Umhlaba utshintshile ngo-2020 ngokwezempilo, ukungakhuseleki, kunye nokugcina ukhuselekile. Kwaye sisakhunjuzwa kwakhona ngokubaluleka kwe-inshurensi yezempilo.
Xa kuziwa kwi-inshurensi, ipesenti elungileyo yabantu baseIndiya bane-inshurensi yobomi. Kutheni i-inshorensi yobomi ithengiswa mhlawumbi kungenxa yokuba sifuna ukucinga ngesiqabu esithile kwintsapho kwimeko yokufa kwethu ngequbuliso.
I-inshurensi yobomi nayo isebenza njenge-asethi. Emva kwexesha elimiselweyo, sifumana imali engundoqo kunye nazo zonke iipremiyamu ezihlawulwe kunye nomda wenzala.
Nangona kunjalo, okufanayo akusebenzi kwi-inshurensi yezempilo. I-inshurensi yezempilo iyakuqinisekisa okanye iyakukhusela kwiindleko ezenziweyo ngenxa yeengxaki ezinxulumene nezempilo ezifuna ukuba ungeniswe esibhedlele okanye kwiziko lonyango elifanayo. Isicwangciso se-inshorensi yezempilo asibuyiseli isixa esisithathileyo njengesixa-mali esiyintloko kunye nezixa zepremiyamu.
Hlala ukhumbula, i-inshurensi yezempilo ikwalutyalo-mali. Uyakuhlala ufumana ukutsalwa kwerhafu ukuya kuthi ga kwiRS. 25000 iprimiyamu.
Kumazwe amaninzi asakhasayo, okanye kumazwe apho kukho umahluko omkhulu kwimivuzo yomntu ngamnye, i-inshurensi yezempilo ibubunewunewu. Balibale abahluphekayo – uninzi lwabantu abakumgangatho ophakathi kunye nabantu abakumgangatho ophakathi abanayo i-inshurensi yezempilo apha.
Abasetyhini baseIndiya kunye ne-Inshurensi yezeMpilo
Abasetyhini bahamba kakubi kakhulu kunamadoda xa kuziwa ekuthengeni i-inshurensi yezempilo. Ngokwembono yobuqu, ndandicinga nge-inshurensi yezempilo kuphela xa ndandinosana lwam. Ndandifuna ukubonelelwa nge-inshorensi kwizinto ezinokusongela ubomi bam kuba ndandifuna ukubakho ukuze ndibone umntwana wam ekhula.
Ngelixa oko kunokuvakala kukuzidela kunye nokuba ngumama kubantu abaninzi, ndinokuxelela ukuba yingcinga yobudenge ukucinga ukuba i-inshurensi yezempilo ayisiyiyo yakho de ube unoxanduva olunzima emagxeni akho, njengolo lokukhathalela abantwana bakho okanye abadala. abazali.
Ikwayamangalisa indlela esicinga ngayo nge-inshurensi yobomi enceda iintsapho zethu emva kokumka kwethu xa sinako, endaweni yoko, ukukhusela impilo yethu ngcono. Uninzi lwabantu abangenayo i-inshurensi basweleka ngaphambi kwexesha ezibhedlele ngenxa yoxinzelelo lokuhlawula amatyala ezibhedlele.
Ngoko i-inshurensi yezempilo nayo izisa imvakalelo yokukhululeka. Ukwazi ukuba une-inshurensi engcono ngokuchasene neendleko ezithwalwa zizifo kuyaqinisekisa kwaye kuyathuthuzela.
Kodwa konke kuthethiwe, iindleko zokuba nemicimbi yeinshurensi yezempilo. Ngokunyuka kweendleko, oyena mntu sihlala singamhoyanga siziqu zethu. Oko kwenza uninzi lwethu lulahle ngokupheleleyo imbono ye-inshurensi yezempilo.
Ngombulelo, uninzi lwemibutho karhulumente e-Indiya inabasebenzi bayo kunye nosapho lwabo olusondeleyo phantsi kwezicwangciso zeinshurensi yezempilo. Uninzi lwamashishini abucala nawo abonelela ngezibonelelo zeinshurensi yezempilo kubasebenzi babo kunye nosapho lwabo olusondeleyo (abazali, umntwana, amaqabane).
Noko ke, inani labantu abangenayo i-inshorensi yezempilo liledlula kude inani labantu abanayo. Esi sithuba sijolise kwabo bantu baninzi banokufikelela kwi-inshurensi yezempilo kodwa abakabikho ngenxa yezizathu ezininzi, kubandakanya neendleko.
Amanqaku ekufuneka eqwalaselwe xa uthenga i-Inshurensi yezeMpilo
Ngaphambi kokuba siqhubele phambili kwi-inshurensi yezempilo ephantsi ye-15 ephantsi ekhoyo eIndiya, masijonge ngokukhawuleza amanqaku esifuna ukuwagcina engqondweni ngelixa sikhetha i-inshurensi yezempilo:
- Sithengela bani – ngokwethu okanye usapho.
- Isixa sepremiyamu kunye nokhuseleko olubonelelwayo ngokufanayo.
- Ixesha lokulinda, oko kukuthi, ixesha apho zonke iibhenefithi ze-inshorensi ziqala ukusebenza. Oku kufuneka kuqwalaselwe ngakumbi xa uthengela amalungu aphezulu osapho i-inshurensi yezempilo.
- Ukujonga into egqunyiweyo kunye nokuba yintoni na engekhoyo.
- Nokuba izibonelelo zonyango ezingenamali ziyabonelelwa.
- Ukuba isicwangciso sibandakanya izibonelelo zangaphambi kwesibhedlele kunye ne-post-hospital, ngakumbi xa uthengela abantu abadala.
- Ukujongwa kwe-domiciliary okanye unyango lwasekhaya.
- Ingaba iindleko zokubeleka kunye nezempilo ezinxulumene nosana olusanda kuzalwa ziyahlawulwa.
Ngoku sikuzisela izicwangciso ze-Inshurensi yezeMpilo ezili-15 ezinemivuzo ephantsi ezingagqobhozeli (indoda) umngxuma kwiimali zakho. Ezi inshorensi zilula kakhulu kodwa ziluncedo kakhulu kwezona meko zimbi kakhulu zokulaliswa esibhedlele.
1. HDFC ERGO Health Optima Restore Plan
I-HDFC, enye yamaziko ezezimali ahamba phambili e-Indiya ibambisene nenkampani ye-inshurensi yaseJamani i-ERGO ukubonelela ngeenkonzo ze-inshurensi eIndiya. Inkampani inenani lezicwangciso ze-inshurensi ezifikelelekayo, kwaye i-Health Optima Restore yenye edume kakhulu.
Ngokwewebhusayithi yabo esemthethweni, iprimiyamu yomntu ongaphantsi kweminyaka engama-40 yokugubungela i-5 lakh iya kuba malunga ne-Rs. 5000-Rs. 8000 ngonyaka. Kukho inani leenzuzo ezigutyungelwe njengokuhlolwa kwempilo ngokutsha simahla, ukhuseleko lwempilo yengqondo kunye ne-AYUSH (olunye unyango lwe-Ayurveda, Unaani, Siddha kunye neHomeopathy). Oku kwenza i-Health Optima Buyisela enye yeyona inshorensi yezempilo enengeniso ephantsi efikelelekayo eIndiya.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 3 lakh - 50 lakh
Uthungelwano lwezibhedlele : 10,000 +
Ixesha lokulinda : 3
Ubudala obugqunyiweyo : Iminyaka emi-5 ukuya kweli-65
I-Covid 19 igqunyiwe : Ewe
Ukuze ufumane iinkcukacha ezithe vetshe, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye-HDFC ERGO Health Optima Restore Plan Apha .
2. HDFC ERGO My:Health Suraksha
Olunye unikezelo lwe-pocket-friendly oluvela kwiinkonzo ze-inshurensi yezempilo ze-HDFC ERGO kukuba My: Health Suraksha plan. Esi sicwangciso sibonelela ngogcino lwerhafu yengeniso, unyango lwasekhaya, kunye nokulaliswa esibhedlele. Isicwangciso sikwabonelela ngebhonasi kulo lonke uhlaziyo olungenabango.
Eyam:Isicwangciso sezempilo seSuraksha sikwabandakanya neendleko zamalungu. Xa kuthelekiswa neenzuzo ezibonelelwayo, esi sicwangciso siyafikeleleka kwaye sisebenzise uhlahlo lwabiwo-mali.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 3 lakh - 50 lakh
Uthungelwano lwezibhedlele : 10,000 +
Ixesha lokulinda : Iyahluka, ubuncinane iintsuku ezingama-30
Ubudala obugqunyiweyo : I-18 + Iminyaka
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezithe vetshe, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye-HDFC ERGO My:Impilo Suraksha Apha.
3. I-Inshurensi yeMpilo yokuKhathalela (eyaziwa ngokuba yiReligare)
I-inshurensi yezempilo, uninzi lwethu oluyazi ngcono njengeReligare, ligama elaziwayo xa kufikwa kwi-inshurensi. Isicwangciso se-Inshurensi yeMpilo ye-Inshurensi inikezela ngeenzuzo ezininzi kwaye ihlanganisa inethiwekhi yezibhedlele ezingaphezu kwe-11000. Oku kuyenza ibe yenye yezona zicwangciso zicetyiswayo ze-inshorensi kwicandelo le-inshurensi yezempilo efumana umvuzo ophantsi.
Ezinye zeempawu eziphawulekayo zesicwangciso se-Inshurensi yeMpilo ye-Inshurensi kukuhlawulelwa kwe-ambulensi, akukho bhonasi yamabango, i-inshorensi yaphambi nasemva kokulaliswa kunye neendleko zokuhlawulela amalungu.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 4 lakhs - 6 crores
Uthungelwano lwezibhedlele : 11,000 +
Ixesha lokulinda : Iyahluka, ubuncinane iintsuku ezingama-30
Ubudala obugqunyiweyo : Iinyanga ezi-3 ukuya phambili
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezingaphezulu, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye-Inshurensi yezeMpilo Apha.
4. I-Aditya Birla Activity Qinisekisa iSicwangciso seDayimane
Enye yeempawu ezimangalisayo ze-Act Assure Diamond Plan evela kwiqela le-Aditya Birla lukhuselo lwabo lwe-ambulensi yomoya.
Esi sicwangciso sikwaza neempawu ezininzi ezinokuthi zibe luncedo kumaxesha anamhlanje anoxinzelelo njengokhuseleko olongezelelweyo lokulaliswa esibhedlele somhlaza, ukufundisa impilo kunye nonyango lwe-AYUSH. Iwebhusayithi yabo isebenziseka lula kwaye banenkxaso esebenzayo yabathengi ukuba bathathe imibuzo yabathengi.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 2 lakhs - 2 yezigidi
Uthungelwano lwezibhedlele : 6000 +
Ixesha lokulinda : iminyaka 2
Ubudala obugqunyiweyo : Iminyaka emi-5 ukuya phambili
I-Covid 19 igqunyiwe : Ewe
Ukuze ufumane iinkcukacha ezithe vetshe, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye-Aditya Birla Activity Assure Diamond Plan Apha.
5. UMax Bupa Health Companion
Le premium yesicwangciso seMax Bupa Health Companion iqala ukusuka kwi-Rs. 5085 ngonyaka njengoko ipapashiwe kwiwebhusayithi yabo. Oku kuyafikeleleka kakhulu xa ubona izibonelelo ezinikezelayo. Izibonelelo zibandakanya i-ambulensi kaxakeka, unyango lwemini, unyango lwe-AYUSH, iindleko zokufakelwa kwamalungu kunye nokhuseleko lwasekhaya.
Isicwangciso se-Health Companion sinokugqitywa ngokukhuselekileyo njengesicwangciso se-inshurensi yezempilo ekhuthazwayo kwiqela le-inshurensi yezempilo ephantsi.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : Ukuya kuthi ga kwi-1 Crore
Uthungelwano lwezibhedlele : 4500 +
Ixesha lokulinda : 2
Ubudala obugqunyiweyo : Iinyanga ezi-3 ukuya phambili
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezingaphezulu, kunye nokubala i-premium efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye-Max Bupa Health Companion Individual Apha.
6. Manipal Cigna Prohealth Plus
I-Manipal Cigna Prohealth Plus sisicwangciso esifikelelekayo sokudada usapho. Ibandakanya ukuzala, usana olusanda kuzalwa kunye nogonyo. Ngexabiso leprimiyamu leRs. 15,307 (ngokwewebhusayithi yabo), uya kufumana ukhuseleko ukuya kuthi ga kwi-Rs. 50 lakhs.
Ngaphandle kokhuseleko lokubeleka, i-Manipal Cigna Prohelth Plus iyakwandisa inzuzo ye-ambulensi yomoya. Esi sicwangciso sikwabonelela ngoxilongo lwezonyango kunye neenkqubo zempilo.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : I-Rs. 2.5 lakhs - 2 crores
Uthungelwano lwezibhedlele : 6500 +
Ixesha lokulinda : iinyanga 3
Ubudala obugqunyiweyo : Iinyanga ezi-3 ukuya phambili
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezingaphezulu, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni yeManipal Cigna Prohealth Plus Apha.
7. Isicwangciso esiPhakamileyo seRoyal Sundaram Lifeline
Isicwangciso seRoyal Sundaram Lifeline Supreme family floater sigubungela ubudlelwane obahlukeneyo abali-19 kumgaqo-nkqubo omnye. Ikwabonelela ngeendleko zokubeleka. Kukwakho nesibonelelo sesondlo kumama omtsha. Kwisicwangciso soMntu ngamnye, akukho sithintelo siphezulu kwirenti yegumbi. Ukugonywa kokulunywa kwezilwanyana kufakwe kwisicwangciso somntu ngamnye - into efanelekileyo kubantu abanezilwanyana ezifuywayo ekhaya.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 5 lakh - 50 lakh
Uthungelwano lwezibhedlele : 5000 +
Ixesha lokulinda : iminyaka 2
Ubudala obugqunyiweyo : Iminyaka emi-18 ukuya phambili
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezingaphezulu, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni yeRoyal Sundaram Lifeline Supreme Plan. Apha.
8. Isicwangciso se-Inshurensi ye-Inshurensi yeNtsapho yeNtsapho yeNkwenkwezi
I-Inshurensi yeNkwenkwezi yenye yababoneleli be-inshurensi aba-3 abaphezulu eIndiya. I-Inshurensi ye-Stat iyaziwa ngokuhlawulela amabango akhawulezayo. Umboneleli we-inshorensi unothungelwano olukhulu lwezibhedlele phantsi kwamaphiko akhe, kunye nezinye izibonelelo ezongezelelweyo zigutyungelwe.
Ezinye zezi zibonelelo luncedo lonyango lokuzala, ixesha lobabalo lweenyanga ezi-4 zohlaziyo, kunye nokhuseleko losana olusanda kuzalwa.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 1 lakh - 25 lakhs
Uthungelwano lwezibhedlele : 9900 +
Ixesha lokulinda : iminyaka 4
Ubudala obugqunyiweyo : Iminyaka emi-18 ukuya phambili
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezithe kratya, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni yeSicwangciso se-Inshurensi ye-Star Family Health Optima Apha.
9. Bharati AXA iSicwangciso soQinisekiso lweMpilo eSmart
I-Bharati AXA Smart Health Assure Plan ifanelekile kwizibini eziceba ukwandisa usapho lwabo. Ibandakanya iindleko zokubeleka kunye neendleko zomntwana osandul 'ukuzalwa kwiinyanga ezi-3 zokuqala.
I-Bharati AXA inerekhodi elingaphezulu kwe-98% yokuhlawula ibango, ngokwewebhusayithi yabo. I-Smart Health Assure Plan sisicwangciso esifanelekileyo se-inshorensi yabantu kunye neentsapho ezijonge i-inshurensi yezempilo enemivuzo ephantsi.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 3 lakh - 4 lakh
Uthungelwano lwezibhedlele : 4500 +
Ixesha lokulinda : iminyaka 2
Ubudala obugqunyiweyo : Iinyanga ezi-3 ukuya kwezi-65
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezingaphezulu, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye Bharati AXA Smart Health Assure Apha.
10. UMgaqo-nkqubo we-IFFCO Tokio woMkhuseli wezeMpilo
I-IFFCO Tokio ibonelela ngenkxaso yentsapho yabantu abadala aba-2 kunye nomntwana oyi-1 ngeprimiyamu engaphantsi kwe-Rs. I-10,000 ngonyaka ukuya kuthi ga kwi-3 lakhs. Oku kuyafikeleleka njengoko inokukufumana kusapho lwenyukliya.
UMgaqo-nkqubo woMkhuseli wezeMpilo unezibonelelo zonyango olungenamali kwaye ubonelela ngezibonelelo zonyango lwe-covid. Uvavanyo lwezonyango alufuneki kubantu ukuya kuma-60 eminyaka ubudala.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : I-Rs. 50 amawaka - 25 lakhs
Uthungelwano lwezibhedlele : 5000 +
Ixesha lokulinda : iminyaka 4
Ubudala obugqunyiweyo : Iminyaka emi-18 - iminyaka emi-65
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezithe vetshe, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye-IFFCO Tokio Health Protector Policy Apha.
11. Isicwangciso se-Inshurensi yezeMpilo yeDijithali
INkampani ye-Inshurensi yezeMpilo yeDijiti ngumngeneli omtsha kwicandelo le-Inshurensi. Banewebhusayithi emangalisayo echaza ngokucacileyo imfuneko ye-inshurensi yezempilo. Izicwangciso ze-inshurensi zibonakala ngathi zakhiwe ukugcina iimfuno zeminyaka eyiwaka kunye ne-Gen Z engqondweni.
Izicwangciso ze-Inshurensi yezeMpilo ezivela kwiDijithali zikhusela izigulo zengqondo. Bakwahlawula iindleko zokubeleka nezokubeleka. Icandelo labo elithi "Izinto ezingagqunywanga" lincinci ngokumangalisayo, kwaye lifikelele kwinqanaba.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 2 lakh - 25 lakh
Uthungelwano lwezibhedlele : 5900 +
Ixesha lokulinda : iminyaka 2
Ubudala obugqunyiweyo : 1 ukuya kwiminyaka engama-60
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezithe kratya, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni yeDigit Health Insurance Plan Apha.
12. UMgaqo-nkqubo weSizwe weParivar Mediclaim Plus
Inkampani ye-Inshurensi yeSizwe yinkokeli kwi-inshurensi ebonelela ngeenkonzo zaseIndiya. Ibikwicandelo le-inshorensi ukusukela ngo-1906.
Umgaqo-nkqubo weSizwe weParivar Mediclaim Plus uye waba sesinye sezicwangciso ezithengwa ngokubanzi zokudada usapho eIndiya. Iwebhusayithi yabo icacisa ngokucacileyo into egqunyiweyo kwaye ukuya kuthi ga kwinani okanye inani leentsuku. UMgaqo-nkqubo weParivar Mediclaim unawo nokhetho lweSicwangciso onokukhetha kuzo ngokweemfuno zeentsapho.
Uhlobo lwe-Inshurensi : usapho
I-Inshorensi eSimbuku : 6 lakh - 50 lakh
Uthungelwano lwezibhedlele : 6000 +
Ixesha lokulinda : iminyaka 2
Ubudala obugqunyiweyo : Iminyaka emi-18 ukuya kweli-65
I-Covid 19 igqunyiwe : Ewe
Ukuze ufumane iinkcukacha ezithe vetshe, kunye nokubala ipremiyamu efanelekileyo yobudala bakho, nceda undwendwele iwebhusayithi esemthethweni yeNational Parivar Mediclaim Plus Policy. Apha.
13. ISicwangciso seMpilo yeFuture Generali yekamva leSuraksha
I-Future Generali Future Health Suraksha Plan yi-inshurensi yezempilo ecetyiswayo enemivuzo ephantsi kwiintsapho. Isicwangciso seMpilo yeSuraksha siza kunye neenketho ze-4 zokukhetha kuzo - iGolide, iPlatinum, iTopaz kunye neRuby.
Iwebhusayithi inika iinkcukacha ngesicwangciso ngasinye, kwaye yenza kube lula ukuqonda okugqunyiweyo kwaye hayi. Ikwabonelela ngoxilongo lwempilo lwasimahla kunye neentsuku ezingama-30 zamaxesha obabalo ukuhlaziya.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : I-Rs. 50,000 - 10 lakhs
Uthungelwano lwezibhedlele : 5000 +
Ixesha lokulinda : iminyaka 2
Ubudala obugqunyiweyo : Iminyaka emi-18 - iminyaka emi-65
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezithe kratya, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye-Future Generali Future Health Suraksha Plan Apha.
14. Isicwangciso soMlindi wezeMpilo weBajaj Allianz
I-Bajaj ligama elithembekileyo e-Indiya, kwaye izicwangciso zabo ze-inshurensi yezempilo nazo ziyafikeleleka kwaye zifikeleleka kumntu oqhelekileyo.
Isicwangciso sibandakanya izigulo zengqondo, ukuhlolwa kwempilo kwaye sivumela ubudlelwane obuninzi ukuba bufakwe kumgaqo-nkqubo wosapho. Kukwakho nezaphulelo ezibonelelwa kwiminyaka engaphantsi kwamabango, ukuya kuthi ga kwi-12.5 % yemali yepolisi.
Uhlobo lwe-Inshurensi : Umntu ngamnye | Usapho
I-Inshorensi eSimbuku : 1.5 lakh - 50 lakh
Uthungelwano lwezibhedlele : 6500 +
Ixesha lokulinda : iminyaka 3
Ubudala obugqunyiweyo : Iminyaka emi-18 - iminyaka emi-65
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezithe kratya, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni ye-Bajaj Allianz Health Guard Plan. Apha.
15. Ipolisi yeMediclaim yeMpilo yaseMpuma
I-Oriental Health Individual Mediclaim Policy yipolisi yonyango lomntu ngamnye elungileyo kubantu abatsha, abangatshatanga. Inkampani ineqela elizinikeleyo lokulungisa amabango kwaye inothungelwano lwezibhedlele ezingaphezu kwama-4300 phantsi kwayo.
Nangona ijoliswe kubantu ngabanye, ipolisi ibonelela ngezaphulelo zosapho. Ikwabonelela nangexesha loxolelo kunye nohlaziyo lwepolisi oluqinisekisiweyo lobomi. Ngokuqinisekileyo esi sisicwangciso sokujonga ukuba ngaba ukhangela izicwangciso zeinshorensi yezempilo enengeniso ephantsi.
Uhlobo lwe-Inshurensi : ngamnye
I-Inshorensi eSimbuku : 1 lakh - 10 lakhs
Uthungelwano lwezibhedlele : 4300 +
Ixesha lokulinda : iminyaka 4
Ubudala obugqunyiweyo : Iminyaka emi-18 ukuya kweli-65
I-Covid 19 igqunyiwe : Ewe
Ukufumana iinkcukacha ezithe kratya, kunye nokubala iprimiyamu efanelekileyo kwiminyaka yakho, nceda undwendwele iwebhusayithi esemthethweni yeOriental Health Individual Mediclaim Policy. Apha.
Ngaba wena nosapho lwakho nikhuselwe phantsi kwazo naziphi na izicwangciso zeinshorensi yezempilo enengeniso ephantsi ekhankanywe apha?
Ngaba usazise ukuba isicwangciso sikuncede kangakanani.
Shiya iMpendulo