ibiza imali ephantsi kuneStockal malunga nezicwangciso zobhaliso. Ngaphaya koko, iVested ibonelela ngokurhweba ngekomishini ye-zero, engafumanekiyo kwiStockal. Ke ngoko, ukuba ufuna ukuya kwiqonga lotyalo-mali lwangaphandle elifikelelekayo, beka umdla wakho kwi-Vested.
Krishnan
Iwebhusayithi yakho ithi oku kulandelayo phantsi kweVested. Impazamo encinci ekufuneka ilungiswe:
NjengoVested, iStockal ikwayi-akhawunti ye-3-in-1 ebonelela ngokurhweba, iDemat kunye nesibonelelo seakhawunti yebhanki kwiqonga elinye.
lomhleli
Molo apho,
Yinyani-iStockal kunye neVested zombini zibonelela ngeakhawunti yokurhweba/yedemo kunye neakhawunti yebhanki ye-neo. Ngelixa ungafumani amaziko afana namakhadi edebhithi, kusenjalo a
iakhawunti yebhanki.