Imakethe ye-Crypto iye yanyakaziswa yizinxushunxushu emasontweni ambalwa edlule.
Cha, angikhulumi ngokuphahlazeka okujwayelekile kwamanani ebhodini lonke. Esikhundleni salokho, ngibhekisela ezindabeni eziye zavela engxenyeni eyodwa yesikhala se-Crypto - DeFi.
Ngamunye ngamunye, amaphrothokholi ayahluleka futhi aya ngaphansi. Abanye bamise ukuhoxiswa kwemali. Abanye bahlulekile ukuhlangabezana namakholi wemajini. Ngenkathi abanye bemise zona kanye izici ebeziyi-USP yabo.
Uhlu lude, kodwa ake sigxile kwezinye zentuthuko enkulu ngokuphathelene neCelsius, 3AC & Solend.
Lesi sihloko esanoma ubani onentshisekelo yokuqonda kangcono ingcuphe kanye nesakhiwo somklomelo we- Izimakethe ze-Crypto. Futhi, izokunikeza ukuqonda okujulile kwengozi ehlelekile nokuthi i-Crypto namanje ayikahlukaniswa kanjani nezwe lethu le-TradFi.
1. Chaza Ingozi Ehlelekile?
Ubungozi obuhleliwe buyingozi engeke incishiswe ngokuba nephothifoliyo ehlukene kahle. Ngomqondo wayo olula, ubungozi obuvela ohlelweni esisebenza kulo.
Ngakho-ke, ingamuncwa kuphela.
Cabanga ngamanani enzalo, ukushoda kwezimali, nezilinganiso zokukhula komnotho.
Ayikho inkampani, umkhakha, noma imakethe engasindiswa uma amanani enzalo enyuka, inqubomgomo yezimali iba yincipha futhi ukukhula komnotho kwehla. Sekukonke umuzwa webhizinisi nokusebenza kuzophazamiseka.
Lokhu kuzophinde kubonakale emananini emakethe ye Amasheya nezinye izimpahla.
2. Isebenza Kanjani Ingozi Ehlelekile I-Crypto?
Naphezu kwezingxabano ezishukumisayo ezibekwa phambili yi-Bitcoin Maxis, isimo sokudlala esikhona namuhla ukuthi imakethe ye-Crypto ithintwa kakhulu impilo yomnotho.
Ngenxa yokukhathazeka kokwehla kwamandla emali, amasheya ashintshile, futhi isivuno sebhondi sinyukile, okubonisa ukwenyuka kwembuyiselo edingekayo yemali enkulu ngokwesisekelo sokushintshwa kwamandla emali.
Njengoba ukuqina kwezimali kuqhubeka, abahlaziyi balindele ukuthi inkambiso ye-bearish kulezi zimakethe iqhubeke.
Uma ubheka i-Crypto, isimo esifanayo siyaqhubeka. Ukukhuphuka kwezindleko zekhephithali, okuya ngokuya kuyindlala ngenxa yamazinga enzalo aphezulu, kube nomthelela omubi ezimakethe.
Sezadlula izinsuku zemali yamahhala evela kumasheke okuvuselela etshalwe kuwo $Doge noma uswayipha ikhadi lakho ku-CEX ukuze wenze umdlalo $BTC esizayo.
Umuntu ojwayelekile ukhathazekile ngokuvikeleka kwemisebenzi futhi ngenxa yalokho, uhlala kude nezimakethe. Ngenxa yalokho, i-liquidity iyaphela.
3. I-trigger Event
Ukuthi ngabe ngabe sifike lapha namanje noma sikulesi simo esibi kuwumbuzo ovulekile, kodwa yini ngempela eyabeka izimakethe ze-Crypto phezu kwekhanda labo kwaba UST depeg.
Yilokhu okubonakala njengesenzakalo esivusa amadlingozi - into engalindelekile futhi engamodelwa kalula. Kulahleke ngaphezu kuka-$40bn ngenxa yokuhlolwa kwe-UST/Luna njengoba inani le-$BTC lehla lisuka ku-$40,000 laya ngaphansi kwama-$30,000.
Manje isikhuphuke kancane ukusuka phansi ku-$17,700. Akekho obone lokhu kuza, futhi uma noma ubani ezwa ukuthi okubi kakhulu kungemuva kwethu, izindaba eziphuma emkhakheni we-DeFi zanele ukufakazela ukuthi azilungile.
4. Kuqubuka Isiphithiphithi
4.1. I-Celsius Debacle
Ngaphambilini kule nyanga, Inethiwekhi yeCelsius, uhlelo lokusebenza oluhlanganisa konke ukuhwebelana, ukuboleka, ukuboleka kanye ne-cryptocurrency yesiteki lumemezele ukuthi belumisa ukuhoxiswa kwemali ngenxa yezimo zokungabi namali ezinciphe kakhulu.
Lokhu kuholele ekutheni kube nenqwaba yezinsolo zokuthi baqola abatshalizimali babo (kufika ku-US$3 Billion). Esikwaziyo manje ukuthi ngale kwamacala, kunezizathu ezimbili zokwehluleka:
Izikhundla ezingaphezu kwamandla
Iphrothokholi ebolekwe kumaphrothokholi e-liquidity kusetshenziswa izimali zekhasimende ukugcina izindleko zokuboleka ziphansi kwamanye amakhasimende. Ukushintshana okuvamile kungaba i-$WBTC (inguqulo ye-$BTC ku-Ethereum blockchain) nge-$DAI.
Akukho lutho olungalungile ngalokhu ngaphandle kokuthi iphrothokholi ibonakala ingalandeli imodeli yesikweletu sempahla noma ibalwa ngokuntengantenga. Njengoba imakethe iyonke ikukubuyisela okuqinile, inani lesibambiso esithenjiswe ukuthi lizothatha imali mboleko ye-$DAI linciphile futhi izingcingo zemajini eziphoqelelwe.
Ngenxa yomthetho ophuma ekungeneni okusha kwemali enikezwe izimo ezingezinhle ezihlelekile nezimakethe futhi engakwazi ukubiza okuhle emalini ebolekiwe enikwa ababoleki (abavele bangene emanzini uma bengakaqedwa kakade), babengenayo enye indlela ngaphandle kokumisa ukuhoxiswa kwemali kanye hlola ukuqothuka.
Ukuchayeka ku-STETH
I-STETH kungumkhiqizo we I-LIDO Staking okukuvumela ukuthi uthole imiklomelo ebambekayo ekubambeni kwakho kwe-$ETH ngaphandle kwengqalasizinda edingekayo.
Ngokuyinhloko iwumkhiqizo osuselwe futhi ivumela abatshalizimali ukuthi bathole isivuno esingu-8% kuleli chibi lesiteki uma kuqhathaniswa nembuyiselo yesiteki engu-4.2% umuntu ngokuvamile angayithola ngokufaka isiteki esingu-$ETH.
Lokhu kuqinisekiswa nguLido I-Staking usebenzisa idiphozithi engu-$ETH (ephikisana ne-sETH ekhishwayo) ezinsizeni zokuhlinzeka ngezimali ezengeziwe ezimakethe ze-OTC ne-DEX.
Induduzo yayiwukuthi i-stETH ngayinye yayizohlengwa ngesilinganiso esingu-1:1 lapho i-Ethereum 2.0 izokwethulwa (i-stETH ingase ishintshwe ezimakethe ze-DEX okwesikhashana) futhi yingakho i-Celsius imaketha lokhu kakhulu kumakhasimende ayo.
Kodwa-ke, uma kubhekwa izimo ezingezinhle zemakethe kanye nokujaha ukuphepha, isikhonkwane ku- Ama-DEXs ukuphuka kanye nemali yezimali yomile okuholela ku-Celsius, kanye namakhasimende ayo, ephethe okuthile okungaphansi kwenani layo futhi okungadayiswa - okungenani hhayi ngokushesha.
4.2. Abanye Bakhathazeka ku-3AC
I-3AC, okufushane kwe-Three Arrows Capital, isikhwama se-crypto hedge esisekelwe ngaphandle kwe-Singapore. Njenganoma yisiphi isakhiwo se-hedge fund, iNkampani yayinabatshalizimali futhi yatshala izimali ezinkulu ukuze yenze inzuzo enkulu.
Izinto zazinzima kwaze kwawa i-UST/Luna.
Kuya ngokuthi ufunda bani, Inkampani ilahlekelwe u-$200mn kuya ku-$450mn kulesi sikhundla esisodwa. Ngakolunye uhlangothi i-Messari.io ilinganisela ku-$560mn (ngaphezu kokudonsela phansi okungu-60% kwezinye izimpahla ezingu-27).
Kwabonakala sengathi iNkampani isindile kulesi sigameko, kodwa yasala ibuthaka ngendlela emangalisayo.
Ukuqhubekela phambili kokuhlehla kwemakethe iyonke kuholele ekutheni izikhundla zayo ezisezingeni eliphezulu ziqedwe. Okwamanje, bazama ukuthengisa yonke into ukuze bavale izikhundla zabo ze-levered (okuhlanganisa nokuthengisa iqoqo labo le-NFT).
4.3. I-Solend Iyakhuphuka
USolend iyiphrothokholi yokulima isivuno ku-Solana blockchain evumela abasebenzisi ukuthi bafake, babolekise futhi baboleke imali ye-crypto. Iphrothokholi ibisematheni kusukela kwavela ukuthi a Solana Umkhomo unesikhundla se-SOL esingu-$21mn ngaphansi kosongo lokuqedwa.
Ukukhathazeka kwabo kwakuwukuthi umkhomo oshiwo wawuyiningi le-protocol's $SOL ephethwe.
Lokhu kubalulekile ngoba, ngokucwiliswa kwentengo nokuthinta iphuzu lokuvalwa, ukukhathazeka bekuwukuthi ababolekisi bazojaha ukuvala isikhundla se-$SOL, okungenzeka baqede i-Solend engu-95% yediphozithi yayo ye-$SOL futhi ngokunokwenzeka babangele ukuwohloka kwayo yonke i-Solana blockchain. .
Le nhlekelele igwenyiwe njengoba umkhomo ongaziwa ekugcineni uphendule izingcingo zomphakathi zokucela usizo ku-Twitter ngalo mthetho. Wabe eseqhubeka nokulungisa isikhundla sakhe kwezinye izimakethe ezahlukene.
Kodwa-ke, kwakuhlekisa ukubona i-Solend, emahoreni ngaphambi kokusungulwa kokuxhumana nomkhomo, ihambisa ukuphakamisa ukuthathwa kwe-akhawunti - into ephikisana ne-ethos ye-DeFi!
5. Izifundo Zokulawulwa Kwengozi
I-Crypto iyimakethe enobungozi obukhulu, kodwa iqiniso liwukuthi zonke izimakethe zinengozi yazo futhi zibuyisela ukuhwebelana.
Isiphi isici esihlukile se-Crypto & DeFi ukuthi kusewumsebenzi oqhubekayo futhi ngaphandle kokulawulwa, akhona wonke amathuba okuthi abaqambi abasha bazophuthumisa umkhiqizo wabo emakethe futhi benze amaphutha abizayo.
Lokhu akukhona ukukhulula umthwalo wabo wemfanelo, kodwa ukwenza ukuthi uphendule. Ukuvikela imali yakho eyinhloko kuwumthwalo wakho. Izifundo, njengabatshalizimali bezitolo, okufanele uzithathe kulokhu kuthuthukiswa yilezi:
- Zenzele olwakho ucwaningo
- Gwema ukusebenzisa amandla
- Uma okuthile kuhle kakhulu ukuba yiqiniso, ngokuvamile kuba njalo
- Vumelani ukulima iyakhohlisa, ngakho-ke ungahlali nayo ngaphandle uma unolwazi
- Ukukhiywa kwesiteki kusho ukugoqa okukhiyiwe - ayikho indlela yokuthi usheshe uphume kukho
Inhlanhla & Hlala Uphephile!
shiya impendulo