Uninzi lwezitokhwe ezilungileyo kwihlabathi, kubandakanya i-Facebook, iGoogle, iApple, kunye neGeneral Motors zithengiswa kwimarike yemasheya yase-US.
Ngokuthenga ezi zitokhwe, unokwahlula ipotifoliyo yakho ngaphandle kwemarike yesitokhwe yaseIndiya kwaye uthathe inxaxheba kwibali labo lokukhula.
Ngaphandle kokungabikho kwabarhwebi baseMelika eIndiya, uninzi lwamaqonga aseIndiya akuvumela ukuba utyale imali kwizitokhwe zase-US ezivela ngaphakathi elizweni. Ukukhula kunye neVested zimbini zezona qonga zisetyenziswa kakhulu phakathi kwazo.
Qhubeka ufunda ukuze ufumane okungakumbi malunga nokwahlulo oluphambili lwe-Khulisa kunye neVested kunye nendlela onokuzisebenzisa ngayo ezi qonga zimbini ukutyala imali kwizitokhwe zase-US.
khula
Indlela engenamthungo yokutyalomali kwii-stocks kunye neengxowa-mali ezihlangeneyo ngokusebenzisa iqonga lotyalo-mali elithi Khulisa. Xa kuthelekiswa neakhawunti yakho yeDemat eqhelekileyo, inkqubo yokufaka imali kwi-stocks yase-US yahluke kancinane. Ukuvula i-akhawunti yokurhweba kwiintengiselwano zamazwe ngamazwe kuthatha kuphela amanyathelo amane alula.
- Ukufaka isicelo sokuvula iakhawunti yakho yorhwebo lwamazwe ngamazwe kuthatha ngaphantsi kwemizuzu emihlanu, kwaye akukho ntlawulo ibandakanyekayo.
- Ikhadi le-PAN kunye nokuqinisekiswa kwedilesi ngamaxwebhu amabini kuphela afunekayo ukuvula i-akhawunti. Phambi kokuba i-akhawunti yakho ivulwe, amaxwebhu akho aya kuqinisekiswa yi-ViewTrade Securities (VTS), eyi-Groww's US broker- dealer partner.
I-VTS lilungu le-Financial Industry Regulatory Authority, I-Inc. (FINRA) (CRD# 46987) kwaye ibhaliswe njengomthengisi we-securities-broker kunye ne-Securities and Exchange Commission yase-United States (SEC # 8-51605). Ngokumalunga nokucocwa kunye nokulungiswa kweentengiselwano zokhuseleko, i-VTS ikwabonelela ngeenkonzo zokurhweba. - Kuya kufuneka wenze isigqibo sokuba yeyiphi iakhawunti yebhanki oza kuyisebenzisa kuzo zonke iintengiselwano ezizayo ze-USD xa uvula iakhawunti. Ngenkqubo yenkxaso-mali elula kunye ne-intanethi, unokukhetha kwi-HDFC, i-ICICI, i-IDFC, okanye i-Kotak Mahindra Bank.
- Iakhawunti yakho iya kuvulwa ixesha elifutshane emva kokuba ufake isicelo sakho, mhlawumbi kwangoku.
Ukwenza iiDola ziFumaneka kuRhwebo lwaMazwe ngaMazwe
Kuya kufuneka uhlawule ngeedola zaseMelika ukuba utyala imali kwiinkampani ezidweliswe kwi-Groww. Ukongeza iidola (USD) kwibhalansi yakho yokuKhula kulula ukuba ulandela la manyathelo.
- Ibhalansi ye-INR kunye ne-USD ibhalansi ngamacandelo amabini okuqala ebhalansi yakho yokuKhula. Ngokwenza imali yebhanki kwiakhawunti yomxhamli wase-US i-Apex Clearing, unokonyusa ibhalansi yakho ye-USD.I-VTS, i-broker ebhaliswe nge-SEC kwaye iphantsi kolawulo lwe-FINRA, ikhethe i-Apex Clearing njengomgcini wazo zonke iinjongo ezinxulumene nokucoca. Iakhawunti yakho yomrhwebi iya kulawulwa yi-VTS.
- Kuya kuthatha iintsuku zokusebenza ezi-2-4 ukuba imali ifike kwi-Apex Clearing e-US emva kokuba uyidlulisele kwibhanki yakho. I-Apex iya kuthi ke ikwazise i-VTS, iqabane labo lomthengisi, ukuba imali ifunyenwe. Ibhalansi yakho ye-Groww USD iya kuhlaziywa yi-VTS.
- Inkxaso-mali yakho inokugqityezelwa kwi-intanethi ngokugcina imali ukuba enye yezi bhanki zilandelayo ibilukhetho lwakho lokukhwela: iKotak Mahindra Bank, IDFC First Bank, HDFC Bank, okanye i-ICICI Bank. Kusenokufuneka undwendwele ibhanki yakho ukuze ungenise ifomu engu-A2 ukuze ufumane imali. utshintshelo ukuba ukhetha nayiphi na enye iakhawunti yebhanki.
- Nceda uqaphele ukuba igama elikwikhadi lakho lePAN kunye neakhawunti yebhanki kufuneka lingqinelane. Kuphela ziiakhawunti zebhanki zaseIndiya ezivumelekileyo ukuba zikhutshelwe imali.
Ukusuka apha, ukuthenga izitokhwe zaseMelika kuqondile. I-Groww ayinyanzeli mali yokugcinwa kweakhawunti, kwaye zonke iiodolo zokuthenga nokuthengisa zenziwa ngaphandle kweendleko.
Xa utyala imali kwizitokhwe zase-US, i-Groww ide ikuvumela ukuba uthenge okanye uthengise izabelo zamaqhezu. Ngenxa yoko, awuphelelanga ekuthengeni izabelo ngamanani apheleleyo. Inkampani ebhalwe e-US inokukuvumela ukuba uthenge izabelo ezi-1.5 okanye isiqingatha sesabelo.
Valiwe
I-Vested ngumcebisi wotyalo-mali obhaliswe kwiKhomishini yoKhuseleko kunye noTshintshiselwano lwase-US. Abatyali-mali abavela eIndiya banokuthenga ngokulula izitokhwe zase-US kunye nee-ETF ngeli qonga le-intanethi.
IVested isebenzisana neDriveWealth, umthengisi-mthengisi obhaliswe kwi-SEC kunye nelungu le-SIPC kunye ne-FINRA. Akukho mfuneko yebhalansi encinci, kwaye unokukhupha imali kwiakhawunti yakho nanini na ufuna. Qalisa ngokulula inkqubo yokurhoxisa ngokucofa ithebhu "yokurhoxisa" yeqonga. Iakhawunti yakho yebhanki yaseIndiya iza kufakwa kunye nemali.
Ukuqala utyalo-mali ngeVested kulula. Vula iakhawunti ngokukhawuleza, emva koko uqalise ukutyala imali. Nezabelo ezimbalwa zinokuthengwa kutyalo-mali.
Amanyathelo amathathu alula ekufuneka uwalandele:
- Bhalisela iprofayile: Kufuneka ubungqina obusebenzayo besazisi kunye nobungqina bokuba uhlala phi. Kufuneka kuqatshelwe ukuba zonke ii-invoyisi kunye neengxelo kufuneka ziqale kwiinyanga ezintathu ezidlulileyo kwaye zibhalwe igama lakho. Yonke le nkqubo ithatha nje imizuzu embalwa kwaye ayinamaphepha.
- Tyala imali kwiakhawunti yakho: I-USD kufuneka isetyenziswe xa utyala imali kwizitokhwe zase-US. Iakhawunti yakho kufuneka ixhaswe ngemali ngokuthumela iUSD ngokuthunyelwa ngefowuni kwiVested's US-based partner bank. Kufuneka ugcwalise ifomu ye-LRS (ekwabizwa ngokuba yi-A2) kwaye uyizise ebhankini yakho ukuze iphumeze oku. Baza kukuhamba ngale nkqubo xa ubhalisa eqongeni. Nceda uqaphele ukuba kukho iindleko ezinxulumene nenkqubo yokudluliselwa kwengxowa-mali.
- Qalisa utyalo-mali: Iqabane le-Vested Broker, i-DriveWealth, liza kuhambisa ii-odolo kumaziko entengiso ngokwe-arhente nje ukuba utyalo-mali lwakho lukwizabelo ezipheleleyo. Iya kuzalisekisa umyalelo ovela kwi-akhawunti yayo, ngokweNqununu, kwi-National Bid okanye i-Offer (NBBO) xa utyalo-mali luzizabelo zezabelo. I-DriveWealth ayikwazi ukuphakamisa ixabiso ngomda ngenxa ye-NBBO.
isiphelo
Amaqonga aneempawu ezomeleleyo ezisebenzela iinjongo ezahlukeneyo ziquka Khulisa kunye neVested.
Ukuba unqwenela ukutyala imali kwiimveliso zezemali ezinje ngee-FDs, izitokhwe, iibhondi, i-US Stocks, kunye neengxowa-mali ezihlangeneyo ngaphandle kokuhlawula ukugcinwa kweakhawunti okuqhubekayo kunye nemirhumo yokuvula, i-Groww lelona qonga lilungileyo kuwe.
Valiwe unokuthenjwa ukuba ujonge iqonga eligxile kuphela kwizitokhwe zase-US. Inokukuxhobisa ngokukunika ukufikelela kwimarike ye-equity yase-US kungabikho ntsalela incinane kunye notyalo-mali olungahlawulelwanga ikhomishini.
Shiya iMpendulo