Ukutshala imali okunomthelela bekungeyona nje inkulumo yehora kuphela kodwa futhi nesidingo sehora.
Ngokukhula kokukhathazeka kwemvelo, kubalulekile ukuthi abantu baqale ukuthatha zonke izinyathelo ezinkulu nezincane ezidingekayo ukuze kuzuze yona, ngandlela thize.
Enye indlela enjalo abatshalizimali nabahwebi abaye bayithatha ukutshala izimali ezithinta umthelela, okuthi, njengoba negama libonisa, ukutshala imali ekwenzeni umthelela.
Ukutshalwa kwezimali okunomthelela manje sekukhona emhlabeni wonke kodwa kubonakala kakhulu naseNdiya.
Bayanda abantu abazama ukutshala imali emikhiqizweni enomthelela omuhle esimweni sezulu kanye nemvelo, futhi asikho isikhathi esingcono sokukhuluma ngakho konke!
Kuyini ukutshala imali okunomthelela?
Ukutshalwa kwezimali okunomthelela kuyindlela lapho abatshalizimali betshala khona ezinkampanini, ezikhwameni, nasezinhlanganweni ezinikela kahle endaweni ezungezile futhi ezikhiqiza inzuzo yomphakathi ngandlela thize noma enye, kanye nezinzuzo zabo zezezimali ezivamile.
Abatshalizimali abathintekayo basekela izinkampani kwezezimali ezincane, izimoto zikagesi, ezolimo ezisimeme, izinsiza zamandla avuselelekayo, ezinye esikhundleni sepulasitiki, kanye nezinye izinhlelo ezinjalo ezithathwayo ukuze kuzuze indawo yethu yezenhlalo neyemvelo.
Ungakhetha kanjani ukuthi iyiphi isikhwama sokutshala imali ongatshala kuso?
Kunemibandela emine eyinhloko esekelwe lapho ungenza khona isinqumo sakho sokutshala imali ebhizinisini elinomthelela.
Uhlelo lwe-UBP IMAP luthuthukise indlela yokunquma. Ungakwazi ukufaka amaphuzu umbandela ngamunye koku-5 bese uyisamba ukuze uthole amaphuzu aphezulu angu-20.
- INHLOSO noma Inhloso
- Lo mbandela uhlanganisa namasu enkampani ashiwo.
- Iqukethe ingxenye yenkampani yesabelo se-capex/R&D esixazululweni esithile esibhekiswe enkingeni.
- IMATERIALITY noma ukuthanda izinto ezibonakalayo
- Inamaphi amaphesenti emali engenayo isiyonke yenkampani etholakala ezindaweni ezikhiqiza umthelela omuhle.
- Kuhlanganisa futhi uma kukhona eminye imigqa yebhizinisi engqubuzanayo emkhakheni ofanayo womsebenzi.
- ADDITIONALITY noma Ukwengeza
- Kuhlanganisa uma inkampani ingumholi womhlaba wonke emkhakheni.
- Iphinde ikhulume ngokuthi ngabe kukhona yini okuhlukile kwezobuchwepheshe, indlela, kanye nokuhlinzekwa kwesixazululo ngasohlangothini lwenkampani.
- AMANDLA noma Amathuba
- Kuhlanganisa amandla angempela esixazululo esihlongozwayo ngesevisi/umkhiqizo ukuze ube nomthelela omkhulu emhlabeni.
- Ikhuluma ngokuthi ngabe lesi sixazululo siwukushintsha umdlalo womhlaba noma cha.
Ukukhathazeka okuholela kumthelela omubi esikweni lokutshala imali eNdiya
I-India ayilona nje izwe elicebile amasiko, amasiko, kanye nezindinganiso, kodwa futhi elicebile ngabantu balo, ukungcola, indawo ezungezile ehlambalazayo, nokunye. Ukungcoliswa komoya, ukuphathwa kabi kwemfucuza, nokushoda kwamanzi ngezinye zezinkinga zemvelo ezibucayi kakhulu eNdiya, kanye nokucekelwa phansi kwenhlabathi, ikhwalithi ewohlokayo yamahlathi, futhi uhlu alupheli.
Kwakungenxa yalesi sizathu, ukulondoloza imvelo yezwe, umoya esiwuphefumulayo, amanzi esiwadlayo, kanye nokongiwa kwamahlathi okusilethela okungaphezu nje kwemvelo, okwenza ukuthi ukutshala izimali kube nomthelela omkhulu eNdiya. Nakhu ukuthi kungani ukutshalwa kwezimali okunomthelela manje sekuthathwa ngokungathi sína eNdiya -
- Zonke izinkampani zaseNdiya manje sezihlolisiswa kakhulu ngokusekelwe ezicini zazo zezemvelo, ezenhlalakahle, kanye nokubusa (ESG) ukuze kutholwe ukukhula kwazo kwangempela negalelo emnothweni.
- Izindaba ezinjengokushintsha kwesimo sezulu nokungalingani kwezenhlalo zidlangile eNdiya, futhi ukwazisa ngoshintsho lwangempela, ukutshalwa kwezimali okunomthelela kubonakala kuwukuphela kwesinyathelo esinengqondo.
- Abatshalizimali sebeyazi manje ukuthi inkampani inamuphi umthelela wezemvelo, wezenhlalo, kanye nokuphatha emnothweni, futhi ngokusekelwe kulokho kuphela lapho abatshalizimali betshala imali yabo.
- Izimali zokusimama bezilokhu zikhula kakhulu kunangaphambili, ngokungena kwemali ecishe ibe yizigidi eziyizinkulungwane ezingama-186 kuma-Q2021 ka-1.
- Uma sihamba ngezibalo, izinkampani ezinokuvunyelwa kwe-ESG zenze kangcono kunazo zonke izinkampani ze-S&P 500.
- Zonke izinkampani ezinezisusa ze-ESG zithembeke kakhulu mayelana nezinzuzo zesikhathi esizayo.
- Ukutshalwa kwezimali okusimeme emhlabeni wonke kuzobusa ukutshalwa kwezimali kwendabuko esikhathini esizayo esiseduze.
- Kukhona ukuziphendulela okwengeziwe okuvela ohlangothini lwenkampani maqondana nenhlalonhle-yemvelo kanye nokubusa.
- Lo bhubhane uholele ekuhlukaneni okukhulu kwezenhlalo nezomnotho abatshalizimali kanye nezinkampani ezifuna ukukunciphisa.
- Imithelela engeyona eyezimali manje isithathwa njengelingana, uma ingekho ngenhla, nomthelela wezezimali inkampani enawo emnothweni.
- Bangaphezu kuka-80% abatshalizimali abathengisa e-India bagxile ekushintsheni kwabo ekutshaleni imali okusimeme.
- I-Nifty 100 ESG yenze kangcono kunakho kokubili i-Nifty 50 ne-Nifty 100 onyakeni odlule, kwakha ukuzethemba okwengeziwe ekutshalweni kwe-ESG.
- Amabhizinisi omphakathi kanye nezinkampani ezinanoma yiziphi izisusa zomphakathi ziyakhethwa kunemibono yebhizinisi evamile.
- Imizamo yomphakathi ixhaswa kakhulu ngezimali ukuze kuthuthukiswe i-India engcono.
- Ngaphezulu kwezigidigidi ezi-2.5 zamarandi kunyuswe ngezivumelwano zokulingana ngo-2020 zamabhizinisi anomthelela, kulandelwe ama-dollar ayizigidi eziyizinkulungwane eziyi-1.2 atholwe engxenyeni yokuqala ka-2021.
- Isilinganiso namandla ezinzuzo ezisimeme e-India sikwenza kube indawo enhle yokuqala ukutshala imali okunomthelela, njengoba kunikeza amathuba amaningi omphakathi ngenxa yenani labantu abaningi kanye nezinkinga ezimbalwa ezihlobene.
- Ukusungula i-social stock exchange nakho kusezingxoxweni, osekuzuze ukwethenjwa kwabantu ngezimali ezisimeme.
Izinzuzo zokutshala izimali eNdiya
- Kuyasiza ekuvaleni igebe phakathi kwezinhloso zezezimali nezomphakathi zomtshali-zimali.
- Isiza abatshalizimali ukuthi baphile ngokuvumelana nezindinganiso zabo ngokufaka isandla ezimbangela ezintsha.
- Futhi kusiza abatshalizimali ukuthi basize izinkampani ezinenhloso enhle yokunikela maqondana nenhlalo nemvelo yenkampani.
- Inikeza ukukhula okuphezulu, amandla okwenza inzuzo aqinile, nokuzibophezela komphakathi ngokutshalwa kwezimali okukodwa.
- Igxila emkhathizwe wesikhathi eside kusukela kukho kokubili inkampani kanye nombono womtshali-zimali.
- Baqondanise abatshalizimali neziNhloso Zokuthuthukiswa Okusimeme eziyi-17 zeNhlangano Yezizwe.
- Inikeza abatshalizimali isisekelo esikhulu semali engenayo njengoba ilandela umfutho wemakethe.
- Inikeza umtshali-zimali ithuba lokuqala lomnyakazo njengoba kuwumqondo omusha osendleleni eya phezulu.
- Isiza ekuxazululeni hhayi nje izindaba zikazwelonke kodwa zomhlaba ezishiwo emigomweni ye-SDG ye-UN.
- Ivula iminyango kubatshalizimali ukuthi babe osomathuba bamazwe ngamazwe ngokunikela ekuxazululeni inkinga futhi babe abawinile bakusasa.
- Isiza ukuzinzisa kanye nokwehlukanisa iphothifoliyo.
- Isiza ekuhlangabezaneni nesibopho somphakathi somuntu ngamunye nesenhlangano.
- Inika amandla abatshalizimali ukuthi baxhumane nezihlakaniphi ezinkulu ezinezifiso ezinkulu ezingaphezu kokwaneliseka ngokwezimali.
- I-India, njengezwe labantu, inezinkinga eziningi ezingaxazululiwe ezingaxazululwa ngokutshala imali okunomthelela.
- Ukutshala imali okunomthelela kukhona ukuphilisa umhlaba, futhi uma kukhona, lokhu kuyinto sonke okudingeka siqale ukusebenza ngayo - namuhla!
Ububi bokutshala imali eNdiya
- Kuyingozi encane ukuqala ukutshala izimali ezikhwameni zomphakathi ngenxa yobusha bomqondo.
- Isisekelo sabatshalizimali sokutshalwa kwezimali komthelela siseyinhle kakhulu, kunezimali ezimbalwa zokutshalwa kwezimali ezikwazi ukuzuza imiphumela ephezulu kanye nokwanda.
- Kusenzima ukukholisa abatshalizimali abazimele ukuthi baqale ukufaka imali yabo ezikhwameni ezinomthelela, okwenza imboni yokutshala imali ibe yiphupho elikude.
- Uma kuwutshalomali olunembuyiselo ephezulu, futhi luyingozi enkulu.
- Njengoba umthelela wehluka kuzo zonke izinkambu, kunzima ukuthola ukuvumelana kwesilinganiso.
- Imithelela inzima ukuqhathanisa, ukulinganisa kanye nokulinganisa.
- Amathrendi okutshalwa kwezimali okunomthelela e-India ngonyaka ka-2020-2021.
- Unyaka walolu bhubhane, ka-2020, ubone amabhizinisi anomthelela wokunakekelwa kwezempilo aheha izigidi ezingama-20 zamadola aseMelika kuzo zonke izivumelwano ezingama-29 ezahlukahlukene.
- Amabhizinisi anomthelela ekutshalweni kwezimali kwezobuchwepheshe esigabeni sembewu ahehe ukukhula okukhulu, iningi labatshalizimali linentshisekelo ekunakekelweni kwezempilo kwezobuchwepheshe, ezobuchwepheshe, ezokuziphilisa, kanye namabhizinisi asafufusa asekelwe kwezobuchwepheshe kwezolimo.
- Amabhizinisi womthelela wezemfundo azuze amaRandi ayizigidi ezingama-660 ngonyaka ka-2020-2021.
- Amabhizinisi anomthelela kwezolimo ahehe izigidi ezingama- $440 kumadili angama-52 ngo-FY 2020-2021, ehlala endaweni yesithathu ephezulu kakhulu kukho konke ukutshalwa kwezimali.
Izibonelo zokutshalwa kwezimali okunomthelela e-India
- Iqembu le-Aavishkaar, eligxile kwezentuthuko ngokwenza amabhizinisi ngokuhlose ukuthuthukisa uhlelo lwezemvelo olunomthelela emazwenikazi afana ne-Asia ne-Afrika.
- Acumen, egxile ekwandiseni iholo labalimi abancane.
- I-Elevar Equity, ihlose ukuthandeka kwesikhathi sangempela nokudala inani lamakhasimende kanye nokutshalwa kwezimali okuphelele kosomabhizinisi.
- I-Unitus Ventures, eyenza ukutshalwa kwezimali kwesigaba sembewu kanye neziqalo ezisebenzela abantu abahola kancane.
- I-Omidyar Network, esiza ukudala imikhiqizo yezezimali ethengekayo nevumelana nezimo yabalimi abancane nabancane kanye namaNdiya avamile namabhizinisi.
Imibono yokuthuthukisa ukutshalwa kwezimali okunomthelela e-India
- Ukusebenzisa i-telemedicine exhumanisa odokotela basemadolobheni neziguli zasemakhaya ukuvala igebe phakathi kwekhono elidingekayo emkhakheni wezokwelapha kanye nokutholakala kwawo ezindaweni okunzima ukufinyelela kuzo. Amafemu akhona kulo mkhakha: I-Karma Healthcare, i-Practo, i-Apollo, nokuningi.
- Ukusebenzisa ubuchwepheshe obuluhlaza nokubusebenzisa ngokukhiqiza kakhulu ngokwandisa amandla avuselelekayo kuholela ekutshalweni kwezimali zamandla aluhlaza. Amafemu akhona kulo mkhakha: Ubuchwepheshe be-S4S, i-Resham Sutra, nokuningi.
- Ukusebenzela ekufakweni kwezimali kwabantu abasengozini kanye nabasemaphandleni ngokusebenzisa ama-NGO axhasa ngezimali ezincane, kugxilwe ekweletini nasezidingweni zezezimali zabantu basezindaweni zasemakhaya. Amafemu akhona kulo mkhakha: Shram Sarathi, Grameen Model Bank, nabanye.
- Ukusebenzela, ukukhuthaza, kanye nokutshala imali kumafemu anethonya athinta ngqo isimo sobhubhane ezweni kusukela manje, kungaba kwezokunakekelwa kwezempilo, ukudla, nesiphuzo, ukuziphilisa, nanoma yimuphi omunye umkhakha.
Isiphetho
Ukutshalwa kwezimali okunomthelela kuzokwehla manje, futhi uma kwenziwa ngendlela efanele, kuzobona ukuphakama okukhulu esikhathini esizayo.
Impela kuyisidingo sehora uma kucatshangelwa izinga eliwohlokayo lendawo ezungezile kanye nomthelela kuphela amabhizinisi asebenza ngokuzinikela ukuze enze ushintsho emhlabeni angashintsha umdlalo wokuthi siphila kanjani kanye nalokho esikutholayo.
Ukutshala imali okunomthelela kuwumthelela wangempela!
Ungathanda futhi ukufunda umhlahlandlela wethu ku 7 Iseluleko Esibalulekile Sokutshalwa Kwezimali Kwabaqalayo futhi Izinhlelo zokusebenza eziphezulu ezi-5 zokutshala imali e-India zabaqalayo
Ngazise uma unemibuzo kumazwana angezansi.
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