Fi (Fi.Imali) kanye Jupiter (Jupiter.Money) zimbili ezifanayo kakhulu I-NeoBank yaseNdiya amaphrojekthi aqale ukusebenza ngo-2021.
Zombili zifana kakhulu ekubukeni kwazo, indlela yokubhekana nazo kanye nokumaketha. Kodwa njengohlelo lokusebenza lwasebhange, kukhona umehluko phakathi kwe-Jupiter ne-Fi.
Kulesi sihloko, sizoqhathanisa i-Jupiter ne-Fi eceleni.
Ngizobeka umehluko oyinhloko futhi ngiveze izinzuzo nezingozi phakathi kwe-Neobank ngayinye ukuze ukwazi ukunquma ukuthi iyiphi kulezi ezimbili ezikulungele wena.
Ake siqale ngesingeniso sakho kokubili, i-Fi ne-Jupiter.
Yini i-Fi ne-Jupiter?
I-Fi ne-Jupiter yi-Neobanks emibili. Ama-Neobanks angamabhange edijithali angenawo amagatsha aphathekayo, awekho amaphepha futhi atholakala njengohlelo lokusebenza lweselula kunohlelo lokusebenza lwewebhu.
Abantu abangenakho ukufinyelela emabhange bangasebenzisa ngempela i-Neobanks ukuze baqalise. Kulula ukuvula i-akhawunti, kodwa indaba iwukuthi, awunayo inketho yokufaka ukheshi. Ngakho-ke inhlanganisela ye-akhawunti yasebhange evamile yokugcina ukheshi, kodwa ukusebenzisa i-Neobank ukwenza imali kufanele kusize abantu abaningi abangabhanga.
Kokubili i-Fi ne-Jupiter yaqala ngo-2019. Zifana kakhulu futhi zicishe zifane endleleni yazo yokuthengisa. Bobabili baqondise izethameli zeminyaka eyinkulungwane kanye neGeneration Z futhi bashumayela ukuthi inkathi entsha yokubhanga iza nomkhiqizo wabo.
I-Jupiter kanye ne-Fi, ibambisene ne-Federal Bank. Uma ungumnikazi we-akhawunti ye-Federal Bank ekhona, ungavula i-akhawunti yokonga ye-Fi.
Kodwa kusukela manje, awukwazi ukuvula i-akhawunti yokonga ye-Jupiter. Uzokwazi, kodwa alukho usuku olumisiwe kusukela ku-Jupiter ngalolu daba.
Enye yezinto ezimbi zokuba nebhange elifanayo nebhange elinguzakwethu kokubili i-Jupiter ne-Fi ukuthi awunazo izinketho nenkululeko yokuzikhethela. I-Federal Bank, neze, iyibhange elinezinga eliphezulu kunoma yini. Kodwa-ke, zithembekile futhi zikhulise ukugxila kwazo ekusebenzisaneni namaphrojekthi amaningi we-Neobank esikhathini esizayo.
Noma kunjalo, lokhu kusho ukuthi uthola izinga elithile lokuvikeleka, ukuvikelwa kwekhephithali namanye amasevisi noma ngabe ukhetha i-Jupiter noma i-Fi.
Ungakwazi yini ukuvula i-akhawunti kukho kokubili i-Fi ne-Jupiter?
Ngenza isivivinyo, kwavela, cha. Awukwazi ukuvula i-akhawunti ku-Fi uma usuvele ungumsebenzisi we-Jupiter futhi ngokuphambene nalokho. Kodwa kukhona indlela, ungathintana ne-Federal Bank futhi ucele isibuyekezo se-KYC ukuze usuke ku-Fi uye ku-Jupiter futhi okuphambene nalokho. Noma kunjalo, awukwazi ukusebenzisa kokubili ngaphansi kwemininingwane ye-KYC ngesikhathi esisodwa.
Ungakwazi yini ukuvula i-akhawunti ku-Jupiter naku-Fi uma usuvele uyikhasimende le-Federal Bank?
Nope.
Kodwa ngeFi, ikhona indlela. Uzothola iphutha elisho into efana nalena:
Kubonakala sengathi usuvele unayo i-akhawunti ye-Federal Bank. Sicela uxhumane ne-Federal Bank ubacele ukuthi babuyekeze imininingwane yakho ye-KYC ukuze uqhubeke.
I-Fi ikuvumela ukuthi ugcwalise i-KYC ephelele futhi uvule i-akhawunti yokonga ngisho noma uyikhasimende le-Federal Bank. Udinga nje ukulandela izinyathelo ezengeziwe.
I-Jupiter ibonakala inenkinga engakuvumeli ukuthi wenze okufanayo. Kodwa-ke, ithimba leJupiter lithembise ukuthi bayalusebenza lolu daba futhi kufanele luxazululwe maduze.
Ukuqhathanisa i-akhawunti ye-Jupiter ne-Fi Savings
I-Fi ne-Jupiter zibukeka zifana kakhulu ekugcineni. Nokho, i-akhawunti yabo yokulondoloza inomehluko omkhulu.
I-akhawunti Yokulondoloza I-Jupiter - Imikhawulo
Ku-Jupiter, okwamanje uthola i-akhawunti elinganiselwe. I-Jupiter inezinhlelo ezimbili zobulungu:
- Ubulungu obuyisisekelo
- Ubulungu obugcwele
Ngaphansi kohlelo lobulungu oluyisisekelo, uqedela inqubo encane ye-KYC, ngaphandle kwekholi yevidiyo. Lokhu kusho ukuthi kunemikhawulo ethile, njenge:
- Awukwazi ukwenza imali engaphezu kuka-2 Lakh ngonyaka.
- Awukwazi ukufaka idiphozi engaphezu kuka-1 lakh ngenyanga eyodwa.
Ayikho inketho yokuthuthukela ku-akhawunti yobulungu ye-Jupiter egcwele. Iyeza maduze, kanye nezinye izici ezifana Amabhodwe amancane i-akhawunti yokonga kanye nokubuyiselwa kwemali kwamagugu amaningi.
Ukuze uvule i-akhawunti nge-Jupiter, ayikho ividiyo ye-KYC kusukela manje. Odinga ukukwenza nje ukuba nekhadi le-PAN kanye neNombolo ye-Aadhaar elungile. Uzothola amakhodi ambalwa enombolweni yakho yeselula ebhalisiwe futhi yilokho kuphela. Usune-akhawunti yakho entsha yokonga ye-Jupiter elungile.
Idiphozithi yokuqala kufanele ibe ubuncane buka-INR 3000. Kufanele ubeke le mali eningi ukuze uvule izici eziyisisekelo ze-Jupiter.
Le akhawunti iyasebenza khona manje. Ungakwazi ukusebenzisana ne-UPI yayo uma usuqedile ukuyibhalisa nebhange le-Axis – ibhange likazakwethu wezinkokhelo ze-UPI ye-Jupiter. Kuthatha ukuchofoza okumbalwa ukwenza lokho futhi.
Lapho nje i-akhawunti yakho ye-Jupiter isiqala ukusebenza, unikezwa nekhadi ledebithi elibonakalayo. Ungasebenzisa leli khadi ukuze wenze ku-inthanethi njengoba wenza nganoma yiliphi elinye ikhadi lasebhange.
Ukuze uthole ikhadi ledebithi elingokoqobo, okudingeka ukwenze ukuya ku- izilungiselelo bese uchofoza Faka isicelo sekhadi ledebithi eliphathekayo isixhumanisi. Azikho izimali nhlobo. Ikhadi ledebithi lizolethwa kuwe esikhathini esingangesonto noma ngaphansi.
Futhi kufanele ngisho, ukupakishwa kwekhadi lasebhange le-Jupiter kubukeka kupholile.
Uthola ishidi lemigomo yomuntu siqu kanye nalo, inqwaba yezitika ezibukeka zijabulisa, kanye nekhadi ledebithi elihle.
Kubukeka kuhlanzekile ngaphambili - njengoba kunegama lakho kuphela, uphawu lwe-Jupiter kanye nophawu lwe-VISA PayWave ngaphambili. Konke okunye, okuhlanganisa inombolo yekhadi kanye nophawu lwe-Federal Bank, kungemuva ekhadini lasebhange.
Abanye bangase baphakamise ukuthi bachitha iphepha, kodwa bona laba bantu bangacasulwa ngabangane babo. Yini ongayenza?
I-akhawunti ye-Fi Savings - Ayikho Imikhawulo
Nge-Fi, uthola i-akhawunti yokonga enemikhawulo eyiziro. Abukho ubulungu; wonke umuntu uthola i-akhawunti efanayo, izici ezifanayo, imikhawulo enguziro.
Ungafaka imali eningi ngokuthanda kwakho, ukhiphe imali eningi ngokuthanda kwakho, futhi wonge ngokuthanda kwakho.
Qaphela ukuthi kuze kufike kuma-lakhs angu-5 kuphela emali yakho efakiwe ifakwe umshwalense yi-RBI. Lokhu kujwayelekile kunoma yiliphi ibhange e-India, ngakho-ke uma ugcina okungaphezu kwalokho ku-akhawunti yakho yokulondoloza, unkulunkulu akubusise.
Uzuza inzalo engu-2.5% (entantayo) ngonyaka ku-akhawunti yakho yokonga ye-Fi. Kodwa-ke, i-Fi inesici sediphozithi esihlakaniphile esibizwa ngokuthi i-Stash deposits.
I-Stash i-akhawunti yediphozi evumelana nezimo eza kanye ne-akhawunti yakho yokonga ye-Fi. Kufana ne-ICICI iWish. Ungakwazi ukuzidalela ama-akhawunti amaningi e-Stash, futhi uwaqambe.
Ake sithi ufuna ukulondolozela iholide elisha ngekota elandelayo. Ungakha i-Stash ebizwa ngokuthi Iholide futhi ufake noma iyiphi imali, nganoma yisiphi isikhathi. Uma usufinyelele umgomo wakho, uzothola nomklomelo ongezinhlamvu zemali ze-Fi.
Izinhlamvu zemali ze-Fi zingashintshwa zibe ukheshi noma nini lapho ufuna.
Uma u wonge imali yakho kwidiphozithi ye-Stash, ungathola inzalo efika ku-5.1% ngonyaka.
Okutholayo nge-akhawunti ye-Fi Savings:
Nge-Fi, uthola izinzuzo ezilandelayo:
- Ikhadi le-VISA Debit lamahhala
- Ukudluliselwa kwamahhala kwe-IMPS (I-Jupiter iyakukhokhisa ngemuva kokuthenga okungu-5 kwe-IMPS ngenyanga)
- Amasheke amahhala amabili ngekota (amasheke angu-10 esewonke)
- Okusalungiswa Kwezidingo Zamahhala kuze kufike ₹1 lakh ngekota
- Imivuzo yokonga imali (ungasebenzisi - okungcono kakhulu ngombono wami)
I-Fi futhi iza nebha yokusesha ehlakaniphile, i-AI ekuvumela ukuthi ubuze imibuzo futhi uthole izimpendulo ezinembile mayelana nezimali zakho. Ungabuza imibuzo enjengokuthi, “Imali yami eningi ngiyisebenzise kuphi kule nyanga?”.
Futhi uFi uzokukhombisa. Kuyasebenzisana futhi kuyaqabula. Esikhundleni sokuskrola ezitatimendeni zami, ngingavele ngibuze u-Fi futhi ngithole impendulo yesifinyezo, ngithole noma yikuphi okwenziwayo engikufunayo, ngibone ukuthi nginayo yini leyo mbuyiselo, nokunye okwengeziwe.
I-Fi inesinye isici sokulondoloza esibizwa nge-FIT. Futhi, into ephefumulelwe i-iWish, kodwa ishintshiwe.
I-FIT ikuvumela ukuthi usethe imithetho noma i-auto-bot ngolimi lwe-Fi. Ungabeka umthetho wokonga inani elimisiwe lemali noma nini uma wenza. Lokhu kungase kucace kakhulu futhi, njengoba ungase ukhethe ukulondoloza kuphela uma usebenzisana nomthengisi othile.
Ngokusebenzisa le mithetho ungazikhumbuza ngezinkokhelo ezihleliwe noma umise ngisho nenqubo yokukhokha ezenzakalelayo.
Okwamanje, i-Fi isebenza kuphela nama-akhawunti e-Gmail. Ngakho-ke uzodinga ukubhalisa nge-Gmail futhi unikeze i-Fi imvume yokufunda ama-imeyili akho ukuze ilandelele izindleko zakho kuwo wonke amawebhusayithi omthengisi.
Lokhu kuza nesethi yayo yokukhathazeka, engikhulume ngayo kweyami Ukubuyekezwa kwe-INDMoney.
Okutholayo Nge-akhawunti Yokulondoloza I-Jupiter:
Nge-Jupiter, uthola izinzuzo ezilandelayo:
- Ikhadi le-VISA Debit lamahhala
- Izindleko zokuqala ezi-5 ze-IMPS zamahhala - Bese kuba ngu-INR 5 ngomsebenzi ngamunye we-IMPS obiza ngaphezu kuka-INR 1000 - 1 Lakh, ikhuphuke iye ku-INR 10 ngemuva kwe-1 Lakh.
- I-chequebook yamahhala* – incwadi yokuhlola yokuqala kuphela enamaqabunga ama-5 imahhala. Bese kuba nezindleko ezengeziwe
- Okusalungiswa Kwezidingo Ezikodwa mahhala kanye ngonyaka
- Imivuzo yokusebenzisa imali - ifinyelela ku-INR 500 ngenyanga
Nge-Jupiter, uthola imininingwane yesikhathi sangempela ngemali yakho. I-Jupiter idiliza kahle izindleko zakho ngezigaba ezahlukene futhi ikuvumela ukuthi uqonde ukuthi imali yakho iya kuphi.
I-Jupiter inesici sayo sediphozithi esiphefumulelwe yi-iWish - Amabhodwe.
Lawa maPots amancane, ama-akhawunti ediphozithi angawodwana ongawasebenzisa ukonga imali yezinhloso zesikhathi esifushane.
NgamaPots, ungafaka ngokuzenzakalelayo noma yiliphi inani lemali ufeze umgomo wakho. Uchaza imigomo yakho uma udala Imbiza entsha. Uma usufinyelele umgomo wakho, uzothola nomvuzo, omuhle kakhulu.
Kodwa ngokungafani ne-Fi, awuzuzi nzalo kulawa Mabhodwe.
Ingxenye ethokozisayo nge-Jupiter imivuzo yayo ekuthengiseni kwe-UPI. Konke okwenziwa yi-UPI kuzokutholela imbuyiselo engu-1%.
Okungeyona into ongayithola ku-Fi. I-Jupiter ikuklomelisa ngembuyiselo yemali ngendlela Yamagugu, ongayisebenzisa ukuze uthole ukheshi noma kunini. Imiklomelo ilinganiselwa ku-INR 500.
I-Jupiter futhi ikuvumela ukuthi uxhume kwenye i-akhawunti yakho yasebhange enikwe amandla i-UPI. Uma usuwaxhumanise, ungabuka uketshezi oluhlanganisiwe lwenethi Okufanelekile kusukela kuhlelo lokusebenza lwe-Jupiter ngokwalo.
*Okwamanje, indawo ye-checkbook ayitholakali njengoba iyisici amalungu e-KYC aqinisekisiwe kuphela angasijabulela. Futhi ayikho indlela yokuqinisekisa i-KYC yakho kusukela manje kuhlelo lokusebenza lwe-Jupiter.
I-Fi Debit Card Inezinzuzo ngaphezu kwe-Jupiter
I-Fi ne-Jupiter zombili zinikeza ikhadi ledebithi le-VISA elihlanzekile, elibushelelezi nelibukeka ngendlela engajwayelekile, mahhala. Azikho izindleko zesondlo noma zokukhishwa.
Kodwa i-Fi Debit Card inezinzuzo ezimbili:
- I-Federal Bank inikeza okusebenzayo ku-Fi Debit Card (Isikhathi esiningi)
- Izindleko ze-Zero Forex (Imali enkulu)
I-Jupiter inenkokhiso ye-forex engu-3.5% + 18 GST esebenza ekwenziweni kwamakhadi edebithi amazwe ngamazwe angaphezu kuka-INR 25,000, ngenyanga.
Khumbula, uma ungumsebenzisi we-iOS/Mac, ukuthengwa kwesitolo se-Apple nakho kukhokhisa amashaji e-forex.
I-Fi ayikhokhisi lutho ekuthengiseni kwe-forex. Awukho umkhawulo ophezulu.
Uma uyisisebenzi esizimele noma othile ohweba njalo ezitolo zamazwe ngamazwe, uzoba ngcono ngokusebenzisa i-Fi Debit Card.
Elinye iphuzu okufanele liphawulwe yizinzuzo ze-VISA kanye neminikelo yokuphromotha ye-Federal Bank. Okwamanje, i-Jupiter Debit Card ayinikezi izinzuzo ze-Federal Bank noma Izinzuzo Zesiginesha ye-Visa.
Ngenkathi uFi enza.
Kodwa-ke, i-Jupiter isebenzela ukuletha imivuzo ekhethekile kumakhasimende ayo.
Amaprosesa asekelwe
Uma uvakashela lawa mawebhusayithi e-Neobanks, ubona agcizelela kakhulu ekusekelweni kwebhange okusheshayo, okunobungane nokushesha kunokwejwayelekile.
Nokho, lokhu akulona iqiniso ngokuphelele.
Ama-Neobanks awayiphathi imali yakho, acubungula okwenziwayo, akhiphe ikhadi lakho ledebithi, asingathe izikhalo zakho - awanalo igunya phezu kwemali yakho. Ngakho-ke noma yini eyenzekayo ngemisebenzi yakho, ibhange elinguzakwethu elisingethe i-akhawunti yakho linesibopho.
Kwesinye isikhathi, lawa ma-Neobanks awazitholi izimpendulo/izixazululo ezisheshayo ebhange likazakwethu. Baqala ukuma futhi bakunike iziqinisekiso. Isibonelo, ake sithi okwenziwayo kwehlulekile kumthengisi waku-inthanethi futhi ulindele imbuyiselo yakho.
Izinsuku ziyahamba futhi ufinyelela ekusekeleni kwakho i-Neobank. Bafeza isithembiso sabo esisheshayo sokusekela ngokukuthembisa ukuthi basebenza embuzweni wakho.
Ubani ongasohlangothini olungalungile lapha?
Empeleni akekho. Ukucubungula izicelo kuthatha isikhathi. Amabhange acubungula izinkulungwane zemibuzo esifundazweni ngasinye nsuku zonke. Udinga ukuqonda ukuthi lokhu kuzofana uma usebenzisa i-Neobank, kungakhathaliseki ukuthi bakutshela ini.
Noma yini ngaphandle kwezindaba zokuthenga kanye nekhadi ledebhithi, ungalindela isixazululo esisheshayo esivela kusekelo lwakho lwe-Neobank uma kuqhathaniswa nohlelo lwamabhange oluvamile.
Kokubili i-Jupiter ne-Fi banengxoxo, ifoni kanye nosekelo lwe-imeyili. Nakanjani ungalindela izimpendulo ezisheshayo nezinqumo ezivela kusevisi yamakhasimende yebhange ngalinye.
I-Jupiter vs Fi - Isinqumo
Kufanele wenze isinqumo njengoba ungakhetha eyodwa kuphela kulawa ma-Neobank amabili. Uma usubhalisele i-Jupiter, awukwazi ukusebenzisa i-Fi ngaphansi kwe-KYC efanayo nangokuphambene.
Abanye benu bangase bakwazi; abanye bangase bangabi. Ngizwile ngababhalisile bami nababukeli abaningi ukuthi bangakusebenzisa kokubili.
Ngakho-ke ake ngihlukanise amaphuzu abalulekile angu-5 lapho i-Fi ne-Jupiter ihluka khona:
- I-Jupiter iqhutshwa umphakathi kakhulu - lindela izici ezintsha ngokushesha futhi ngokushesha ukuxazulula izinkinga. Ngakolunye uhlangothi, i-Fi ineqembu elinekhono elimangalisayo ngemuva kwayo, elithembisayo kakhulu futhi elikwazi ukwenza i-Fi ibe ngcono nakakhulu ezinyangeni ezizayo.
- Uzuza inzalo efanayo kuwo womabili ama-Neobanks, thola ikhadi ledebithi lamahhala, ibhuku lokuhlola kanye nolwazi olumangalisayo lwangaphakathi nohlelo. Nokho, i-Jupiter okwamanje iyi-akhawunti yokonga elinganiselwe futhi izinkokhelo ezengeziwe ze-IMPS/NEFT/RTGS. I-Fi ayikhokhisi lutho nge-IMPS, RTGS noma NEFT.
- Ikhadi ledebithi le-Fi linezindleko ze-forex eziyiziro, kanti i-Jupiter inenkokhiso evamile engu-3.5% ngokwenziwayo ngakunye kwamazwe ngamazwe.
- Zombili zinezici ezinhle ze-akhawunti yediphozithi. I-Jupiter njenge-Pots, i-Fi ine-Stash. Ungakwazi ukulondoloza ngokuzenzekelayo amanani amancane ngemigomo yesikhathi esizayo futhi uthole umvuzo futhi. Nokho, i-Fi ikukhokhela inzalo engu-5.1% kulawa madiphozithi e-Stash. Futhi isici samaBhodwe okwamanje asitholakali kunoma ubani, njengoba ingekho inketho yokuthuthukela ebulungwini obugcwele be-Jupiter.
- Usekelo lwebhange olungcono kunokwejwayelekile. I-Fi inomsizi omuhle we-AI ukukusiza ukuthi uthole ngokushesha izimpendulo zemibuzo evamile ehlobene nezezimali. I-Jupiter ine-UI enhle nezici zokuhlukanisa ngezigaba, nge Izikhwama Zomphakathi Iphothifoliyo Analyzer iyeza maduze.
Uma ubheka kokubili, i-Jupiter ne-Fi, awukho umehluko omkhulu.
Kungakhathaliseki ukuthi ukhetha i-Fi noma i-Jupiter, imali yakho iya e-Federal Bank. Uthola ikhadi le-VISA debit kanye nolwazi oluhlakaniphile, olunembile, lokubhanga ngedijithali nge-smartphone yakho.
Kimina, owinile ocacile ngu-Fi. Uhlelo lwabo lokusebenza luzinzile kakhulu, lungcono kakhulu ngokwezici futhi lunomkhiqizo oseduzane nokuqeda. Ayikho indawo ethile lapho i-Jupiter ingakwazi ukuhlula i-Fi ngempela.
Kokubili i-Fi ne-Jupiter manje isiyatholakala ku-iOS futhi.
Vele uqiniseke ukuthi awenzi la ma-Neobanks ibhange lakho eliyinhloko. Impela hhayi ngokukhokhelwa ngebhizinisi lakho, okuhlanganisa i-PayPal, i-Payoneer, njll.
Yilokho kuphela.
Ngazise ukuthi iyiphi oyikhethayo i-Jupiter noma i-Fi?
Lesley Vincent Valder
I-Fi inesici esisodwa esibizwa ngokuthi isitshalo semali. Kuzokwenziwa imisebenzi, uzoklonyeliswa ngeplanti yemali uma uyiqeda. Embonini yemali uthola izinhlamvu zemali ze-FI, ezingasetshenziswa ngamavawusha
Dan
Uma ungumsebenzisi we-Jupiter ungenakukwazi ukuvula i-akhawunti nge-Fi Money, kunjalo.
Kodwa uma ungumsebenzisi we-Fi money ungavula kalula i-akhawunti ku-Jupiter ngaphandle kwenkinga.
Okungenani endabeni yami
Aayush Bhaskar
Kuhle kuwe, nokho, kuyahlukahluka ngokuya ngecala. Kunhlolovo yami nababhalisile bami, iningi labo alikwazi.
Futhi, asikho isidingo sokuba ne-neobank esebenzayo engaphezu kweyodwa nama-akhawunti amabili asebhange asebenzayo.
Rameshwar Dutt
Ngivule i-fi a/c. Ngemva kokusebenzisa isikhathi esingaphezu kwezinyanga eziyi-10 ngingasho ukuthi kulula kakhulu kunebhange lendabuko.
Kritika Pandey
I-Jupiter manje isiyatholakala kuma-ios futhi
Aayush Bhaskar
Siyabonga ngokusazisa, isihloko sibuyekeziwe.
Saurabh Sheela Vasant Chambhare
Ngibheke ngabomvu ukuthola imininingwane ehlanzekile nehlanzekile yokusebenzisa kwami imali kanye nemininingwane ngakho. Ngizamile i-Walnut ne-FinArt kodwa angihlabeki umxhwele - kufanele ngimake ngokusetshenziswa kwemali eningi.
Ingabe i-Jupiter izongisiza ngenze lokho? Futhi njengoba ushilo, kunesici lapho singaxhuma khona ama-akhawunti asebhange ahlukahlukene ku-Jupiter - ingabe ngizophinde ngibone izibalo zokusebenzisa imali ezihlanganisiwe ezivela kuwo wonke amabhange ami ndawonye?
Imbuyiselo engu-1% ibonakala inentshisekelo. Siyini isakhiwo somvuzo kukho kokubili i-Fi ne-Jupiter?
Aayush Bhaskar
Sawubona Saurabh,
Engikutholile ukuthi udinga into efana ne-Wallet app - ngababhaki Bebhajethi. Ikuvumela ukuthi uvumelanise ama-akhawunti akho asebhange, uphathe okwenziwayo, futhi ukuhlukanise ngokwezigaba ngokuzenzakalelayo. Ukuze uthole imininingwane ngezimali zakho, ungazama ukusebenzisa i-Spendee.
Ngike ngasebenzisa i-Spendee esikhathini esidlule futhi imininingwane yabo ayifani:
Mayelana nesakhiwo somklomelo, uthola ukubuyiselwa okungu-1% ngomsebenzi ngamunye, kodwa kunomkhawulo ophezulu wokuthi ungazuza malini nyanga zonke. Nge-Fi, uzuza izinhlamvu zemali ze-Fi ongazihlenga kumawebhusayithi ahlukahlukene we-ecommerce noma uwashintshise ukuze uthole ukheshi.
Harish Gupta
Isilinganiso esihle!
Bengizama ukuvula i-akhawunti ku-Fi Money ababeyifunele i-imeyili yami yomsebenzi, nginikeze okufanayo kodwa angizange ngiyivule i-akhawunti ngoba ekugcineni abakwazanga ukuqinisekisa ukuqashwa.
Lokhu akuwona okuhlangenwe nakho okuhle kumuntu oyikhasimende elihle lamanye amabhange amaningana kodwa uma ezama ukuvula i-akhawunti ku-NeoBank nakuba ene-Aadhar evumelekile ne-PAN akakwazi ngenxa yokuthi i-Fi Money ayikwazi ukuqinisekisa ukuqashwa.
I-Sudip
Ngicabanga ukuthi i-Jupiter ineziro zero forex amacala; Ngibheke iwebhusayithi yabo.
Aayush Bhaskar
Bekufanele - njengoba i-Fi ibinikeza amashaji e-forex ayiziro.
Ravi Dahiya
ukusetshenziswa okuphezulu izinkokhelo ze-pi futhi uma i-jupiter inika u-1% imbuyiselo yemali. kuhle lokho. ngicabanga ukuthi kubaluleke kakhulu kunamasheke amahhala noma ama-DD noma amashaji e-forex. Ngakho-ke ngingasho ukuthi i-jupiter ingcono kakhulu.
Aayush Bhaskar
Kulabo abasebenzisa i-Upi, empeleni, kuyinto enkulu futhi i-Jupiter iyindlela engcono kakhulu.
i-raju
Ingabe imali ye-FI iyakuvumela ukuvula i-akhawunti yabantu abadala noma abesifazane abangasebenzi?
Uma sine-akhawunti ekhona ye-Federalbank, singayixhumanisa nemali ye-FI esikhundleni sokuvula enye i-akhawunti ngemali ye-Fi?
Sanikesh
Kunomehluko owodwa omkhulu owugeje .In fi, ukonga nediphozithi egxilile okusho ukuthi izimbiza zinenzalo elinganiselwa ku-4.5% (izimbiza ezihlukene zinezilinganiso ezihluke kancane).Amadiphozithi e-Jupiter okungukuthi amabhodwe anesilinganiso semali engu-2.5%.
Soham Mishra
Ingabe i-Fi noma i-Jupiter iyawavumela ama-akhawunti asebhange ahlangene? Njengoba kukho kokubili bangasebenzisa izifakazelo zabo ukuze bangene ku-akhawunti efanayo ngokusebenzisa amafoni ahlukene?
Aayush Bhaskar
Njengamanje, akubukeki njengabo.
Divya Shree
Lesi sihloko saba usizo ngempela. Ngiyabonga.
I-Prasanth
Ngicaciselwe yi-Jupiter ukuthi singaba nawo womabili ama-akhawunti.
Kepha sidinga ukuthi i-FKYC yenze okokuqala ngaphambi kokuvula okulandelayo.
https://twitter.com/ThePrasanthKJ/status/1513098199711461377?s=20&t=X9YFyh5l7eid5krI-WbFEQ
Aayush Dhiman
Kungani kungaphephile ukwengeza i-paypal kunoma yiliphi ibhange le-Neo?
FinChamps Editorial
Hi Aayush,
Ungakwazi yini ukuchaza kabusha noma ukweneba umbuzo wakho?
I-Arjay
Hi Aayush,
Uma i-Fi inamazinga e-forex ayiziro kusho ukuthini ukubhekana namakhadi ajwayelekile, kanye nangenamkhawulo? Futhi kwangathi ngingawazi amacala abawashoyo!
PB
Ngifuna ibhange ledijithali lapho ngingavula khona i-akhawunti yeklabhu yami yasekolishi.
Ukuze kungadingeki ngifake izimali ku-akhawunti yami yasebhange njengoba kungase kuphazamiseke ukuphatha izindleko futhi, ukuba ne-akhawunti yasebhange ephumelelayo nakho kuzongisiza ekulawuleni izindleko zeqembu.
Izimali aziningi, ubuningi buzoya ku-7-8K (kulo nyaka).
Yiziphi iziphakamiso okufanele ngihambe nazo?
Sachin Saurav
I-Federal Bank Ine-akhawunti yokulondoloza ezinikele yamaKlabhu futhi ungayivula ku-inthanethi. https://www.federalbank.co.in/club-savings-account