I-ICICI Bank Coral Credit Card iyikhadi lesikweletu elidume kakhulu nelithengekayo ohlwini lwamakhadi aGemstone ahlinzekwa yi-ICICI Bank.
I-ICICI Bank ingelinye lamabhange ahamba phambili embonini yangasese e-India futhi njengamanje linenethiwekhi yamagatsha angaphezu kuka-5000 e-India.
Ukwengeza kulokhu kufinyeleleka okusabalele, ibhange liphinde lenze inethiwekhi enkulu yemikhiqizo namasevisi ezezimali. Lokhu kuqinisekisa ukuthi imikhiqizo yezezimali ye-premium efana namakhadi esikweletu inokufinyelela okubanzi emadolobheni amancane namancane ase-India, okuwahlinzeka ngezinzuzo zokonga ngenkathi usebenzisa.
Ngokulungiswa okuphansi kwaminyaka yonke kanye nenqwaba yezinzuzo zokuhamba, ukudla nokuzijabulisa, leli khadi liza emqhudelwaneni wentamo eqinile yamakhadi alo esimanje okugcinwa okuphansi, ikakhulukazi I-SBI SimplyCLICK Credit Card futhi HDFC MoneyBack Credit Card.
Ake sibone ukuthi leli khadi lihluke kangakanani kwabesikhathi salo nokuthi isiphi isigaba sokuchitha esingavuza kakhulu kuleli khadi.
I-ICICI Bank Coral Card iza ngezinhlobonhlobo ze-MasterCard ne-Visa.
Izinzuzo ze-ICICI Bank Coral Credit Card
WAMUKELA USIZO
Azikho izinzuzo ezamukelekayo ezinwetshiwe kuleli khadi.
IZINZUZO ZERAILWAY LOUNGE
Ekugcineni, i-mainstream credit card (ngokungafani namakhadi esikweletu aqondene nokuhamba) ahlinzeka ngezinzuzo zegumbi lokuphumula likaloliwe. Kusithandi sokuhamba ngesitimela njengami, izinzuzo zokuhamba ngesitimela zihlala ziyiphoyinti elikhulu ku-a credit card.
I-ICICI Bank Coral Credit Card inikeza Ukufinyelela oku-1 okuthokomele ukukhetha amagumbi okuphumula kaloliwe asekhaya ngekota. Ngakho-ke, ungafinyelela ukukhetha ama-lounge wesitimela izikhathi ezi-4 ngonyaka.
IZINZUZO ZESIKHUNDLA SEzindiza
Ikhadi linikeza Ukufinyelela oku-1 okunesizotha kokukhetha amagumbi okuhlala esikhumulweni sezindiza ngekota ngayinye ngemali ephansi engu-Rs. 5000 kwikota edlule. Ngamafuphi, ufanelekile ukuthola indawo yokuphumula yesikhumulo sezindiza kuphela uma kungenzeka usebenzise u-Rs. 5000 nangaphezulu ezinyangeni ezi-3 ezedlule.
Indiza evamile? Bheka izinzuzo ezimangalisayo zegumbi lokuphumula lesikhumulo sezindiza ezinikezwa yi- I-ICICI Bank Sapphiro Credit Card.
BOOKMYSHOW KANYE NEZINZUZO INOX
Ungathola isaphulelo esingu-25% esifika ku-Rs. 100 ekuthengeni okuncane kwamathikithi ama-movie ama-2 nge-BookMyShow kanye ne-INOX. Le nzuzo isebenza kabili ngenyanga.
INZUZO YENKULUMO KAFUTHA
Ukuyekwa okungu-1% enkokhisweni kaphethiloli ekusetshenzisweni okuncane okungu-Rs. 4000 ngokuthenga ngakunye kuzo zonke iziteshi zikaphethiloli ze-HPCL.
IZINZUZO EZIYIMILESTONE
Ngokusetshenziswa kwe-Rs. 2 lakh ngonyaka, uthola amaphuzu angu-2000 PAYBACK. Ngemva kwalokho kuyo yonke i-1 lakh esetshenzisiwe (Rs. 3 lakh ukuya phambili), uthola amaphuzu angu-1000 PAYBACK. Ungakwazi ukuzuza amaphuzu aphezulu angu-10,000 PAYBACK ngonyaka.
EZINYE IZINZUZO
- Through the I-ICICI Bank Culinary Treats ilungelo, uthola Izipesheli kanye izaphulelo on yokudlela.
- Okuhlukile kwe-ICICI Bank Coral Credit Card Visa kunweba izinhlinzeko nezaphulelo kumahhotela, izindawo zokungcebeleka kanye nezindawo zokudlela ezinhle ezweni naphesheya.
- Okuhlukile kwe-MasterCard kunikeza ukufinyelela kuphothali ye-'MasterCard Moments'. Ingosi ye-Moments inikeza izaphulelo namadili ohambo, ukudla, ezokuzijabulisa nezemidlalo kanye nokuthenga.
Kuyathakazelisa ukuthi ibhange likhipha ishadi elibonisa cishe ama-Rs. 11000+ ukonga okufanelekile endleleni yokuphila kanye nezindleko zokuthenga ngonyaka. Ishadi lifinyezwe lapha ukuze ulihlole. Ukuqagela kusekelwe ekusetshenzisweni konyaka kwama-Rs 3,60,000.
25% isaphulelo kumathikithi e-movie nge-BookMyShow kanye ne-INOX | Rs. I-2,400 |
Imiklomelo yemali ekusetshenzisweni konyaka okungu-Rs 3,00,000 | Rs. I-1,425 |
Imiklomelo ye-Milestone ekusetshenzisweni kwe-Rs 3,00,000 | Rs. I-750 |
Ukufinyelela ku-MasterCard noma kwi-Visa Airport Lounge | Rs. I-4,000 |
U-1% wokuyekwa kwenkokhelo kaphethiloli kuma-Rs 5,000 asetshenziswa nyanga zonke kuphethiloli | Rs. I-600 |
Ukufinyelela kokuthophayo ku-Railway Lounge e-India | Rs. I-2,000 |
Amaphuzu Omvuzo/E-PAYBACK we-ICICI Bank Coral Credit Card
I-ICICI Bank inguzakwethu okhokhelwayo we-PAYBACK, uhlelo lwase-India olukhulu lokwethembeka lwemikhiqizo eminingi, futhi inikeza amaphuzu okuklomelisa ngendlela yamaphoyinti e-PAYBACK. Lokhu kusho ukuthi amaphuzu okuklomelisa angasetshenziswa ngemikhiqizo neminikelo evela kukhathalogi ye-PAYBACK.
Inzuzo enkulu yamaphoyinti e-PAYBACK njengamaphoyinti omklomelo inzuzo yamaphoyinti aphindwe kabili.
Ukuze uthenge usebenzisa i-ICICI Bank Coral Credit Card yakho, ungathola amaphuzu kwabanye ozakwethu be-PAYBACK, kokubili ku-inthanethi nasesitolo. Amanye amabhrendi aziwayo angozakwethu be-PAYBACK yi-Big Bazaar. HPCL, Brand Factory, Amazon, Flipkart, Myntra, Dominos, Swiggy, Lenskart nezinye izitolo eziningi.
Futhi, okuphawulekayo ukuthi ikhathalogu ye-PAYBACK inezinhlobonhlobo zemikhiqizo nezinto ongakhetha kuzo. Injabulo yomthengi ngingasho.
Isakhiwo sephoyinti le-PAYBACK simi kanje:
- 1 Iphuzu LOKUKHOKHELA kuwo wonke ama-Rs. 100 esetshenziswe ku-Utility Bills kanye nezindleko ezihlobene nomshuwalense.
- 2 PAYBACK Amaphuzu kuwo wonke ama-Rs. 100 kukho konke okunye ukusetshenziswa, ngaphandle kukaphethiloli.
Okuzuzisa kakhulu ukuthi ungakwazi futhi ukufaka amaphuzu akho e-PAYBACK!
4 Amaphuzu okukhokha = Re. 1
KAFUSHANE, AMAPHUZU OKUKHOKHELA ANGASETSHENZISWA
- Okuthengiswayo okuvela kukhathalogi yemiklomelo ye-PAYBACK.
- Amavawusha nama-E-Voucher ezinhlobo eziningi zokudla, imfashini, izinto zikagesi, igilosa, ezokuzijabulisa nokunye okuningi.
- Ithengwa e-PAYBACK Esitolo kanye nozakwethu abaku-inthanethi.
- Air Miles.
- Ukubuyela emuva
Izimali nezindleko
IMALI YOKUJOYINA
Imali yokujoyina ingu-Rs. 500 + izintela.
IMALI YONYAKA/IMALI YOKUVUSELA
Imali Ekhokhwayo Yonyaka ngama-Rs. 500 + izintela, eziyekiwe ekuchithweni okungaphezu kwama-Rs. 1,50,000 ngonyaka odlule.
IZINKOKHELO ZE-ADVANCE YEMALI
2.5% yenani elithuthukisiwe noma ama-Rs. 300, noma yikuphi okuphezulu.
HLOLA FUTHI UYEKE IZINKOKHELO ZOKULANDA
Rs. 100 ngokulanda ngakunye.
UKUKHISHWA KABUSHA KWEKHADI ELAHLEKILE, ELITSHIWEYO, NOMA ELILIMALIWE
Rs. I-100.
INKOKHELO YOKUBUYISA ISITATIMENDE
Rs. 100 sisinye ukuze kutholwe izitatimende ezingaphezu kwezinyanga ezi-3 ubudala.
IZINKOKHELO NGESIKHATHI SOKUKHOKHELWA
Ibhalansi yesitatimende | Izindleko Zokukhokha Sekwephuzile |
Ngaphansi kwe-Rs. 100 | Ayikho icala |
Rs. 100 - Rs. 500 | Rs. I-100 |
Rs. 501 - Rs. 10,000 | Rs. I-500 |
Rs. 10,000 nangaphezulu | Rs. I-750 |
IMALI ENGEPHEZULU KOMKHAWULO
U-3.40% wekhredithi enwetshiwe.
INKOKHELO YOKUPHATHA
Ngokusetshenziswa okusekelwe kukhathalogi kokuthi PAYBACK: Rs. 99.
Ukuthola ku-inthanethi nokusesitolo ku-PAYBACK: Rs. 25.
INKOKHELO YOKUBUYISELWA UKHESHI
Rs. 100 ngomsebenzi ngamunye.
INKXASO YOKUBEKA Umzila wesitimela
U-1.80% yenani lomsebenzi wokubhukha ithikithi ku-inthanethi kanye no-2.50% wokubhuka amathikithi ekhawunta.
EZINYE IZIMALI EZIHLUKENEYO
Imihlahlandlela | 3% yenani elingakapheli noma ama-Rs. 300, noma yikuphi okuphezulu. |
Ukubuyiselwa kwesheke | 2% yenani eliphelele elifunekayo noma ama-Rs. 450, noma yikuphi okuphezulu. |
Imali yokucubungula isheke lokuphuma | 1% yenani lesheke noma ama-Rs. 100, noma yikuphi okuphezulu. |
Isicelo sesiliphu sokushaja | Rs. 100 isiliphu sokushaja ngasinye. |
Ukuthengiswa kwemali yangaphandle | 3.5% umkhiqizo |
Ukufaneleka kwe-ICICI Bank Coral Credit Card
I-ICICI Bank ayikazicacisi izimiso zokufaneleka ezimisiwe zokuthola ikhadi. Ngokusekelwe emalini oyitholayo yonke, umlando wesikweletu, umlando wokukhokha, iminyaka kanye nendawo ohlala kuyo, ibhange linquma ukuthi uyafaneleka yini ukuthola ikhadi.
Nokho, kucatshangelwa izindleko ezidingekayo zokuthola izinzuzo eziyingqopha-mlando, indawo yokuphumula kanye nemali yokuvuselela, isilinganiso sethu siwukuthi imali engenayo yonyaka okungenani engama-Rs. 3 lakh nangaphezulu uzodingeka ukuze kucatshangelwe ukufaneleka.
Ngokuhlangenwe nakho, ngingasho ukuthi umlando omuhle wokusebenzisa imali noma amaphuzu amahle esikweletu uhamba ibanga elide ekuthengeni ikhadi lesikweletu kumabhange azimele.
Ukufaka isicelo se-ICICI Bank Coral Credit Card, sicela uvakashele ikhasi lewebhu elisemthethweni lapha.
Isinqumo Sethu ku-ICICI Bank Coral Credit Card
I-ICICI Bank Coral Credit Card ingaba ikhadi lakho lesikweletu lokuqala eliphelele. Izinzuzo ezishiwo futhi zilenza libe ikhadi elifiselekayo kumuntu osebenzisa inani elinqunyiwe lomholo wakhe ekunakekeleni indlela yokuphila. Leli khadi elakho uma:
- Ufuna ikhadi lesikweletu lokulungisa okuphansi.
- Thanda ukuchitha izimpelasonto ezimbalwa njalo ngenyanga ubukele amamuvi futhi udla out.
- Hamba izikhathi ezimbalwa ngonyaka.
- Iba nezidingo ezinkulu zokuthenga ezivela kumabhrendi webhizinisi asebenzisana ne-PAYBACK.
Izinzuzo zikaphethiloli zekhadi azizuzisi kumuntu onezidingo eziphansi zikaphethiloli njengoba kunesilinganiso esiphezulu sama-Rs. 4000.
Ikhadi le-ICICI Coral nalo alilona elingcono kakhulu mayelana nokukhokha izikweletu zezinsiza. Ngokusobala, ikhadi elifiseleka kakhulu kumuntu onekhono lempilo ewubukhazikhazi ngaphandle kokuchitha imali eningi ezinkokhelweni zokuvuselela.
shiya impendulo