Utyalo-mali luthatho-nxaxheba oluguquguqukayo kwimarike yezemali endaweni yendlela yotyalo-mali yokuthenga nokubamba. Inzuzo yexesha elide yomtyali-zimali yeyona nto ibalulekileyo ekumiseleni umgangatho wabo wokusebenza.
Kuthatha nje imizuzwana embalwa kwi-intanethi ukutyhila i-adages “cwangcisa urhwebo lwakho; rhweba ngesicwangciso sakho” kunye “nokunciphisa iintsilelo zakho zibe ncinci” ezinokunceda nabani na ukuba abe ngumrhwebi ophumelelayo.
Iinuggets ezinjalo zinokubonakala zifana nomdlalo kunesikhokelo esixabisekileyo kubarhwebi abasaqalayo. Abo batsha kutyalo-mali bafuna ukwazi indlela yokuba zizityebi ngokukhawuleza.
Nangona kunjalo, kuthatha ixesha ukuqonda ingcamango jikelele yokutyala imali kunye nemigaqo yokuba ngumtyali-mali ophumelelayo.
Makhe sijonge imigaqo ebalulekileyo kunye nezikhokelo zokukunceda ube ngumtyali-mali ongcono. Okubaluleke ngakumbi ukuqonda kukuba iziphumo zabo ezidibeneyo zinkulu.
Ukugcina oku engqondweni, uya kwandisa amathuba okuphumelela kwakho kwezemali.
IZINTO EZINGUNDOQO:
- Cinga ngokuthengisa umsebenzi, hayi ixesha lokuzonwabisa okanye igig esecaleni.
- Phanda kangangoko unako malunga noshishino.
- Ukwenza inzuzo ngokurhweba kulucelomngeni, kwaye iimpawu ezikwabelwana ngazo ngabathengisi abanamava ziyinto engaqhelekanga.
- Kwaye ngaphezu kwe-80% yabathengisi kuthiwa balahlekelwa yimali kwaye banikezela.
- Impumelelo yenza kube yimfuneko ukufumana amaqhinga akhokelela kwingeniso yemali.
- Xa iimeko zemarike zitshintsha, abarhwebi abaninzi bazifumana bengalungiselelanga.
- Izikhokelo zokurhweba zemveli ezivela kwiipros zinokukunceda ugcine ugxininiso lwelaser kumgca wakho ophantsi.
- Zama ukunqanda ukuphoxwa yinkampani yakho ngokubeka iinjongo ezifanelekileyo.
Iindlela zokuxhasa iiNgeniso ngexesha:
Izakhono ezithathu ezithungelanayo ziyimfuneko kwimpumelelo yemali ezinzileyo.
Inyathelo lokuqala kukuphuhlisa a cwangciso lo shishino ngokusekelwe kwimithombo yamaqhinga avelisa inzuzo engaphezulu kunelahleko.
Okwesibini, imakethi (inzuzo kunye nokusingqongileyo) inokuhamba isiya kwicala le-bullish okanye kwi-bearish, kwaye amaqhinga asafuna ukusebenza ngokufanelekileyo.
Ngamanye amagama, nangona abarhwebi abaninzi banokuzuza phantsi kweemeko ezithile zeemarike, ekugqibeleni bagwetyelwe ukulahlekelwa yimali kuba ubuchule babo abuguquguquki ngokwaneleyo ukuphendula kwimeko yemarike eguqukayo.
Imigaqo yorhwebo yile ilandelayo:
Zonke ezi zikhokelo zilandelayo zibalulekile ngamnye, kodwa isiphumo sabo esihlangeneyo siyamangalisa kakhulu.
Ukukwazi kwakho njengomtyali-mali ukuphuhlisa ishishini lokurhweba elinempumelelo kuxhomekeke ekuqondeni kwakho ukubaluleka kwale migaqo yorhwebo kunye nonxibelelwano phakathi kwabo.
Ngaphaya koko, impumelelo yakho kwimakethi yanamhlanje eguquguqukayo kunye ne-cutthroat ixhomekeke kubuchule bakho bokuzibamba kunye nokugxila ngelixa ujongana nemiceli mngeni yendalo yomsebenzi.
Ukuba uyazikhumbula, uya kwandisa amathuba okufumana imali eseleyo kwiimarike.
Masingene nzulu kuyo.
1. Soloko unesicwangciso phambi kokuba urhwebe:
Isicwangciso sorhwebo somtyali-mali kufuneka sibe nesikhokelo esibhaliweyo esichaza iiparameters apho isivumelwano ngasinye siya kungenwa ngaso, sivalwe, kwaye silawulwe.
Namhlanje ungasebenzisa ngokulula itekhnoloji eyenze ukuba kube lula ukulinganisa iimeko zokurhweba ngaphambi kokuba wenze imali yokwenyani. Ngokomzekelo, i-Backtesting yinkqubo yokuvavanya isicwangciso sokurhweba ngokusisebenzisa kwidatha edlulileyo ukubona ukuba ingaba yimpumelelo na.
Ngaphezu koko, ukurhweba kwihlabathi lokwenyani kunokuqala emva kokuba isicwangciso senziwe. Kuya kubakho amaxesha apho isicwangciso sakho sokurhweba sinokusilela.
Yoyisa imeko kwaye uqale kwakhona!
Iqhinga kukuhlala neqhinga. Kungakhathaliseki ukuba iintengiselwano ozenzayo ngaphandle kwesicwangciso sakho sorhwebo zinenzuzo, usabandakanyeka kwiindlela zokurhweba ezimbi.
2. Ukusebenzisa itekhnoloji ekuthandeni kwakho, jonga urhwebo njengorhwebo lweshishini:
Ukuba ufuna ukufumana imbuyekezo elungileyo, kufuneka uphathe utyalo-mali njengomsebenzi, hayi ixesha lokudlala okanye igig esecaleni. Ukuzinikela ekufundeni akukho xa kubonwa njengento yokuzonwabisa.
Ukungabikho kwembuyekezo engaguqukiyo kunokucaphukisa ukuba wenzela imali.
Ngapha koko, kukho iindleko, ilahleko, iirhafu, ukungaqiniseki, uxinzelelo, kunye nobungozi obunxulumene norhwebo kuba ilishishini. Ke ngoko, ukuze uphumelele njengomtyali-mali, kufuneka ucinge njengomnini wenkampani encinci kwaye uchithe ixesha kunye namandla okufunda nokucwangcisa.
Ukhuphiswano lunzima kwishishini lokurhweba. Ungabheja ukuba elinye iqela kwisivumelwano lisebenzisa yonke imida yetekhnoloji abanayo.
Iinketho ezifumanekayo kubatyali-mali kwiinkqubo zeetshathi zokujonga kunye nokuhlalutya iimarike ziphantse zingenasiphelo. Ukusebenzisa idatha yangaphambili "ye-backtesting" kunokunceda ukuphepha ukwenza iimpazamo ezibizayo.
Ungagcina ngokulula iithebhu kwiintengiselwano ukusuka kuyo nayiphi na indawo ngokufikelela kwidatha yentengiso nge-smartphone.
Ke ngoko, ukusebenzisa itekhnoloji eqhelekileyo, njengonxibelelwano lwe-intanethi olukhawulezayo, kuya kuphucula iziphumo zeshishini kakhulu. Ukwenza ezona zixhobo zininzi zale mihla kunye nokuba nolwazi ngezinto ezisakhulayo kunokuba luyolo kakhulu.
3. Gcina iimali zakho zokurhweba zikhuselekile kwaye uzifundise malunga nemarike:
Kuthatha ixesha elibalulekileyo kwaye kusebenza ukugcina imali eyaneleyo yokuseka iakhawunti yokurhweba.
Ukugcina imali yakho yokurhweba ikhuselekile akuthethi ukuba awusoze ube nesivumelwano esilahlekileyo. Wonke umrhwebi omnye uya kufumana ukuthengiselana okulahlekileyo ngexesha elithile.
Yiyo loo nto ukuthintela ingozi kunye nokuthatha onke amanyathelo anokwenzeka okugcina ishishini lakho lisebenza kubalulekile ngelixa uzama ukugcina imali ikhuselekile.
Yiyo loo nto ulithathe njengethuba lokufunda ubomi bakho bonke, kwaye ungaze uyeke ukufuna ulwazi.
Khumbula ukuba ukuqonda ii-nuances zeshishini ngumzamo ongapheliyo!
Ngaphezu koko, unokufumana ingqiqo kwidatha, njengokubaluleka kweengxelo ezahlukeneyo zoqoqosho, ngokwenza uphando olunzulu. Kuya kukunceda uphucule iingqondo zakho kwaye uthabathe izinto ezifihlakeleyo ngokugcina ugxininiso oluluqilima kunye nokufunda intengiso.
Iimarike zisabela kuphuhliso lwezopolitiko ehlabathini lonke, iindaba eziphambili, iimpawu zemarike, kwanemozulu. Ubume bemarike yenye yeenguqu eziqhubekayo.
Okukhona nawuphi na umrhwebi enamava, kokukhona ulwazi lwakhe lwembali kunye neemeko zemarike zangoku.
4. Thatha umngcipheko onokuthi ukwazi ukuwulawula kwaye wenze isicwangciso sokwenyani esisisiseko:
Kuyafaneleka ukuba uqinisekise ukuba yonke ipeni kwiakhawunti yakho yokurhweba iyalahlwa ngokupheleleyo ngaphambi kokuba uqale ukusebenzisa imali yokwenyani. Okanye, kufuneka uqhubeke ubeka imali ecaleni ide ifumaneke.
Iimali zeakhawunti yorhwebo ayifanelekanga kwiindleko zekhaya ezifana nemfundo okanye iintlawulo zokubambisa. Ingakunceda ukuba awuzange uziqhayise ekukholelweni ukuba wenza nantoni na engaphaya “kokuboleka” imali kolu xanduva lubalulekileyo.
Sele kubi kakhulu ukulahlekelwa yimali. Izibonda ziphakanyiswa phezulu kakhulu ukuba imali yayingcakaza ngokungenabulumko.
Ke ngoko, ixesha lokutyala imali kunye namandla ekudaleni isicwangciso sokurhweba esithembekileyo kumdla wakho.
Ubuqhophololo borhwebo “obulula kakhulu bufana nokuprinta imali” ubuqhetseba borhwebo obujikeleza kwi-Intanethi kunokuba nzima ukubuchasa. Kodwa kuya kufuneka wakhe isicwangciso sakho sokurhweba ngokusekwe kwidatha, hayi iimvakalelo okanye iingcinga.
Abatyali-mali abanomonde banokungena ngokulula kwisixa esikhulu somxholo we-intanethi ngendlela eyakhiweyo.
Khawucinge ngoku: ukuba ufuna ukutshintsha imisebenzi, kuya kufuneka uchithe ubuncinane unyaka okanye ngaphezulu esikolweni ufunda iintambo ngaphambi kokuba ufake isicelo somsebenzi.
Kuthatha ubuncinci umzamo kunye nofundo olusekwe kwinyani ukuqonda indlela yokurhweba njengoko isenza ukufunda nasiphi na esinye isakhono.
5. Soloko ubandakanya umyalelo welahleko yokuyeka:
Ilahleko yokumiswa komrhwebi sisixa-mali esikhulu selahleko abalungiselelwe ukuyifumana kuyo nayiphi na isivumelwano.
Ilahleko yokuyeka inokumiselwa ngokwemigaqo yexabiso lemali okanye ipesenti, kodwa kuyo nayiphi na imeko, basebenza ukukhawulela ilahleko enokubakho yomrhwebi. Ukwazi ukuba sinokuphulukana ne-X sum kuyo nayiphi na isivumelwano kunokunciphisa inxenye yonxunguphalo oluza notyalo-mali.
Nokuba oku kukhokelela kwintengiselwano enengeniso, bekungayi kuba bubulumko ukungasebenzisi ilahleko yokuyeka. Ukuba norhwebo olulahlekileyo kunye nokurhoxa ngelahleko yokuyeka kodwa usabambelele kwizikhokelo zesicwangciso sakho sokurhweba kubalwa njengokurhweba okuyimpumelelo.
Ngelixa ukwenza inzuzo kuyo yonke intengiselwano inokuba yinto efanelekileyo, oku akufane kwenzeke xa kusenziwa. Ke ngoko, ilahleko kunye neengozi zinokuncitshiswa kusetyenziswa ukulahleka kokuyeka okukhuselekileyo.
6. Uphuma nini emarikeni:
Isicwangciso sokurhweba esingasebenziyo okanye umrhwebi ongenakukwazi zizinto ezimbini ezibangela ukushiya indawo yokurhweba.
Xa umva-ukuvavanya isicwangciso sokurhweba, ilahleko evela kwisicwangciso esingasebenziyo ihlala idlula okulindelweyo.
Ayinakuphepheka!
Kungenzeka ukuba iimeko zemarike zitshintshile okanye ukuguquguquka kwehlile. Sekunjalo, isicwangciso sakho sokurhweba asivelisi iziphumo ezifunwayo ngenxa yezizathu ezingaziwayo.
Zola kwaye uqeqeshe ngalo lonke ixesha. Unokuphuhlisa isicwangciso esitsha sokurhweba, okanye esi sikhoyo sinokuphinda sihlolwe kwaye sihlengahlengiswe. Umba ofuna ukulungiswa sisicwangciso sokurhweba esingavelisi ngeniso. Ukupheliswa koshishino lokurhweba akunakuphepheka.
Ungumrhwebi ohluphekileyo ukuba udala isicwangciso sokurhweba kodwa uhlala uphambuka kuyo.
Lo mbandela unokwenziwa mandundu kuxinezeleko lwemekobume, imikhwa emibi, nokungasebenzi. Ke, ukuba awuziva uqinisekile nge-100%, kungangcono ukuthatha ikhefu ekurhwebeni de uzive ungcono.
Ngoku ukuba imiqobo isusiwe, umrhwebi unokubuyela emsebenzini.
7. Sukuphulukana nomfanekiso omkhulu ngelixa uthengisa:
Ngelixa utyala imali, kubalulekile ukugcina umfanekiso omkhulu engqondweni.
Akufanele umangaliswe yintengiselwano elahlekileyo kuba ayinakuphepheka. Intengiselwano eyimpumelelo sisiqalo nje sokuqhuba inkampani enempumelelo. Isimbuku semivuzo yeyona nto ibalulekileyo.
Ilahleko kunye nokuphumelela kuya kuba nefuthe elincinci kwimpumelelo yorhwebo ukuba umrhwebi uyayibona njengento engenakuphepheka. Sele uyithethile loo nto, kubalulekile ukukhumbula ukuba intengiselwano elahlekileyo ihlala ikwikona, ngoko kulungile ukubhiyozela impumelelo.
Ngaphezu koko, ukuba nembono esisiseko kurhwebo kuququzelelwa ngokumisela ulindelo olufanelekileyo. Uzibeka phantsi ukuze uphoxeke ukuba uyakholelwa ukuba unokuba yi-multimillionaire.
Isiphelo:
Kuyafaneleka ukugqiba ukuba yimalini onokukwazi ukuyihlawula. Kufuneka ubeke iliso kwilahleko enokubakho yemali kuyo yonke into oyenzayo.
Ngamaxesha okungaqiniseki kwemarike, iziphumo zempembelelo kwintengiselwano yakho zinokunyuswa.
Yiyo loo nto uzama ukunciphisa ukusetyenziswa kwakho kwe-leverage ngala maxesha ukunqanda ilahleko evela kwi-snowball ngaphandle kolawulo.
Ngaphezu koko, impumelelo kutyalo-mali ixhomekeke ekuqondeni kwakho imigaqo yorhwebo enjalo kunye nokunxibelelana kwayo.
Utyalo-mali lucelomngeni, kodwa abo banokuzithiba kunye nokunyamezela ukuthobela le migaqo baya kuzinika ithuba elingcono loloyiso kwimarike ekhuphisana kakhulu.
FAQs
Ngaba yinyani ukuba uninzi lwabarhwebi abanamava baphetha bephulukene nemali?
Ewe. Uninzi lwabarhwebi kunye nabasanda kufika banikezela emva kwexesha elifutshane kwishishini.
Ngaba abaTyali-mali abaKhetha iZitokhwe banokuphumelela apho iMarike isilela khona?
Kubonakala ngathi, ngokomlinganiselo, impendulo ayinguye ewe. Xa kubandakanywa iindleko zentengiselwano kunye neentlawulo zenkonzo, iindlela zotyalo-mali ezisebenzayo (oko kukuthi, impahla selecting) kudla ngokuqhuba kakubi imarike kwixesha elide.
Inene, eyona ndlela ilungileyo yokuthenga kunye nabanini bexesha elide yindlela yokwenziwa kwesalathiso.
Loluphi ucalucalulo oluqhelekileyo lwabantu lulimaza intsebenzo yabarhwebi?
Izinto ezininzi zokuqonda kunye nokuthambekela kwengqondo okunokuthi kuchaphazele kakubi ukusebenza komthengisi kufunyenwe kwimali yokuziphatha.
Nangona kunjalo, enye i-bias yilahleko yokulahlekelwa, ekhuthaza abatyali-mali ukuba babambelele ekulahlekelweni kwezikhundla ixesha elide kwaye bathengise ngokungeyomfuneko abaphumeleleyo ngenxa yenkxalabo yokutshixa kwintsilelo.
I-bias yamva nje ibhekiselele kutyekelo lokunika ubunzima obuninzi kwiziganeko zamva nje kunye nedatha, nokuba zisenokungabonakali ngokubanzi, ukuthambekela ngokubanzi.
Shiya iMpendulo