I-ICICI Bank Sapphiro Credit Card iyikhadi lesikweletu eliyi-premium eliza nezinzuzo eziningi ebangeni lamakhadi eprimiyamu alesi sigaba.
Ikhadi liza ngezinhlobo ezi-2 - i-MasterCard ne-American Express. Phambilini, ikhadi lifike nge-VISA ehlukile futhi. Kodwa-ke, okuhlukile kwe-VISA akusanikezwa yibhange. Zombili izinhlobo ze-ICICI Bank Sapphiro Credit Card zinesethi yazo yezinzuzo futhi sizobuyekeza ngokuningiliziwe izinzuzo ezinikezwa ngayinye. Kodwa ake siqale sibone ukuthi yini echaza ikhadi lesikweletu eliyi-premium.
Ikhadi lesikweletu eliyi-premium liza nenani eliphakeme lokujoyina, inkokhelo yonyaka ephakeme, kanye nenqwaba yezinzuzo ezinxephezela isakhiwo senhlawulo ephakeme. Yenzelwe abantu abahola kakhulu nabasebenzisa imali ephakeme, ikhadi lesikweletu elikhokhelwayo linomkhawulo wesikweletu ophakeme, futhi ngokuvamile lilayishwa ngamasevisi ahlobene nokuhamba, ukudla nokuthenga phakathi kokunye. Futhi, izinzuzo ziza ngendlela yokubuyiselwa imali, amamayela noma izaphulelo, kanye nezaphulelo.
Okuxoxwe ngakho ngezansi izinzuzo ezihlukahlukene zekhadi lesikweletu le-ICICI Bank Sapphiro, kanye nezinzuzo ezikhethekile eziphathelene nokwahluka ngakunye - okuhlukile kwe-MasterCard ne-American Express. Bheka futhi inhlawulo nemibandela yokufaneleka, kanye nesinqumo sethu sekhadi. Nazo-ke :
Izinzuzo ze-ICICI Bank Sapphiro Credit Card
WAMUKELA USIZO
Okuhlukile kwe-MasterCard ne-Amex (amafushane ku-American Express) kunikeza ama-Gift Voucher angu- ₹ 10,000 njengenzuzo eyamukelekayo. Lokhu kungaphansi kwenkokhelo yemali yokujoyina. Amavawusha ahlakazwa phakathi kwezinsuku ezingama-45 zokujoyina.
Amavawusha avela kulawa mabhrendi alandelayo kanye namanani alandelayo :
Brand | Inani levawusha |
Abathengi Bayama | ₹ 3000 |
Yatra | 4 amavawusha lilinye ₹ 1000 | Inani eliphelele ₹ 4000 |
Ola | 4 amavawusha lilinye ₹ 250 | Inani eliphelele ₹ 1000 |
Uchungechunge Olukhethekile Lwezindawo zokudlela | ₹ 1000 |
Croma | ₹ 1000 |
IZINZUZO ZESIKHUNDLA SEzindiza
- I-Dreamfolks DragonPass Ubulungu bubiza u-USD 99, cishe u- ₹7250.
Ubulungu be-DragonPass buqukethe amalungelo alandelayo -- Ukuvakasha okungu-2 kwegumbi lokuphumula lesikhumulo sezindiza samazwe ngamazwe ngonyaka wekhalenda ezikhumulweni zezindiza ezikhethiwe.
- 2 ukuvakasha kwe-spa yesikhumulo sezindiza sasekhaya ngonyaka ngonyaka ezikhumulweni zezindiza ezikhethiwe.
- 2 ukufinyelela okunesizotha ikota ngayinye ukuze ukhethe amagumbi okuphumula esikhumulo sezindiza e-India ngemali engu- ₹ 5,000 noma ngaphezulu kwikota ngayinye yekhalenda.
INZUZO YENKULUMO KAFUTHA
I-ICICI Bank Sapphiro Credit Card inikeza inhlawulo kaphethiloli engu-1% ehoxisiwe ekuthengeni uphethiloli kuzo zonke izindawo ezithengisa uphethiloli, kungabibikho umkhawulo wokusebenzisa uphethiloli ngenyanga.
IZINZUZO EZIYIMILESTONE
Emalini ephansi engu- ₹ 4,00,000, uzuza Amaphuzu Okukhokha angu-4,000. Ngemva kwalokho, kukho konke okusetshenziswayo okungu- ₹ 1,00,000 okwengeziwe (imali esetshenziswayo lakh engu-5 ukuya phambili), uzuza amaphoyinti okukhokha angu-2,000. Ungakwazi ukuzuza amaphuzu okubuyisela angu-20,000 ngonyaka wekhalenda ngenzuzo eyingqophamlando yemiklomelo.
EZINYE IZINZUZO
- Lapho kuthengwa ithikithi le-movie elilodwa noma ithikithi lomcimbi nge-Book My Show, uzothola isaphulelo esifika ku- ₹500 ethikithini lesibili. Lo mnikelo usebenza kabili nyanga zonke. Iphelele kuleyo mpelasonto yokuzitika ngefilimu ngingasho.
- Ngohlelo lwe-ICICI Bank Culinary Treats Programme, uthola okunikezwayo okukhethekile nezaphulelo ekudleni. Ungaphinda wonge ubuncane obungu-15% ezindlekweni zokudlela ezindaweni zokudlela ezingu-2500+ ezweni lonke.
- Uthola isikhathi se-Golf Tee noma Isifundo kuwo wonke ama- ₹ 50,000 asetshenziswayo ngenyanga. Inani eliphezulu lemizuliswano yegalofu noma izifundo ngenyanga ngu-4.
- Amalungu ekhadi athola ukufinyelela ku-i-Assist, insizakalo yebhange engu-24×7 ye-concierge. Isevisi ye-concierge isiza ngezigaba ezibanzi ezilandelayo:
- Ukudluliselwa kwendawo yokudlela kanye nokubhuka
- Usizo lwembali nesipho
- Ukudluliselwa kwehhotela nokubhukha
- Ukudluliselwa kwendiza nokubhukha
- Isevisi yokuqasha imoto kanye ne-limousine
- Ukubhukha nokulethwa kwamathikithi emuvi
- Amalungelo e-concierge yezokwelapha
- Usizo lwezimo eziphuthumayo kulo lonke elaseNdiya
- Umshwalense ophelele
- Isikweletu Sekhadi Lomgunyathi
- Ikhava yokuthathwa kwe-akhawunti
- Ikhadi le-chip nephini
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AMEX KUPHELA IZINZUZO
- Ngohlelo lwe-American Express Connect, amalungu athola izipesheli Zokuhamba, Indawo Yokulala, Ukudla, Ukudayisa kanye Nokuthenga Ku-inthanethi. Kukhona izinhlobonhlobo zokunikezwayo ongakhetha kuzo.
- Amalungu angasebenzisa izinzuzo ze-American Express ezeClick, isixazululo sokukhokha esiku-inthanethi esinikezwa yi-Amex. I-ezeClick inikeza abasebenzisi i-ID eyodwa eyingqayizivele eqeda isidingo sokufaka imininingwane yekhadi lesikweletu kukho konke ukuthengwa kwe-inthanethi. Futhi kuyindlela esheshayo nephephe kakhudlwana yokuthenga ku-inthanethi.
- Uthola nokufinyelela ku-American Express EPAY evumela ukukhokha ngaphandle kokuhlupheka kwezikweletu zesevisi ngokusebenzisa isici sayo esithi 'Autopay'. Awusadingi ukukhathazeka mayelana nezinsuku okufanele zikhokhwe. Ukukhokha okuzenzakalelayo kunakekela ukukhokha izikweletu ngesikhathi.
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I-MASTERCARD KUPHELA IZINZUZO
- Ngokuhlukile kwe-ICICI Bank Sapphiro Credit Card MasterCard, uthola ukufinyelela kuhlelo lokusayina lwe-MasterCard Moments. Inikeza izaphulelo nokunikezwayo kuzo zonke izigaba ezibanzi ezilandelayo:
- Izikhangibavakashi
- Culinary
- Ubuciko Namasiko
- Sports
- Shopping
- Ezokuzijabulisa
- I-Advance Medical - Umbono Wezokwelapha Wochwepheshe
- Ngokuhlukile kwe-ICICI Bank Sapphiro Credit Card MasterCard, uthola ukufinyelela kuhlelo lokusayina lwe-MasterCard Moments. Inikeza izaphulelo nokunikezwayo kuzo zonke izigaba ezibanzi ezilandelayo:
Amaphuzu Womvuzo/INKOKHELO wekhadi lesikweletu le-ICICI Bank Sapphiro
I-ICICI Bank inikeza imiklomelo ngendlela yamaphoyinti e-PAYBACK. I-PAYBACK iwuhlelo lokwethembeka lwemikhiqizo eminingi, futhi enkulu kunazo zonke eNdiya. Amanye amabhrendi aziwa kakhulu njengeBig Bazaar ne-ClearTrip nawo angabazakwethu be-PAYBACK.
AMAPHUZU OKUKHOKHELA EZIMALI EZICHITHWE ZEZIMALI (AMAFUTHA AYIBAKALI)
Amex ICICI Bank Sapphiro Credit Card : 3 PAYBACK amaphoyinti ngakho konke u- ₹ 100 osetshenzisiwe.
I-MasterCard ICICI Bank Sapphiro Credit Card: 2 PAYBACK amaphoyinti ngakho konke u- ₹ 100 osetshenzisiwe.
AMAPHUZU OKUKHOKHELA NGEZIMALI ZAMAZWE
Ikhadi lesikweletu le-Amex ICICI Bank Sapphiro: 6 PAYBACK amaphoyinti ngakho konke u- ₹ 100 osetshenzisiwe.
I-MasterCard ICICI Bank Sapphiro Credit Card: 4 PAYBACK amaphoyinti ngakho konke u- ₹ 100 osetshenzisiwe.
Mayelana nemiklomelo, okuhlukile kwe-Amex kwekhadi kunikeza amaphuzu e-PAYBACK engeziwe ekusetshenzisweni kwemali.
Ukuba ne-PAYBACK njengozakwethu wokwethembeka kuzuzisa wena njengomnikazi wekhadi lesikweletu lasebhange lase-ICICI. Awuzuzi nje kuphela amaphuzu e-PAYBACK emalini echithwe yikhadi lakho lesikweletu, kodwa nalapho uthenga kunoma imaphi amabhrendi ozakwethu be-PAYBACK. Isibonelo, uma uthenga ithikithi lendiza kwa-ClearTrip usebenzisa I-ICICI Bank Sapphiro Credit Card yakho, uzuza amaphoyinti angu-2 PAYBACK ngo-Rs 100 ngamunye ekhadini lakho lesikweletu kanye namaphoyinti angu-3 PAYBACK avela ku-ClearTrip. I-win-win yakho!
AMAPHUZU OKUKHOKHELA ANGASETSHENZISWA
- Okuthengiswayo okuvela kukhathalogi yemiklomelo ye-PAYBACK.
- Amavawusha nama-E-Voucher ezinhlobo eziningi zokudla, imfashini, izinto zikagesi, igilosa, ezokuzijabulisa nokunye okuningi.
- Ithengwa e-PAYBACK Esitolo kanye nozakwethu abaku-inthanethi.
- Air Miles.
Izimali nezindleko
IMALI YOKUJOYINA
Imali yokujoyina ingu- ₹ 6,500 + izintela.
IMALI YONYAKA/IMALI YOKUVUSELA
Inkokhelo yaminyaka yonke ingu- ₹ 3,500 + izintela, iyekiswe ekuchithweni okungaphezu kuka- ₹ 6,00,000 onyakeni odlule.
IZINKOKHELO ZE-ADVANCE YEMALI
U-2.5% yenani elithuthukisiwe noma u- ₹300, kuye ngokuthi ikuphi okuphezulu.
HLOLA FUTHI UYEKE IZINKOKHELO ZOKULANDA
R100 ngokulanda ngakunye.
UKUKHISHWA KABUSHA KWEKHADI ELILAHLEKILE, ELISHINILE NOMA ELILIMALIWE
100 ₹.
INKOKHELO YOKUBUYISA ISITATIMENDE
U- ₹ 100 ngayinye ukuze kutholwe izitatimende ezingaphezu kwezinyanga ezi-3 ubudala.
IZINKOKHELO NGESIKHATHI SOKUKHOKHELWA
Ibhalansi yesitatimende | Izindleko Zokukhokha Sekwephuzile |
Ngaphansi kuka- ₹ 100 | Ayikho icala |
100 – ₹ 500 | ₹ 100 |
501 – ₹ 10,000 | ₹ 500 |
10,000 nangaphezulu | ₹ 750 |
IMALI ENGEPHEZULU KOMKHAWULO
U-3.40% wekhredithi enwetshiwe.
INKOKHELO YOKUPHATHA
Ngokusetshenziswa okusekelwe kukhathalogi kokuthi PAYBACK: ₹ 99
Ukuthola ku-inthanethi nokusesitolo ku-PAYBACK: ₹ 25
INKOKHELO YOKUBUYISELWA UKHESHI
₹ 100 ngomsebenzi ngamunye.
INKXASO YOKUBEKA Umzila wesitimela
U-1.80% yenani lomsebenzi wokubhukha ithikithi ku-inthanethi kanye no-2.50% wokubhuka amathikithi ekhawunta.
Okwehlukile kwe-Amex - u-1.80% yenani lokwenziwe noma u- ₹ 10 kuye ngokuthi ikuphi okuphezulu kukho konke ukubhukha kwamathikithi kaloliwe.
EZINYE IZIMALI EZIHLUKENEYO
Imihlahlandlela | U-3% yenani lokusalungiswa noma u- ₹ 300, kuye ngokuthi yikuphi okuphezulu. |
Ukubuyiselwa kwesheke | 2% yenani eliphelele elifunekayo noma ₹ 450, kuye ngokuthi ikuphi okuphezulu. |
Imali yokucubungula isheke lokuphuma | U-1% yenani lesheke noma u- ₹ 100, kuye ngokuthi yikuphi okuphezulu. |
Isicelo sesiliphu sokushaja | R100 isiliphu senkokhiso ngasinye. |
Ukuthengiswa kwemali yangaphandle | 3.5% umkhiqizo |
Ukufaneleka kwe-ICICI Bank Sapphiro Credit Card
Isayithi elisemthethweni le-ICICI Bank alisho imibandela yokufaneleka yekhadi lesikweletu le-Sapphiro. Kodwa-ke, singaphetha ngokuphepha ngokuthi ukuze umuntu afanelekele ukuthola ikhadi leprimiyamu yalolu banga, imali engenayo yonyaka kufanele ibe ama-lakhs angu-9.5 nangaphezulu.
INDAWO YOKUHLALA
Amadolobha Amakhulu, Izindawo Zasemadolobheni Namalokishi.
EZINYE IZIDINGO ZOKUFANELEKILE
Ngaphandle kwemali engenayo yonyaka, okuthandwayo kunikezwa uma une:
- amaphuzu amahle esikweletu
- amakhadi e-premium/ama-premium avela kwelinye ibhange
Isinqumo Sethu ku-ICICI Bank Sapphiro Credit Card
Leli Khadi lingcono kakhulu kochwepheshe bezindiza njalo kanye nosomabhizinisi abangakwazi ukuthatha ilungelo lezinsiza zesikhumulo sezindiza ezinikezwa ikhadi.
I-ICICI Sapphiro nayo ingcono kakhulu ekusebenziseni imali eningi, ngaphandle kokuthi kuphethiloli. Izinzuzo eziyingqopha-mlando zithola amaphuzu e-PAYBACK ahloniphekile angasetshenziswa ngamavawusha akhethekile, indawo yokudlela, okuthengiswayo nokunye.
Kubantu abangathanda ukuphumula futhi baphumule ngesikhathi sohambo lokuya endiza, nangezimpelaviki, leli khadi libafaneleka kakhulu. Uma uhamba ngomthetho othi “Relax, Vuselela, Shaja kabusha” leli khadi elakho. Ngezaphulelo, izinzuzo kanye nemivuzo kumathikithi e-movie okuvakasha kwe-spa, ukudla uyothenga, leli khadi lisho ukonga kukho konke okwenzayo ukuze uphumule futhi uphumule.
Ukuze ufake isicelo sekhadi lesikweletu, sicela uvakashele ikhasi lewebhu elisemthethweni lapha.
shiya impendulo