I-INDmoney wuhlelo lokusebenza oludumile olukuvumela ukuthi uphathe ama-akhawunti akho, utshale imali emakethe yamasheya yase-US, futhi ufinyelele ezinye izinsiza zezezimali.
Nokho, njenganoma yiluphi uhlelo lokusebenza, ingase ingafaneleki kubo bonke abasebenzisi. Uma ufuna enye i-INDmoney, unokuningi ongakhetha kukho.
Kunohlelo lokusebenza lwazo zonke izidingo. Kusukela emathubeni okutshala imali kuya kumasevisi kuya kokuhlangenwe nakho komsebenzisi, uzothola elifana nezidingo zakho.
Kulokhu okuthunyelwe, sizobheka ezinye zezindlela eziphezulu ze-INDmoney futhi sigqamise izici ezibenza bahluke.
Ngakho-ke, kungakhathaliseki ukuthi ungumtshali-zimali onolwazi noma umusha kwezezimali zomuntu siqu, siyakukhava.
Kuthengisiwe
U-Darwin Arifin, u-Eric Huynh, u-Viram Shah, no-Yinghan Lin basungule inkundla yokutshala imali eqhutshwa umgomo Kuthengisiwe ngo-2018. I-Vested ifuna ukunika abantu amandla ngokubanika ukufinyelela emakethe ye-equity yase-US njengomeluleki wokutshala izimali obhalisiwe nge-SEC. Inkampani iyazihlukanisa kwezinye izinkampani kulo mkhakha ngokugxila ekunikezeni amakhasimende amandla kanye nokwenza lula inqubo yokutshala imali.
Nge-Vested, ungakwazi ukutshala izimali ezimakethe ngokuzethemba futhi ulawule isiphetho sakho sezezimali. Kungakhathaliseki ukuthi ungumtshali-zimali osanda kufunda noma uchwepheshe osemnkantshubomvu, i-Vested inolwazi namathuluzi owadingayo ukuze ufinyelele izinjongo zakho zezezimali.
Izici
- Izinkokhelo zebhili yezinsiza kanye nokuthengwa kwe-airtime/data kungenziwa ku-Vested
- Dlulisela imali kwamanye ama-akhawunti futhi uhlele izinjongo zemali nabantu abaningi
- Ayikho imikhawulo ekuhoxisweni kwezimali kanye nezinketho zokutshala izimali eziyingxenye etholakalayo
- Ukutshalwa kwezimali okuphindelelayo okuzenzakalelayo nokuvikelwa kwe-akhawunti ngomshuwalense we-SIPC kanye ne-FDIC
- Inkokhelo yokusetha i-akhawunti yesikhathi esisodwa engu- ₹399 iyasebenza, ngaphandle kwezindleko ezengeziwe zokuthenga nokudayisa izitoko noma ama-ETF
- Amathuluzi okucwaninga athuthukile kanye nezinketho zephothifoliyo ezenziwe ngaphambilini (AmaVest) ayatholakala
- I-256-bit encryption kanye ne-SSL yokuphepha, ngaphandle kwesidingo esincane sebhalansi.
Kuvera
I-Kuvera iyinkundla yokuphatha ingcebo yedijithali esungulwe ngu-Gaurav Rastogi ngo-Okthoba 2017. Isekelwe e-Bengaluru, e-KarnATA, inkampani iyisitolo esisodwa sazo zonke izidingo zakho zokutshala izimali. I-Kuvera isiza abantu nge izinqumo zezimali ngokubasiza bakhethe izimali ezihlanganyelwe ezihamba phambili, bahlelele imigomo yabo, bathuthukise izintela zabo, noma balinganisele kabusha amaphothifoliyo abo.
Ngobuchwepheshe bayo be-AI, iKuvera ibhekelela abatshalizimali abacebile nabavuthiwe abafuna ukulawula ikusasa labo lezezimali. Ngokusebenzelana kwayo okusebenziseka kalula kanye neziqondiso zochwepheshe, i-Kuvera iyinketho efanelekile yalabo abafuna ukukhulisa ingcebo yabo esimweni sezezimali esisheshayo sanamuhla.
Izici
- Tshala ezinhlobonhlobo zezitoko nama-ETF ngaphandle kwezimali zekhomishini, (ezinye izindleko ezifana nocingo nokuguqulwa kwe-FX kusengasebenza)
- Ama-akhawunti aphethwe ngokuvikeleka okuphezulu okungu-$500,000 futhi angavulwa ngemali encane efika ku-$10
- Thola ukufinyelela kumbiko wenzuzo enkulu ekupheleni konyaka ukuze ulandelele utshalomali lwakho
- I-Kuvera inikeza ngohlelo lokwethembeka olubizwa ngokuthi Izinhlamvu zemali, oluvuza abasebenzisi ngokwenza ukukhetha okufanele ngokwezezimali futhi bangakwazi isetshenziswe ukuze uvule izici ezithuthukisiwe ezifana nama-Akhawunti Omndeni, i-Trade-Smart, Nokuvunwa Kwentela
- Dala ama-akhawunti amaningi ngaphansi okufanayo Ngena ngemvume wena kanye namalungu omndeni wakho, futhi uphathe kalula konke ukutshalwa kwezimali
- Hlanganisa futhi ulandelele yonke iphothifoliyo yakho ye-Mutual Fund ngezinga eliphezulu kakhulu lokuvikela ubumfihlo
- Dlulisa imali kalula nangokuvikelekile ngeplatifomu kaKuvera.
I-Webull
I-Webull iyinkundla yokutshala imali yedijithali yabatshalizimali emhlabeni wonke eyethulwe ngo-2017 nguWang Anquan, owayeyisisebenzi se-Alibaba Group. Ngedatha yemakethe yesikhathi sangempela namathuluzi aqinile abanawo, abasebenzisi bangase babukele futhi bahlaziye izimakethe zezimali kuyilapho bethuthukisa izinhlelo zokutshala izimali.
Amasheya, ama-ETF, izinketho, i-cryptocurrency, namasheya angama-fractional kuphakathi kwezinketho zokuhweba ezitholakala esizeni.
I-Webull iphinde inikeze ngezinsizakalo zemfundo yokutshalwa kwezimali ukusiza abantu ukuthi benze ukukhetha okufundile. I-Webull ithobelana ngokuphelele nemithetho yendawo futhi inesizinda sabasebenzisi emazweni angaphezu kuka-180, iqinisekisa inkundla evikelekile nethembekile yabatshalizimali. Lawula izimpahla zakho futhi uhlole izimakethe zezimali kalula nge-Webull.
Izici
- Ukuhweba mahhala kwekhomishini ezinkulungwaneni zezitoko nama-ETF ngaphandle kwediphozithi encane edingekayo.
- Amathuba okutshalwa kwezimali ezinkampanini zasekhaya nezangaphandle, okuhlanganisa ikhono lokuthenga amasheya angama-fractional.
- Ukushaja okuthuthukile kanye analysis technical amathuluzi, okuhlanganisa izinkomba eziningi kanye Nezilinganiso Zezinga lesi-2 (Nasdaq TotalView), ukusiza ekwenzeni izinqumo zokutshala izimali.
- 24/7 ukwesekwa kwamakhasimende ukuqondisa abasebenzisi ngokusebenzisa inkundla futhi uphendule noma imiphi imibuzo.
- Ukufinyelela kuma-IRAs endabuko, e-Roth, kanye ne-rollover, kanye nomphakathi osebenzayo wokuxhuma nokuxoxisana nabanye abatshalizimali.
Cubewealth
I-Cubewealth, eyasungulwa ngomgomo wokwenza ezezimali zifinyeleleke futhi zibe lula kochwepheshe abamatasa, isizimise ngokushesha njengomeluleki wezezimali othembekile. Inhlangano isebenzisa ubuchwepheshe kanye nabasebenzi abanamakhono abeluleki be-mutual fund kanye nabeluleki bezezimali ukuze bathole amathuba angcono kakhulu okutshala imali kumakhasimende.
Umgomo wabo wokwenza imali ochwepheshe abamatasa uye wazuzisa abantu abaningi ekulawuleni isimo sabo sezimali. I-Cubewealth ilungele abantu abafisa ukutshala izimali ezinhle kakhulu kodwa abangenaso isikhathi noma amakhono okuzenzela izifundo zabo.
Izici
- I-Cubewealth inikeza isiqondiso somuntu siqu sokutshala izimali ngokusebenzisana njalo nababhalisile
- Inikeza usizo ekukhetheni i-brokerage kanye nezinkampani zokuqonda
- Ihlinzeka ngemibono emisha yokutshala imali kanye nokuhlaziywa njalo ngenyanga
- Igcina indlela engachemile engenabo izibopho nabathengi
- Uhlelo lokusebenza olulula nolusebenziseka kalula
- Ihlinzeka ngezinhlobonhlobo zezinto ezifundisayo nezifundisayo ezifana nocwaningo lwesitoko, imibiko yamakota, izibuyekezo zohwebo, nemihlahlandlela yokutshala imali.
Isitoko
I-Stockal iyinkundla yokutshalwa kwezimali esungulwe ngoFebhuwari 2016 iqembu lochwepheshe bezezimali abangomakadebona. I-Stockal, eholwa ngu-Rajan K Natarajan, Sitashwa Srivastava, kanye no-Vinay Bharathwaj, igxile ekwenzeni ukutshala izimali emhlabeni wonke kube lula kochwepheshe abamatasa.
Ithimba le-Stockal lineminyaka engu-40 yesipiliyoni sokusiza amakhasimende ngokutshalwa kwezimali kwamanye amazwe. Zisetshenziswa amafemu okuhweba ahamba phambili, amabhizinisi okuphatha ingcebo, nabeluleki be-robo, abahlinzeka ngezinkulungwane zabatshalizimali nsuku zonke. I-Stockal iyithuluzi elikahle lokuhlanganisa izimali zakho ezitshaliwe kanye nokonga komhlaba wonke, noma ngabe ufuna ukuhlukanisa iphothifoliyo yakho noma ulondolozele ikusasa.
Izici
- I-Stockal inikeza izici zokuhweba eziyingqayizivele ezifana nokuphathwa kwemali kanye nama-ETF anengqikithi kubatshalizimali basekhaya ababheka kuzo ukutshala imali emakethe yamasheya yase-US
- I-akhawunti ye-Stockal eyinhloko ihlanganisa ukusebenza kokuhweba, i-Demat, ne-akhawunti yasebhange, evumela abasebenzisi ukuthi babambe izabelo futhi batshale kweminye imikhiqizo ye-Stockal eyenziwe ngokwezifiso.
- Azikho izindleko zokuvula i-akhawunti ngekhomishini yamasenti angu-5 ngesheya ngalinye ebulungwini 'beGlobal' kanye nesenti elingu-1 ngesheya ngalinye ebulungwini be-'Global Plus'
- I-Stockal inikeza ukusekelwa kwengxoxo ebukhoma, ucingo, ne-imeyili.
- Ikuvumela ukuthi utshale kumasheya angamafraction angenamkhawulo enanini elincane lamasheya.
Winvesta
I-Winvesta, eyasungulwa ngo-2019 ngu-Swastik Nigam kanye no-Prateek Jain, inkampani ye-fintech eyenza kube lula ukutshala nokuhwebelana kwemingcele yabantu ngabanye namabhizinisi. Inkundla yakhiwe futhi iphathwe ithimba lochwepheshe abanolwazi olungaphezu kweminyaka eyishumi yolwazi ezimakethe zezimali zomhlaba.
Inkampani izishaya isifuba ngokuhlinzeka ngenkundla evikelekile nethobelayo kubasebenzisi bayo. Ukwengeza, uWinvesta unebhodi labeluleki elakhiwe izingqondo eziholayo kwezomthetho nakwezezimali. Inkampani kanye nozakwethu babhaliswe ngokugcwele futhi balawulwa ne-FCA yase-UK kanye ne-FINRA kanye ne-SEC e-US.
Izici
- I-Winvesta inikeza ukufinyelela emakethe yase-US ngokuhwebelana okudumile njenge-NYSE ne-NASDAQ
- Abasebenzisi bangatshala ezinhlobonhlobo zamasheya, ama-ETF, nama-ADR athobela imithetho yaseNdiya
- Ukutshala imali kungenziwa kuphela ngohlelo lokusebenza lweselula, olutholakala kukho kokubili i-iOS ne-Android
- Uhlelo lokusebenza luhlanganisa isixhumi esibonakalayo esisebenziseka kalula, izindaba nezibuyekezo ezinkampanini zephothifoliyo, kanye nezibuyekezo zentengo ezihlosiwe ezitokweni
- Thola ukuhweba okungenamkhawulo ngaphandle kwenkokhiso enyangeni yokuqala, nokuhwebelana oku-3 ngenyanga ngemuva kwalokho ngenkokhelo engu-$1 ngokuhweba ngakunye.
- Ivumela ukutshalwa kwezimali okuyingxenye, okuvumela abasebenzisi ukuthi batshale imali encane njenge-$1 esitokweni noma enkampanini ethile.
ICICI Ngqo
Ingxenye ye-ICICI Bank, i-ICICI Direct iyinkundla yokutshala imali eyaziwayo enikeza ukufinyelela ezimakethe eziphumelela kakhulu emhlabeni. Abatshalizimali bangase bahlukanise amaphothifoliyo abo futhi babheke amathuba amasha ngenxa yokukhethwa okukhulu kwezimpahla ezitholakalayo.
Kumakhasimende afisa ukwandisa ama-horizons awo okutshalwa kwezimali, i-ICICI Direct iphinde ihlinzeke ngamaphothifoliyo akhethiwe angaphezu kuka-80 aphethwe abaphathi bezikhwama zamazwe ngamazwe abanolwazi.
Njengoba izimpande zibuyela emuva ku-1995, i-ICICI Direct isungule umlando wokuhlinzeka ngenkonzo evelele nokukhulisa amakhasimende ayo. I-ICICI Direct iyithuluzi elihle lokugcina nokwakha imali yakho, noma ngabe ungumtshalizimali onolwazi noma osanda kuqala.
Izici
- I-ICICI Direct inikeza obhasikidi abakhethiwe bezitoko nama-ETF ukuze batshale imali, abakhethwe ithimba labo locwaningo
- Inqubo esheshayo nephumelelayo yokuthengisa izitoko nokwamukela izimali, ngaphandle kwezindleko ezengeziwe
- Izexwayiso ezenziwe ngendlela oyifisayo kanye nokuhlaziywa okujulile kwesitoko ngasinye ukusiza ezinqumweni zokutshala izimali ezinolwazi
- Ukuvulwa kwe-akhawunti okuku-inthanethi okulula ngaphandle kwesidingo samadokhumenti aphathekayo
- Ithuba lokutshala imali kumasheya amancane ezimakethe zase-US
- Ama-akhawunti avikelwe uma kwenzeka eqothuka, futhi ngaphezu kwalokho avikelwa umshwalense UMkhandlu Wokuvikela Ukutshalwa Kwezimali
- Itholakala ngokubhaliselwe okuyiziro kanye nezimali zokuthengisa.
Khula
I-Groww yasungulwa ngo-2017 nguLalit Keshre, uHarsh Jain, u-Ishan Bansal, noNeeraj Singh.
Le nkampani yaqala njengenkundla yokusabalalisa isikhwama esihlangene futhi yasheshe yaduma kubatshalizimali baseNdiya. Ukusabela esidingweni somsebenzisi, i-Groww yandise ukunikezwa kwayo ukuze ifake izitoko, igolide ledijithali, ama-ETF, ukuhweba kwansuku zonke, nama-IPO.
Manje, inkundla inabasebenzisi abangaphezu kwezigidi eziyi-1.5 emadolobheni angama-900+ eNdiya. Ziyinketho ethenjwayo yokutshalwa kwezimali. Abasunguli bafuna ukwenza lula izinhlelo zezezimali kubatshalizimali abasha futhi benze kube lula ukutshala nokukhulisa ingcebo.
Izici
- Ikhono lokutshala kumasheya angama-fractional, okuvumela abasebenzisi ukuthi bathenge okuncane okungu-0.0001 kwesitoko
- Isikhwama sokutshala imali se-USD sokulandelela ukutshalwa kwezimali ezimakethe zangaphandle
- Izinketho zoxhaso ezilula ngokusebenzisana ne-Axis Bank namanye amabhange
- Izinsizakalo zokuthengisa ziphethwe yi-Viewtrade Securities futhi ukucaciswa kwezohwebo kanye nezinsizakalo zokugcinwa kwempahla zihlinzekwa yi-Apex Clearing Corporation
- Isici se-SmartSave, esivumela abasebenzisi ukuthi bathole imbuyiselo ephezulu ekongeni kwabo
- Ukuqhathanisa isikhwama esihlangene kanye namathuluzi okwakha iphothifoliyo aklanyelwe ukubekezelela ubungozi bomuntu ngamunye kanye nentandokazi yenzuzo
- Ideski losizo lamakhasimende elizinikele ukuze kuxazululwe ngokushesha imibuzo noma izikhalazo
- Azikho izindleko ezengeziwe zokutshala izimali ezivamile ezitokweni zase-US, kodwa izinkokhelo zingasebenza kumasevisi ahlukahlukene. (Chofoza lapha ukwazi ngezinkonzo zabo ezahlukene)
INDmali ibambe indawo ephezulu emakethe isikhathi esithile, kodwa ukwesekwa kwayo kwamakhasimende okungeyona inkanyezi kwenzele indawo yabanye abadlali emakethe. Ngenkathi uhlelo lokusebenza ngalunye lunikeza izici ezihlukile, sikhethile Vested futhi Stockal njengezinye izindlela ezisebenziseka kalula INDmoney. Esikhundleni sokufaka kuhlu izinto ezintathu ongakhetha kuzo njengakuningi lama-athikili ethu, sikwehlise kwaba kabili nje ukuze sikusize wenze ukukhetha okucacile. Ake sihlole ubuhle nobubi bento ngayinye ukuze sikusize wenze isinqumo unolwazi.
Okunikeziwe: Ukubhekisisa Kakhudlwana
Izinzuzo ze-Vested:
- Ukwenza okungenazihibe kokuthenga nokuthengisa amasheya ase-US
- Ukusekelwa okuhle kwangemuva okuvela kochwepheshe
- Isici sokuphatha imali ngokuhlanganyela siwusizo kakhulu
- Ukudluliswa kwezimali okushelelayo ngaphakathi nangaphandle kwama-akhawunti asebhange aseNdiya
I-Cons of Vested:
- Idizayini yohlelo lokusebenza iyafushane
- Akuwona wonke umuntu oncamela uhlelo lokusebenza lweselula
- Izinketho zempahla ezinomkhawulo (isb awekho ama-IPO noma ama-cryptocurrencies)
Isitoko: Ukubuka Okubhekayo
Izinzuzo ze-Stockal:
- Isevisi yamakhasimende yomuntu siqu iyatholakala ngefoni ukuze kube lula
- I-interface enembile okulula ukuyisebenzisa
- Isici esithi "Izitaki" sinikeza ucwaningo olubalulekile ngezinqumo zokutshala izimali ezinolwazi
- Izinyathelo zokuphepha ezithuthukisiwe nge-biometric Ngena ngemvume izinketho
I-Cons of Stockal:
- Amandla anomkhawulo wokukhansela ama-oda alindile ngohlelo lokusebenza
- Imibiko yokuphindaphinda Ngena ngemvume izinkinga kanye nokwesekwa kwamakhasimende okuncane
- Izindleko zokuguqulwa kohlobo lwemali ezifihliwe ziye zabikwa ngabasebenzisi
Isinqumo Final
Izimbangi eziningana ezifanele ezindaweni ezifana nokuphathwa kwemali kanye nokutshalwa kwezimali kwesitoko kuphonsele inselelo ukubusa kwemakethe ye-Indmoney, ikakhulukazi. Uhlelo lokusebenza ngalunye lunikeza inhlanganisela ekhethekile yezici nezinzuzo. Kuthengisiwe, nokho, igqama njengenye indlela engcono kakhulu INDmali mayelana nokukhululeka okuphelele.
Isofthiwe inamandla ngoba ithenga futhi idayise kahle amasheya ase-US, inethuluzi lokuphatha imali elisezingeni eliphezulu, futhi inikeza usizo lochwepheshe ku-backend. Izinzuzo ze-Vested ngaphezu kwezinye izinhlelo zokusebenza zihlanganisa ukuhlanganisa izici ezimbalwa zezimali zomuntu siqu ngaphansi kophahla olulodwa.
I-Vested iyindlela okufanele uhambe ngayo uma ufuna isixazululo esiphelele sokuphatha izimali zakho kanye nokutshala imali emakethe yamasheya yase-US.
shiya impendulo